The document outlines the book loan policies for different user groups at IUB library. It states that: 1) Students can borrow 3 books for 14 days, while MPhil/PhD students can borrow 6 books for 2 months. 2) Staff borrowing limits range from 2-5 books for 1 month depending on their role. 3) Faculty can borrow 15 books for 3 months, while teachers can borrow 3 books for 1 month. 4) Books can be renewed once unless on hold or overdue. Renewals must be done in person, not by phone/email.