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Small Group Solutions

SELECT-SAVER: A NEW WAY TO SAVE

Small business owners appreciate the role benefits play
in retaining and attracting employees, but are challenged
when managing the cost of offering a competitive package.
Given the financial pressures many companies are feeling,
it is more important than ever to direct available benefit
dollars towards those plans that deliver the greatest
impact for the least cost.
A NEW WAY TO SAVE.
To meet the financial and resource
constraints of the small business
owner, Progressive Benefit Solutions
has introduced Select-Saver, an
exclusive product for those employers
with 25-99 employees.
Leveraging our near twenty years
experience working with small to mid
size employers, PBS has put together
a unique program that is missing in
the market today. Through our
locally and nationally established
relationships, we have developed a
program centered around reducing
health care spend and offering
simplified administration. With
Select- Saver, it’s simple -- more
choice and more savings.

SELECT-SAVER OFFERS
UNIQUE FEATURES & BENEFITS.
Designed with the small business owner
in mind, Select-Saver is structured with
unique features to offer savings to the
employer and employees.
Features:
- Wide array of benefit offerings
- Employee communications
- Access to compliance & HR tools
Benefits:
- Lower benefit costs
- Simplified open enrollment process
- Reduced administrative burdens

What makes Select-Saver unique?
• We have access to unique benefit
contract terms, giving you enhanced
benefits that are traditionally only
offered to large employers.
• Dedicated service team devoted
to the small business owner - our
focus and service is designed with
your needs in mind.
• Added HR support through our
exclusive HR Concierge service.
• Access to a broad array of health
insurance plan options, giving
you more choice, and more
opportunity to save.
• Ongoing and timely Health Care
Reform guidance specific to the
small to mid size market.
About Select-Saver
The goal -- give employers access to competitive pricing and enhanced
benefit features normally enjoyed by the larger employers, while simplifying
processes and administrative burdens.
Select-Saver will take the guesswork out of designing your benefit package
by bundling your programs.

How Select-Saver Can Help
As a Marsh & McLennan Agency (MMA), our clients benefit from our strong carrier
relationships in the marketplace. Select-Saver provides clients with access to
a host of products, enhanced features, and exclusive programs. Additionally,
we take the pressure off you by creating a simple and straightforward program
with ease of administration.
Through Select-Saver, your dedicated Small Business Solutions team will help
you to design and implement a benefit program that will incorporate:
+ Medical Benefits: You have the freedom to select the plan option(s) that
makes sense for your employees, while also benefiting from our access to a
variety of unique and exclusive carrier options.
+ Ancillary Benefits: The Select-Saver solution offers small business owners
the opportunity to bundle specific benefits that are priced at a lower cost
with enhanced features that means greater income protection.
+ Voluntary Benefits (Employee-Paid): Broadening employee options and
choices will increase the perceived value of your benefits program without
affecting the company budget.
All this equals more choice and more savings.

Ongoing Dedicated Support
Our employee benefit specialists have the expertise and experience necessary to
offer the support and guidance needed to manage your benefit programs.
In addition to ongoing support for benefit related questions, Select-Saver includes:
+ HR Concierge Advisor: Exclusive service that provides assistance on a HRrelated subjects including compliance issues, employee termination, health care
reform or other HR situations.
+ Employee Communication: Expensive communication tools are not necessary.
A targeted message delivery through an open enrollment meeting or electronic
meeting can have a powerful impact on your employees. Our team will support
you in delivering the right message.
In the end, you have more time to focus on other important business matters.

Copyright © 201 Marsh & McLennan Agency LLC. All rights reserved.

WHY PBS?
Progressive Benefit Solutions (PBS)
is a full service employee benefits
and risk management consulting firm.
Our dedicated team of professionals
offer a simplified way to approach
your benefits design and planning,
balancing both cost and value for
your company and employees
To meet the needs of our small
group employers, PBS has a dedicated
team of specialists with the experience
required to effectively manage your
benefit programs.
Additionally, as a Marsh & McLennan
Agency, we are successful in leveraging
our strong carrier relationships to
provide high employee satification on
the most cost effective benefit solutions
for our clients.

Contact Us.
Interested in learning more?
Reach out to our dedicated Small
Group Solutions Experts:

Progressive Benefit Solutions
2443 Lynn Road, Suite 208
Raleigh, NC 27615
919-781-4004
www.probenefitsolutions.com

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Sgs select saver

  • 1. Small Group Solutions SELECT-SAVER: A NEW WAY TO SAVE Small business owners appreciate the role benefits play in retaining and attracting employees, but are challenged when managing the cost of offering a competitive package. Given the financial pressures many companies are feeling, it is more important than ever to direct available benefit dollars towards those plans that deliver the greatest impact for the least cost. A NEW WAY TO SAVE. To meet the financial and resource constraints of the small business owner, Progressive Benefit Solutions has introduced Select-Saver, an exclusive product for those employers with 25-99 employees. Leveraging our near twenty years experience working with small to mid size employers, PBS has put together a unique program that is missing in the market today. Through our locally and nationally established relationships, we have developed a program centered around reducing health care spend and offering simplified administration. With Select- Saver, it’s simple -- more choice and more savings. SELECT-SAVER OFFERS UNIQUE FEATURES & BENEFITS. Designed with the small business owner in mind, Select-Saver is structured with unique features to offer savings to the employer and employees. Features: - Wide array of benefit offerings - Employee communications - Access to compliance & HR tools Benefits: - Lower benefit costs - Simplified open enrollment process - Reduced administrative burdens What makes Select-Saver unique? • We have access to unique benefit contract terms, giving you enhanced benefits that are traditionally only offered to large employers. • Dedicated service team devoted to the small business owner - our focus and service is designed with your needs in mind. • Added HR support through our exclusive HR Concierge service. • Access to a broad array of health insurance plan options, giving you more choice, and more opportunity to save. • Ongoing and timely Health Care Reform guidance specific to the small to mid size market.
  • 2. About Select-Saver The goal -- give employers access to competitive pricing and enhanced benefit features normally enjoyed by the larger employers, while simplifying processes and administrative burdens. Select-Saver will take the guesswork out of designing your benefit package by bundling your programs. How Select-Saver Can Help As a Marsh & McLennan Agency (MMA), our clients benefit from our strong carrier relationships in the marketplace. Select-Saver provides clients with access to a host of products, enhanced features, and exclusive programs. Additionally, we take the pressure off you by creating a simple and straightforward program with ease of administration. Through Select-Saver, your dedicated Small Business Solutions team will help you to design and implement a benefit program that will incorporate: + Medical Benefits: You have the freedom to select the plan option(s) that makes sense for your employees, while also benefiting from our access to a variety of unique and exclusive carrier options. + Ancillary Benefits: The Select-Saver solution offers small business owners the opportunity to bundle specific benefits that are priced at a lower cost with enhanced features that means greater income protection. + Voluntary Benefits (Employee-Paid): Broadening employee options and choices will increase the perceived value of your benefits program without affecting the company budget. All this equals more choice and more savings. Ongoing Dedicated Support Our employee benefit specialists have the expertise and experience necessary to offer the support and guidance needed to manage your benefit programs. In addition to ongoing support for benefit related questions, Select-Saver includes: + HR Concierge Advisor: Exclusive service that provides assistance on a HRrelated subjects including compliance issues, employee termination, health care reform or other HR situations. + Employee Communication: Expensive communication tools are not necessary. A targeted message delivery through an open enrollment meeting or electronic meeting can have a powerful impact on your employees. Our team will support you in delivering the right message. In the end, you have more time to focus on other important business matters. Copyright © 201 Marsh & McLennan Agency LLC. All rights reserved. WHY PBS? Progressive Benefit Solutions (PBS) is a full service employee benefits and risk management consulting firm. Our dedicated team of professionals offer a simplified way to approach your benefits design and planning, balancing both cost and value for your company and employees To meet the needs of our small group employers, PBS has a dedicated team of specialists with the experience required to effectively manage your benefit programs. Additionally, as a Marsh & McLennan Agency, we are successful in leveraging our strong carrier relationships to provide high employee satification on the most cost effective benefit solutions for our clients. Contact Us. Interested in learning more? Reach out to our dedicated Small Group Solutions Experts: Progressive Benefit Solutions 2443 Lynn Road, Suite 208 Raleigh, NC 27615 919-781-4004 www.probenefitsolutions.com