Professionally qualified and analytically sound person, seeking to join a challenging yet growing company where human are considered the asset for the organization and where ethics comes first.

1. Muhummad Yousuf Paracha
R 85 Sector 9,North karachi,Karachi
Cell:0323 2262274
E Mail Address:myousufparacha@gmail.com
Career Intention:
Professionallyqualifiedandanalyticallysoundperson, seekingto joina challenging yet growing company where human are
considered the asset for the organization and where ethics comes first.
Abilities:
Able to express strong relationship
Excellent communicationandwritting skills.
Strong anlaytical andnumerical skills.
Excellent time andproject management skills.
Excellent computer knowledge.
Academic Qualification:
Karachi UniversityBusiness School - Universityof Karachi
MBA Finance 2010 (GPA 2.9/4.0)
BBA(Hons.), 2007 to 2009 ((GPA2.9/4.0)
(Second Award Of Execellence Studies In Asia 2011 to our department i.e KUBS at Pearl Continental hotel.)
Government Delhi College
H.S.C Major:Science (74%)
Brilliant Career SecondarySchool
S.S.C Major:Science (82%)
Professional Experience:
Meezan bank limited jan 2016- till present Fraud Analyst
Presentlyworking as Senior FraudAnalyst AT Meezanbank.
ADCInvestigation:
* Investigate all ADCrelatedcases pertainto Skimming/Fraudulent transactions with available evidences and prepare
Investigationreports.
Identifiedthe POC’s as per available evidences and the same will report to PBA/1LinkFraudForum.
* To reviewthe upcoming MBL ADCproducts as per Fraud perspective andensure to strengthenthe Products/policy/T&C’s.
* Add & remove blocks according to the delegationmatrix.
* Handle department related correspondence bothinternal as well as withexternal banks & customers.
Responsible along-withManager for smoothmaneuver of Authorizationdepartment for 24 hours working.
* HelpedManager Authorization for departmental audit preparation bymaintaining air-tight processes andensures full
compliance as definedinauthorizationpolicies & proceduresfor authorizers.
* SafeguardingMIS ofdepartment enable management to set parameter to control acquisition business.
The Bank Of Punjab ( BOP) Phone Banking Officer Aug 2013 till Mar 2015
Major responsbilities inbank of punjabis almost same as of Hbl excluded dealing withcredit cardcustomers.But working here
as Bankcontract employee ofbankof punjab.Some ofjob responsibilities are givenbelow.
PerformedEverydayInteractions WithCustomers AndManagedAll Waiting Calls WithinTimeframe.
AbilityTo Multi TaskAndPrioritize WorkAs Per Requirement
Profound Knowledge Of Various Banking AndCustomer Service Regulations
Deep Knowledge Of Various Financial Products Of Bank
AbilityTo Resolve All Customer Issues Over Phone AndEmail
AbilityTo IdentifyAndReport Instances Of Possible Fraud
Coordinated WithClients AndProvidedOptimal Level Of Customer Services.
AnalyzedCustomer Issues AndIfRequiredTransferredPhone CallTo Senior Members.

2. Habib Bank Limited (HBL) Headquarters Phone Banking Officer from AUG 2012 till Aug 2013
Handle inquiriesandconcerns inorder to eliminate the need for clients to travel to the bankinperson.
The types of issues dealwith usuallyconcerncustomer deposits, withdrawals, transactions, problemsolving or
evaluating customers' eligibilityand financialneed for loans andgrants.
Must also be familiar withthe goodandservices ofa bankinorder to answer questions andoffer these options as
solutions.
Havingsoundknowledge regarding BankPersonal Loan,Car leasing,Credit andDebit Cards,Insurance
relatedto HBL etc
Working in CIM Shipping line as an Internal Audit Assistant from July 2011 till February 2012.
o To evaluate the financial statements of the firm.
o To evaluate the recievablesand payablesthoughrolyof the firm .
o Evaluating cashandbank accounts.
o To evalauate inventorymanagement,market assesment/surveys,fleet management etc.
o Inspection of containers inorder to check the containers are insoundconditionor not.
National Bank of Pakistan, Karachi Internee, from March 2010 till June 2010:
In customer services and General Banking includingremmitance, pension, account opening, government collection,
cheque posting, dispatch, cashscroll and utility.
Also workedincall centre as a tele marketer about 3 months.
Co Curricular Activities:.
Organize different sessions at karachi UniversityBusiness School under the platform of BusinessAdministration
Students Society (BASS).
Arranged an interview session with WI-TRIBE for the graduates of 2008..
CSR and flood relief efforts
Fond of reading andlearningmotivational andinpirational books and articles.
Social gatherings andattending seminars andworkshops.
Professional Expertise:
Proficient in speaking english,Internet, Microsoft word, Excel andPower Point andproficient user in SQL,ERPand other
Accounting softwares.
Languages
English (Written/Spoken) Punjabi ( Spoken)
Urdu (Written/Spoken)
Affiliations
Business Administration Student Society (BASS)
Personal Details
Father’s Name Talat Mehmood Paracha
Date & Place of birth 04-August-1988, Karachi
N.I.C/PASSPORT # 42101-2913524-3 / AL3965241
Religion Islam
Nationality Pakistani
Marital Status Single
References:
Personal andProfessional References gladlybe furnisheduponrequest.