According to the document: - Banks consider accounts inactive if no transactions occur for 12-15 months, and dormant if inactive for almost two years, at which point accounts cannot be operated through ATMs, phones or internet. - The men's grooming market in India is estimated at Rs. 1,500 crore, with brands like Nivea and Emami's Fair and Handsome comprising significant shares. - Paras Pharma's men's grooming products account for nearly 70% of its personal care portfolio and its Set Wet hair gel has become the largest brand by market share, surpassing Brylcreem.

1. Sukhwinder Singh
MBA-2C

2.  If you don’t withdraw money or carry out any
transaction from your account through the
bank’s ATM , branch or website, for a period of
more than a year, the bank terms your account
as inactive.
 If the account is kept unused for almost two
years, it is classified as ‘dormant’.
 If your account is being classified as ‘inactive’,
you cannot operate it through the ATM/phone
or internet banking.

3. For HDFC Bank, it’s out 12 months,
ICICI Bank-15 months while foreign
banks like Citibank, HSBC and Standard
Chartered Bank classify an account as
inoperative if no transactions have taken
place for two years.

4.  Unbranded phone-makers in China expanded
to other emerging economies.
 The top 10 phone-makers’ combined share
fell to 67% from 84%.
 Samsung and LG declined in market share
nut retained their 2nd and 3rd place standing.
 Global smartphone sales surged 96%in the
quarter helping Apple.

5.  The men’s grooming market—which includes face cleansers,
moisturisers, hair gels, body washes, deodorants and shaving
products is estimated at around Rs 1, 500 crore.
 Nivea India has 15% of its personal care revenues coming from
men’s products.
 Fair and Handsome - the first men’s fairness cream to hit the
market in the country, alone accounts for 10% of Emami’s
personal care revenues.
 Ahmedabad-based Paras Pharma, makers of Set Wet hair gel
Zatak deodorants, men’s grooming accounts for nearly 70% of
its personal care portfolio, which also includes Livon hair
conditioners and Recova anti-ageing cream for women.

6.  While the target consumer is strongly
rooted in the 20 to 45 years age group,
deodorants and hair products take the age
bracket lower to 15 years.
 Paras Pharma’s Set Wet Hair gel has
pipped Godrej Sara Lee’s Brylcreem to
become the largest hair gel brand by
market share.

7.  The company has recently launched the water purifier
in Bangladesh and Indonesia.
 The target is to protect half a billion people across the
world by 2020.
 In India, today Pureit is protecting 15 million people.
 It is now present in three million homes covering 1,500
towns and cities in India.
 At present, the water purifier is available in three
versions, priced between Rs 1,000 and Rs 6,900, and
are sold through both direct-to-home channel and
through retail outlets.