This document summarizes details of an upcoming representation election for pilots at Frontier Airlines, including voting methods, eligible voters, ballot choices, and the process for determining a winner. It also provides background on the Frontier Airline Pilots Association (FAPA) and its track record of representing Frontier pilots through events like bankruptcy, acquisitions, and restructurings. FAPA negotiated concessions through LOA 67 that helped keep Frontier operating in exchange for an equity stake and profit sharing, which pilots have received returns on. There is potential for the 4% equity stake to significantly increase in value if Frontier has a future IPO.
2006* Financial And Corporate Governance Embraer Day 2006Embraer RI
Embraer undertook a capital reorganization to finance expansion programs through equity markets, create acquisition currency, and improve market perception, governance, and transparency. The reorganization increased Embraer's share liquidity and listing on the Novo Mercado exchange. Embraer manages off-balance sheet exposure through residual value guarantees and trade-in options, and remarkets pre-owned aircraft through its asset management division to support new sales. Risk management includes policies on trading, disclosure, and compliance with Sarbanes-Oxley requirements.
The presentation covered three main topics: ITN Election architecture, system demonstration, and results. It provided an overview of the technical architecture behind the ITN Election system and demonstrated key functions and capabilities. A summary of results from testing the system was also included.
This document lists important figures in the fight against racism and for social equality such as Martin Luther King Jr., Rosa Parks, Mahatma Gandhi, and Barack Obama. It encourages leadership in the pursuit of anti-racism, representation, equality, and pluralism by following the examples set by these influential leaders who inspired social change.
Mobile Technology in the Developing WorldCharles Naut
Mobile phones are most prevalent in developing countries, with 75% of all cellphones located there. FrontlineSMS is an open-source platform that allows organizations to use basic mobile phones for a variety of purposes like banking, medical records, election monitoring, accessing crop prices, verifying medicine, organizing protests, and conducting surveys. Mobile technology is being used in the developing world for web development and other applications.
The document discusses the automated election system used in the Philippines, beginning with an overview of relevant laws. It then describes the precinct count optical scan system, including the paper ballot process, sample ballots, and automated counting machines. Procedures for voting, counting, and canvassing/consolidation are explained, with a focus on the roles of the board of election inspectors and production of election returns.
Ushahidi was used to monitor elections in Colombia in 2010 by allowing people to report issues via email, tweets, online reports, or text messages. Real-time reports were mapped to create transparency. Verification processes helped filter reports and ensure credibility, while protecting anonymity. Challenges included inclusiveness, follow-up mechanisms, and ensuring a talent pool and solidarity for monitoring beyond the elections.
A presentation put together by my group for our CS 95SI class. Our project was to design an election monitoring system for Macedonia using technology and 125 international observers.
An Android mobile app was created for citizens and administrators to report election violations via photo and comments during the 2013 Punjab elections in India. The app could be downloaded from the Google Play Store by searching for "Punjab Election Management System" or "Punjab Elections" and allowed users to submit geo-tagged reports of violations that would appear on a map on the election management website. Users could take or select photos, add comments to describe violations, and submit or save reports.
2006* Financial And Corporate Governance Embraer Day 2006Embraer RI
Embraer undertook a capital reorganization to finance expansion programs through equity markets, create acquisition currency, and improve market perception, governance, and transparency. The reorganization increased Embraer's share liquidity and listing on the Novo Mercado exchange. Embraer manages off-balance sheet exposure through residual value guarantees and trade-in options, and remarkets pre-owned aircraft through its asset management division to support new sales. Risk management includes policies on trading, disclosure, and compliance with Sarbanes-Oxley requirements.
The presentation covered three main topics: ITN Election architecture, system demonstration, and results. It provided an overview of the technical architecture behind the ITN Election system and demonstrated key functions and capabilities. A summary of results from testing the system was also included.
This document lists important figures in the fight against racism and for social equality such as Martin Luther King Jr., Rosa Parks, Mahatma Gandhi, and Barack Obama. It encourages leadership in the pursuit of anti-racism, representation, equality, and pluralism by following the examples set by these influential leaders who inspired social change.
Mobile Technology in the Developing WorldCharles Naut
Mobile phones are most prevalent in developing countries, with 75% of all cellphones located there. FrontlineSMS is an open-source platform that allows organizations to use basic mobile phones for a variety of purposes like banking, medical records, election monitoring, accessing crop prices, verifying medicine, organizing protests, and conducting surveys. Mobile technology is being used in the developing world for web development and other applications.
The document discusses the automated election system used in the Philippines, beginning with an overview of relevant laws. It then describes the precinct count optical scan system, including the paper ballot process, sample ballots, and automated counting machines. Procedures for voting, counting, and canvassing/consolidation are explained, with a focus on the roles of the board of election inspectors and production of election returns.
Ushahidi was used to monitor elections in Colombia in 2010 by allowing people to report issues via email, tweets, online reports, or text messages. Real-time reports were mapped to create transparency. Verification processes helped filter reports and ensure credibility, while protecting anonymity. Challenges included inclusiveness, follow-up mechanisms, and ensuring a talent pool and solidarity for monitoring beyond the elections.
A presentation put together by my group for our CS 95SI class. Our project was to design an election monitoring system for Macedonia using technology and 125 international observers.
An Android mobile app was created for citizens and administrators to report election violations via photo and comments during the 2013 Punjab elections in India. The app could be downloaded from the Google Play Store by searching for "Punjab Election Management System" or "Punjab Elections" and allowed users to submit geo-tagged reports of violations that would appear on a map on the election management website. Users could take or select photos, add comments to describe violations, and submit or save reports.
Connie Gross is running for school board and outlines her qualifications and priorities. She has 11 years of experience on school councils and is an active parent ready for a new challenge. She will bring a unique rural perspective as someone who understands rural needs. Her priorities are to educate, innovate, and encourage as well as provide a strong rural voice and encourage parental involvement.
The document outlines the goals and teams of the 2007-2008 Student Council. The vision is to encourage involvement, strengthen global perspectives, provide organization, enhance the value of degrees, and bridge gaps. The teams include Marketing, Finance, Public Relations, Computer, Social, and Enhancing Our Future. Each team has a definition and list of projects, such as the Marketing team bringing life to projects through creative products and the Finance team keeping the association financially responsible.
India holds regular elections to ensure peaceful transition of power and participation of citizens in the political process. The Election Commission of India is responsible for administering free and fair elections according to the Constitution. Any citizen over 18 can vote, while those deemed unsound of mind or convicted of certain crimes cannot. However, the electoral system faces weaknesses like misuse of money and power, criminalization of politics, voting along caste/religious lines, and low voter turnout. Reforms are needed like changing the electoral system, ensuring more women in politics, stricter rules on money in politics, and barring candidates with criminal cases.
The document provides information about an upcoming event on geohazards and Project NOAH organized by the Manila Board of Realtors. It will take place on June 7, 2014 and feature a presentation by Julius Bañgate from UP Diliman on geohazards associated with the West Valley Fault line. The document also includes background information on real estate, plate tectonics, earthquakes, and Project NOAH. Project NOAH is a Philippine government initiative to undertake disaster research and develop tools to help prevent and mitigate natural hazards.
Sanavirones - Huellas del pasado, valores del presente -noeliponce
Webquest realizada para niños de 6° grado, con el fin de investigar aquellas huellas materiales y no materiales existentes aún en nuestra ciudad de Morteros.
A London news digest reported that cyclist Kris Cook died after collapsing during a bike ride, a child in a buggy was blown onto London tube station tracks, and the Met Police Commissioner stopped an interview to make an arrest. It also mentioned a petition against a plan for Hampstead Heath ponds being handed to a council and a boy having ears created from ribs.
MCCG is a 22-year-old firm experienced in developing health centers in underserved NYC communities, with a proven track record of overseeing 25 health centers. As expert project managers, real estate brokers, and FQHC consultants, MCCG can successfully develop new health centers by navigating DOH, DOB, and other regulations, while leveraging their financing experience and partnerships. MCCG's four project teams provide dedicated leadership supported by a central staff.
Advanced Safe Harbor 401(k) Plan Designs (for the Financial Advisor)Richard A. Perry
This document discusses safe harbor 401(k) plan designs for financial advisors. It explains that safe harbor 401(k) plans allow employers to avoid nondiscrimination testing by making mandatory contributions. The document outlines the different types of contributions employers can make to satisfy safe harbor requirements, as well as how these plans are exempt from top heavy rules if certain criteria are met. It also notes some advantages and disadvantages of safe harbor 401(k) plans from an employer perspective.
ARO Drilling is a 50/50 joint venture between Rowan Companies and Saudi Aramco that owns and operates jack-up drilling rigs in Saudi Arabia. Over the next decade, ARO is expected to construct 20 new rigs supported by long-term contracts. ARO operates independently with dedicated management and its financial results impact Rowan through equity income. The venture provides visible earnings growth for Rowan through contributions, management fees, leases, and construction of new rigs over 15+ years.
This document discusses tax audits under section 44AB of the Income Tax Act. It provides details on the thresholds for businesses and professions requiring a tax audit for assessment years 2016-17 through 2021-22. It also outlines the entities that are eligible to conduct a tax audit, including chartered accountants holding a valid certificate of practice.
AirPooler is building an online marketplace to connect pilots with empty seats and passengers going to the same destinations. This allows passengers to fly privately for much lower costs by sharing the flight expenses. AirPooler aims to make private air travel accessible to more people while also helping pilots defray their costs. Its beta launch saw strong initial interest from pilots and passengers. AirPooler is currently in discussions with regulators to ensure full compliance with relevant laws as it expands its services nationwide.
This document provides information about tax audits in India. It defines what a tax audit is and which sections of the Income Tax Act trigger the requirement for a tax audit. It outlines the legislation for the assessment year 2016-17 regarding forms and penalties related to tax audits. It discusses the applicability of sections 44AD and 44AB for various business scenarios. It also covers changes to section 44AB limits for the assessment years 2017-18 onwards and who is authorized to conduct a tax audit.
Financial and corporate governance embraer day 2006Embraer RI
This document discusses Embraer's capital reorganization and corporate governance improvements. Some key points:
- Embraer conducted a capital reorganization to finance expansion programs through equity markets, create acquisition currency, and improve market perception, liquidity, and governance.
- Its largest shareholders are pension funds and Brazil's development bank BNDES. It has American Depositary Shares listed on the NYSE.
- Governance improvements include an independent audit committee, disclosure policies, and adopting both Brazilian and US accounting standards.
- It manages risks through its leasing subsidiary ECC Leasing and monitoring the residual values of its aircraft.
- Embraer finances sales through a variety of sources including Brazil's development bank BN
Keeping reserves for a “rainy day” is a good practice for all nonprofit institutions, but how much should your organization set aside? A percentage of annual budget? Three-to-six months? Our answer is: it depends. Each nonprofit is unique and can experience distinct unexpected circumstances that may affect its long-term financial health.
This session, led by mark Murphy of Raffa Wealth Management, will focus on how to conduct a risk assessment that will assist your nonprofit in quantifying financial risks and opportunities. Once completed, this risk assessment aims to assist in finding the appropriate reserve level for your unique organization.
Whether you are in the initial phases of creating your nest egg or revaluating longstanding reserve levels, this session is for you.
Connie Gross is running for school board and outlines her qualifications and priorities. She has 11 years of experience on school councils and is an active parent ready for a new challenge. She will bring a unique rural perspective as someone who understands rural needs. Her priorities are to educate, innovate, and encourage as well as provide a strong rural voice and encourage parental involvement.
The document outlines the goals and teams of the 2007-2008 Student Council. The vision is to encourage involvement, strengthen global perspectives, provide organization, enhance the value of degrees, and bridge gaps. The teams include Marketing, Finance, Public Relations, Computer, Social, and Enhancing Our Future. Each team has a definition and list of projects, such as the Marketing team bringing life to projects through creative products and the Finance team keeping the association financially responsible.
India holds regular elections to ensure peaceful transition of power and participation of citizens in the political process. The Election Commission of India is responsible for administering free and fair elections according to the Constitution. Any citizen over 18 can vote, while those deemed unsound of mind or convicted of certain crimes cannot. However, the electoral system faces weaknesses like misuse of money and power, criminalization of politics, voting along caste/religious lines, and low voter turnout. Reforms are needed like changing the electoral system, ensuring more women in politics, stricter rules on money in politics, and barring candidates with criminal cases.
The document provides information about an upcoming event on geohazards and Project NOAH organized by the Manila Board of Realtors. It will take place on June 7, 2014 and feature a presentation by Julius Bañgate from UP Diliman on geohazards associated with the West Valley Fault line. The document also includes background information on real estate, plate tectonics, earthquakes, and Project NOAH. Project NOAH is a Philippine government initiative to undertake disaster research and develop tools to help prevent and mitigate natural hazards.
Sanavirones - Huellas del pasado, valores del presente -noeliponce
Webquest realizada para niños de 6° grado, con el fin de investigar aquellas huellas materiales y no materiales existentes aún en nuestra ciudad de Morteros.
A London news digest reported that cyclist Kris Cook died after collapsing during a bike ride, a child in a buggy was blown onto London tube station tracks, and the Met Police Commissioner stopped an interview to make an arrest. It also mentioned a petition against a plan for Hampstead Heath ponds being handed to a council and a boy having ears created from ribs.
MCCG is a 22-year-old firm experienced in developing health centers in underserved NYC communities, with a proven track record of overseeing 25 health centers. As expert project managers, real estate brokers, and FQHC consultants, MCCG can successfully develop new health centers by navigating DOH, DOB, and other regulations, while leveraging their financing experience and partnerships. MCCG's four project teams provide dedicated leadership supported by a central staff.
Advanced Safe Harbor 401(k) Plan Designs (for the Financial Advisor)Richard A. Perry
This document discusses safe harbor 401(k) plan designs for financial advisors. It explains that safe harbor 401(k) plans allow employers to avoid nondiscrimination testing by making mandatory contributions. The document outlines the different types of contributions employers can make to satisfy safe harbor requirements, as well as how these plans are exempt from top heavy rules if certain criteria are met. It also notes some advantages and disadvantages of safe harbor 401(k) plans from an employer perspective.
ARO Drilling is a 50/50 joint venture between Rowan Companies and Saudi Aramco that owns and operates jack-up drilling rigs in Saudi Arabia. Over the next decade, ARO is expected to construct 20 new rigs supported by long-term contracts. ARO operates independently with dedicated management and its financial results impact Rowan through equity income. The venture provides visible earnings growth for Rowan through contributions, management fees, leases, and construction of new rigs over 15+ years.
This document discusses tax audits under section 44AB of the Income Tax Act. It provides details on the thresholds for businesses and professions requiring a tax audit for assessment years 2016-17 through 2021-22. It also outlines the entities that are eligible to conduct a tax audit, including chartered accountants holding a valid certificate of practice.
AirPooler is building an online marketplace to connect pilots with empty seats and passengers going to the same destinations. This allows passengers to fly privately for much lower costs by sharing the flight expenses. AirPooler aims to make private air travel accessible to more people while also helping pilots defray their costs. Its beta launch saw strong initial interest from pilots and passengers. AirPooler is currently in discussions with regulators to ensure full compliance with relevant laws as it expands its services nationwide.
This document provides information about tax audits in India. It defines what a tax audit is and which sections of the Income Tax Act trigger the requirement for a tax audit. It outlines the legislation for the assessment year 2016-17 regarding forms and penalties related to tax audits. It discusses the applicability of sections 44AD and 44AB for various business scenarios. It also covers changes to section 44AB limits for the assessment years 2017-18 onwards and who is authorized to conduct a tax audit.
Financial and corporate governance embraer day 2006Embraer RI
This document discusses Embraer's capital reorganization and corporate governance improvements. Some key points:
- Embraer conducted a capital reorganization to finance expansion programs through equity markets, create acquisition currency, and improve market perception, liquidity, and governance.
- Its largest shareholders are pension funds and Brazil's development bank BNDES. It has American Depositary Shares listed on the NYSE.
- Governance improvements include an independent audit committee, disclosure policies, and adopting both Brazilian and US accounting standards.
- It manages risks through its leasing subsidiary ECC Leasing and monitoring the residual values of its aircraft.
- Embraer finances sales through a variety of sources including Brazil's development bank BN
Keeping reserves for a “rainy day” is a good practice for all nonprofit institutions, but how much should your organization set aside? A percentage of annual budget? Three-to-six months? Our answer is: it depends. Each nonprofit is unique and can experience distinct unexpected circumstances that may affect its long-term financial health.
This session, led by mark Murphy of Raffa Wealth Management, will focus on how to conduct a risk assessment that will assist your nonprofit in quantifying financial risks and opportunities. Once completed, this risk assessment aims to assist in finding the appropriate reserve level for your unique organization.
Whether you are in the initial phases of creating your nest egg or revaluating longstanding reserve levels, this session is for you.
Critical issues in Finalization of Financial Statements and IFCCA. Pramod Jain
This document provides guidance on critical issues related to the preparation of financial statements and internal financial controls. It discusses the basics of classifying assets and liabilities as current vs. non-current. It also covers requirements for the balance sheet, share capital, reserves, borrowings, and other liabilities. Key points addressed include rounding off figures, comparative figures, signing and dating of statements, and disclosures for share application money.
1. The document compares fixed index annuities (FIAs), registered fixed index annuities (RFIAs), and variable annuities (VAs) on factors like upside participation, downside protection, fees, asset allocation, and income options.
2. It discusses trends in the FIA and RFIA markets like increasing sales of RFIAs, new product launches, and a shift toward fee-based structures and hybrid or proprietary indices.
3. The document analyzes income guarantee options from FIAs, RFIAs, VAs, and income annuities, finding that over longer deferral periods, FIA guaranteed incomes can be competitive or exceed other options and they offer
This document is the 2003 annual report and proxy statement of Southwest Airlines. It includes a letter to shareholders noting that Southwest had its 31st consecutive year of profitability in 2003 while other airlines lost over $5 billion. It summarizes Southwest's financial and operational performance in 2003 and outlines plans for continued growth and expansion in 2004. The proxy statement section provides details on nominating directors, executive compensation, auditors, and other matters to be voted on at the annual shareholder meeting.
This document discusses critical issues related to tax audit and ICDS (Income Computation and Disclosure Standards) in India. It summarizes recent legislation for the assessment year 2017 regarding tax audit applicability and presumptive taxation. It provides examples to illustrate when tax audit would be mandatory under section 44AB for businesses and professions opting for presumptive taxation under sections 44AD and 44ADA. It also outlines who can conduct tax audits, the disqualifications for conducting tax audits, and definitions of relatives for this purpose.
Crtitical issues in Company Law for Private CompaniesCA. Pramod Jain
For Presentation on Critical issues in COMPANY LAW FOR PRIVATE COMPANIES made at Kanpur CA Society click at - http://lunawat.com/Uploaded_Files/Presentation/CrtiticalissuesinCompanyLawforPrivateCompanies-Nanital.pdf
Regards
The document provides an overview of JP Energy Partners LP and discusses its three business segments: crude oil pipelines and storage, refined products terminals and storage, and NGL distribution and sales. It also discusses JP Energy's Q3 2016 financial results, balance sheet and liquidity position, and its planned merger with American Midstream Partners to create a larger, more diversified midstream company.
High-dollar B2C services really have to justify their value proposition - especially while making sure your business is firing on all cylinders. Both investors & customers want to see you're clearly focused on the horizon, without losing sight of your core business.
With so much opportunity arising from industry tailwinds, investors have lots of options. We help make that decision easier for them by helping our clients get straight to where the value is.
This document is for private circulation and information purposes only and should not be regarded as an investment, taxation or legal advice. Investors should seek financial advice regarding the appropriateness of investing in any securities or investment strategies discussed or recommended in this publication and should under-stand that statements regarding future prospects may not be realized. In no circumstances it be used or considered as an offer to sale or a solicitation of any offer to buy or sell the securities mentioned in it. We and our affiliates, officers, directors and employees including persons involved in the preparation or issuance of this material may: (a) from time to time, have long or short positions in, and buy or sell the securities thereof, of company(ies) mentioned herein or (b) be engaged in any other transaction involving such securities and earn brokerage or other compensation or act as a market maker in the financial instruments of the company(ies) dis-cussed herein or act as an advisor or lender or borrower to such company or have other potential conflict of interest with respect to any recommendation and re-lated information and opinions. The information contained in this publication may have been taken from trade and statistical services and other sources, which we believe are reliable. We does not guarantee that such information is accurate or complete and it should not be relied upon as such. Any opinion ex-pressed reflects judgments at this date and are subject to change without notice. Caution: Risk of loss in trading & investment can be substantial. You should carefully consider whether trading & investment is appropriate for you in light of your experience, objectives, financial resources and other relevant circumstances.
The document discusses moving dating services from websites to mobile applications. It notes that Mamba/Wamba has over 31 million users across 15 countries. The presentation aims to provide partners and affiliates with information on attracting and retaining users for mobile dating apps, including balancing conservative and modern approaches and creating niche applications. It emphasizes the importance of user acquisition and engagement for app success.
Unveiling the Dynamic Personalities, Key Dates, and Horoscope Insights: Gemin...my Pandit
Explore the fascinating world of the Gemini Zodiac Sign. Discover the unique personality traits, key dates, and horoscope insights of Gemini individuals. Learn how their sociable, communicative nature and boundless curiosity make them the dynamic explorers of the zodiac. Dive into the duality of the Gemini sign and understand their intellectual and adventurous spirit.
The 10 Most Influential Leaders Guiding Corporate Evolution, 2024.pdfthesiliconleaders
In the recent edition, The 10 Most Influential Leaders Guiding Corporate Evolution, 2024, The Silicon Leaders magazine gladly features Dejan Štancer, President of the Global Chamber of Business Leaders (GCBL), along with other leaders.
The Evolution and Impact of OTT Platforms: A Deep Dive into the Future of Ent...ABHILASH DUTTA
This presentation provides a thorough examination of Over-the-Top (OTT) platforms, focusing on their development and substantial influence on the entertainment industry, with a particular emphasis on the Indian market.We begin with an introduction to OTT platforms, defining them as streaming services that deliver content directly over the internet, bypassing traditional broadcast channels. These platforms offer a variety of content, including movies, TV shows, and original productions, allowing users to access content on-demand across multiple devices.The historical context covers the early days of streaming, starting with Netflix's inception in 1997 as a DVD rental service and its transition to streaming in 2007. The presentation also highlights India's television journey, from the launch of Doordarshan in 1959 to the introduction of Direct-to-Home (DTH) satellite television in 2000, which expanded viewing choices and set the stage for the rise of OTT platforms like Big Flix, Ditto TV, Sony LIV, Hotstar, and Netflix. The business models of OTT platforms are explored in detail. Subscription Video on Demand (SVOD) models, exemplified by Netflix and Amazon Prime Video, offer unlimited content access for a monthly fee. Transactional Video on Demand (TVOD) models, like iTunes and Sky Box Office, allow users to pay for individual pieces of content. Advertising-Based Video on Demand (AVOD) models, such as YouTube and Facebook Watch, provide free content supported by advertisements. Hybrid models combine elements of SVOD and AVOD, offering flexibility to cater to diverse audience preferences.
Content acquisition strategies are also discussed, highlighting the dual approach of purchasing broadcasting rights for existing films and TV shows and investing in original content production. This section underscores the importance of a robust content library in attracting and retaining subscribers.The presentation addresses the challenges faced by OTT platforms, including the unpredictability of content acquisition and audience preferences. It emphasizes the difficulty of balancing content investment with returns in a competitive market, the high costs associated with marketing, and the need for continuous innovation and adaptation to stay relevant.
The impact of OTT platforms on the Bollywood film industry is significant. The competition for viewers has led to a decrease in cinema ticket sales, affecting the revenue of Bollywood films that traditionally rely on theatrical releases. Additionally, OTT platforms now pay less for film rights due to the uncertain success of films in cinemas.
Looking ahead, the future of OTT in India appears promising. The market is expected to grow by 20% annually, reaching a value of ₹1200 billion by the end of the decade. The increasing availability of affordable smartphones and internet access will drive this growth, making OTT platforms a primary source of entertainment for many viewers.
buy old yahoo accounts buy yahoo accountsSusan Laney
As a business owner, I understand the importance of having a strong online presence and leveraging various digital platforms to reach and engage with your target audience. One often overlooked yet highly valuable asset in this regard is the humble Yahoo account. While many may perceive Yahoo as a relic of the past, the truth is that these accounts still hold immense potential for businesses of all sizes.
3 Simple Steps To Buy Verified Payoneer Account In 2024SEOSMMEARTH
Buy Verified Payoneer Account: Quick and Secure Way to Receive Payments
Buy Verified Payoneer Account With 100% secure documents, [ USA, UK, CA ]. Are you looking for a reliable and safe way to receive payments online? Then you need buy verified Payoneer account ! Payoneer is a global payment platform that allows businesses and individuals to send and receive money in over 200 countries.
If You Want To More Information just Contact Now:
Skype: SEOSMMEARTH
Telegram: @seosmmearth
Gmail: seosmmearth@gmail.com
B2B payments are rapidly changing. Find out the 5 key questions you need to be asking yourself to be sure you are mastering B2B payments today. Learn more at www.BlueSnap.com.
Zodiac Signs and Food Preferences_ What Your Sign Says About Your Tastemy Pandit
Know what your zodiac sign says about your taste in food! Explore how the 12 zodiac signs influence your culinary preferences with insights from MyPandit. Dive into astrology and flavors!
Recruiting in the Digital Age: A Social Media MasterclassLuanWise
In this masterclass, presented at the Global HR Summit on 5th June 2024, Luan Wise explored the essential features of social media platforms that support talent acquisition, including LinkedIn, Facebook, Instagram, X (formerly Twitter) and TikTok.
IMPACT Silver is a pure silver zinc producer with over $260 million in revenue since 2008 and a large 100% owned 210km Mexico land package - 2024 catalysts includes new 14% grade zinc Plomosas mine and 20,000m of fully funded exploration drilling.
Part 2 Deep Dive: Navigating the 2024 Slowdownjeffkluth1
Introduction
The global retail industry has weathered numerous storms, with the financial crisis of 2008 serving as a poignant reminder of the sector's resilience and adaptability. However, as we navigate the complex landscape of 2024, retailers face a unique set of challenges that demand innovative strategies and a fundamental shift in mindset. This white paper contrasts the impact of the 2008 recession on the retail sector with the current headwinds retailers are grappling with, while offering a comprehensive roadmap for success in this new paradigm.
Best practices for project execution and deliveryCLIVE MINCHIN
A select set of project management best practices to keep your project on-track, on-cost and aligned to scope. Many firms have don't have the necessary skills, diligence, methods and oversight of their projects; this leads to slippage, higher costs and longer timeframes. Often firms have a history of projects that simply failed to move the needle. These best practices will help your firm avoid these pitfalls but they require fortitude to apply.
Discover timeless style with the 2022 Vintage Roman Numerals Men's Ring. Crafted from premium stainless steel, this 6mm wide ring embodies elegance and durability. Perfect as a gift, it seamlessly blends classic Roman numeral detailing with modern sophistication, making it an ideal accessory for any occasion.
https://rb.gy/usj1a2
Event Report - SAP Sapphire 2024 Orlando - lots of innovation and old challengesHolger Mueller
Holger Mueller of Constellation Research shares his key takeaways from SAP's Sapphire confernece, held in Orlando, June 3rd till 5th 2024, in the Orange Convention Center.
Navigating the world of forex trading can be challenging, especially for beginners. To help you make an informed decision, we have comprehensively compared the best forex brokers in India for 2024. This article, reviewed by Top Forex Brokers Review, will cover featured award winners, the best forex brokers, featured offers, the best copy trading platforms, the best forex brokers for beginners, the best MetaTrader brokers, and recently updated reviews. We will focus on FP Markets, Black Bull, EightCap, IC Markets, and Octa.
14. Voter Eligibility
673 Pilots Employed as of 12/15/2013
Probationary Pilots - eligible
Management Pilots - ineligible
15. Voter Eligibility
673 Pilots Employed as of 12/15/2013
Probationary Pilots - eligible
Management Pilots - ineligible
Retired - ineligible
16. Voter Eligibility
673 Pilots Employed as of 12/15/2013
Probationary Pilots - eligible
Management Pilots - ineligible
Retired - ineligible
Separated for any reason - ineligible
17. Voter Eligibility
673 Pilots Employed as of 12/15/2013
Probationary Pilots - eligible
Management Pilots - ineligible
Retired - ineligible
Separated for any reason - ineligible
Leaves of Absence - eligible
* Unless working for another carrier
21. Determination of Winner
Majority of votes cast
Only valid ballots will be counted
Voter’s intent for representation must be clear
22. Determination of Winner
Majority of votes cast
Only valid ballots will be counted
Voter’s intent for representation must be clear
Blank ballots and “Non Votes” - VOID
25. Run-Off Election?
Only if no option receives a majority of vote
2 options receiving largest # of votes
26. Run-Off Election?
Only if no option receives a majority of vote
2 options receiving largest # of votes
No “write-in” option
27. Run-Off Election?
Only if no option receives a majority of vote
2 options receiving largest # of votes
No “write-in” option
Option receiving highest # of votes wins
32. FAPA - Track Record
Track record providing effective representation
33. FAPA - Track Record
Track record providing effective representation
Based solely on best interests of Frontier Pilots
34. FAPA - Track Record
Track record providing effective representation
Survived bankruptcy with CBA largely intact
Based solely on best interests of Frontier Pilots
35. FAPA - Track Record
Track record providing effective representation
Survived bankruptcy with CBA largely intact
• No work rule changes
Based solely on best interests of Frontier Pilots
36. FAPA - Track Record
Track record providing effective representation
Survived bankruptcy with CBA largely intact
• Furlough mitigation via VLOA
• No work rule changes
Based solely on best interests of Frontier Pilots
37. FAPA - Track Record
Track record providing effective representation
Survived bankruptcy with CBA largely intact
• Furlough mitigation via VLOA
• No work rule changes
• Unsecured creditors claim
Based solely on best interests of Frontier Pilots
38. FAPA - Track Record
Track record providing effective representation
Survived bankruptcy with CBA largely intact
• Furlough mitigation via VLOA
• No work rule changes
• Unsecured creditors claim
• Seat at table (UCC)
Based solely on best interests of Frontier Pilots
40. FAPA - RAH Acquisition
Overriding goal of keeping Frontier separate
41. FAPA - RAH Acquisition
Overriding goal of keeping Frontier separate
• Keep seniority list separate
42. FAPA - RAH Acquisition
Overriding goal of keeping Frontier separate
• Keep CBA separate
• Keep seniority list separate
43. FAPA - RAH Acquisition
Overriding goal of keeping Frontier separate
• Keep CBA separate
• Keep seniority list separate
IMSL was a disaster, BUT….
44. FAPA - RAH Acquisition
Overriding goal of keeping Frontier separate
• Keep CBA separate
• Keep seniority list separate
IMSL was a disaster, BUT….
• FAPA fought for Airbus fence
45. FAPA - RAH Acquisition
Overriding goal of keeping Frontier separate
• Keep CBA separate
• Keep seniority list separate
IMSL was a disaster, BUT….
• FAPA limited impact on day-to-day lives
• FAPA fought for Airbus fence
47. FAPA - 2011 Restructuring
Frontier Airlines at risk of liquidation
48. FAPA - 2011 Restructuring
Frontier Airlines at risk of liquidation
Tentative Agreement
49. FAPA - 2011 Restructuring
Frontier Airlines at risk of liquidation
• LOA 67 allowed Frontier to survive
Tentative Agreement
50. FAPA - 2011 Restructuring
Frontier Airlines at risk of liquidation
• Commercial Agreement provided “skin in the game”
• LOA 67 allowed Frontier to survive
Tentative Agreement
51. FAPA - 2011 Restructuring
Frontier Airlines at risk of liquidation
• Commercial Agreement provided “skin in the game”
• LOA 67 allowed Frontier to survive
• Contractual commitment by RAH to sell Frontier
Tentative Agreement
52. FAPA - 2011 Restructuring
Frontier Airlines at risk of liquidation
• Commercial Agreement provided “skin in the game”
• LOA 67 allowed Frontier to survive
• FAPA limited impact on day-to-day lives
• Contractual commitment by RAH to sell Frontier
Tentative Agreement
54. FAPA - LOA 67
Deferred previously negotiated snap-backs
55. FAPA - LOA 67
Deferred previously negotiated snap-backs
Temporarily reduced 401k match
56. FAPA - LOA 67
Deferred previously negotiated snap-backs
Temporarily reduced 401k match
Temporarily froze longevity
57. FAPA - LOA 67
Deferred previously negotiated snap-backs
Temporarily reduced 401k match
Temporarily froze longevity
Temporarily reduced vacation/sick accrual
58. FAPA - LOA 67
Deferred previously negotiated snap-backs
Temporarily reduced 401k match
Temporarily froze longevity
Temporarily reduced vacation/sick accrual
Extended amenable date of CBA to 2017
59. FAPA - LOA 67
Deferred previously negotiated snap-backs
Temporarily reduced 401k match
Temporarily froze longevity
Temporarily reduced vacation/sick accrual
Extended amenable date of CBA to 2017
Total Value: ~$53 Million
65. FAPA - Commercial
Agreement
Structured LOA 67 as investment
• Equity
• Profit Sharing
• Deadline to sell Frontier
(12/31/2014)
Formed FAPA Invest for Frontier Pilots
66. FAPA - Commercial
Agreement
Structured LOA 67 as investment
• Equity
• Profit Sharing
• Deadline to sell Frontier
(12/31/2014)
Formed FAPA Invest for Frontier Pilots
• Protect Investment Interests
67. FAPA - Commercial
Agreement
Structured LOA 67 as investment
• Equity
• Profit Sharing
• Deadline to sell Frontier
(12/31/2014)
Formed FAPA Invest for Frontier Pilots
• Protect Investment Interests
• Return to those who invested
70. FAPA - “Investment” Return
$1.7 Million in Cash
$3.5 Million Profit Sharing Buyout
Paid in December 2013
4 annual payments starting April 2013
71. FAPA - “Investment” Return
$1.7 Million in Cash
$3.5 Million Profit Sharing Buyout
4% Equity Ownership of Frontier Airlines
Paid in December 2013
4 annual payments starting April 2013
74. FAPA - Equity Value?
4% of Initial Public Offering
- or -
75. FAPA - Equity Value?
4% of Initial Public Offering
4% cash payment based on valuation
- or -
76. FAPA - Equity Value?
4% of Initial Public Offering
4% cash payment based on valuation
- or -
• if no “Change of Control” by 2020
77. FAPA - Equity Value?
4% of Initial Public Offering
4% cash payment based on valuation
- or -
• if no “Change of Control” by 2020
• based on Frontier Airlines valuation
as determined by 2 independent auditors
79. FAPA - 4% of What?
Conservative estimate of IPO?
80. FAPA - 4% of What?
Conservative estimate of IPO?
$1 Billion
81. FAPA - 4% of What?
Conservative estimate of IPO?
$1 Billion $40 Million to Frontier Pilots
82. FAPA - 4% of What?
Conservative estimate of IPO?
Spirit Airlines Market Cap at IPO?
$1 Billion $40 Million to Frontier Pilots
83. FAPA - 4% of What?
Conservative estimate of IPO?
Spirit Airlines Market Cap at IPO?
$1 Billion
~ $825 Million
$40 Million to Frontier Pilots
84. FAPA - 4% of What?
Conservative estimate of IPO?
Spirit Airlines Market Cap at IPO?
$1 Billion
~ $825 Million
• 35 Airplanes
$40 Million to Frontier Pilots
85. FAPA - 4% of What?
Conservative estimate of IPO?
Spirit Airlines Market Cap at IPO?
$1 Billion
~ $825 Million
• 35 Airplanes
• Q1 Revenue ~$233M
$40 Million to Frontier Pilots
86. FAPA - 4% of What?
Conservative estimate of IPO?
Spirit Airlines Market Cap at IPO?
$1 Billion
~ $825 Million
• 35 Airplanes
• Q1 Revenue ~$233M
$40 Million to Frontier Pilots
• Frontier Revenue: $327M
Final Qtr.
Reported
under RJET
Comparison
90. FAPA - Equity
Appreciation?
No guarantees, BUT…..
• Spirit was an unproven model to Investors
• Indigo pioneered ULCC model at Spirit
91. FAPA - Equity
Appreciation?
No guarantees, BUT…..
• Spirit was an unproven model to Investors
• Indigo pioneered ULCC model at Spirit
• Spirit was smaller than Frontier
92. FAPA - Equity
Appreciation?
No guarantees, BUT…..
• Spirit was an unproven model to Investors
• Indigo pioneered ULCC model at Spirit
• Spirit was smaller than Frontier
• Indigo seeks to replicate success at Frontier
93. FAPA - Equity
Appreciation?
No guarantees, BUT…..
• Spirit was an unproven model to Investors
• Indigo pioneered ULCC model at Spirit
• Spirit was smaller than Frontier
• Indigo seeks to replicate success at Frontier
So how has Spirit performed as an investment?
102. Why support FAPA?
Proven Effective as Independent Union
• Focused 100% on Frontier Pilots Interests
103. Why support FAPA?
Proven Effective as Independent Union
• Focused 100% on Frontier Pilots Interests
• Maintain autonomy
104. Why support FAPA?
Proven Effective as Independent Union
• Insulated from short-term risks of ALPA
• Focused 100% on Frontier Pilots Interests
• Maintain autonomy
105. Why support FAPA?
Proven Effective as Independent Union
• Insulated from short-term risks of ALPA
• Focused 100% on Frontier Pilots Interests
• Maintain autonomy
• Leverage to negotiate future merger with ALPA
106. Why support FAPA?
Proven Effective as Independent Union
• Insulated from short-term risks of ALPA
• Focused 100% on Frontier Pilots Interests
• Maintain autonomy
• Leverage to negotiate future merger with ALPA
• X-factor
109. Pilot Concerns with FAPA?
Contentious History
• FAPA 2.0 - New philosophy & attitude
110. Pilot Concerns with FAPA?
Contentious History
• FAPA 2.0 - New philosophy & attitude
FAPA has always given in to pressure
111. Pilot Concerns with FAPA?
Contentious History
• FAPA 2.0 - New philosophy & attitude
• Gun to head? Bankruptcy 1113/RAH Restructuring
FAPA has always given in to pressure
112. Pilot Concerns with FAPA?
Contentious History
• FAPA 2.0 - New philosophy & attitude
• Gun to head? Bankruptcy 1113/RAH Restructuring
Small fish in big pond
FAPA has always given in to pressure
113. Pilot Concerns with FAPA?
Contentious History
• FAPA 2.0 - New philosophy & attitude
• Gun to head? Bankruptcy 1113/RAH Restructuring
• Same situation if ALPA
Small fish in big pond
FAPA has always given in to pressure
114. Pilot Concerns with FAPA?
Contentious History
• FAPA 2.0 - New philosophy & attitude
• Gun to head? Bankruptcy 1113/RAH Restructuring
• Same situation if ALPA
Small fish in big pond
Indigo will dominate FAPA
FAPA has always given in to pressure
115. Pilot Concerns with FAPA?
Contentious History
• FAPA 2.0 - New philosophy & attitude
• Gun to head? Bankruptcy 1113/RAH Restructuring
• Same situation if ALPA
Small fish in big pond
Indigo will dominate FAPA
FAPA has always given in to pressure
• Why? CBA intact until 2017
125. ALPA Considerations
50,000 strong?
• Competing interests
• Conflicts of interest
• ALPA National must balance those
interests
• Likelihood of DFR’s
126. ALPA Considerations
50,000 strong?
• Competing interests
• Conflicts of interest
• ALPA National must balance those
interests
• Likelihood of DFR’s
• Please talk to former ALPA pilots
131. ALPA Considerations
50,000 strong?
• Competing interests
• Multiple DFR lawsuits
• TWA vs. ALPA
Settled on 1/23/2014
$53 Million in damages
$27 Million in ALPA funds
$26 Million - Reinsurers
133. ALPA Considerations
50,000 strong?
• Competing interests
• Multiple DFR lawsuits
• TWA vs. ALPA
• CAL Pilots vs. ALPA
CAL argues conflict of interest
134. ALPA Considerations
50,000 strong?
• Competing interests
• Multiple DFR lawsuits
• TWA vs. ALPA
• CAL Pilots vs. ALPA
CAL argues conflict of interest
ALPA favored UAL pilots
135. ALPA Considerations
50,000 strong?
• Competing interests
• Multiple DFR lawsuits
• TWA vs. ALPA
• CAL Pilots vs. ALPA
CAL argues conflict of interest
ALPA favored UAL pilots
ALPA concerns of losing UAL
136. ALPA Considerations
50,000 strong?
• Competing interests
• Multiple DFR lawsuits
• TWA vs. ALPA
• CAL Pilots vs. ALPA
• Airtran Pilots vs. ALPA
137. ALPA Considerations
50,000 strong?
• Competing interests
• Multiple DFR lawsuits
• TWA vs. ALPA
• CAL Pilots vs. ALPA
• Airtran Pilots vs. ALPA
Related to SWA merger
138. ALPA Considerations
50,000 strong?
• Competing interests
• Multiple DFR lawsuits
• TWA vs. ALPA
• CAL Pilots vs. ALPA
• Airtran Pilots vs. ALPA
Related to SWA merger
9 DFR Counts
139. ALPA Considerations
50,000 strong?
• Competing interests
• Multiple DFR lawsuits
• TWA vs. ALPA
• CAL Pilots vs. ALPA
• Airtran Pilots vs. ALPA
Related to SWA merger
9 DFR Counts
Seeking $200K/Pilot/Count
140. ALPA Considerations
50,000 strong?
• Competing interests
• Multiple DFR lawsuits
• TWA vs. ALPA
• CAL Pilots vs. ALPA
• Airtran Pilots vs. ALPA
• Eagle vs. ALPA
141. ALPA Considerations
50,000 strong?
• Competing interests
• Multiple DFR lawsuits
• TWA vs. ALPA
• CAL Pilots vs. ALPA
• Airtran Pilots vs. ALPA
• Eagle vs. ALPA
Filed 3/31/2014
142. ALPA Considerations
50,000 strong?
• Competing interests
• Multiple DFR lawsuits
• TWA vs. ALPA
• CAL Pilots vs. ALPA
• Airtran Pilots vs. ALPA
• Eagle vs. ALPA
Filed 3/31/2014
Claim ALPA favored APA
143. ALPA Considerations
50,000 strong?
• Competing interests
• Multiple DFR lawsuits
• TWA vs. ALPA
• CAL Pilots vs. ALPA
• Airtran Pilots vs. ALPA
• Eagle vs. ALPA
There are others!
151. ALPA Considerations
50,000 strong?
Airtran ASA CommutAir ExpressJet Jazz Piedmont
Air Transat Bearskin Compass FedEx JetBlue PSA
ATI Calm Air Endeavor Air First Air Kelowna Spirit
Air Wisconsin
Canadian
North
Envoy Air Hawaiian Mesa Sun Country
Alaska CanJet Evergreen Island Air
North
American
Trans States
152. ALPA Considerations
50,000 strong?
• Competing interests
ALPA Merger Policy?
• Multiple DFR lawsuits
• DAL & UAL pilots leaving?
• Majority of rest are regionals
153. ALPA Considerations
50,000 strong?
• A Framework for discussion
• Competing interests
ALPA Merger Policy
• Multiple DFR lawsuits
• DAL & UAL pilots leaving?
• Majority of rest are regionals
154. ALPA Considerations
50,000 strong?
• A Framework for discussion
• Competing interests
ALPA Merger Policy
• Multiple DFR lawsuits
• DAL & UAL pilots leaving?
• Majority of rest are regionals
• Not controlling (Allegheny-Mohawk)
155. ALPA Considerations
50,000 strong?
• Competing interests
• Multiple DFR lawsuits
• DAL & UAL pilots leaving?
• Majority of rest are regionals
• A Framework for discussion
ALPA Merger Policy
• Not controlling (Allegheny-Mohawk)
No Guarantees
• 2 ALPA MEC’s Negotiate
• Mediate
• Arbitrate
• Allegheny-Mohawk
• Delta-Northwest ended up in
arbitration
• Midwest?
158. ALPA Insurance Benefits
Loss of License Insurance
• Inferior to Frontier Pilot LTD plan(s)
Replaces less income
159. ALPA Insurance Benefits
Loss of License Insurance
• Inferior to Frontier Pilot LTD plan(s)
Replaces less income
Limited Duration
160. ALPA Insurance Benefits
Loss of License Insurance
• Inferior to Frontier Pilot LTD plan(s)
Replaces less income
Limited Duration
Longer Elimination Period
161. ALPA Insurance Benefits
Loss of License Insurance
• Inferior to Frontier Pilot LTD plan(s)
Replaces less income
Short Term Disability
Limited Duration
Longer Elimination Period
162. ALPA Insurance Benefits
Loss of License Insurance
• Inferior to Frontier Pilot LTD plan(s)
Replaces less income
Short Term Disability
• Inferior to Frontier STD plan
Limited Duration
Longer Elimination Period
163. ALPA Insurance Benefits
Loss of License Insurance
• Inferior to Frontier Pilot LTD plan(s)
Replaces less income
Short Term Disability
• Inferior to Frontier STD plan
Limited Duration
Replaces less income
Longer Elimination Period
164. ALPA Insurance Benefits
Loss of License Insurance
• Inferior to Frontier Pilot LTD plan(s)
Replaces less income
Short Term Disability
• Inferior to Frontier STD plan
Limited Duration
Replaces less income
Longer Elimination Period
Longer Elimination Period
165. Insurance Comparison
Short Term Disability FAPA ALPA
Cost (assume $80k
annual income)
Coverage
STD Elimination Period
Duration
166. Insurance Comparison
Short Term Disability FAPA ALPA
Cost (assume $80k
annual income)
$35.08/month
Coverage
STD Elimination Period
Duration
167. Insurance Comparison
Short Term Disability FAPA ALPA
Cost (assume $80k
annual income)
$35.08/month $42.46/month
Coverage
STD Elimination Period
Duration
168. Insurance Comparison
Short Term Disability FAPA ALPA
Cost (assume $80k
annual income)
$35.08/month $42.46/month
Coverage
STD Elimination Period
Duration
$37.38/month
for 60 day
elimination
169. Insurance Comparison
Short Term Disability FAPA ALPA
Cost (assume $80k
annual income)
$35.08/month $42.46/month
Coverage $1500/week
STD Elimination Period
Duration
170. Insurance Comparison
Short Term Disability FAPA ALPA
Cost (assume $80k
annual income)
$35.08/month $42.46/month
Coverage $1500/week $1000/week
STD Elimination Period
Duration
171. Insurance Comparison
Short Term Disability FAPA ALPA
Cost (assume $80k
annual income)
$35.08/month $42.46/month
Coverage $1500/week $1000/week
STD Elimination Period 15 days
Duration
172. Insurance Comparison
Short Term Disability FAPA ALPA
Cost (assume $80k
annual income)
$35.08/month $42.46/month
Coverage $1500/week $1000/week
STD Elimination Period 15 days 30 or 60 days
Duration
$37.38/month
for 60 day
elimination
173. Insurance Comparison
Short Term Disability FAPA ALPA
Cost (assume $80k
annual income)
$35.08/month $42.46/month
Coverage $1500/week $1000/week
STD Elimination Period 15 days 30 or 60 days
Duration 11 weeks
174. Insurance Comparison
Short Term Disability FAPA ALPA
Cost (assume $80k
annual income)
$35.08/month $42.46/month
Coverage $1500/week $1000/week
STD Elimination Period 15 days 30 or 60 days
Duration 11 weeks 52 weeks
175. Insurance Comparison
Short Term Disability FAPA ALPA
Cost (assume $80k
annual income)
$35.08/month $42.46/month
Coverage $1500/week $1000/week
STD Elimination Period 15 days 30 or 60 days
Duration 11 weeks 52 weeks
176. Insurance Comparison
Long Term Disability FAPA
(LTD)
ALPA
(Loss of License)
Cost (assume $80k
annual income)
Coverage
Elimination Period
Duration
177. Insurance Comparison
Long Term Disability FAPA
(LTD)
ALPA
(Loss of License)
Cost (assume $80k
annual income)
No Charge
Coverage
Elimination Period
Duration
178. Insurance Comparison
Long Term Disability FAPA
(LTD)
ALPA
(Loss of License)
Cost (assume $80k
annual income)
No Charge
Coverage
Elimination Period
Duration
Company pays
90%
Union Dues pay
10%
179. Insurance Comparison
Long Term Disability FAPA
(LTD)
ALPA
(Loss of License)
Cost (assume $80k
annual income)
No Charge $151.67/month
Coverage
Elimination Period
Duration
180. Insurance Comparison
Long Term Disability FAPA
(LTD)
ALPA
(Loss of License)
Cost (assume $80k
annual income)
No Charge $151.67/month
Coverage
Elimination Period
Duration
~$250.00
Company pays
$225
Union Dues pay
$25
181. Insurance Comparison
Long Term Disability FAPA
(LTD)
ALPA
(Loss of License)
Cost (assume $80k
annual income)
No Charge $151.67/month
Coverage $5000/month
Elimination Period
Duration
182. Insurance Comparison
Long Term Disability FAPA
(LTD)
ALPA
(Loss of License)
Cost (assume $80k
annual income)
No Charge $151.67/month
Coverage $5000/month $4800/month*
Elimination Period
Duration
183. Insurance Comparison
Long Term Disability FAPA
(LTD)
ALPA
(Loss of License)
Cost (assume $80k
annual income)
No Charge $151.67/month
Coverage $5000/month $4800/month*
Elimination Period
Duration
* $2400 after 2 years
184. Insurance Comparison
Long Term Disability FAPA
(LTD)
ALPA
(Loss of License)
Cost (assume $80k
annual income)
No Charge $151.67/month
Coverage $5000/month $4800/month*
Elimination Period 90 days
Duration
185. Insurance Comparison
Long Term Disability FAPA
(LTD)
ALPA
(Loss of License)
Cost (assume $80k
annual income)
No Charge $151.67/month
Coverage $5000/month $4800/month*
Elimination Period 90 days 365 days
Duration
186. Insurance Comparison
Long Term Disability FAPA
(LTD)
ALPA
(Loss of License)
Cost (assume $80k
annual income)
No Charge $151.67/month
Coverage $5000/month $4800/month*
Elimination Period 90 days 365 days
Duration to age 65
187. Insurance Comparison
Long Term Disability FAPA
(LTD)
ALPA
(Loss of License)
Cost (assume $80k
annual income)
No Charge $151.67/month
Coverage $5000/month $4800/month*
Elimination Period 90 days 365 days
Duration to age 65 4 years*
188. Insurance Comparison
Long Term Disability FAPA
(LTD)
ALPA
(Loss of License)
Cost (assume $80k
annual income)
No Charge $151.67/month
Coverage $5000/month $4800/month*
Elimination Period 90 days 365 days
Duration to age 65 4 years*
* Option to extend
at additional cost
189. Insurance Comparison
Long Term Disability FAPA
(LTD)
ALPA
(Loss of License)
Cost (assume $80k
annual income)
No Charge $151.67/month
Coverage $5000/month $4800/month*
Elimination Period 90 days 365 days
Duration to age 65 4 years*
190. Insurance Comparison
Long Term Disability FAPA
(LTD)
ALPA
(Loss of License PLUS)
Cost (assume $80k
annual income)
No Charge
Coverage $5000/month
Elimination Period 90 days
Duration to age 65
191. Insurance Comparison
Long Term Disability FAPA
(LTD)
ALPA
(Loss of License PLUS)
Cost (assume $80k
annual income)
No Charge $264.33/month
Coverage $5000/month
Elimination Period 90 days
Duration to age 65
192. Insurance Comparison
Long Term Disability FAPA
(LTD)
ALPA
(Loss of License PLUS)
Cost (assume $80k
annual income)
No Charge $264.33/month
Coverage $5000/month $4800/month
Elimination Period 90 days
Duration to age 65
193. Insurance Comparison
Long Term Disability FAPA
(LTD)
ALPA
(Loss of License PLUS)
Cost (assume $80k
annual income)
No Charge $264.33/month
Coverage $5000/month $4800/month
Elimination Period 90 days
Duration to age 65
Years 1 & 2
194. Insurance Comparison
Long Term Disability FAPA
(LTD)
ALPA
(Loss of License PLUS)
Cost (assume $80k
annual income)
No Charge $264.33/month
Coverage $5000/month $2400/month
Elimination Period 90 days
Duration to age 65
Years 3+
195. Insurance Comparison
Long Term Disability FAPA
(LTD)
ALPA
(Loss of License PLUS)
Cost (assume $80k
annual income)
No Charge $264.33/month
Coverage $5000/month $2400/month
Elimination Period 90 days 365 days
Duration to age 65
196. Insurance Comparison
Long Term Disability FAPA
(LTD)
ALPA
(Loss of License PLUS)
Cost (assume $80k
annual income)
No Charge $264.33/month
Coverage $5000/month $2400/month
Elimination Period 90 days 365 days
Duration to age 65 to age 65
197. Insurance Comparison
Long Term Disability FAPA
(LTD)
ALPA
(Loss of License PLUS)
Cost (assume $80k
annual income)
No Charge $264.33/month
Coverage $5000/month $2400/month
Elimination Period 90 days 365 days
Duration to age 65 to age 65
202. ALPA Considerations?
Experience & Strength with Indigo
• Study Spirit’s ALPA Contract
• Spirit Struck
• Adversarial relationship
Well documented
“Maximum Cost” Grievance Process
203. ALPA Considerations?
Experience & Strength with Indigo
• Study Spirit’s ALPA Contract
• Spirit Struck
• Adversarial relationship
• Going to “roll over” FAPA
Well documented
“Maximum Cost” Grievance Process
204. ALPA Considerations?
Experience & Strength with Indigo
• Study Spirit’s ALPA Contract
• Spirit Struck
• Adversarial relationship
• Going to “roll over” FAPA
Well documented
“Maximum Cost” Grievance Process
Contract not amenable until 2017
205. ALPA Considerations?
Experience & Strength with Indigo
• Study Spirit’s ALPA Contract
• Spirit Struck
• Adversarial relationship
• Going to “roll over” FAPA
Well documented
“Maximum Cost” Grievance Process
Contract not amenable until 2017
Snap-backs on track
206. ALPA Considerations?
Experience & Strength with Indigo
• Study Spirit’s ALPA Contract
• Spirit Struck
• Adversarial relationship
• Going to “roll over” FAPA
Well documented
“Maximum Cost” Grievance Process
Contract not amenable until 2017
Snap-backs on track
Leverage?
211. ALPA Considerations?
Resources
• Get what you pay for
• Big carriers get “A-Team”
• Delta, United & FedEx are the big dogs
• Trickles down from there
212. ALPA Considerations?
Resources
• Get what you pay for
• Big carriers get “A-Team”
• Delta, United & FedEx are the big dogs
• Trickles down from there
• Please seek feedback from peers who previously
worked under ALPA representation
216. ALPA Considerations?
Oversight
• ALPA National represents multiple interests
• ALPA National determines level of resources
• FAPA C&BLs provide mechanism for oversight
217. ALPA Considerations?
Oversight
• ALPA National represents multiple interests
• ALPA National determines level of resources
• FAPA C&BLs provide mechanism for oversight
Any active member may bring business before the BOD
218. ALPA Considerations?
Oversight
• ALPA National represents multiple interests
• ALPA National determines level of resources
• FAPA C&BLs provide mechanism for oversight
Any active member may bring business before the BOD
Any member may petition membership for change
219. ALPA Considerations?
Oversight
• ALPA National represents multiple interests
• ALPA National determines level of resources
• FAPA C&BLs provide mechanism for oversight
Any active member may bring business before the BOD
Any member may petition membership for change
BOD is bound by majority vote of active members
220. ALPA Considerations?
Oversight
• ALPA National represents multiple interests
• ALPA National determines level of resources
• FAPA C&BLs provide mechanism for oversight
Any active member may bring business before the BOD
Any member may petition membership for change
BOD is bound by majority vote of active members
Officer recall procedures