Dkm zalilah student and financial problem
•Download as PPTX, PDF•
1 like•572 views
The document discusses Mohammad Harith B. Zakaria's oral presentation on financial problems faced by students. It defines finance and provides examples of how the 1998 Asian financial crisis impacted Malaysia. Some causes of financial issues for students are high study costs, wasteful spending, and following fashion trends. Having a financial plan can help avoid debt and relying on others by saving for emergencies. To overcome financial problems, students should consider part-time jobs, making budgets, buying essentials only, and saving money each month.
Report
Share
Report
Share
Recommended
How to afford your abroad studies?
The document discusses several ways for students to afford studying abroad, including through merit-based scholarships, specific scholarships targeting certain ethnic groups, need-based scholarships, and student loans. Merit-based scholarships are awarded based on factors like academics and talents. Specific scholarships are often designated for minorities. Need-based scholarships provide gift aid based on financial need. Student loans must be repaid like other loans but have some modifications for students.
Scholarstock Presentation
This document introduces ScholarStock, a website that connects creative and motivated students with financial aid for college. It notes that average student loan debt after graduation is $23,200 according to the New York Times. For a student attending the University of Maine, tuition and other costs would total around $75,632 over 4 years. The document then shares one student's story and their financial aid package from the University of Southern Maine totaling $14,077, leaving $31,108 in debt after 4 years. It proposes that ScholarStock would connect students seeking aid with alumni and other contributors by having students create profiles showcasing their career goals, work, and talents to attract "investors" willing to disperse aid
Scholarstock Concept
This document discusses the ScholarStock concept, which connects students seeking financial aid for college with alumni and others willing to "invest" in them. It notes that college is expensive, with average student debt being $23,200. The ScholarStock site allows students to create profiles showcasing their career goals, work experience, and talents to attract investors. Investors can then establish a dialogue with students and provide financial aid directly to their university accounts. The benefits are that benefactors see a return on their investment through students' success, students are encouraged to get involved in areas of talent, and alumni contributions overall will increase.
Myths Indians have Regarding Foreign Education
Students stress over education loans when studying overseas. There are different types of scholarships available for international study such as merit-based grants, grants specific to a student's nation of origin, grants for students from special backgrounds, subject-based grants, and program-specific awards. Global Opportunities provides guidance on international education opportunities and scholarships.
2016-Fall-Press-Release-7152016
Cristian Vides, a junior at George Washington University studying international affairs, was awarded the Benjamin A. Gilman International Scholarship to study abroad in Buenos Aires, Argentina. The Gilman Scholarship provides up to $5,000 for American students receiving Pell Grants to study or intern abroad, with the goal of increasing diversity in international education. Over 850 students from 324 colleges were selected for the prestigious award this year.
Thesis
The study examined the common problems faced by freshmen students at the University of the Visayas. Through surveys, the researchers found that the top problems were financial/money issues, difficulty balancing work and studies, depression from being away from home, and lack of interest in certain subjects. The researchers aimed to identify ways to help students overcome these challenges in order to encourage them in their studies and build self-confidence.
Improving financial literacy for young adults
An application that will reach college students who feel that their current financial state is out of control, and who would like to get a handle on it as soon as possible.
Student Financial Aid 101
Have questions about student financial aid? Would you like to learn more about student financial aid? Check out this presentation to for a 101 course on financial aid.
Recommended
How to afford your abroad studies?
The document discusses several ways for students to afford studying abroad, including through merit-based scholarships, specific scholarships targeting certain ethnic groups, need-based scholarships, and student loans. Merit-based scholarships are awarded based on factors like academics and talents. Specific scholarships are often designated for minorities. Need-based scholarships provide gift aid based on financial need. Student loans must be repaid like other loans but have some modifications for students.
Scholarstock Presentation
This document introduces ScholarStock, a website that connects creative and motivated students with financial aid for college. It notes that average student loan debt after graduation is $23,200 according to the New York Times. For a student attending the University of Maine, tuition and other costs would total around $75,632 over 4 years. The document then shares one student's story and their financial aid package from the University of Southern Maine totaling $14,077, leaving $31,108 in debt after 4 years. It proposes that ScholarStock would connect students seeking aid with alumni and other contributors by having students create profiles showcasing their career goals, work, and talents to attract "investors" willing to disperse aid
Scholarstock Concept
This document discusses the ScholarStock concept, which connects students seeking financial aid for college with alumni and others willing to "invest" in them. It notes that college is expensive, with average student debt being $23,200. The ScholarStock site allows students to create profiles showcasing their career goals, work experience, and talents to attract investors. Investors can then establish a dialogue with students and provide financial aid directly to their university accounts. The benefits are that benefactors see a return on their investment through students' success, students are encouraged to get involved in areas of talent, and alumni contributions overall will increase.
Myths Indians have Regarding Foreign Education
Students stress over education loans when studying overseas. There are different types of scholarships available for international study such as merit-based grants, grants specific to a student's nation of origin, grants for students from special backgrounds, subject-based grants, and program-specific awards. Global Opportunities provides guidance on international education opportunities and scholarships.
2016-Fall-Press-Release-7152016
Cristian Vides, a junior at George Washington University studying international affairs, was awarded the Benjamin A. Gilman International Scholarship to study abroad in Buenos Aires, Argentina. The Gilman Scholarship provides up to $5,000 for American students receiving Pell Grants to study or intern abroad, with the goal of increasing diversity in international education. Over 850 students from 324 colleges were selected for the prestigious award this year.
Thesis
The study examined the common problems faced by freshmen students at the University of the Visayas. Through surveys, the researchers found that the top problems were financial/money issues, difficulty balancing work and studies, depression from being away from home, and lack of interest in certain subjects. The researchers aimed to identify ways to help students overcome these challenges in order to encourage them in their studies and build self-confidence.
Improving financial literacy for young adults
An application that will reach college students who feel that their current financial state is out of control, and who would like to get a handle on it as soon as possible.
Student Financial Aid 101
Have questions about student financial aid? Would you like to learn more about student financial aid? Check out this presentation to for a 101 course on financial aid.
Student Self-Service: The Future of Financial Aid - 2015 NASFAA Conference Pr...
This presentation outlines the current shortcomings of the higher ed financial aid system. We discuss how student self-service could benefit not only colleges and universities but the student experience and the issue of over-borrowing as well.
Financial problem and recent scam in Bd
The document discusses several problems facing Bangladesh's financial sector, including its money market, capital market, and insurance sector. Specifically:
1) The money market faces issues like high non-performing loans, lack of transparency and governance in banks, and inadequate risk management. Microcredit institutions struggle with over-lending and high interest rates.
2) Capital markets have problems like lack of effective regulation and surveillance, price manipulation, and delays in settlements.
3) The insurance sector faces centralization, political instability, lack of supervision, legal complexity, and lack of product diversification.
4) Recent scams include the 2016 Bangladesh Bank heist where hackers attempted to steal $1 billion but succeeded in
New learning theory
This document discusses trends in learning theory and their implications for instructional design. It covers the major learning theories of behaviorism, cognitivism, and constructivism. Constructivism emphasizes that learning is an active process where learners construct new ideas based on previous knowledge. Learners learn best when they discover or construct knowledge for themselves in a collaborative, contextual environment. Effective instructional design incorporates techniques that support learners in building their own understanding, such as scaffolding, modeling, reflection and multiple representations.
Working in Small Groups
This document summarizes a webinar on working in small groups and building meaningful relationships and collaborations. It discusses the advantages of collaboration, including not working alone, shared resources, shared success and failures, marketing and exposure, and better service. Key concepts covered include that every message has both a relational and content dimension, and that rewards minus costs equal the outcome. Genuineness is also essential for groups. Examples of collaboration are discussed and questions are taken at the end.
Open 2013: Team-based Learning Pedagogy: Transforming classroom dialogue and...
This document describes using team-based learning (TBL) pedagogy in a 1-year Masters of Engineering and Management program to develop students' critical thinking and problem-solving skills. Key aspects of TBL include assigning pre-work, using readiness assessments and application exercises in small groups, and conducting in-class discussions. Assessment data shows self-reported improvements in students' ability to summarize issues, identify assumptions, develop hypotheses, and use evidence-based reasoning after participating in TBL activities.
Mobile Learning Group
The document summarizes the work of the Mobile Learning Group led by John Cook. It focuses on 3 key areas: devices and affordances for mobile learning, learning outside the classroom facilitated by mobility, and designing personalized learning environments centered around the mobile learner. It also provides details on publications, research projects, funding opportunities, and PhD students involved in mobile learning research.
Gina vanessa cedeño valverde
Gina Vanessa Cedeño Valverde es una estudiante de 21 años que cursa el cuarto semestre en la Universidad Central del Ecuador.
Group Discussion
Group discussion is a technique used to evaluate candidates where 2 or more people interact and discuss a given topic, regulating their conduct according to agreed upon rules. It allows participants to understand topics more deeply, think critically, solve problems, and hear different perspectives. Good discussion skills and personality traits include communication abilities, reasoning, leadership, initiative, assertiveness, flexibility, and creativity. Proper preparation and actively listening to others while contributing constructive ideas are important for effective participation.
Facilitation new forms of Learning with Collaborative Technologies
This document discusses challenges in education and the need for new forms of learning using technology. It outlines how students' learning preferences have changed and teachers must change their roles and environments. Social networks like Facebook and Ning have been used to facilitate collaborative and informal learning. Wikis have also been used for project collaboration. The role of faculty is to attract early adopters and develop skills in educational technologies. Students should lead discussions and increase motivation. Facilitating new forms of learning with technologies can close gaps between teachers and students and integrate formal and informal learning.
Group discussion nikunj035
The document defines and discusses group discussions. It notes that group discussions are a methodology used by organizations to assess candidates' personality traits and skills. Candidates are given a topic to discuss in a group for 15-20 minutes while being evaluated. Effective group discussion requires skills like active listening, critical thinking, body language, understanding different perspectives, staying on topic, and allowing all members to contribute. The document provides tips for participants on how to prepare for and positively contribute to a group discussion.
Shared VLE for learning (Group B)
The document describes a learning design for a virtual environment called "Discovery Hong Kong" created in Active Worlds. The design aims to teach secondary students about Hong Kong culture, including popular places, nature, cuisine and festivals. Students explore four sections of the virtual theme park and complete learning tasks. Constructivist learning theories and multimedia principles were applied to engage students in active, collaborative learning through guided questions, group work and communication tools.
Teaching learning based optimization technique
Kind Attn. Engg. students, don't turn a blind eye to this one, it may do wonders to you.It is a unique NATURE INSPIRED technique free from Algo Specific Parameters, unlike others , gives accurate results and is the easiest method of optimisation known to me so far.
Active learning
Active learning is a set of techniques that encourages student participation and engagement in the learning process. It involves diverse teaching methods like group activities, interaction between students and teachers, and a dynamic learning environment. The key characteristics of active learning are student involvement, responsibility for their own learning, and group work. It aims to promote deeper understanding and better retention through non-lecture based learning activities.
Team based-learning-o-minimo-que-voce-precisa-saber-traduzido-michael-sweet
O documento descreve a aprendizagem baseada em equipes (TBL), que consiste em (1) equipes permanentes estrategicamente formadas, (2) garantia de preparação dos alunos através de testes individuais e em grupo, e (3) atividades em grupo que aplicam os conceitos aprendidos. O processo visa promover a aprendizagem colaborativa e garantir que todos os alunos estejam preparados para as aulas.
273 cd impromptuspeaking
This document provides tips for giving an impromptu talk. It recommends listening to the topic, pausing to gather thoughts, confirming understanding of the topic, telling the audience your perspective using strategies like expressing an opinion or discussing causes and effects, and ending the talk. It also stresses being confident, brief, and sincere when speaking without preparation.
「從智慧車錶到單車社群」新創思維分享會
這是2015/3/12由MakerPro與IDEAS Hatch合辦的分享會，以「智慧單車」為主題，但不只談技術，更強調社群出發與社群經營。
分享者Brian Chen本身為電子公司的CTO，更是電機博士，但他近年來致力於拉近科技與生活的距離，除了自學烹飪、麵包、茶葉、書法、音樂外，在運動方面，則愛上單車活動，並善用科技來讓單車活動更多采多姿。
因此，在介紹車錶的智慧化功能之前，Brian想談的是：「如果你是開發者，你了解單車社群的需求嗎？你為何想滿足這些需求呢？」
從路線規劃、行車日記到社群分享，愈貼近單車社群內在需求的產品與服務，愈能獲得大家的愛用與背書支持。這道理不只是在單車社群行得通，各種興趣或專業的社群，相信也是如此。
Impromptu speaking workshop
This document discusses impromptu speaking and provides tips for how to practice and prepare for it. It explains that impromptu speaking involves speaking without preparation on a given topic. Some key tips include using the "magic number 3" to structure responses around three main points in the past, present and future, and asking questions to buy time. It emphasizes that impromptu speaking is an important skill for university interviews, job interviews, and work meetings. The document concludes by encouraging preparation and practice to master impromptu speaking skills.
Understanding microfinance bank and clients
The document provides an overview of microfinance concepts and practices. It discusses the goals of microfinance training to understand microfinance globally and locally, its evolution and regulation. It describes how microfinance arose in response to doubts about subsidized credit programs and how more market-based solutions were needed. It outlines typical microfinance activities like small loans, group guarantees, and savings products. The document also discusses the growth of microfinance institutions over the past 20 years, challenges they face, and principles of microfinance like financial sustainability and local institution building.
Financial aid presentation power point final
The document discusses improving students' financial literacy through expanding education on managing student loans and credit. It notes that students' knowledge of loans and credit is uneven and many do not understand the long term consequences of taking on debt. The proposal is to develop a system-wide financial literacy project in BC by embedding self-assessments and quizzes about credit into the student financial aid application process to direct students to relevant information and ensure they understand responsibilities of debt before taking out loans. The goal is to help students make better financial choices that do not hinder their future success and career prospects after graduation.
More Related Content
Viewers also liked
Student Self-Service: The Future of Financial Aid - 2015 NASFAA Conference Pr...
This presentation outlines the current shortcomings of the higher ed financial aid system. We discuss how student self-service could benefit not only colleges and universities but the student experience and the issue of over-borrowing as well.
Financial problem and recent scam in Bd
The document discusses several problems facing Bangladesh's financial sector, including its money market, capital market, and insurance sector. Specifically:
1) The money market faces issues like high non-performing loans, lack of transparency and governance in banks, and inadequate risk management. Microcredit institutions struggle with over-lending and high interest rates.
2) Capital markets have problems like lack of effective regulation and surveillance, price manipulation, and delays in settlements.
3) The insurance sector faces centralization, political instability, lack of supervision, legal complexity, and lack of product diversification.
4) Recent scams include the 2016 Bangladesh Bank heist where hackers attempted to steal $1 billion but succeeded in
New learning theory
This document discusses trends in learning theory and their implications for instructional design. It covers the major learning theories of behaviorism, cognitivism, and constructivism. Constructivism emphasizes that learning is an active process where learners construct new ideas based on previous knowledge. Learners learn best when they discover or construct knowledge for themselves in a collaborative, contextual environment. Effective instructional design incorporates techniques that support learners in building their own understanding, such as scaffolding, modeling, reflection and multiple representations.
Working in Small Groups
This document summarizes a webinar on working in small groups and building meaningful relationships and collaborations. It discusses the advantages of collaboration, including not working alone, shared resources, shared success and failures, marketing and exposure, and better service. Key concepts covered include that every message has both a relational and content dimension, and that rewards minus costs equal the outcome. Genuineness is also essential for groups. Examples of collaboration are discussed and questions are taken at the end.
Open 2013: Team-based Learning Pedagogy: Transforming classroom dialogue and...
This document describes using team-based learning (TBL) pedagogy in a 1-year Masters of Engineering and Management program to develop students' critical thinking and problem-solving skills. Key aspects of TBL include assigning pre-work, using readiness assessments and application exercises in small groups, and conducting in-class discussions. Assessment data shows self-reported improvements in students' ability to summarize issues, identify assumptions, develop hypotheses, and use evidence-based reasoning after participating in TBL activities.
Mobile Learning Group
The document summarizes the work of the Mobile Learning Group led by John Cook. It focuses on 3 key areas: devices and affordances for mobile learning, learning outside the classroom facilitated by mobility, and designing personalized learning environments centered around the mobile learner. It also provides details on publications, research projects, funding opportunities, and PhD students involved in mobile learning research.
Gina vanessa cedeño valverde
Gina Vanessa Cedeño Valverde es una estudiante de 21 años que cursa el cuarto semestre en la Universidad Central del Ecuador.
Group Discussion
Group discussion is a technique used to evaluate candidates where 2 or more people interact and discuss a given topic, regulating their conduct according to agreed upon rules. It allows participants to understand topics more deeply, think critically, solve problems, and hear different perspectives. Good discussion skills and personality traits include communication abilities, reasoning, leadership, initiative, assertiveness, flexibility, and creativity. Proper preparation and actively listening to others while contributing constructive ideas are important for effective participation.
Facilitation new forms of Learning with Collaborative Technologies
This document discusses challenges in education and the need for new forms of learning using technology. It outlines how students' learning preferences have changed and teachers must change their roles and environments. Social networks like Facebook and Ning have been used to facilitate collaborative and informal learning. Wikis have also been used for project collaboration. The role of faculty is to attract early adopters and develop skills in educational technologies. Students should lead discussions and increase motivation. Facilitating new forms of learning with technologies can close gaps between teachers and students and integrate formal and informal learning.
Group discussion nikunj035
The document defines and discusses group discussions. It notes that group discussions are a methodology used by organizations to assess candidates' personality traits and skills. Candidates are given a topic to discuss in a group for 15-20 minutes while being evaluated. Effective group discussion requires skills like active listening, critical thinking, body language, understanding different perspectives, staying on topic, and allowing all members to contribute. The document provides tips for participants on how to prepare for and positively contribute to a group discussion.
Shared VLE for learning (Group B)
The document describes a learning design for a virtual environment called "Discovery Hong Kong" created in Active Worlds. The design aims to teach secondary students about Hong Kong culture, including popular places, nature, cuisine and festivals. Students explore four sections of the virtual theme park and complete learning tasks. Constructivist learning theories and multimedia principles were applied to engage students in active, collaborative learning through guided questions, group work and communication tools.
Teaching learning based optimization technique
Kind Attn. Engg. students, don't turn a blind eye to this one, it may do wonders to you.It is a unique NATURE INSPIRED technique free from Algo Specific Parameters, unlike others , gives accurate results and is the easiest method of optimisation known to me so far.
Active learning
Active learning is a set of techniques that encourages student participation and engagement in the learning process. It involves diverse teaching methods like group activities, interaction between students and teachers, and a dynamic learning environment. The key characteristics of active learning are student involvement, responsibility for their own learning, and group work. It aims to promote deeper understanding and better retention through non-lecture based learning activities.
Team based-learning-o-minimo-que-voce-precisa-saber-traduzido-michael-sweet
O documento descreve a aprendizagem baseada em equipes (TBL), que consiste em (1) equipes permanentes estrategicamente formadas, (2) garantia de preparação dos alunos através de testes individuais e em grupo, e (3) atividades em grupo que aplicam os conceitos aprendidos. O processo visa promover a aprendizagem colaborativa e garantir que todos os alunos estejam preparados para as aulas.
273 cd impromptuspeaking
This document provides tips for giving an impromptu talk. It recommends listening to the topic, pausing to gather thoughts, confirming understanding of the topic, telling the audience your perspective using strategies like expressing an opinion or discussing causes and effects, and ending the talk. It also stresses being confident, brief, and sincere when speaking without preparation.
「從智慧車錶到單車社群」新創思維分享會
這是2015/3/12由MakerPro與IDEAS Hatch合辦的分享會，以「智慧單車」為主題，但不只談技術，更強調社群出發與社群經營。
分享者Brian Chen本身為電子公司的CTO，更是電機博士，但他近年來致力於拉近科技與生活的距離，除了自學烹飪、麵包、茶葉、書法、音樂外，在運動方面，則愛上單車活動，並善用科技來讓單車活動更多采多姿。
因此，在介紹車錶的智慧化功能之前，Brian想談的是：「如果你是開發者，你了解單車社群的需求嗎？你為何想滿足這些需求呢？」
從路線規劃、行車日記到社群分享，愈貼近單車社群內在需求的產品與服務，愈能獲得大家的愛用與背書支持。這道理不只是在單車社群行得通，各種興趣或專業的社群，相信也是如此。
Impromptu speaking workshop
This document discusses impromptu speaking and provides tips for how to practice and prepare for it. It explains that impromptu speaking involves speaking without preparation on a given topic. Some key tips include using the "magic number 3" to structure responses around three main points in the past, present and future, and asking questions to buy time. It emphasizes that impromptu speaking is an important skill for university interviews, job interviews, and work meetings. The document concludes by encouraging preparation and practice to master impromptu speaking skills.
Viewers also liked (20)
Student Self-Service: The Future of Financial Aid - 2015 NASFAA Conference Pr...
Student Self-Service: The Future of Financial Aid - 2015 NASFAA Conference Pr...
Open 2013: Team-based Learning Pedagogy: Transforming classroom dialogue and...
Open 2013: Team-based Learning Pedagogy: Transforming classroom dialogue and...
Facilitation new forms of Learning with Collaborative Technologies
Facilitation new forms of Learning with Collaborative Technologies
Team based-learning-o-minimo-que-voce-precisa-saber-traduzido-michael-sweet
Team based-learning-o-minimo-que-voce-precisa-saber-traduzido-michael-sweet
Similar to Dkm zalilah student and financial problem
Understanding microfinance bank and clients
The document provides an overview of microfinance concepts and practices. It discusses the goals of microfinance training to understand microfinance globally and locally, its evolution and regulation. It describes how microfinance arose in response to doubts about subsidized credit programs and how more market-based solutions were needed. It outlines typical microfinance activities like small loans, group guarantees, and savings products. The document also discusses the growth of microfinance institutions over the past 20 years, challenges they face, and principles of microfinance like financial sustainability and local institution building.
Financial aid presentation power point final
The document discusses improving students' financial literacy through expanding education on managing student loans and credit. It notes that students' knowledge of loans and credit is uneven and many do not understand the long term consequences of taking on debt. The proposal is to develop a system-wide financial literacy project in BC by embedding self-assessments and quizzes about credit into the student financial aid application process to direct students to relevant information and ensure they understand responsibilities of debt before taking out loans. The goal is to help students make better financial choices that do not hinder their future success and career prospects after graduation.
Facing famine in somalia v2
Participant final project on Massive Open Online Course (MOOC) on Financing for Development (FFD): Unlocking Investment Opportunities!
Microcredit the Seductive Illusion of Poverty Reduction and Development
Presented by Milford Bateman, Freelance consultant on Local Economic Development and Visiting Professor of Economics, Juraj Dobrila University Pula, Croatia at UNDP Bratislava Regional on 19 December 2011
Lesson 10 IGOs in trade and finance
This document discusses IGO involvement in trade and finance through structural adjustment programs (SAPs) and the Highly Indebted Poor Countries (HIPC) initiative. SAPs imposed conditions like market liberalization and spending cuts on developing countries in exchange for debt relief, but critics argue this increased dependency. HIPC aimed to reduce debt through partial write-offs if countries implemented SAPs. Uganda greatly benefited, using savings to increase education, healthcare, and poverty reduction. However, some argue HIPC did not provide lasting relief and was aimed at ensuring future debt repayment rather than development.
18771
This document discusses the risks of opening a McDonald's restaurant in Quetta, Pakistan. It outlines political risks like terrorism and an unstable government. Economic risks include a weak local economy and commodity price fluctuations. McDonald's would also face operational risks due to a lack of technical staff in Quetta. Additionally, the document examines cultural factors like consumers' traditional preferences and religious perspectives that could impact acceptance of McDonald's products. Overall, the analysis identifies several challenges but also opportunities for McDonald's in Quetta if it can effectively manage risks and adapt to the local context.
The entrepreneurial poor
Ellie Howard travelled to Amman, Jordan in 2012 shadowing the work of Microfund for Women, both in the office and in the field. As well as completing an entry to the Grameen Jameel awards, and carrying out desk research, Ellie interviewed various staff within the organisation.
Content is also derived from interviews with other organisations in the region such as FINCA and Jordanian Insurance Company.
Ellie_howard@hotmail.co.uk
Financing for development final project-ida-psw-mleal
An innovative forestry model to promote inclusive business and education for the rural poor in Uganda
Development of economics
This document discusses the development of economics, focusing on balance of payments, debt crises, and stabilization policies. It provides background on major debt crises that emerged in the 1980s, often caused by short-term commercial bank debt and securities market investment. The private sector, not the public sector, was usually the main culprit, as banks, corporations, and non-banks overborrowed while foreign lenders overlent. It also examines concepts like balance of payments accounts, current accounts, capital accounts, and international reserves.
FINANCIAL ANALYSIS - BOOK REVIEW - FAULT LINES - HOW HIDDEN FRACTURES STILL T...
Contents:
Background
Challenges faced by U.S
Let Them Eat Credit
Exporting to Grow
Flighty foreign financing
Weak Safety Net
From Bubble to bubble
When money is the measure of all worth
Betting the bank
Reforming Finance
Broad Principles Of Reform
Eliminating “Too Systemic to Fail”
Resilience
Improving access to opportunity in America.
Multilateral institutions & their influence
Obtaining global influence
China and The World
Persuading China
What lies Ahead for INDIA
Stanford CS 007-08 (2020): Personal Finance for Engineers / Financial Plannin...
These are the slides from the 8th session of the Stanford University class, CS 007 "Personal Finance for Engineers" offered on November 3, 2020. This seminar covers financial planning, financial goals, couples & life insurance.
Stanford CS 007-08 (2019): Personal Finance for Engineers / Financial Plannin...
These are the slides from the 8th session of the Stanford University class, CS 007 "Personal Finance for Engineers" offered in November 2019. This seminar covers financial planning, financial goals, couples & life insurance.
Project financing and appraisal atul rai
The document discusses project financing and appraisal, explaining that project financing deals with how to finance projects while project appraisal focuses on evaluating which projects are worth financing. It covers the different approaches to project financing and appraisal, from the promoter and lender perspectives, and examines factors like the macroeconomic environment, institutional framework, and why markets may fail in regards to financing public goods projects.
Project financing and appraisal atul rai
The document discusses project financing and appraisal, explaining that project financing deals with how to finance projects while project appraisal focuses on evaluating which projects are worth financing. It covers the different approaches to project financing and appraisal, from the promoter and lender perspectives, and examines factors like the macroeconomic environment, institutional framework, and why markets may fail in areas like public goods, asymmetric information, and externalities.
Final ppt
This document is a presentation on the significance of microfinance in Pakistan. It discusses how microfinance originated in the 1970s to provide small loans to the poor. The purpose of microfinance is to eliminate poverty by increasing incomes and access to financial services for financially excluded groups. The research aim is to review studies on the impact of microfinance (microcredit and microsavings) on incomes, poverty, and other outcomes for the poor in Pakistan. It then discusses the roles of NGOs and different government/international organizations in supporting microfinance initiatives, and the various activities and risks involved in microfinance like microcredit, microsavings, and microinsurance. Finally, it provides an overview of the loan process for microfinance and different types
21
This document discusses the role of commercial banks in microfinance in Pakistan. It notes that while microfinance traditionally served those without access to formal financial services, involving commercial banks could help expand access to millions more. Commercial banks provide a widespread branch network and expertise in financial services that could better reach the microfinance market. While commercial bank rates may be higher, the costs of serving many small, rural customers justify this. The document also outlines the regulatory framework for microfinance in Pakistan and the State Bank of Pakistan's efforts to develop the industry.
Debt Relief for Poorer Countries
Financialization and economic downturns have increased issues of debt forgiveness for struggling countries. Debt relief initiatives aim to partially or fully cancel debts owed by developing nations to external creditors. Key institutions like the World Bank and IMF, as well as initiatives like HIPC and MDRI, have provided over $130 billion in debt cancellation to 35 countries. However, there are counterarguments that debt relief may encourage moral hazard and that sustainable growth requires economic reforms rather than just debt forgiveness.
Stanford CS 007-08 (2018): Personal Finance for Engineers / Financial Plannin...
These are the slides from the 8th session of the Stanford University class, CS 007 "Personal Finance for Engineers" offered on November 13, 2018. This seminar covers financial planning, financial goals, couples & life insurance.
Stanford CS 007-08: Personal Finance for Engineers / Financial Planning & Goals
These are the slides from the 8th session of the Stanford University class, CS 007 "Personal Finance for Engineers" This seminar covers financial planning, financial goals, couples & life insurance.
Financial Inclusion
This document discusses financial inclusion, which refers to effective access to a wide range of affordable financial services for all individuals. These services include savings, credit, insurance, and payments. The importance of financial inclusion is that it improves lives, supports business growth, and contributes to economic stability. However, obstacles like hard-to-reach populations and lack of financial literacy impede greater inclusion. Cooperatives can help promote inclusion through various programs like microfinance, insurance, financial literacy training, and serving as payment centers. Being an active cooperative member is key to achieving financial inclusion.
Similar to Dkm zalilah student and financial problem (20)
Microcredit the Seductive Illusion of Poverty Reduction and Development
Microcredit the Seductive Illusion of Poverty Reduction and Development
Financing for development final project-ida-psw-mleal
Financing for development final project-ida-psw-mleal
FINANCIAL ANALYSIS - BOOK REVIEW - FAULT LINES - HOW HIDDEN FRACTURES STILL T...
FINANCIAL ANALYSIS - BOOK REVIEW - FAULT LINES - HOW HIDDEN FRACTURES STILL T...
Stanford CS 007-08 (2020): Personal Finance for Engineers / Financial Plannin...
Stanford CS 007-08 (2020): Personal Finance for Engineers / Financial Plannin...
Stanford CS 007-08 (2019): Personal Finance for Engineers / Financial Plannin...
Stanford CS 007-08 (2019): Personal Finance for Engineers / Financial Plannin...
Stanford CS 007-08 (2018): Personal Finance for Engineers / Financial Plannin...
Stanford CS 007-08 (2018): Personal Finance for Engineers / Financial Plannin...
Stanford CS 007-08: Personal Finance for Engineers / Financial Planning & Goals
Stanford CS 007-08: Personal Finance for Engineers / Financial Planning & Goals
Recently uploaded
Pro-competitive Industrial Policy – LANE – June 2024 OECD discussion
Pro-competitive Industrial Policy – LANE – June 2024 OECD discussionOECD Directorate for Financial and Enterprise Affairs
This presentation by Nathaniel Lane, Associate Professor in Economics at Oxford University, was made during the discussion “Pro-competitive Industrial Policy” held at the 143rd meeting of the OECD Competition Committee on 12 June 2024. More papers and presentations on the topic can be found at oe.cd/pcip.
This presentation was uploaded with the author’s consent.
Artificial Intelligence, Data and Competition – LIM – June 2024 OECD discussion
Artificial Intelligence, Data and Competition – LIM – June 2024 OECD discussionOECD Directorate for Financial and Enterprise Affairs
This presentation by Yong Lim, Professor of Economic Law at Seoul National University School of Law, was made during the discussion “Artificial Intelligence, Data and Competition” held at the 143rd meeting of the OECD Competition Committee on 12 June 2024. More papers and presentations on the topic can be found at oe.cd/aicomp.
This presentation was uploaded with the author’s consent.
Artificial Intelligence, Data and Competition – ČORBA – June 2024 OECD discus...
Artificial Intelligence, Data and Competition – ČORBA – June 2024 OECD discus...OECD Directorate for Financial and Enterprise Affairs
This presentation by Juraj Čorba, Chair of OECD Working Party on Artificial Intelligence Governance (AIGO), was made during the discussion “Artificial Intelligence, Data and Competition” held at the 143rd meeting of the OECD Competition Committee on 12 June 2024. More papers and presentations on the topic can be found at oe.cd/aicomp.
This presentation was uploaded with the author’s consent.
Pro-competitive Industrial Policy – OECD – June 2024 OECD discussion
Pro-competitive Industrial Policy – OECD – June 2024 OECD discussionOECD Directorate for Financial and Enterprise Affairs
This presentation by OECD, OECD Secretariat, was made during the discussion “Pro-competitive Industrial Policy” held at the 143rd meeting of the OECD Competition Committee on 12 June 2024. More papers and presentations on the topic can be found at oe.cd/pcip.
This presentation was uploaded with the author’s consent.
Disaster Management project for holidays homework and other uses
It talks about disaster management in a helful way.
Suzanne Lagerweij - Influence Without Power - Why Empathy is Your Best Friend...
This is a workshop about communication and collaboration. We will experience how we can analyze the reasons for resistance to change (exercise 1) and practice how to improve our conversation style and be more in control and effective in the way we communicate (exercise 2).
This session will use Dave Gray’s Empathy Mapping, Argyris’ Ladder of Inference and The Four Rs from Agile Conversations (Squirrel and Fredrick).
Abstract:
Let’s talk about powerful conversations! We all know how to lead a constructive conversation, right? Then why is it so difficult to have those conversations with people at work, especially those in powerful positions that show resistance to change?
Learning to control and direct conversations takes understanding and practice.
We can combine our innate empathy with our analytical skills to gain a deeper understanding of complex situations at work. Join this session to learn how to prepare for difficult conversations and how to improve our agile conversations in order to be more influential without power. We will use Dave Gray’s Empathy Mapping, Argyris’ Ladder of Inference and The Four Rs from Agile Conversations (Squirrel and Fredrick).
In the session you will experience how preparing and reflecting on your conversation can help you be more influential at work. You will learn how to communicate more effectively with the people needed to achieve positive change. You will leave with a self-revised version of a difficult conversation and a practical model to use when you get back to work.
Come learn more on how to become a real influencer!
Competition and Regulation in Professions and Occupations – ROBSON – June 202...
Competition and Regulation in Professions and Occupations – ROBSON – June 202...OECD Directorate for Financial and Enterprise Affairs
This presentation by Professor Alex Robson, Deputy Chair of Australia’s Productivity Commission, was made during the discussion “Competition and Regulation in Professions and Occupations” held at the 77th meeting of the OECD Working Party No. 2 on Competition and Regulation on 10 June 2024. More papers and presentations on the topic can be found at oe.cd/crps.
This presentation was uploaded with the author’s consent.IEEE CIS Webinar Sustainable futures.pdf
The importance of sustainable and efficient computational practices in artificial intelligence (AI) and deep learning has become increasingly critical. This webinar focuses on the intersection of sustainability and AI, highlighting the significance of energy-efficient deep learning, innovative randomization techniques in neural networks, the potential of reservoir computing, and the cutting-edge realm of neuromorphic computing. This webinar aims to connect theoretical knowledge with practical applications and provide insights into how these innovative approaches can lead to more robust, efficient, and environmentally conscious AI systems.
Webinar Speaker: Prof. Claudio Gallicchio, Assistant Professor, University of Pisa
Claudio Gallicchio is an Assistant Professor at the Department of Computer Science of the University of Pisa, Italy. His research involves merging concepts from Deep Learning, Dynamical Systems, and Randomized Neural Systems, and he has co-authored over 100 scientific publications on the subject. He is the founder of the IEEE CIS Task Force on Reservoir Computing, and the co-founder and chair of the IEEE Task Force on Randomization-based Neural Networks and Learning Systems. He is an associate editor of IEEE Transactions on Neural Networks and Learning Systems (TNNLS).
Artificial Intelligence, Data and Competition – OECD – June 2024 OECD discussion
Artificial Intelligence, Data and Competition – OECD – June 2024 OECD discussionOECD Directorate for Financial and Enterprise Affairs
This presentation by OECD, OECD Secretariat, was made during the discussion “Artificial Intelligence, Data and Competition” held at the 143rd meeting of the OECD Competition Committee on 12 June 2024. More papers and presentations on the topic can be found at oe.cd/aicomp.
This presentation was uploaded with the author’s consent.
Using-Presentation-Software-to-the-Fullf.pptx
Slides on 7 Commonly Used Presentation Softwares; thier usage and features.
原版制作贝德福特大学毕业证（bedfordhire毕业证）硕士文凭原版一模一样
原版一模一样【微信：741003700 】【贝德福特大学毕业证（bedfordhire毕业证）硕士文凭】【微信：741003700 】学位证，留信认证（真实可查，永久存档）offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原海外各大学 Bachelor Diploma degree, Master Degree Diploma
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
Competition and Regulation in Professions and Occupations – OECD – June 2024 ...
Competition and Regulation in Professions and Occupations – OECD – June 2024 ...OECD Directorate for Financial and Enterprise Affairs
This presentation by OECD, OECD Secretariat, was made during the discussion “Competition and Regulation in Professions and Occupations” held at the 77th meeting of the OECD Working Party No. 2 on Competition and Regulation on 10 June 2024. More papers and presentations on the topic can be found at oe.cd/crps.
This presentation was uploaded with the author’s consent.
ASONAM2023_presection_slide_track-recommendation.pdf
Presented at the 2023 IEEE/ACM International Conference on
Advances in Social Networks Analysis and Mining.
The Intersection between Competition and Data Privacy – COLANGELO – June 2024...
The Intersection between Competition and Data Privacy – COLANGELO – June 2024...OECD Directorate for Financial and Enterprise Affairs
This presentation by Professor Giuseppe Colangelo, Jean Monnet Professor of European Innovation Policy, was made during the discussion “The Intersection between Competition and Data Privacy” held at the 143rd meeting of the OECD Competition Committee on 13 June 2024. More papers and presentations on the topic can be found at oe.cd/ibcdp.
This presentation was uploaded with the author’s consent.
The Intersection between Competition and Data Privacy – KEMP – June 2024 OECD...
The Intersection between Competition and Data Privacy – KEMP – June 2024 OECD...OECD Directorate for Financial and Enterprise Affairs
This presentation by Katharine Kemp, Associate Professor at the Faculty of Law & Justice at UNSW Sydney, was made during the discussion “The Intersection between Competition and Data Privacy” held at the 143rd meeting of the OECD Competition Committee on 13 June 2024. More papers and presentations on the topic can be found at oe.cd/ibcdp.
This presentation was uploaded with the author’s consent.
The Intersection between Competition and Data Privacy – OECD – June 2024 OECD...
The Intersection between Competition and Data Privacy – OECD – June 2024 OECD...OECD Directorate for Financial and Enterprise Affairs
This presentation by OECD, OECD Secretariat, was made during the discussion “The Intersection between Competition and Data Privacy” held at the 143rd meeting of the OECD Competition Committee on 13 June 2024. More papers and presentations on the topic can be found at oe.cd/ibcdp.
This presentation was uploaded with the author’s consent.
Artificial Intelligence, Data and Competition – SCHREPEL – June 2024 OECD dis...
Artificial Intelligence, Data and Competition – SCHREPEL – June 2024 OECD dis...OECD Directorate for Financial and Enterprise Affairs
This presentation by Thibault Schrepel, Associate Professor of Law at Vrije Universiteit Amsterdam University, was made during the discussion “Artificial Intelligence, Data and Competition” held at the 143rd meeting of the OECD Competition Committee on 12 June 2024. More papers and presentations on the topic can be found at oe.cd/aicomp.
This presentation was uploaded with the author’s consent.
XP 2024 presentation: A New Look to Leadership
Presentation slides from XP2024 conference, Bolzano IT. The slides describe a new view to leadership and combines it with anthro-complexity (aka cynefin).
The remarkable life of Sir Mokshagundam Visvesvaraya.pptx
The remarkable life of Sir Mokshagundam Visvesvaraya.pptx
Why Psychological Safety Matters for Software Teams - ACE 2024 - Ben Linders.pdf
Psychological safety in teams is important; team members must feel safe and able to communicate and collaborate effectively to deliver value. It’s also necessary to build long-lasting teams since things will happen and relationships will be strained.
But, how safe is a team? How can we determine if there are any factors that make the team unsafe or have an impact on the team’s culture?
In this mini-workshop, we’ll play games for psychological safety and team culture utilizing a deck of coaching cards, The Psychological Safety Cards. We will learn how to use gamification to gain a better understanding of what’s going on in teams. Individuals share what they have learned from working in teams, what has impacted the team’s safety and culture, and what has led to positive change.
Different game formats will be played in groups in parallel. Examples are an ice-breaker to get people talking about psychological safety, a constellation where people take positions about aspects of psychological safety in their team or organization, and collaborative card games where people work together to create an environment that fosters psychological safety.
Recently uploaded (20)
Pro-competitive Industrial Policy – LANE – June 2024 OECD discussion
Pro-competitive Industrial Policy – LANE – June 2024 OECD discussion
Artificial Intelligence, Data and Competition – LIM – June 2024 OECD discussion
Artificial Intelligence, Data and Competition – LIM – June 2024 OECD discussion
Artificial Intelligence, Data and Competition – ČORBA – June 2024 OECD discus...
Artificial Intelligence, Data and Competition – ČORBA – June 2024 OECD discus...
Pro-competitive Industrial Policy – OECD – June 2024 OECD discussion
Pro-competitive Industrial Policy – OECD – June 2024 OECD discussion
Disaster Management project for holidays homework and other uses
Disaster Management project for holidays homework and other uses
Suzanne Lagerweij - Influence Without Power - Why Empathy is Your Best Friend...
Suzanne Lagerweij - Influence Without Power - Why Empathy is Your Best Friend...
Competition and Regulation in Professions and Occupations – ROBSON – June 202...
Competition and Regulation in Professions and Occupations – ROBSON – June 202...
Artificial Intelligence, Data and Competition – OECD – June 2024 OECD discussion
Artificial Intelligence, Data and Competition – OECD – June 2024 OECD discussion
Competition and Regulation in Professions and Occupations – OECD – June 2024 ...
Competition and Regulation in Professions and Occupations – OECD – June 2024 ...
ASONAM2023_presection_slide_track-recommendation.pdf
ASONAM2023_presection_slide_track-recommendation.pdf
The Intersection between Competition and Data Privacy – COLANGELO – June 2024...
The Intersection between Competition and Data Privacy – COLANGELO – June 2024...
The Intersection between Competition and Data Privacy – KEMP – June 2024 OECD...
The Intersection between Competition and Data Privacy – KEMP – June 2024 OECD...
The Intersection between Competition and Data Privacy – OECD – June 2024 OECD...
The Intersection between Competition and Data Privacy – OECD – June 2024 OECD...
Artificial Intelligence, Data and Competition – SCHREPEL – June 2024 OECD dis...
Artificial Intelligence, Data and Competition – SCHREPEL – June 2024 OECD dis...
The remarkable life of Sir Mokshagundam Visvesvaraya.pptx
The remarkable life of Sir Mokshagundam Visvesvaraya.pptx
Why Psychological Safety Matters for Software Teams - ACE 2024 - Ben Linders.pdf
Why Psychological Safety Matters for Software Teams - ACE 2024 - Ben Linders.pdf
Dkm zalilah student and financial problem
- 1. ORAL PRESENTITION • MOHAMMAD HARITH B. ZAKARIA o 01DKM15F1082 o PUAN ZALILAH STUDENT AND FINANCIAL PROBLEM
- 3. WIKIPEDIA • Deals with asets and liabilities • Finance aims to price assets based on their risk level and their expected rate of return. • Finance can be broken into three different sub- categories: public finance, corporate finance and personal finance.
- 4. GOOGLE • Economy crisis which has occured in 1998 has effected many countries badly • After the incident, our country, Malaysia took a long time to stabilize the economy • Students spend money without helitating
- 5. MY OWN OPINION • spent more and far from his budget
- 7. TYPE OF PROBLEM • COST ON STUDY • EXPAND THE MONET WASTEFULLY • INFLUNCED WITH THE FASHION
- 9. ADVANTAGE MAKE A FINANCIAL • HAVE SAVING IN EMERGENCY CASE • NOT DISTURBING OTHER PEOPLE • FAR AWAY FROM DEBT
- 11. IF STUDENT WASTEFUL • IF STUDENT WASTEFUL • FACING DEBT • DIFFICULT TO BUY THE IMPORTANT BECAUSE LACK OF MONEY • DISTRUBING THE PARENT • MAKE PART-TIME WHILE STUDYING • NOT FOCUS IN STUDY
- 12. HOW TO OVERCOME
- 13. HOW TO OVERCOME • PART TIME JOB • MANAGE MONEY KINDLY • MAKE PERSONAL BUDGET • BUY THE IMPORTANT THING • MAKE A SAVING • PLANING SPEND A MONTH • AVOID FROM DEBT
- 14. CONCLUSION