1. MMA’s franchise service portfolio is designed to offer both
insurance and solid business assistance to reduce your costs
and make the insurance process easier. Whether you’re a
franchisor or a franchisee, our team is prepared, experienced
and excited to help.
More than just insurance
Helping your franchise succeed
We are the only endorsed insurance
provider for dozens of franchise systems
and we understand how to lower a franchise
systems’ total cost of risk. Some of our
strategies include:
•• Franchisor’s E&O coverage
•• Reducing risk to your system as it grows
•• Leveraging the system to achieve pricing
advantages
•• Developing highly successful franchise
insurance programs
Sure, we’ll leverage our market clout and
reputation within the industry to secure
great prices. But we can also:
•• Protect you from vicarious liability issues
•• Provide a service platform designed
specifically for franchise systems
•• Offer workers’ compensation risk
reduction strategies
•• Help your franchisees meet FDD
insurance requirements.
•• Align your organization with the best
carrier through our relationships with
more than 60 insurance carriers.
•• Grow your business as you see fit, where
you see fit.
Franchise Program Insurance Overview
franchising.rjfagencies.com
reducing risk
through
well-designed
insurance
programs &
service
advantages

2. Copyright © 2013 Marsh & McLennan Agency LLC. All rights reserved.
Human resources Support &
Guidance
Our Web-based HR portal offers:
•• 24/7 access to HR information
•• State specific regulatory information
•• Forms, posters and other information
required by state and Federal law.
Individual Health Exchange
Individual marketplace to assist non-
benefit eligible employees in selecting the
right coverage for themselves, family and
budget. The exchange includes:
•• Franchise branded marketplace
•• Personalized quotes including a subsidy
calculation
•• Multiple billing and payment options
•• Nationwide insurance coverage and
support
Small group health plans (2-99
employees)
Our partner, Digital Insurance, offers
all health care options for small groups.
Benefits of using Digital Insurance include:
•• One-stop resource for franchisee health
plans
•• State-specific information
•• Enables small groups to customize their
benefit plans
Large group health plans (100+
employees)
We can customize employee benefits plans
to help keep employees healthier, satisfied
and more productive, while potentially
lowering your costs at the same time.
•• Cost, contribution, and utilization
benchmarking and forecasting
•• Plan design, implementation and
support tools
•• Online enrollment, benefit
administration, and ACA compliance
tools
Marsh &
McLennan
Agency
We’re your risk prevention partner.
While we certainly sell insurance—a
lot of it, actually—our intent is to
help clients prevent as much risk as
possible, and then use insurance only
when it’s necessary.
How? With our unique prevention-
driven assessment and monitoring
process, we can identify potential
risk before anything happens and
execute strategic solutions that make
a measureable impact on our clients’
business.
We believe a business culture
that supports a healthy, safe work
environment by delivering the right
benefits, programs and policies will
keep employees engaged and more
productive - resulting in reduced
claims, lower costs and a healthier
organization.
Marsh & McLennan Agency
7225 Northland Drive North, Suite 300
Minneapolis, Minnesota 55428
+1 800 444 3033 rjfagencies.com
For more information about franchising insurance and other solutions from Marsh & McLennan
Agency, visit franchising.rjfagencies.com, or contact your local representative.
Doug Imholte
Franchise Programs Practice Leader
+1 763 746 8221
+1 800 444 3033 ext. 8211
imholted@rjfagencies.com
INSURANCE ISN’T ALWAYS ENOUGH.
AND BECAUSE WE UNDERSTAND THE FRANCHISE SYSTEM,
WE’VE PUT TOGETHER SOME EXTRAS WE THINK YOU’LL LIKE.