Vinay Gaba has over 4 years of experience in credit research and financial analysis. He is currently a Senior Associate at CopalAmba, a Moody's group company, where he supports European investment banks by creating company profiles, conducting comparable analyses, and monitoring investment portfolios. Previously, he worked at HDFC Bank as a Deputy Manager handling operations, relationship management, and advisory services for high-net-worth clients. He also has experience in depository operations from his time at ICICI Bank. Vinay holds a Masters in Financial Analysis and has completed Level 1 of the CFA program.

1. VINAY GABA
Mobile: +91-8285157140
E-Mail: vinaygaba@yahoo.co.in
Credit Research Analyst with more than 4 years experience in financial research and
seeking assignments in credit research with a growth oriented organization
BRIEF OVERVIEW________________________________________________________
 Currently working as Senior Associate With CopalAmba (Moody’s group company), and
associated with team supporting a European investment bank having global presence
 Earlier worked as Deputy Manager with HDFC Bank, Mohali. Profile included MIS
reporting, management and development of key account relationships (High Net-worth
individuals) and advisory on current investment portfolio
 Worked as Officer-Demat Operations with ICICI Bank, Gwalior. Key responsibilities
included addressing customer concerns regarding Shares Transfer, Demat/Remat of
securities and general A/c modifications amongst others
WORK EXPERIENCE_______________________________________________________
CopalAmba, Gurgaon: Deputy Senior Associate; June 2012-Present
Key Responsibilities:
Project 1
 Supporting the client by creating one pager & two pager company profiles, comparable
company analysis, comparable transaction analysis, capital structure analysis including
preparing debt-maturity profiles, historical financial performance, covenant analysis, and
preparing result transcript summaries
 Constant monitoring of the client’s investment portfolio and highlighting any material
deterioration in the financial position and profitability of the companies being monitored
 Tracking material adverse events that may impact future performance including M&A,
restructuring, key management change etc
Project 2
 Assisted the PE client in short-listing of distressed companies in a particular sector as
requested. Second stage involves financial due diligence of the shortlisted companies thus
helping the PE client in finding opportunities for debt restructuring. Process involves:
 Preparing detailed credit information memos on selected companies which involves
detailed debt structure with waterfall analysis
 Drafting company profiles with inputs like company overview, historical financials, SWOT
analysis amongst others

2. HDFC Bank Ltd, Mohali: Deputy Manager-Operations and personal banking:
November 2010-February 2012
 Collate, summarize & reporting daily, weekly and monthly MIS related to the performance
of all the relationship managers & branch managers in the entire cluster
 Regular interaction with all the Branch managers & relationship managers. These
interactions included range of daily, weekly & monthly reporting communications and
various project work
 Earlier managed the key account relationship & served as a single point of contact for High
Net-worth clients. Mapped the client’s requirements & providing them with advisory
services
 Managed operations like A/c opening, Fixed Deposit, Lockers, and Forex etc.
ICICI Bank Limited, Gwalior: Officer-Demat Operations: July 2008-October 2010
 Handled various processes related to depository operations and providing query resolution
& redemption facilities for bonds
 Addressed customer concerns regarding Shares Transfer (On-market/Off-market), Demat /
Remat of securities, Transmission, Pledge / Unpledge of instructions, general A/c
modifications etc
 Experience in front desk activities such as Cash Receipt/Payment, printing DD/PO,
accepting Quick Cash Deposits etc.
SCHOLASTICS___________________________________________________________
Qualification University/Institution Year of Completion
Masters of Financial
Analysis
ICFAI University 2010
CFA Level 1 CFA Institute US 2011
B.Com Kurukshetra University 2005