This document contains an executive summary and details for Subramaniapillai Palraju, who is applying for a senior financial executive position in banking. He has over two decades of experience in agricultural finance, SME lending, rural credit, mortgage loans, and banking operations management across India. His expertise includes branch administration, auditing, credit sourcing, loan recovery, and implementing government schemes. He has held various roles within Canara Bank such as agricultural extension officer, branch unit head, internal auditor, and lead district manager.