Mahmoud Mohamed Mahmoud EL-Shahed, (CLBB).
Contact No: 011/54210542 – E-Mail: ELshahed.Credit@yahoo.com
OBJECTIVES
Aspiring for career enriching assignments as Senior Credit Analyst preferably into Corporate Banking sector.
EDUCATION & CERTIFICATION
• Bachelor of Commerce and Business Administration from Helwan University in 2007, Accounting
Department (Grade: Good).
• Certified Lender Business Banker “CLBB” Sponsored by American Bankers Association “ABA”
Washington D.C & Arab Academy for Banking & Financial Sciences(Oct 2010).
PROFESSIONAL PROFILE
 A goal-driven, service oriented professional with 4.5 years of relevant experience in Client Portfolio Management,
Credit & Market Status Checking and Client Relationship Management.
 Presently associated with Banque Misr as Senior Credit Analyst - Med-Cap Banking, Islamic Banking Sector.
 Fair understanding of monitoring clients’ portfolio performance, conducting profitability analysis, rendering
sustained advisory services for securing high ROI and increasing retention levels.
 Holds excellent interpersonal, communication & organizational skills with abilities in team management &
customer relationship management.
CORE COMPETENCIES
Portfolio Management: Managing the portfolio of 15 corporate customers having trade finance facilities,
Conducting the annual renewal of these accounts and grow with the customers.
Business Development: Conducting competitor analysis by keeping abreast of market trends to achieve market share
metrics. Acquiring new customers, providing services and enhancing existing relationships with customers .
Client Relationship Management: Maintaining cordial relations with customers to sustain the profitability of the
business. Maximizing customer satisfaction level by on time delivery, monitoring customer complaints and providing
efficient services. Ensuring quality delivery of services to the clients .
Corporate Banking: Business development from new & existing Corporate Banking clients, through strategic
penetration into identifying market/sectors. Putting up initial Credit proposals to book new to bank customers and
restructuring the lines. Ensuring highest standards of Know-Your-Customer (KYC) requirement supported by
documentation
WORK EXPERIENCE
April.2015: Credit Officer, Islamic Syndicated & Project Finance, Banque Misr.
Significant Highlights :
• Made Financial analysis, Projections, Industry Analysis, Prepare And negotiate Term Sheet and Prepare credit
proposal memorandums for corporate syndicated loans, project finance.
•
Dec.2012 – April.2015: Senior Credit Officer, Med-Cap Banking, Islamic Banking Sector, Banque Misr.
Significant Highlights :
• Assisting on Preparation strategy in addition to the administrative and organizational structure of Med-Cap
Banking & Micro Financing Department.
• Sharing in Creating shariah compliant Products to Finance small and medium-sized enterprises and micro-
finance
• Review and handling Credit memos.
• Management and follow-up The specialized credit units and their Credit portfolios.
1
Dec.2011 – Dec.2012: Junior Credit Officer, Islamic Corporate Finance and Syndicated Facilities, Banque Misr.
Significant Highlights :
• Activate The Credit Portfolio through Marketing to attract new Credit Clients.
• Prepare Financial Studies (including Projection & Modeling) and Market Positioning of existing/new Clients
within various business sectors.
• Prepare Credit Proposal Memo (CPM).
Dec.2009 - Dec.2011: Junior Credit Officer, Med-Cap Banking , Banque Misr.
Significant Highlights :
• Activate The Credit Portfolio through Marketing to attract new Credit Clients.
• Prepare Financial Studies (including Projection & Modeling) and Market Positioning of existing/new Clients
within various business sectors.
• Prepare Credit Proposal Memo (CPM).
Sep.2008 - Dec.2009: Banker (B), Management of retail banking, credit follow-up and adjustments South Cairo
zone department, Banque Misr
• Follow-up The Branches to Implement the Terms of Credit Approvals.
• Follow-up to the Facilities Limits of Regular Clients.
• Follow-up The Branches to prepare Adequate Credit reports in order to be provided to the high Management.
• Prepare a memorandum of the settlement or rescheduling of defaulting clients at least One Million.
Apr.2008 – Sep.2008: Internal Auditor, Modern Machines and Materials-Corp. for agency.
Feb.2007 - Mar.2008: Training as an Accountant at External Auditor Office.
TRAININGS & COURSES[
Oct. 2013 English Course at Berlitz Institute for language.
Jun. 2010 Business English Course at British Council.
Feb. 2010 Credit Courses - Shindy &Associates & Banque Misr
Jan. 2010 Egyptian GAAP - PricewaterhouseCoopers
Dec. 2009 Credit Risk Analysis, Egyptian Banking Institute (EBI)
Oct. 2009 Financial Statement Analysis, Egyptian Banking Institute (EBI)
April 2009 Credit – Introduction, Egyptian Banking Institute (EBI)
Feb. 2008 Applied Computerized Financial Accounting Course (Excel and Peachtree), Syndicate Of
commercial Professions
Jan. 2008 ICDL, Laser Technology Center - Cairo University
PERSONAL SKILLS[
• Excellent communication skills.
• Able to learn tasks quickly.
• Ability to work under pressure.
• Ability to work individually and as a co-operative team member.
• Self-motivated, dependable and goal oriented.
• Good presentation skills.
IT SKILLS[
• Proficient in Moody’s Risk Analyst.
2
• MS Office Tools (Word, Excel & PowerPoint).
• Internet Applications.
BERSONAL DATA[
Date of birth : 1st of July, 1986
Address : 30 EL Shahed St., 26 July, El-Mohandesen, Giza
Languages Known : Arabic & English
Nationality :Egyptian
Marital status : Married
Military service : Postponed from Alnjennit.
References Furnished Upon Request
3

ELShahed CV

  • 1.
    Mahmoud Mohamed MahmoudEL-Shahed, (CLBB). Contact No: 011/54210542 – E-Mail: ELshahed.Credit@yahoo.com OBJECTIVES Aspiring for career enriching assignments as Senior Credit Analyst preferably into Corporate Banking sector. EDUCATION & CERTIFICATION • Bachelor of Commerce and Business Administration from Helwan University in 2007, Accounting Department (Grade: Good). • Certified Lender Business Banker “CLBB” Sponsored by American Bankers Association “ABA” Washington D.C & Arab Academy for Banking & Financial Sciences(Oct 2010). PROFESSIONAL PROFILE  A goal-driven, service oriented professional with 4.5 years of relevant experience in Client Portfolio Management, Credit & Market Status Checking and Client Relationship Management.  Presently associated with Banque Misr as Senior Credit Analyst - Med-Cap Banking, Islamic Banking Sector.  Fair understanding of monitoring clients’ portfolio performance, conducting profitability analysis, rendering sustained advisory services for securing high ROI and increasing retention levels.  Holds excellent interpersonal, communication & organizational skills with abilities in team management & customer relationship management. CORE COMPETENCIES Portfolio Management: Managing the portfolio of 15 corporate customers having trade finance facilities, Conducting the annual renewal of these accounts and grow with the customers. Business Development: Conducting competitor analysis by keeping abreast of market trends to achieve market share metrics. Acquiring new customers, providing services and enhancing existing relationships with customers . Client Relationship Management: Maintaining cordial relations with customers to sustain the profitability of the business. Maximizing customer satisfaction level by on time delivery, monitoring customer complaints and providing efficient services. Ensuring quality delivery of services to the clients . Corporate Banking: Business development from new & existing Corporate Banking clients, through strategic penetration into identifying market/sectors. Putting up initial Credit proposals to book new to bank customers and restructuring the lines. Ensuring highest standards of Know-Your-Customer (KYC) requirement supported by documentation WORK EXPERIENCE April.2015: Credit Officer, Islamic Syndicated & Project Finance, Banque Misr. Significant Highlights : • Made Financial analysis, Projections, Industry Analysis, Prepare And negotiate Term Sheet and Prepare credit proposal memorandums for corporate syndicated loans, project finance. • Dec.2012 – April.2015: Senior Credit Officer, Med-Cap Banking, Islamic Banking Sector, Banque Misr. Significant Highlights : • Assisting on Preparation strategy in addition to the administrative and organizational structure of Med-Cap Banking & Micro Financing Department. • Sharing in Creating shariah compliant Products to Finance small and medium-sized enterprises and micro- finance • Review and handling Credit memos. • Management and follow-up The specialized credit units and their Credit portfolios. 1
  • 2.
    Dec.2011 – Dec.2012:Junior Credit Officer, Islamic Corporate Finance and Syndicated Facilities, Banque Misr. Significant Highlights : • Activate The Credit Portfolio through Marketing to attract new Credit Clients. • Prepare Financial Studies (including Projection & Modeling) and Market Positioning of existing/new Clients within various business sectors. • Prepare Credit Proposal Memo (CPM). Dec.2009 - Dec.2011: Junior Credit Officer, Med-Cap Banking , Banque Misr. Significant Highlights : • Activate The Credit Portfolio through Marketing to attract new Credit Clients. • Prepare Financial Studies (including Projection & Modeling) and Market Positioning of existing/new Clients within various business sectors. • Prepare Credit Proposal Memo (CPM). Sep.2008 - Dec.2009: Banker (B), Management of retail banking, credit follow-up and adjustments South Cairo zone department, Banque Misr • Follow-up The Branches to Implement the Terms of Credit Approvals. • Follow-up to the Facilities Limits of Regular Clients. • Follow-up The Branches to prepare Adequate Credit reports in order to be provided to the high Management. • Prepare a memorandum of the settlement or rescheduling of defaulting clients at least One Million. Apr.2008 – Sep.2008: Internal Auditor, Modern Machines and Materials-Corp. for agency. Feb.2007 - Mar.2008: Training as an Accountant at External Auditor Office. TRAININGS & COURSES[ Oct. 2013 English Course at Berlitz Institute for language. Jun. 2010 Business English Course at British Council. Feb. 2010 Credit Courses - Shindy &Associates & Banque Misr Jan. 2010 Egyptian GAAP - PricewaterhouseCoopers Dec. 2009 Credit Risk Analysis, Egyptian Banking Institute (EBI) Oct. 2009 Financial Statement Analysis, Egyptian Banking Institute (EBI) April 2009 Credit – Introduction, Egyptian Banking Institute (EBI) Feb. 2008 Applied Computerized Financial Accounting Course (Excel and Peachtree), Syndicate Of commercial Professions Jan. 2008 ICDL, Laser Technology Center - Cairo University PERSONAL SKILLS[ • Excellent communication skills. • Able to learn tasks quickly. • Ability to work under pressure. • Ability to work individually and as a co-operative team member. • Self-motivated, dependable and goal oriented. • Good presentation skills. IT SKILLS[ • Proficient in Moody’s Risk Analyst. 2
  • 3.
    • MS OfficeTools (Word, Excel & PowerPoint). • Internet Applications. BERSONAL DATA[ Date of birth : 1st of July, 1986 Address : 30 EL Shahed St., 26 July, El-Mohandesen, Giza Languages Known : Arabic & English Nationality :Egyptian Marital status : Married Military service : Postponed from Alnjennit. References Furnished Upon Request 3