1) Structures transfer loads to soils through foundations, compressing soils to a depth of about four times the foundation width. This soil compression leads to settlement of the structure.
2) There are three types of settlement: immediate elastic settlement, primary consolidation settlement as water is expelled from saturated clays, and secondary consolidation settlement from plastic soil adjustments over time.
3) Consolidation is the time-dependent settlement of fine-grained soils like clay as water is slowly drained from the soil pores due to low permeability, occurring over hundreds of years under loads.