The document discusses various options for paying rising college tuition costs in the United States, including federal financial aid programs. It outlines the benefits of grants, work-study programs, and student loans. Grants provide free money that does not need to be repaid, while work-study allows students to earn income through on-campus jobs. Student loans allow low-income students to access funds to pay for school. Federal programs aim to make college affordable and help students achieve their educational dreams.