Sunny Siddiqui has over 14 years of experience in residential mortgage lending and sales. She has held roles such as credit analyst, underwriter, business development manager, and relationship manager. Her objective is to utilize her knowledge and skills in credit management, sales, and relationship building to generate business revenue and growth. She has experience working for large financial institutions such as Citigroup, National Australia Bank, and Genworth Financial.
S.M Siful Islam has submitted his resume. He has a MBA and BBA from Jagannath University. He is currently working as an Officer at Meridian Finance & Investment Ltd since 2015. Prior to this, he worked as a Business Development Officer at Standard Chartered Bank from 2014-2015 and as a Senior Customer Relationship Executive at IDLC Finance Ltd and Business Executive at LankaBangla Finance Ltd. He has experience in building client relationships, marketing financial products, and processing loans. He is proficient in MS Office and has completed several banking training programs.
Andy Cate is seeking a job opportunity and has over 3 years of experience in banking, specifically in credit management. He has a Bachelor's degree in Business Administration with a focus on financial accounting. His most recent role was as a Credit Verifier/Investigator at Philippine Savings Bank, where he conducted credit investigations and evaluations, verified customer information, and ensured accurate credit decisions. He is proficient in computer systems, has strong communication and problem-solving skills, and is able to work independently or as part of a team.
Subhajit Ranjan Deb has over 20 years of experience in sales, business development, and management roles. He is currently the Regional Manager at Aeon Credit Service India, where he oversees business growth and expansion in Western India. Previously, he held positions like Area Sales Manager at Capital First and Manager of Sales Finance at Citi Financial, where he exceeded sales targets. Mr. Deb has a strong track record of growing business, developing distribution channels, and managing teams across multiple industries including banking, finance, and education. He has an MBA in Finance and is proficient in English, Hindi, and Bengali.
2 Diploma in business and 1 year experience
Sales: 3 Diploma in business and 1 year experience
Accountant: 1 Bachelor in commerce and 2 year experience
Marketing: 1 Diploma in marketing and 1 year experience
5.3-Staff roster
Manager: 8:30am to 5:30pm (Monday to Friday)
Assistants: 8:30am to 5:30pm (Monday to Friday)
Sales: 8:30am to 5:30pm (Monday to Saturday)
Accountant: 9:00am to 5:00pm (Monday to Friday)
Marketing: 9:00am to 5:00pm (Monday to Friday
Sushil Bhatnagar is a business and credit risk consultant with over 17 years of experience in retail banking in India and the UAE. He has held senior positions managing credit card businesses, retail credit, and real estate development. As an independent consultant since 2008, he has completed assignments helping banks in Nigeria, Asia, Saudi Arabia, and Mauritius launch and improve their retail banking operations, credit policies, and risk management.
This document is a resume for Nicki Morris, a British national seeking a position in sales or management. Key information includes her experience as an Internal Audit Manager for HSBC Bank where she led global audits, and as a Senior Relationship Manager for HSBC where she exceeded sales targets. She has over 20 years of experience in banking and financial services.
Sekhar Chetry is a Customer Service Manager with over 4 years of experience in branch operations, business development, and client servicing at ICICI Bank. He is proficient in sales, marketing, and client relationship management. He has successfully exceeded sales and profitability targets. He holds certificates for his contributions to insurance business growth and for runner up in retail banking CASA growth. He has a Post Graduate Diploma in Banking Operations and Bachelor of Commerce degree.
Claire Kelly has over 15 years of experience in banking, insurance, and customer service roles. She provides an executive summary highlighting her career progression and skills including teamwork, customer focus, and problem solving. Her resume then details her employment history and achievements across various roles in banking, insurance, valuations, and call center work. She demonstrates experience in sales, customer service, administration, and people management.
S.M Siful Islam has submitted his resume. He has a MBA and BBA from Jagannath University. He is currently working as an Officer at Meridian Finance & Investment Ltd since 2015. Prior to this, he worked as a Business Development Officer at Standard Chartered Bank from 2014-2015 and as a Senior Customer Relationship Executive at IDLC Finance Ltd and Business Executive at LankaBangla Finance Ltd. He has experience in building client relationships, marketing financial products, and processing loans. He is proficient in MS Office and has completed several banking training programs.
Andy Cate is seeking a job opportunity and has over 3 years of experience in banking, specifically in credit management. He has a Bachelor's degree in Business Administration with a focus on financial accounting. His most recent role was as a Credit Verifier/Investigator at Philippine Savings Bank, where he conducted credit investigations and evaluations, verified customer information, and ensured accurate credit decisions. He is proficient in computer systems, has strong communication and problem-solving skills, and is able to work independently or as part of a team.
Subhajit Ranjan Deb has over 20 years of experience in sales, business development, and management roles. He is currently the Regional Manager at Aeon Credit Service India, where he oversees business growth and expansion in Western India. Previously, he held positions like Area Sales Manager at Capital First and Manager of Sales Finance at Citi Financial, where he exceeded sales targets. Mr. Deb has a strong track record of growing business, developing distribution channels, and managing teams across multiple industries including banking, finance, and education. He has an MBA in Finance and is proficient in English, Hindi, and Bengali.
2 Diploma in business and 1 year experience
Sales: 3 Diploma in business and 1 year experience
Accountant: 1 Bachelor in commerce and 2 year experience
Marketing: 1 Diploma in marketing and 1 year experience
5.3-Staff roster
Manager: 8:30am to 5:30pm (Monday to Friday)
Assistants: 8:30am to 5:30pm (Monday to Friday)
Sales: 8:30am to 5:30pm (Monday to Saturday)
Accountant: 9:00am to 5:00pm (Monday to Friday)
Marketing: 9:00am to 5:00pm (Monday to Friday
Sushil Bhatnagar is a business and credit risk consultant with over 17 years of experience in retail banking in India and the UAE. He has held senior positions managing credit card businesses, retail credit, and real estate development. As an independent consultant since 2008, he has completed assignments helping banks in Nigeria, Asia, Saudi Arabia, and Mauritius launch and improve their retail banking operations, credit policies, and risk management.
This document is a resume for Nicki Morris, a British national seeking a position in sales or management. Key information includes her experience as an Internal Audit Manager for HSBC Bank where she led global audits, and as a Senior Relationship Manager for HSBC where she exceeded sales targets. She has over 20 years of experience in banking and financial services.
Sekhar Chetry is a Customer Service Manager with over 4 years of experience in branch operations, business development, and client servicing at ICICI Bank. He is proficient in sales, marketing, and client relationship management. He has successfully exceeded sales and profitability targets. He holds certificates for his contributions to insurance business growth and for runner up in retail banking CASA growth. He has a Post Graduate Diploma in Banking Operations and Bachelor of Commerce degree.
Claire Kelly has over 15 years of experience in banking, insurance, and customer service roles. She provides an executive summary highlighting her career progression and skills including teamwork, customer focus, and problem solving. Her resume then details her employment history and achievements across various roles in banking, insurance, valuations, and call center work. She demonstrates experience in sales, customer service, administration, and people management.
Shaheed Geduld has over 15 years of experience in banking. He is currently working as a Credit Analyst at Nedbank Business Banking in Cape Town. Previously, he has held roles such as Banker, Sales Consultant, Cashier and Manager at various banks including Nedbank, Capitec, and Old Mutual Bank. He has a matric certificate and various qualifications in banking and finance. Shaheed has strong skills in credit analysis, customer service, and compliance. He is proficient in Microsoft Office applications and has a proven track record of sales performance and achievements.
This document provides a summary of a professional's experience and qualifications. It includes details of their education such as a BSc from Dalian University and an MSc from Brunel University. For employment, it lists roles as a Relationship Manager at KBC Bank and Assistant Relationship Manager at Standard Chartered Bank, highlighting achievements like successfully acquiring new clients and engaging in syndicated loan deals. It also includes a role as a cafe shift leader during university to gain management experience.
Jason Jacobs has over 10 years of experience in financial services and sales. He holds a Bachelor of Management degree in Finance and has multiple financial industry certifications. His career includes roles as a financial advisor, customer service specialist, senior financial advisor, and mortgage administrator. He has a proven track record of growing client portfolios, meeting sales goals, and providing excellent customer service. Outside of work, Jacobs is involved in his community through coaching and leadership roles with various organizations.
- Mr. N.Hari Krishan is a 26-year-old Sri Lankan national seeking an employment visa in Abu Dhabi.
- He has over 5 years of experience in corporate banking, retail banking, and branch operations in Sri Lanka. This includes handling loans, limits, rates changes, and more.
- He also has experience in marketing and branding, having worked part-time promoting a preschool chain through various above- and below-the-line activities.
- He holds professional qualifications in marketing, banking, and IT, and seeks to further his career prospects in the banking industry through this position.
Sharon Porter is seeking a career change after taking a career break. She has over 30 years of experience in financial customer services, dealing with clients by phone, email, and in person. She is skilled in client relationship management, organization, planning, and negotiation. Her most recent roles include Commercial Real Estate Manager and Business Associate at Yorkshire Bank, where she helped clients, achieved targets, and provided excellent customer service. She is committed, hard-working, and adaptable with strong computer skills.
Pranay Mahata has over 7 years of experience in forex risk management and treasury banking. He has expertise advising clients on hedging strategies to mitigate foreign exchange risk and customize services to their needs. As a relationship manager, he generated trade and forex income through selling asset products and advising SME clients on their treasury activities. Currently a team leader, he is responsible for business development, client acquisition and advising corporates on managing their forex portfolios.
This document is a resume for Jacqueline Jackson-Kelly. It summarizes her experience in roles such as a real estate agent, insurance sales owner, automobile sales agent, and executive trainer/coach. She has over 15 years of experience in leadership, analysis, project management, and communication. Her background includes managing education programs at Blue Cross Blue Shield of Michigan, where she oversaw documentation, training programs, and a budget of over $100 million. She also owned her own insurance and real estate investment agency. The resume lists her skills, certifications, affiliations, and experience in areas such as sales, training, and project management.
Amit miglani asset relationship manager corporate and business bankingAmit Miglani
Amit Miglani is seeking a middle level managerial role, with over 10 years of experience in team management, relationship management, business development, sales, and marketing in consumer and corporate banking. He currently works as a Relationship Manager for Abu Dhabi Commercial Bank, where he manages a portfolio of approximately AED 200 million in assets and liabilities. Previously, he has worked at Barclays Bank and in consumer banking at ADCB, where he received several awards for his sales performance and customer service.
Mohamed Ahmed Mohamed Ismail Elgndi is seeking a job that fits his qualifications and experience in management and debt collection. He has over 5 years of experience as a debt collector and manager. He is skilled in debt collection techniques, building relationships with customers, and working independently and as part of a team. He has a bachelor's degree in accounting and is proficient in Microsoft Office.
Jyoti Khurana is seeking a challenging opportunity in a competitive organization. She has over 7 years of experience in the insurance and banking industries. Currently, she works as a Senior Branch Service Executive at Reliance Life Insurance, where her responsibilities include new business applications, customer service, and claims handling. Previously, she worked at ADFC as a Phone Banking Officer, assisting customers and cross-selling banking products. Khurana has a Master's degree in Commerce and Business Administration. She is proficient in English and Hindi.
The document is a resume for Loic Baudry, a 24-year-old Frenchman seeking an advertising, event, or marketing role in Australia. It outlines his education including a master's degree from INSEEC Paris and experience including internships in advertising, event planning, and marketing. Baudry has strong skills in marketing communications, public relations, and digital/social media marketing. He is fluent in English, French, and Spanish and has international work experience in Australia, France, Canada, Spain, and Mexico.
John Paul O Brien's CV outlines his education history and qualifications. He received primary education in Ireland from 1984-1991 and secondary education from 1991-1997. He then completed an apprenticeship in fitting from 2005-2008. His work experience includes roles in welding, shop assistance, packaging, and maintenance. He has extensive training and qualifications in engineering, manufacturing, maintenance, and first aid. His hobbies include involvement in Gaelic Athletic Association and various sports.
Sue-anne Higgins has over 30 years of experience in administration, customer service, and management. She has worked in both the private and public sectors, including as the owner of two companies and currently as an Economic Development Officer for Gympie Regional Council. Her skills include project management, quality assurance systems, and training. She holds qualifications in business administration and local government.
This document provides information about an upcoming conference on credit risk management to be held on March 22-23, 2016 in Sydney. The conference will address key challenges in complying with emerging regulations while remaining competitive in credit lending. It will focus on tools and techniques for minimizing risk and strengthening credit portfolios, including stress testing, data management, and understanding customers to ensure responsible lending. Expert panels will discuss developing effective risk appetites, forecasting housing market trends, and maintaining relationships with regulators. The conference aims to help credit risk professionals tackle regulatory changes and operate successfully in a competitive lending environment.
Russell Benson has over 40 years of experience in the fuel industry, holding various roles such as Operations Manager, Project Manager, and Marketing Manager. He has extensive knowledge of industry standards and safety procedures. Benson enjoys building strong customer relationships and ensuring compliance. Currently he works as the Asset and Compliance Manager for Mogas Regional, where he has introduced improvements around incident investigations, audits, and developing safety and operational manuals.
Dr. David Charles Adamson is a Senior Academic Research Officer at the University of Queensland School of Economics. He holds a PhD from UQ and has received several prestigious honors and awards for his research, including an ARC DECRA award and an Endeavour Research Fellowship. His research focuses on environmental and resource economics, with a focus on water management and climate change adaptation issues in the Murray-Darling Basin. He has published widely in high impact journals and books and has consulted for government reviews on topics related to his research expertise.
Juan Andres Gonzalez De Rivera has over 30 years of experience in project management, piping, structural fabrication, and construction. He is currently a Project Manager/SMP Piping Supervisor at Piping Solutions, managing multi-million dollar projects. Prior to this, he held roles such as General Manager, Senior Project Manager, and Site Manager at various engineering and construction companies. He has extensive experience managing all aspects of projects from initial planning and estimation through fabrication, installation, and completion.
This document contains the resume of Mohammad Aflah Memon. It summarizes his contact information, career overview, skills, education and certifications. It then details his work experience from 2014 to present as a Help Desk Support Analyst at Bizpro in Melbourne, Australia, previous roles as a Project Manager in Pakistan from 2012-2013, and other relevant roles between 2005-2011.
This document is a resume for Yilin (Deron) Wang. It summarizes his professional experience working in management roles in hotels in China and Australia, including as a Guest Service Manager and Front Desk Supervisor. It also lists his education, including a Master's Degree in Tourism and Hospitality from Griffith University. The resume highlights his customer service skills and achievements in upselling programs and training hotel staff.
Paul Jarrett is seeking an office manager position with over 30 years of experience in business, accounting, human resources, and IT. He has extensive skills in financial management, MYOB, payroll, and office administration. His most recent role was as office manager for Dynamic Car Carrying, where he oversaw financials, IT, HR, and legal documentation. Jarrett has a diploma in business with accounting and is pursuing a degree in accounting and management.
Los Yanomami son un pueblo indígena que habita la región amazónica entre Brasil y Venezuela. Han sufrido la invasión de buscadores de oro que han traído enfermedades y alterado su estilo de vida seminómada. Varias organizaciones como Survival International, Hutukara y la Comisión Pro Yanomami trabajan para preservar el territorio y cultura Yanomami y brindarles asistencia médica y educación.
El resumen describe las normas de seguridad y señalización para tres lugares en la escuela: la biblioteca, la tienda escolar y el restaurante escolar. La biblioteca es un espacio para leer y hacer trabajos de investigación, con normas como no comer o hacer ruido. La tienda escolar vende productos durante el descanso y se debe tratar con respeto al personal. El restaurante escolar ofrece comida gratis y tiene normas como lavarse las manos y dejar limpia el área después de comer.
Shaheed Geduld has over 15 years of experience in banking. He is currently working as a Credit Analyst at Nedbank Business Banking in Cape Town. Previously, he has held roles such as Banker, Sales Consultant, Cashier and Manager at various banks including Nedbank, Capitec, and Old Mutual Bank. He has a matric certificate and various qualifications in banking and finance. Shaheed has strong skills in credit analysis, customer service, and compliance. He is proficient in Microsoft Office applications and has a proven track record of sales performance and achievements.
This document provides a summary of a professional's experience and qualifications. It includes details of their education such as a BSc from Dalian University and an MSc from Brunel University. For employment, it lists roles as a Relationship Manager at KBC Bank and Assistant Relationship Manager at Standard Chartered Bank, highlighting achievements like successfully acquiring new clients and engaging in syndicated loan deals. It also includes a role as a cafe shift leader during university to gain management experience.
Jason Jacobs has over 10 years of experience in financial services and sales. He holds a Bachelor of Management degree in Finance and has multiple financial industry certifications. His career includes roles as a financial advisor, customer service specialist, senior financial advisor, and mortgage administrator. He has a proven track record of growing client portfolios, meeting sales goals, and providing excellent customer service. Outside of work, Jacobs is involved in his community through coaching and leadership roles with various organizations.
- Mr. N.Hari Krishan is a 26-year-old Sri Lankan national seeking an employment visa in Abu Dhabi.
- He has over 5 years of experience in corporate banking, retail banking, and branch operations in Sri Lanka. This includes handling loans, limits, rates changes, and more.
- He also has experience in marketing and branding, having worked part-time promoting a preschool chain through various above- and below-the-line activities.
- He holds professional qualifications in marketing, banking, and IT, and seeks to further his career prospects in the banking industry through this position.
Sharon Porter is seeking a career change after taking a career break. She has over 30 years of experience in financial customer services, dealing with clients by phone, email, and in person. She is skilled in client relationship management, organization, planning, and negotiation. Her most recent roles include Commercial Real Estate Manager and Business Associate at Yorkshire Bank, where she helped clients, achieved targets, and provided excellent customer service. She is committed, hard-working, and adaptable with strong computer skills.
Pranay Mahata has over 7 years of experience in forex risk management and treasury banking. He has expertise advising clients on hedging strategies to mitigate foreign exchange risk and customize services to their needs. As a relationship manager, he generated trade and forex income through selling asset products and advising SME clients on their treasury activities. Currently a team leader, he is responsible for business development, client acquisition and advising corporates on managing their forex portfolios.
This document is a resume for Jacqueline Jackson-Kelly. It summarizes her experience in roles such as a real estate agent, insurance sales owner, automobile sales agent, and executive trainer/coach. She has over 15 years of experience in leadership, analysis, project management, and communication. Her background includes managing education programs at Blue Cross Blue Shield of Michigan, where she oversaw documentation, training programs, and a budget of over $100 million. She also owned her own insurance and real estate investment agency. The resume lists her skills, certifications, affiliations, and experience in areas such as sales, training, and project management.
Amit miglani asset relationship manager corporate and business bankingAmit Miglani
Amit Miglani is seeking a middle level managerial role, with over 10 years of experience in team management, relationship management, business development, sales, and marketing in consumer and corporate banking. He currently works as a Relationship Manager for Abu Dhabi Commercial Bank, where he manages a portfolio of approximately AED 200 million in assets and liabilities. Previously, he has worked at Barclays Bank and in consumer banking at ADCB, where he received several awards for his sales performance and customer service.
Mohamed Ahmed Mohamed Ismail Elgndi is seeking a job that fits his qualifications and experience in management and debt collection. He has over 5 years of experience as a debt collector and manager. He is skilled in debt collection techniques, building relationships with customers, and working independently and as part of a team. He has a bachelor's degree in accounting and is proficient in Microsoft Office.
Jyoti Khurana is seeking a challenging opportunity in a competitive organization. She has over 7 years of experience in the insurance and banking industries. Currently, she works as a Senior Branch Service Executive at Reliance Life Insurance, where her responsibilities include new business applications, customer service, and claims handling. Previously, she worked at ADFC as a Phone Banking Officer, assisting customers and cross-selling banking products. Khurana has a Master's degree in Commerce and Business Administration. She is proficient in English and Hindi.
The document is a resume for Loic Baudry, a 24-year-old Frenchman seeking an advertising, event, or marketing role in Australia. It outlines his education including a master's degree from INSEEC Paris and experience including internships in advertising, event planning, and marketing. Baudry has strong skills in marketing communications, public relations, and digital/social media marketing. He is fluent in English, French, and Spanish and has international work experience in Australia, France, Canada, Spain, and Mexico.
John Paul O Brien's CV outlines his education history and qualifications. He received primary education in Ireland from 1984-1991 and secondary education from 1991-1997. He then completed an apprenticeship in fitting from 2005-2008. His work experience includes roles in welding, shop assistance, packaging, and maintenance. He has extensive training and qualifications in engineering, manufacturing, maintenance, and first aid. His hobbies include involvement in Gaelic Athletic Association and various sports.
Sue-anne Higgins has over 30 years of experience in administration, customer service, and management. She has worked in both the private and public sectors, including as the owner of two companies and currently as an Economic Development Officer for Gympie Regional Council. Her skills include project management, quality assurance systems, and training. She holds qualifications in business administration and local government.
This document provides information about an upcoming conference on credit risk management to be held on March 22-23, 2016 in Sydney. The conference will address key challenges in complying with emerging regulations while remaining competitive in credit lending. It will focus on tools and techniques for minimizing risk and strengthening credit portfolios, including stress testing, data management, and understanding customers to ensure responsible lending. Expert panels will discuss developing effective risk appetites, forecasting housing market trends, and maintaining relationships with regulators. The conference aims to help credit risk professionals tackle regulatory changes and operate successfully in a competitive lending environment.
Russell Benson has over 40 years of experience in the fuel industry, holding various roles such as Operations Manager, Project Manager, and Marketing Manager. He has extensive knowledge of industry standards and safety procedures. Benson enjoys building strong customer relationships and ensuring compliance. Currently he works as the Asset and Compliance Manager for Mogas Regional, where he has introduced improvements around incident investigations, audits, and developing safety and operational manuals.
Dr. David Charles Adamson is a Senior Academic Research Officer at the University of Queensland School of Economics. He holds a PhD from UQ and has received several prestigious honors and awards for his research, including an ARC DECRA award and an Endeavour Research Fellowship. His research focuses on environmental and resource economics, with a focus on water management and climate change adaptation issues in the Murray-Darling Basin. He has published widely in high impact journals and books and has consulted for government reviews on topics related to his research expertise.
Juan Andres Gonzalez De Rivera has over 30 years of experience in project management, piping, structural fabrication, and construction. He is currently a Project Manager/SMP Piping Supervisor at Piping Solutions, managing multi-million dollar projects. Prior to this, he held roles such as General Manager, Senior Project Manager, and Site Manager at various engineering and construction companies. He has extensive experience managing all aspects of projects from initial planning and estimation through fabrication, installation, and completion.
This document contains the resume of Mohammad Aflah Memon. It summarizes his contact information, career overview, skills, education and certifications. It then details his work experience from 2014 to present as a Help Desk Support Analyst at Bizpro in Melbourne, Australia, previous roles as a Project Manager in Pakistan from 2012-2013, and other relevant roles between 2005-2011.
This document is a resume for Yilin (Deron) Wang. It summarizes his professional experience working in management roles in hotels in China and Australia, including as a Guest Service Manager and Front Desk Supervisor. It also lists his education, including a Master's Degree in Tourism and Hospitality from Griffith University. The resume highlights his customer service skills and achievements in upselling programs and training hotel staff.
Paul Jarrett is seeking an office manager position with over 30 years of experience in business, accounting, human resources, and IT. He has extensive skills in financial management, MYOB, payroll, and office administration. His most recent role was as office manager for Dynamic Car Carrying, where he oversaw financials, IT, HR, and legal documentation. Jarrett has a diploma in business with accounting and is pursuing a degree in accounting and management.
Los Yanomami son un pueblo indígena que habita la región amazónica entre Brasil y Venezuela. Han sufrido la invasión de buscadores de oro que han traído enfermedades y alterado su estilo de vida seminómada. Varias organizaciones como Survival International, Hutukara y la Comisión Pro Yanomami trabajan para preservar el territorio y cultura Yanomami y brindarles asistencia médica y educación.
El resumen describe las normas de seguridad y señalización para tres lugares en la escuela: la biblioteca, la tienda escolar y el restaurante escolar. La biblioteca es un espacio para leer y hacer trabajos de investigación, con normas como no comer o hacer ruido. La tienda escolar vende productos durante el descanso y se debe tratar con respeto al personal. El restaurante escolar ofrece comida gratis y tiene normas como lavarse las manos y dejar limpia el área después de comer.
Richard Hamley has over 30 years of experience in financial services, including roles in banking, financial advising, business analysis, and learning and development. He is currently a Business Development Manager at Legal & General, where he designs and delivers training to external partners on products, regulations, and skills. Prior roles included quality control, project management, and complaint investigation. He aims to broaden his training skills through the CIPD qualification to better identify learning styles and appeal to all trainees.
Jason Estacio is seeking a sales or customer service role. He has over 10 years of experience in banking, insurance, and construction. His experience includes sales, customer service, business development, and operations roles. He is proficient in various software programs and has a strong track record of exceeding sales goals.
Sanjay Kumar Jain has over 10 years of experience working in compliance roles for financial institutions. He currently works as a Senior Compliance Associate for Sesame India Pvt Ltd, assisting financial advisors in maintaining quality service and ensuring compliance with all regulations. His responsibilities include assessing client files for accuracy and regulatory compliance, performing reviews of documentation, and identifying any issues related to anti-money laundering or politically exposed persons. Previously he has worked for Sun Life Financial and Sesame India Pvt Ltd in other compliance associate roles focused on monitoring advice processes and transactions for regulatory compliance. He holds professional qualifications in mortgage advice, financial products, and has received recognition as a star performer and most valuable performer.
Taniya Yeshi provides a summary of her professional experience and qualifications. She has over 5 years of experience in banking and insurance customer service roles in the UAE and Sri Lanka. Her experience includes roles such as rental agent, customer service officer, banking assistant, and customer relations officer. She possesses various business and management qualifications and is seeking new opportunities that make use of her skills and experience.
Taniya Yesika Haseem is seeking a new career opportunity and has over 5 years of experience in banking, insurance, and customer relations roles in the UAE. She possesses strong communication, problem solving, and customer service skills. Her resume details her educational background and work history demonstrating experience in operations, sales, accounting, and customer relations.
Jayant Tondon has over 17 years of experience in banking operations, digital transformation, product management, and consulting. He is currently seeking a position with a reputed organization in banking, financial services, or consulting. His experience includes transforming business processes, product implementation, and managing teams in the banking sector across multiple countries.
The document is a curriculum vitae for Mwape Juliet Sampa. It outlines her extensive experience in insurance spanning over 20 years, including roles as Operations Manager, Underwriter, Assistant Underwriter, and Sales Executive. It also lists her educational qualifications including a BA in Business Studies and various insurance-related diplomas and certificates. The CV demonstrates Ms. Sampa's strong skills in underwriting, claims processing, business development, and people management in the insurance industry.
Krishan Kant Verma has over 11 years of experience in marketing management, business development, and collections across various industries including banking, insurance, and automotive financing. He is currently the Deputy Manager of Collections at Intec Capital Ltd, where he develops strategies to minimize delinquency and losses. Previously he held roles at Mahindra Finance, Development Credit Bank Ltd, ABN AMRO Bank N.V., and ICICI Bank Ltd, where he gained experience in sales, marketing, relationship management, and business development. He has a Bachelor's degree from Delhi University and is proficient in English and Hindi.
Krishan Kant Verma has over 11 years of experience in marketing management, business development, and collections across various industries including banking, insurance, and automotive financing. He is currently working as a Deputy Manager at Intec Capital Ltd, focusing on collections for SME loans. Previously he has held roles at Mahindra Finance, Development Credit Bank Ltd, ABN AMRO Bank N.V, and ICICI Bank Ltd managing sales teams, developing business, and handling collections and recovery. He has a Bachelor's degree from Delhi University and is seeking to utilize his skills and experience to contribute to organizational growth.
This document provides a summary of Courtney Brown's background and experience. It includes contact information and outlines her career history working in insurance, public relations, magazine publishing, mortgage counseling, and marketing. She has over 15 years of experience in these fields and has consistently exceeded goals and performance standards. Her technical skills include Microsoft Office, QuickBooks, and Adobe software.
Malia Young Shelton is seeking a mortgage underwriting position. She has over 25 years of experience in various underwriting roles, including conventional, jumbo, FHA, VA, and manual underwriting. Currently she is the Mortgage Operations Manager at Allegiance Federal Credit Union, where she oversees all aspects of mortgage operations. Previously she held underwriting roles at Wolfe Financial, Essent Guaranty, Triad Guaranty, Salem Trust Bank, and Branch Banking and Trust. She has extensive experience in underwriting, management, and operations.
Raghav Mahat has over 15 years of experience in banking and finance, including his current role as Senior Relationship Advisor and Branch Manager at Beyond Bank Australia in Canberra since 2011. He has a proven track record of exceeding sales targets and managing branches. His previous roles include positions as Senior Mobile Relationship Consultant, Business Relationship Consultant, and Member Relationship Consultant at Beyond Bank Australia. He holds an MBA from Washington International University and has also worked as a Branch Manager and Night Manager at hotels in Australia, Nepal, and India.
This document contains the resume of Chino Antonio P. De Leon. It summarizes his personal and contact information, education background, work experiences, skills and objectives. He has over 5 years of experience in sales and customer service roles in the banking, finance and hospitality industries in both the Philippines and United Arab Emirates. His resume lists his most recent roles, responsibilities, achievements and references.
Sean Henchey is a licensed loan officer and certified mortgage planner with over 15 years of experience in the mortgage industry. He is seeking a sales or account management role where he can leverage his experience selling and servicing mortgage products to clients nationwide. Henchey has a proven track record of building strong client relationships and implementing a "Clients for Life" strategy across various mortgage industry roles.
- The document contains the resume of Kennith M. Quimson, who has over 23 years of experience in banking, including 10 years as a bank manager in the Philippines.
- He is seeking a managerial position and offers his extensive experience in areas like business development, operations, marketing, sales, risk management, and financial analysis.
- His resume details his educational background and work history in various banking roles of increasing responsibility, demonstrating a track record of success in meeting sales targets and growing business.
This document is a resume for Sanal from Dubai, UAE. It summarizes his professional experience, education, skills, and objective. Sanal has over 11 years of experience in sales, marketing, and insurance roles in India and Dubai. He is seeking a new career opportunity where he can utilize his strong communication, problem solving, and teamwork skills. His resume details his work history, roles, responsibilities, and achievements at previous employers in sales, marketing, and insurance.
Pradeep Singh has over 9 years of experience in credit evaluation, risk management, collections management, customer relationship management, and team management. He is currently seeking a role in real estate, customer relationship management, or collections management. Pradeep has worked at Emirates Islamic Bank, Investors Lounge Real Estate Brokers LLC, Barclays Bank, ABN Amro Bank, and Citigroup Global Services in roles related to credit, real estate, collections, and customer relationship management. He has a Bachelor's degree in Commerce from Delhi University and a Certificate in Credit Management from the Institute of Bankers.
The document is a curriculum vitae for Andrew Morake. It includes personal details, education history, qualifications and certificates obtained between 1994-2016 from various institutions. It also outlines work experience between 2000-current in roles such as business development officer, credit analyst, and credit manager for companies like Wesbank, South African Taxi Finance, and Toyota Financial Services. Key responsibilities and achievements are mentioned for each role.
Mohammad Ibrahim Hefny is applying for a customer service or equivalent position. He has 12 years of total experience, including 3 years as a lawyer in Egypt, 5 years in banking in the UAE, and 4 years in the petroleum field. His experience includes roles in legal consultation, media and advertising services, retail banking, and petroleum sales and contracts management. Currently he works as a Senior Direct Sales Officer for a bank in Egypt.
1. SUNNY SIDDIQUI
117C Darcy Road, Tel : (02) 9631 0563 (After Hour)
Wentworthville, NSW 2145 Mob : 0412 726 010
E-mail : sajeda8@bigpond.com
______________________________________________________________________________________________
CAREER OBJECTIVES:
I would like to be engaged in the ongoing evolution of the Business Development and Relationship
Management through understanding the business model as well as building useful relationship both with
internal and external stakeholders. It is now over 14 years for me starting as a Credit Analyst and then made
my move steadily as underwriter in residential mortgage industry, later joined in Sales in same industry. In
the past I had the opportunity to work for larger organisations involved offering the services like mortgage
insurance, deposit bond and residential loans for home buyers, later engaged in sales in same industry. I
have prepared myself now to take up more challenging assignment in coming years. It is my belief that the
long associations at different levels of lending institutions as well as relatively smaller and medium size
mortgage managers in same industry and experiences in varying levels here locally as well as in overseas in
sales helped me immensely in my carrier progression.
The objective is to utilize my comprehensive knowledge in credit management and sales, using excellent
negotiation skill through effective communication to achieve greater results for employer through
generating higher business revenue and winning peoples’ trust. Together with this take my career to a
progressive direction within organisation.
CAREER SUMMARY:
- 2 years in Sales as BDM/Relationship Manager.
- 12 years’ experience as Underwriting Executive in Residential Lending/Mortgages.
- A year experience as Credit Card Validation Officer.
- Over 2 years experience as Salesman in Finance Market and Capital Machinery market in
Europe and in Asia.
EDUCATION:
1989 Masters of Business Administration (Major in Marketing), University of Dhaka, Bangladesh.
1986 Bachelor of Commerce, University of Dhaka, Bangladesh.
BUSINESS TRAINING:
May 2011 Completed On-line Certification course on NCCP, Privacy, Anti Money Laundering and
Counter Terrorism, Competition and Consumer Law
September 2008 Completed On-Line Certification course on UCCC, Privacy Act, and Compliance Essentials
offered by MFAA.
May 2008 Completed On-Line Certification course on AML/CT Act offered by MFAA.
July 2005 Completed On-Line Certification course on UCCC and on Privacy Act offered by MFAA.
August 2002 Diploma Course on Mortgage Lending Law at Securities Institute of Australia in Sydney in
association with MIAA.
February 2001 Diploma Course on Mortgage Credit Analysis at Securities Institute of Australia in Sydney
in association with MIAA.
October 2000 Diploma Course on Mortgage Funding and Risk Management at Securities Institute of
Australia in Sydney in association with MIAA.
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2. 1993 Certificate course on Pre-Press, Offset Press and Post Press designing organized by TETTERODE-
NEDERLAND B.V., held in Amsterdam, The Netherlands.
1993 Course on Salesmen Training organized by HEIDELBERG SCHULUNG VERKAUF, held in
Heidelberg, Germany.
1990 Customer Support Representative Training organized by TELERATE FINANCIAL INFORMATION
NETWORK (Asia-Pacific) Ltd., held in Hong Kong.
WORK SKILL AND ABILITIES:
Computer Skills
I have acquired excellent skills and good understanding of W4W, Excel, and M.Y.O.B.
Communication and Motivational Skills
- Communication with influence, Strategic thinking ability and Negotiation skills.
- Problem solving skill, Dispute resolution skill and Instant decision making capability.
- I have developed knowledge and abilities in Reporting.
- Experience in preparation and Presentation of professional Training to clients.
- Ability to work in a team environment and busy high volume areas. At the same time maintain
high service level.
- Self motivated and result oriented attitude.
WORK EXPERIENCE:
Credit Officer Citigroup Pty Ltd
Since June 2013 til to date Building: F, 1 Homebush Bay Drive, Rhodes, NSW 2138
General Responsibilities
• Actioning new applications for residential loans from
submission to settlement (End to End process) in line with
Credit policy.
• Understanding and applying the policies and guidelines
related to residential lending.
• Building relationships with Mortgage Insurers as well as
other Business Stakeholder.
• Liaise proactively with Brokers, Mobile Lenders and BDMs
to deliver services on time to achieve positive results for the
business.
• Participate in various training programs for up skilling to
meet competitive market advancement.
• Provide mentoring to Brokers, Mobile Lenders and related
parties.
• Maintain and enhance current technical knowledge.
• Display high ethical standards and carry out
responsibilities in accordance with relevant legislation.
• Maintain positive and productive work relationship with
team members.
• Use with proper diligence the DLA of $0.750 million in
approving residential loans unconditionally.
Reason for leaving Enthusiastic to take up more challenging role.
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3. Senior Credit Officer The Paladin Process Pty Ltd
Since January 2010 to April 2013 Level: 34, 101 Miller Street, North Sydney, NSW 2060
General Responsibilities
• Actioning new applications for residential loans from
submission to settlement and variations in line with credit
policy.
• Understanding and practicing with clarity the policies and
guidelines related to residential lending from different
Funding Partners in the business.
• Ensuring statutory codes and other compliance
requirements are met.
• Building relationships with Mortgage Insurers as well as
other core Business Partners.
• Mentoring junior team members in decision making
process and participating in team building activities.
• Liaise proactively with Brand Partners and deliver services
to achieve positive results for the business.
• Training and up skilling existing staff.
• Providing mentoring to relationship managers, broker
networks, and all associated administration.
• Maintain and enhance current technical knowledge.
• Display high ethical standards and carry out
responsibilities in accordance with relevant legislation.
• Maintain positive and productive work relationship with
team members.
• Use with proper diligence the DLA of $1.20 million in
approving residential loans unconditionally.
Reason for leaving Better Employment Offer received from Citigroup Pty Ltd.
Credit Analyst National Australia Bank, Broker Services (Retail Banking)
Since July 2008 to December 2009 50 Miller Road, North Sydney, NSW
General Responsibilities
• Analyse the Credit Risk Aspects and Financial viability
attaching to consumer applications for finance
• Make decision to Approve or Decline applications that fit
within Delegated Commitment Authority (DCA).
• Ensure timely response to Applications.
• Anticipate and provide proactive direction to applications
that may fall outside the policy.
• Perform detail analysis of Customers financial position and
make quality decisions within DCA
• Ensure compliance standards are met.
• Assist and coach Bankers/brokers in understanding and
accepting policies and decisions.
• Held DCA/DLA of $750,000.00.
Reason for leaving Better Employment Offer received from The Paladin
Process Pty Ltd.
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4. BDM/Relationship Manager ALLCO Finance Group Limited
August, 2006 – April 2008 Level: 4, 10 Bridge Street, Sydney 2000
Achievements & General Responsibilities
• Achieving Sales objectives and meeting KPI's.
• Helped generating a portfolio of over $900 million in
mortgage in approx 12 months.
• Consistent individual track record of settlement approx.
Aus$12.0million every month. As a team member
contributed to group settlement from $25million per month
in July 06 to over $107million per month in May 07. Held a
DLA of $1.0million up to Conditional Approval stage.
• Managed Internal and External marketing strategies.
Worked closely with Operation Department and
contributed to policy amendments and alterations via
facilitating current rules introduced by the regulatory
bodies in Lending Industry.
• Assisted with the development of market leading product
range covering the full credit risk spectrum i.e. prime to
non-prime and sub-prime asset lend.
• Actively involved and played key role in various in-house
project works to improve loan processing system/SLAs and
faster settlement of loans to generate higher business
revenue and thus meeting various group targets.
• Analyse feedback from the external market regarding
Marketing strategies and applying this information into
constructive solutions to maximise future sales
opportunities.
• Applying a high level of analysis to ensure that the Third
Party, Direct Sales, Customer and Group's needs are
considered to maximise all sales opportunities.
• Monitoring the activities and sales practices of competitors
that impact the Third Party market and apply this
knowledge when communicating internally and externally
to leverage all possible sales opportunities.
• Handling internal and external complaints or queries to
facilitate a resolution of their needs, in a manner that
balanced the needs of the Group.
• Conducting structured coaching and training sessions for
Originators Management and Sales representatives.
• Working with Originator's product developers to
implement products into their distribution networks.
• Took care of 10 top Mortgage Managers businesses in NSW
which include organisations like - Wizard Home Loans,
AFM (Australian First Mortgage), IDEN Group, Mortgage
House of Australia, X-Inc/EMOCA.
Reason for leaving The residential lending and leasing business division
were orderly shut-down in April 2008. Marketing and
Sales staffs were offered redundancy in March 2008.
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5. Underwriter Pepper Home Loans
May 2005 – July, 2006 Level: 3, 146 Arthur Street, North Sydney
NSW 2060
Duties Involved
• Assessment of credit impaired borrowers’ residential loan
applications for both purchases and refinances.
• Constant update credit/risk assessment knowledge through
participation in different seminars organised by Industry
Regulatory Bodies and/or different Financial Investors.
• Duties also covered what stated below and in addition to that
build up relationships with new clients to generate more
business revenue for the company.
• Participation in Product launching/seminars. Exchange views
and bring in new ideas to upgrade service level.
• Take responsibility by going extra mile to help client (s) when
needed.
Reason for leaving I was head hunted by Head of Sales of Möbius Financial
Services P/L, a subsidiary of ALLCO Finance Group to
promote specialized products as White Label Service
Provider to Residential as well as Commercial Lending
Industry.
Account Manager (Underwriting) Genworth Financial Services (Former GE Mortgage Insurance)
April, 2001 – April 2005 Level: 23, 101 Miller Street, North Sydney, NSW 2060
Duties Involved
• Underwrite loan applications according to lending guidelines
and delegation and sign offs where appropriate.
• Ensure Privacy Act, legal and ethical standards are maintained.
• Account management including credit, risk, sales volumes and
customer performance reports.
• Organise structured training and coaching sessions on:
- operational management and risk minimizations to internal
staff;
- products, policies and fraud prevention in relation to credit
assessment on residential lending to external customers.
• Held a residential lending delegation (DLA) up to $750,000.
• Dealt in different times with Corporate/Premium/Business/
Retail banking divisions of few top banks in Australia
including: AMP, CBA, CBA 3rd
Party, Citibank, HSBC,
Homeside Lending, and Macquarie. Managed their portfolios
for housing loans.
• Managed a team of 5 people as Senior Underwriter ensuring
credit assessments are met policy guidelines, sign offs on deals,
and managing service level agreements (SLA) for external
customers.
• Monitoring team performance and workflow management
• Customer relationship building and networking including
client visits and industry events.
• Assist Audit Department through providing regular reports on
clients’ quality standards and integrity.
Reason for leaving Approached by Underwriting Team Leader of Pepper Home
Loans previously worked with me at Genworth Mortgage
Insurance.
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6. Underwriting Executive ROYAL & SUNALLIANCE INSURANCE AUSTRALIA LTD.
July, 1999 – March, 2001 465 Victoria Avenue, Chatswood, NSW 2067.
Duties Involved Checking of all loan applications details for compliance within
agreed parameters and service standards of Royal &
Sunalliance Insurance. This includes:
• Credit and borrowing capacity checks i.e. extract individual &
commercial CRAA reports on borrowers, review of
payslips/tax returns, employment confirmation.
• Underwrite and risk assessment of residential loan applications
submitted for purchases and/or refinances and consolidations
of debts.
• Liaison with Mortgage Originators, Lenders and Solicitors.
• Verifications of statutory forms and personal identifications.
• Review of residential property inspection reports.
• Dealt with and managed the portfolio of housing loans for
INTERSTAR (currently known as CHALLENGER Group), first
Non Bank financial institution in Australia.
• Held LMI residential lending delegation (DLA) up to $450,000.
• Organise Deposit Bond to facilitate exchange Contract of Sales
(COS) for customers on new purchases.
• Premium allocation on settled loan applications.
• Assurance of data compliance and customer service.
Reason for leaving Line Manager at RSA joined GE Mortgage Insurance and
approached me to join him.
Contractor (Business Banking) ANZ BANKING GROUP (Transaction Processing Centre)
April, 1999- June, 1999 100 Pacific Highway, North Sydney, NSW.
Duties Involved
• Ensure the timely and accurate completion of loan
drawdown/rollovers/repayments.
• Complete timely and accurate instructions to back office for
loan rollovers and drawdown in accordance with approved
credit and loan documentation parameters. Accurately record
interest rates/limits and fees on Bank systems and liaise with
internal business units and external parties where necessary.
• Assist in the preparation and execution of new debt
transactions.
• Coordinate with Institutional frontline, product partners and
external customers for the successful implementation and
ongoing management of new transactions. Specific duties
include arranging and opening of accounts, setting up
spreadsheets and extracting and recording pertinent
information from credit and loan documentation.
• Ensure the Bank’s source systems are maintained in an accurate
and efficient manner.
• Accurately maintain Institutional client information in the
Banks source systems including limits, exposures, rates, risk
grades, covenants, valuations etc. in accordance with credit
approval, Bank policy and legal documentation, ensuring non-
compliance is escalated to appropriate personnel within
specified timeframes to enable decisions to be made. Ensure
monitoring requirements are documented and followed up in a
timely manner.
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7. • Reporting to Melbourne H.Q. on daily activities.
• Electronic Funds transfer across Australia.
• Periodical Payments.
• Opening of new business transaction accounts.
• Closing of business accounts.
• Transfer of funds of business accounts to Short Term Accounts.
• Transfer of funds to One Day Term Deposit.
Reason for leaving Permanent F/T position was offered by Royal & Sunalliance.
Credit Card Validation Officer ANZ Bank Limited
January, 1995 – December 1995 2 Dilkusha Commercial Area, Dhaka, Bangladesh.
Duties Involved
• Listing and evaluation of applicants’ information provided with
application forms applying for Credit Cards.
• Employment verification and credit check of card applicants.
• Coordinating the issuance of Credit Card to successful
applicants.
• Issuance of letters to Credit Card holders requesting for
payments.
• Interpreting and clarifying the Bank’s procedures and policies
to customers and answering to their various queries.
• Coordinating In-house training for front desk customer service
officers.
• Cross sale of other products and services of the bank available
to customers (e.g. Term Deposit, Managed Funds, Margin
Loans, and Portfolio Management).
Sales Executive (Asia-Pacific) TETTERODE-NEDERLAND B.V.
September 1992 – October 1994 Willem de Zwijgerlaan 334, 1055 RD Amsterdam,
The Netherlands
Duties Involved
• Involved over two years in selling capital machineries related to
digital and offset printing to Asia-Pacific region. Duties
involved travelling to the Asia-Pacific region (countries like:
South Korea, Taiwan, Hong Kong, Pakistan, India, Bangladesh
and Sri Lanka) for sales, meeting big conglomerate and closing
deals for different projects (turn-key basis).
• Conducting scheduled training sessions with existing clients
and agents on new advanced technologies in coming years as
well as more knowledge on effective use of existing offset
printing presses.
• Assisting clients to understand the importance of maintaining
adequate stock of spare parts and printing materials in cases of
sudden work orders/businesses from market.
• Meeting yearly target set by the employer.
• Organise and scheduling factory training for Managers of
projects in different countries whenever offset printing presses
are sold.
• Assisting agents in preparation of pricing schedules to
participate in Tenders.
• Monitoring economical/GDP growth for those countries and
forecast future growth for businesses.
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8. Sales Representative TELERATE FINANCIAL INFORMATION NETWORK
(Finance/News/Commodity) (Asia-Pacific) Ltd., a US financial company in Hong Kong
January 1992 – June 1992
Duties Involved
• Introducing the intellectual technologies to the prospective
users in the Finance/News market.
• Sell “real time” services on share markets specially covering
NY/London/Hong Kong/Germany/France. Also wide
coverage on commodity markets and mining industries all over
the world.
• Selling of news on Current Affairs world-wide coverage.
• Promotion and sell of Intellectual information such as
observations and comments from experts on volatility in
financial markets and battle amongst major Foreign Currencies
(FX) especially US$, UK£ and Japanese¥.
• Preparing in house as well as on site demo for prospective
clients. Running training sessions.
• Meeting KPIs.
REFEREES:
Angelo Malizis
Ex-Director, Sales & Marketing
ALLCO Finance Group Limited
Level: 4, 10 Bridge Street, Sydney 2000
Mob: 0417 060 221
Martin Henry
Ex-CEO, TMIC (The Mortgage Insurance Company)
(Ex Operation Manager, Royal & Sunalliance Australia Holdings
Ltd)
Level: 4, 10 Bridge Street, Sydney 2000.
Mob: 0401 337 917
James Old
Manager, Risk & Compliances
Genworth Mortgage Insurance Services
Level 24, 101 Miller Street, North Sydney, NSW 2060
Tel: (02) 8248 2539 Mob: 0412 225 771
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