This document summarizes various sources of financial aid available to students in 2009/2010, including grants, scholarships, loans, work-study programs, and tax credits. Grants such as Pell Grants and state grants provide need-based aid that does not need to be repaid. Scholarships are also aid that does not need to be repaid and are awarded based on special qualifications. Loans such as Perkins and Stafford loans are available based on financial need. Work-study programs allow students to earn money for education through on-campus jobs. A new $2,500 tax credit was also authorized to help families pay for college costs. Students are advised to contact their university financial aid office for details on available funding
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