The document outlines Office Business Applications (OBAs) and Reference Application Packs (RAPs) for loan origination systems, detailing their architecture and functionality. It highlights the importance of collaboration, automation, and the role of technology in optimizing processes in sectors like healthcare and finance. Key resources and links for further information are provided, emphasizing OBAs as tools for unifying people, processes, and technology.

1. Mike Walker Architecture Strategy Team End to End Vertical Solution Scenarios

2. Agenda Introduction What are OBA RAPs What and Where can I find these RAPS OBA RAP Scenarios Loan Origination Systems RAP Scenarios What was optimized Demo Scenario Walk-Thru

3. What are Office Business Applications What is an OBA? A new way to build business applications Composite Applications Leverage Office Clients and MOSS Services Provide the gateway into LOB information What OBAs are not A Product Simple Office Clients Line-of-business Applications Microsoft Office System OBAs

4. What are RAPs?

5. Anatomy of a Reference Application Pack Packaged Guidance - RAPs can be located on the MSDN OBA Architecture Site WebCasts Architecture Guidance OBA Bits

6. The OBA Raps Loan Origination Systems Retail Supply Chain Management

7. BikeWorks (supplier of bicycle parts e.g. frames, …) AdventureWorks (manufacturer of sporting goods) DC (Distribution Center) BikeMart (retailer) Supply Chain Management Scenarios Trading Partner Collaboration Scenarios: - Collaboration within an organization - Collaborative planning - Collaboration across organizations - Exchange of plans and updates between organizations

8. Retail Scenarios Management Dashboards Retail Portal Sites Collaboration

9. The Next OBA – Health Care Personal Health management is becoming key as the health care costs are rising. Technology can play a key role in enabling this personal health management area. Next OBA is in the personal health management space. It’ll utilize the Office Business platform capabilities to increase collaboration and reduce costs The OBA will be implemented via an all-Microsoft platform, incorporating software + services, consumer product technology, and server infrastructure.

10. Loan Origination Scenarios Automated Rate Creation Loan Registration Process Loan Decisioning Engine Digital Signatures Automated Approvals Loan Pipeline Management Automated Policies such as: Document Retention Auditing Information Lifecycles

11. Current Loan Process Approvals Legacy Systems Manual Semi-Automated Customer Care Data Entry Fax Mgmt Paper Mail Support Calls & Inquires Fax Document Filing Copy Services Many LOB Apps Paper Reviews Third Party Services

12. Loan Process Automated Automated Process Customer Care Document Archival LOB Apps Underwriters Legacy Systems Loan Origination Portal Brokers Enterprise Loan Orchestrations Automated Approvals Third Party Services

13. Registering Loans with MOSS 2007 Mike Walker Financial Services Architecture Strategist Architecture Strategy Team

14. Loan Origination OBA MOSS - Application Services Layer I need a loan… I am going to go to WoodGrove Bank Broker Master Loan Flow (MLF) Active 1003 Entry Pricing Lock Services Underwriting Close Lending Message Bus LOB Systems B2B Business Rules Engine Orchestration Layer Loan Forms

15. Rate Generation and Approval Processes Workflow Association Table Rate Alerts LOB Integration Persist to database Workflow Collections Document Library

16. Underwriter Approval Process Embedded InfoPath form with IRM Protection BizTalk Office SharePoint Server 2007 1. Underwriter Rules Fired 2. MLF Starts UW Workflow Loan Origination System WF 3. Loan Approval Form Sent 4. Return signed with manual corrections Master Loan Flow (MLF) Activate Loan Active Loan Save Lock Services Underwriting Close

17. Conclusion OBA RAP for Loan Origination Systems provides customers a way to unify people, process and technology OBAs break down the constraints that limit agility OR-LOS unifies channels through proven interoperability techniques and open standards Point to point integration is not scalable Provides a robust workflow framework the is fully extendable and manageable These OBA RAPs are for EVERYONE to build on, not just customers.

18. Recommended Resources MSDN OBA Architecture Center http://msdn2.microsoft.com/en-us/architecture/aa699381.aspx Office Developer Center http://msdn2.microsoft.com/en-us/office/default.aspx Financial Services Architecture Center http://msdn.microsoft.com/FinServArch Mike Walker’s Blog http://blogs.msdn.com/MikeWalker

19. © 2005 Microsoft Corporation. All rights reserved. This presentation is for informational purposes only. Microsoft makes no warranties, express or implied, in this summary.