Emily Sobkowiak is seeking a Corporate Trust Client Servicer Manager position with over 8 years of experience managing structured finance accounts including student loans, asset-backed securitizations, and commercial mortgage-backed securitizations. She currently serves as a Client Servicer Manager at Bank of New York Mellon Trust Company, where she oversees cash processing, ensures compliance, and acts as a liaison between clients and internal/external parties. Previously she held roles as an Associate Client Service Manager and Trust Associate, gaining experience in account management, cash processing, and client services.
Compliance Reviewer with more than 12 years of business experience across industries. Demonstrated proficiency in ensuring that major financial institutions maintain compliance with state and federal banking and lending regulations. Accomplished in conducting comprehensive compliance reviews and remediating deficiencies through changes in policies and procedures that deliver cost-savings and increased accuracy. Skilled in educating and training staff on regulatory changes. Well-versed in Dodd-Frank Wall Street Reform and Consumer Protection Act, the Regulatory Home Mortgage Disclosure Act (HMDA), and the Statement of Financial Accounting Standards (SFAS). Key skills encompass:
Regulatory Compliance Mortgage Credit Compliance HMDA Policies
Risk Management Reports & Documentation TILA/RESPA
Fair Credit Lending Laws Requests Quality Assurance
Policies & Procedures Electronic Loans Filing Relationships
Compliance Reviewer with more than 12 years of business experience across industries. Demonstrated proficiency in ensuring that major financial institutions maintain compliance with state and federal banking and lending regulations. Accomplished in conducting comprehensive compliance reviews and remediating deficiencies through changes in policies and procedures that deliver cost-savings and increased accuracy. Skilled in educating and training staff on regulatory changes. Well-versed in Dodd-Frank Wall Street Reform and Consumer Protection Act, the Regulatory Home Mortgage Disclosure Act (HMDA), and the Statement of Financial Accounting Standards (SFAS). Key skills encompass:
Regulatory Compliance Mortgage Credit Compliance HMDA Policies
Risk Management Reports & Documentation TILA/RESPA
Fair Credit Lending Laws Requests Quality Assurance
Policies & Procedures Electronic Loans Filing Relationships
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Caroline Evans Resume of Employment HistoryCaroline Evans
My resume of employment explains every professional facet I accomplished over my years, I am currently looking to expand my career within the Financial and Real Estate industry.
1. Emily Sobkowiak
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Emily Sobkowiak
1818 Foxwood Drive Cell Number: 815-922-2933
New Lenox, IL 60451 E-mail: esobkowiak@gmail.com
Professional Objective
Knowledgeable and energetic professional looking for a Corporate Trust Client Servicer Manager
position
Qualifications and Skills
8 years of experience in management and administration of Corporate Trust Structured Finance
accounts
Structured Finance deals in Student Loans, Asset-Backed Securitizations, Cash Management,
Defeasance and Commercial Mortgage-Backed Securitizations
Extremely efficient with time-management skills in a high stress environment
Ability to produce high quality results in a lean environment
Excellent oral and written communication with internal staff, servicers, borrowers, investors and
legal counsel
Strong independent work ethic
Proficient in Microsoft Office applications
Work Experience
Bank of New York Mellon Trust Company Chicago, IL
Client Servicer Manager August 2013 – Present
Manage an account portfolio of Asset-Backed and Student Loan Securitizations
Deal structures include both public and private deals with fixed, simple interest rates; LIBOR
based payments and pass-through processing on Performing and Non-Performing Student Loans
Oversee day to day cash processing of three Trust Associates
Ensure Trust Associates process debt service payments and review for accuracy
Assist with Trust Associates’ ongoing training and cash processing inquiries
Work with internal and external clients to close new deal transactions and ensure deals are set up
correctly with compliance requirements
Closely monitor that deal transactions are processed according to deal documents
Investigate, resolve and escalate, if necessary, any issues that arise from either clients or internal
review
Active founding member of Process Improvement Leadership Team
Mentor for two new Associate Client Service Managers on our team
Associate Client Service Manager July 2010 – July 2013
Manage an account portfolio in the area of corporate trust which includes Straight-A Funding
Conduit, Eligible Lender Trustee deals and public and private Student Loan Trusts
Oversight of day to day cash processing as completed by Trust Associate
Oversee the monthly processing of monthly debt service payments, auction note payments,
Release of Collateral, Puts and Monthly Conduit Administrative Reports
Oversee the Eligible Lender Trustee annual compliance review for portfolio of accounts
2. Emily Sobkowiak
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Client point of contact for overall functions of daily operations including cash processing, debt
service obligations and other client service inquiries
Liaison between external parties such as clients, legal counsel, issuers, servicers, investors and
Depository Trust & Clearing Corporation (DTCC)
Monitor the deal obligations as required from applicable service level agreements
Monitor Student Loan monthly Delaware Trustee reporting for team
Trust Associate July 2007 –June 2010
Manage an account portfolio of over 600 accounts in the area of corporate trust which include
Cash Management, Commercial Mortgage-backed Securities, capital call and defeasance
structures
Oversee the monthly processing of monthly debt service payments and fixed & variable
defeasance payments
Facilitate the opening or terminating of new or existing accounts on an operational level by
adhering to the company’s preferred practices
Monitoring the generation and collection of monthly and annual invoices on an internal Accounts
Receivable application
Adhere to both internal corporate and external governmental policies that regulate the accounts
Point of contact for investors to inquire about items regarding the monthly payments and reports
Liaison between servicers, investors, internal analytics, operations and Depository Trust &
Clearing Corporation (DTCC)
Oversees the day to day operations and looks for more effective and efficient ways to respond to
the constantly changing commercial environment
Responsible for the managing and training of one account administrator through one on one and
hands on training methods
Close escrow accounts and work with lender, borrower(s), internal and external legal to meet
critical deadlines
Amalgamated Bank of Chicago Chicago, IL
Internship January 2006 – July 2006
Various data input and clerical work
Assist with coverage of various trust operations work functions as assigned
Processing of unique securities
Research and input of pricing securities with Bloomberg
WebLink documentation
Assist with various fee processing functions
Education
Graduated from Roosevelt University with a Bachelor of Science in Business Administration
GPA: 3.92 out of a 4.0 scale
Memberships
Franklin Honor Society, Roosevelt University Honor Society
Delta Mu Delta, International Honor Society for Business Administration
Kappa Delta Sorority, Panhellenic Social Sorority