The document outlines a C++ programming problem that requires calculating the total amount of ringgit in savings based on user input of the quantities of RM1, RM5, RM10, and RM50 coins and bills. The problem requires 4 inputs - the quantities of each denomination, and has 1 output - the total amount in ringgit. An algorithm is described that would take the input quantities and convert them to an output total amount by multiplying each quantity by its denomination value and summing the results. The algorithm is tested on a sample input of 5 RM1 coins, 3 RM5 coins, 7 RM10 bills, and 4 RM50 bills to check that it works as intended.