While many positive steps have been made in cancer research, cancer treatments can be very expensive. Do your clients have the funds to pay for the hospital expenses, treatments and prescriptions should your clients be diagnosed with cancer?
Watch this presentation to learn about a new flexible product that pays cash and has a reoccurance benefit after only one year!
Providence wealth partners long term care strategiesBrandonSinger
Long-Term Care Protection Strategies - Everyone knows someone who has been affected by Long-Term Care needs. It could be parent, grandparent or other friend / family. Long-Term care comes in many forms such as in-home care, assisted living, skilled nursing & nursing home. Long-Term Care insurance ensures that your loved ones will have the care they prefer & can help protect against Medicaid spend-down.
Providence wealth partners long term care strategiesBrandonSinger
Long-Term Care Protection Strategies - Everyone knows someone who has been affected by Long-Term Care needs. It could be parent, grandparent or other friend / family. Long-Term care comes in many forms such as in-home care, assisted living, skilled nursing & nursing home. Long-Term Care insurance ensures that your loved ones will have the care they prefer & can help protect against Medicaid spend-down.
You can't predict the future, but you can plan for it. We invite you to put yourself in Good Hands with Critical Illness insurance from Allstate Benefits.
See how you can eliminate most all the ways people fail financially. Whether you live long, die too soon or get a critical illness along the way, you can be financially protected. Eliminate financial stress during a major illness and you will heal quicker. We show you how.
After viewing, learn more at www.petercatalano.com
Are you familiar with the high cost of cancer? Even if you have health insurance, deductibles and co-payments can run in the 10's of thousands of dollars.
Receiving a cancer diagnosis can be one of life's most frightening events. Unfortunately, statistics show you probably know someone who has been int his situation.
Kotak Health Shield Brochure Feb 2022.pdfviralAgarwal
g Kotak Health Shield, a fixed benefit health insurance plan which covers early or major stages illnesses / conditions related to Cancer, Cardiac, Liver, Neuro and also offers financial protection against Personal Accident - accidental death or disability.
You can't predict the future, but you can plan for it. We invite you to put yourself in Good Hands with Critical Illness insurance from Allstate Benefits.
See how you can eliminate most all the ways people fail financially. Whether you live long, die too soon or get a critical illness along the way, you can be financially protected. Eliminate financial stress during a major illness and you will heal quicker. We show you how.
After viewing, learn more at www.petercatalano.com
Are you familiar with the high cost of cancer? Even if you have health insurance, deductibles and co-payments can run in the 10's of thousands of dollars.
Receiving a cancer diagnosis can be one of life's most frightening events. Unfortunately, statistics show you probably know someone who has been int his situation.
Kotak Health Shield Brochure Feb 2022.pdfviralAgarwal
g Kotak Health Shield, a fixed benefit health insurance plan which covers early or major stages illnesses / conditions related to Cancer, Cardiac, Liver, Neuro and also offers financial protection against Personal Accident - accidental death or disability.
Ozempic: Preoperative Management of Patients on GLP-1 Receptor Agonists Saeid Safari
Preoperative Management of Patients on GLP-1 Receptor Agonists like Ozempic and Semiglutide
ASA GUIDELINE
NYSORA Guideline
2 Case Reports of Gastric Ultrasound
Adv. biopharm. APPLICATION OF PHARMACOKINETICS : TARGETED DRUG DELIVERY SYSTEMSAkankshaAshtankar
MIP 201T & MPH 202T
ADVANCED BIOPHARMACEUTICS & PHARMACOKINETICS : UNIT 5
APPLICATION OF PHARMACOKINETICS : TARGETED DRUG DELIVERY SYSTEMS By - AKANKSHA ASHTANKAR
These lecture slides, by Dr Sidra Arshad, offer a quick overview of the physiological basis of a normal electrocardiogram.
Learning objectives:
1. Define an electrocardiogram (ECG) and electrocardiography
2. Describe how dipoles generated by the heart produce the waveforms of the ECG
3. Describe the components of a normal electrocardiogram of a typical bipolar lead (limb II)
4. Differentiate between intervals and segments
5. Enlist some common indications for obtaining an ECG
6. Describe the flow of current around the heart during the cardiac cycle
7. Discuss the placement and polarity of the leads of electrocardiograph
8. Describe the normal electrocardiograms recorded from the limb leads and explain the physiological basis of the different records that are obtained
9. Define mean electrical vector (axis) of the heart and give the normal range
10. Define the mean QRS vector
11. Describe the axes of leads (hexagonal reference system)
12. Comprehend the vectorial analysis of the normal ECG
13. Determine the mean electrical axis of the ventricular QRS and appreciate the mean axis deviation
14. Explain the concepts of current of injury, J point, and their significance
Study Resources:
1. Chapter 11, Guyton and Hall Textbook of Medical Physiology, 14th edition
2. Chapter 9, Human Physiology - From Cells to Systems, Lauralee Sherwood, 9th edition
3. Chapter 29, Ganong’s Review of Medical Physiology, 26th edition
4. Electrocardiogram, StatPearls - https://www.ncbi.nlm.nih.gov/books/NBK549803/
5. ECG in Medical Practice by ABM Abdullah, 4th edition
6. Chapter 3, Cardiology Explained, https://www.ncbi.nlm.nih.gov/books/NBK2214/
7. ECG Basics, http://www.nataliescasebook.com/tag/e-c-g-basics
Muktapishti is a traditional Ayurvedic preparation made from Shoditha Mukta (Purified Pearl), is believed to help regulate thyroid function and reduce symptoms of hyperthyroidism due to its cooling and balancing properties. Clinical evidence on its efficacy remains limited, necessitating further research to validate its therapeutic benefits.
- Video recording of this lecture in English language: https://youtu.be/kqbnxVAZs-0
- Video recording of this lecture in Arabic language: https://youtu.be/SINlygW1Mpc
- Link to download the book free: https://nephrotube.blogspot.com/p/nephrotube-nephrology-books.html
- Link to NephroTube website: www.NephroTube.com
- Link to NephroTube social media accounts: https://nephrotube.blogspot.com/p/join-nephrotube-on-social-media.html
Knee anatomy and clinical tests 2024.pdfvimalpl1234
This includes all relevant anatomy and clinical tests compiled from standard textbooks, Campbell,netter etc..It is comprehensive and best suited for orthopaedicians and orthopaedic residents.
Flu Vaccine Alert in Bangalore Karnatakaaddon Scans
As flu season approaches, health officials in Bangalore, Karnataka, are urging residents to get their flu vaccinations. The seasonal flu, while common, can lead to severe health complications, particularly for vulnerable populations such as young children, the elderly, and those with underlying health conditions.
Dr. Vidisha Kumari, a leading epidemiologist in Bangalore, emphasizes the importance of getting vaccinated. "The flu vaccine is our best defense against the influenza virus. It not only protects individuals but also helps prevent the spread of the virus in our communities," he says.
This year, the flu season is expected to coincide with a potential increase in other respiratory illnesses. The Karnataka Health Department has launched an awareness campaign highlighting the significance of flu vaccinations. They have set up multiple vaccination centers across Bangalore, making it convenient for residents to receive their shots.
To encourage widespread vaccination, the government is also collaborating with local schools, workplaces, and community centers to facilitate vaccination drives. Special attention is being given to ensuring that the vaccine is accessible to all, including marginalized communities who may have limited access to healthcare.
Residents are reminded that the flu vaccine is safe and effective. Common side effects are mild and may include soreness at the injection site, mild fever, or muscle aches. These side effects are generally short-lived and far less severe than the flu itself.
Healthcare providers are also stressing the importance of continuing COVID-19 precautions. Wearing masks, practicing good hand hygiene, and maintaining social distancing are still crucial, especially in crowded places.
Protect yourself and your loved ones by getting vaccinated. Together, we can help keep Bangalore healthy and safe this flu season. For more information on vaccination centers and schedules, residents can visit the Karnataka Health Department’s official website or follow their social media pages.
Stay informed, stay safe, and get your flu shot today!
- Video recording of this lecture in English language: https://youtu.be/lK81BzxMqdo
- Video recording of this lecture in Arabic language: https://youtu.be/Ve4P0COk9OI
- Link to download the book free: https://nephrotube.blogspot.com/p/nephrotube-nephrology-books.html
- Link to NephroTube website: www.NephroTube.com
- Link to NephroTube social media accounts: https://nephrotube.blogspot.com/p/join-nephrotube-on-social-media.html
Basavarajeeyam is an important text for ayurvedic physician belonging to andhra pradehs. It is a popular compendium in various parts of our country as well as in andhra pradesh. The content of the text was presented in sanskrit and telugu language (Bilingual). One of the most famous book in ayurvedic pharmaceutics and therapeutics. This book contains 25 chapters called as prakaranas. Many rasaoushadis were explained, pioneer of dhatu druti, nadi pareeksha, mutra pareeksha etc. Belongs to the period of 15-16 century. New diseases like upadamsha, phiranga rogas are explained.
Best Ayurvedic medicine for Gas and IndigestionSwastikAyurveda
Here is the updated list of Top Best Ayurvedic medicine for Gas and Indigestion and those are Gas-O-Go Syp for Dyspepsia | Lavizyme Syrup for Acidity | Yumzyme Hepatoprotective Capsules etc
1. Welcome!
Guarantee Trust Life Insurance Company FOR AGENT USE ONLY Product, features and riders not available in all states.
2. Did You Know?
• Shockingly 1 in 2 men & women will be diagnosed with cancer during their
lifetime.1
• Medical Bankruptcies are increasing
– 1 in 4 cancer patients or their families said they used up all or most of
their savings to pay for treatment. (Kaiser Family Foundation and
Harvard School of Public Health studies.)
– Of the 2.2 million Americans who experienced medical bankruptcy in
2001, nearly 76% had insurance at the beginning of the illness.2
• Insured’s out-of-pocket exposure is increasing
• Survival rates are increasing due to medical breakthroughs
(1) http://seer.cancer.gov/statfacts/html/all.html
(2) Himmelstein, D, E. Warren, D. Thorne and S. Woolhandler, “Illness and Injury as Contributors to Bankruptcy,“ Health Affairs Web Exclusive W5-63, 02
February, 2005.
Guarantee Trust Life Insurance Company FOR AGENT USE ONLY Product, features and riders not available in all states.
3. Who will pay and How?
• Health insurance? (Becoming more expensive and less comprehensive)
– Co-pays and maximum out-of-pockets are on the rise
– Coverage for FDA approved procedures only
– Alternative treatment methods not covered
• These cost have to be paid by the insured
• INDIRECT treatment costs?
– Travel
– Lodging
– Food
– Child care and more…
Guarantee Trust Life Insurance Company FOR AGENT USE ONLY Product, features and riders not available in all states.
4. Family Budget Affected, too
• Everyday living expenses do not go away
– Mortgage, rent, car payments, utility bills, etc…
• Loss of both incomes could become detrimental if spouse stops working to
care for the loved one
Where’s the money going to come from?
Savings account
401k or IRA
Children’s college fund
Go into debt
Provide your clients a budget saving solution…
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5. Introducing GTL’s New
CHS Protection Plus Plan:
Lump Sum Cancer,
Heart Attack & Stroke Coverage
with Reoccurrence Benefits
Now available for sale in:
AL, AK, AR, DE, DC, HI, IL, LA, MI, MO,
MT, NE, NM, OH, OK, SD, TN & WI.
More states to come!
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6. CHS Protection Plus
Cancer Coverage Basics
• Benefit Amount:
$10,000 - $75,000 (increments of $5,000)
• Issue Ages:
0 - 85 (age last birthday)
• Rate Class:
Individual, Single Parent, Couple and Family
• Reoccurrence Benefit: GREAT feature!
Restores incrementally up to 100% over a 5-year period!
• Stand alone Cancer plan: another GREAT feature!
Includes coverage for Cancer-In-Situ
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7. New Reoccurrence Benefit
The Reoccurrence Benefit is a
percentage* of the Lump Sum Benefit
paid when cancer reoccurs after you
have been in a period of remission for at
least one (1) full year from a previously
diagnosed cancer and for which benefits
have been paid under this policy.
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8. There’s more to Discuss with Clients
• Heart Disease #1 cause of death (men and women)
– 1st time Heart Attacks = 785,000 3
• 470,000 will have a reoccurrence 3
– 616,000 deaths resulted of which more than 50% were men 3
• Stroke is the #3 cause of death
– More than 700,000 individuals annually have a stroke 4
• 500,000 of which are first time attacks 4
• 25% of stoke victims will have a reoccurrence within 5 years
4
– Leading cause of disability among adults in the US 5
(3) http://www.cdc.gov/heartdisease/facts.htm
(5) http://www.theuniversityhospital.com/stroke/stats.htm
(6) http://www.cdc.gov/stroke/facts.htm
Guarantee Trust Life Insurance Company FOR AGENT USE ONLY Product, features and riders not available in all states.
9. CHS Protection Plus
Heart Attack & Stroke Basics
• Benefit Amount:
$10,000 - $75,000 (increments of $5,000)
• Issue Ages:
0 - 85 (age last birthday)
• Rate Class:
Individual, Single Parent, Couple and Family
• Reoccurrence Benefit: GREAT feature!
Restores incrementally up to 100% over a 5-year period!
• Coronary Angioplasty or Bypass Benefit: (10% of benefit, one time pay out)
In addition to lump sum amount. Not paid if Heart Attack immediately preceded
the procedure.
• Stand alone plan: GREAT flexibility!
Guarantee Trust Life Insurance Company FOR AGENT USE ONLY Product, features and riders not available in all states.
10. New Reoccurrence Benefit
For the Lump Sum Heart Attack
and Stroke Plan or Rider,
reoccurrence must be at least
one (1) full year from the date
the Lump Sum Benefit was paid.
Guarantee Trust Life Insurance Company FOR AGENT USE ONLY Product, features and riders not available in all states.
11. CHS Protection Plus
Optional Riders
• Lump Sum Heart Attack and Stroke:
With reoccurrence benefit
• Intensive Care Rider:
Indemnity confinement benefit $150 per unit per day
50% benefit for confinement in a step-down unit
• Return Of Premium:
Returns all Premiums (less policy fees and any claims
paid) if insured passes away prior to age 85.
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12. Optional Riders cont’d
• Therapy & Wellness Rider:
Indemnity benefit of $50 per calendar year for eligible wellness
screenings.
• Therapy &Wellness Rider additional benefits:
Educational services $50 per session
Healthy lifestyle $25 per calendar year
Hearing, occupational, physical & speech therapy $25 for each day
Alternative Care $75 one time for assessment and/or education
Mental health $50 per session
Lifestyle $25 per visit
Please Note: Above benefits have calendar year limitations.
Consult brochure for rider details.
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13. Underwriting
• Simplified issue
– Short Yes/No application
– 5 Year “look back”
– Unisex rates (no tobacco rating)
– Quick Issue (No MIB or PHI)
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14. The CHS Protection Plus Difference
Additional Coverage & Flexibility
Increased:
Application coverage amount from $50,000 to $75,000
Issue age from 79 to 85
Added:
Stand alone heart attack & stroke policy
Reoccurrence benefit
Cancer-In-Situ coverage
Coronary angioplasty & artery bypass benefit
Additional riders
Single parent and couple rate
Guarantee Trust Life Insurance Company FOR AGENT USE ONLY Product, features and riders not available in all states.
15. Supplemental
Compare Products: Protection Plus Advantage?
Solutions
Issue Ages: To Age 79 To Age 85 P-PLUS
Benefit Amounts: Up to $50k Up to $75k P-PLUS
Cancer Only Stand Alone Cancer
Coverage Options: P-PLUS
Stand Alone
Heart/Stroke
Heart Attack/Stroke
Heart Attack/Stroke
Rider (25% of Cancer
Rider (full benefits)
Amount)
Available 20 Year ROP Intensive Care Rider P-PLUS
Riders
Wellness Rider
Return of Premium @
Death prior to age 85
Bypass or
Angioplasty No Yes (10%) P-PLUS
Benefits?
Reoccurrence
No Yes P-PLUS
Benefits?
Single, Single Parent,
Rating Structure Single & Family P-PLUS
Guarantee Trust Life Insurance Company Couple and Family Product, features and riders not available in all states.
FOR AGENT USE ONLY
16. CHS Protection Plus
There is no comparison
$10,000 Lump Sum--Cancer Only
GTL
New GTL Company A Company B Company C Company D Company E Company F
Age EXISTING
50 $17.46 $15.44 $17.82 $18.00 $15.76 $15.12 $15.55 $16.74
60 $23.85 $24.93 $24.62 $28.80 $24.60 $27.00 $20.74 $26.46
70 $32.40 $34.83 $31.64 $36.00 $30.77 N/A N/A $34.02
75 $35.01 $36.36 $33.59 $36.90 $32.55 N/A N/A $36.18
80 $37.26 $0.00 $0.00 $0.00 $0.00 N/A N/A N/A
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17. Remember the statistics…
Everyone is a Potential Client
• Cross-sell to your existing book of business
Most people have dealt with some aspect of the BIG 3
• Voluntary benefit program
(Note: 4 life minimum for list bill option)
• New Clients
Make it part of your health care plan
presentation
Guarantee Trust Life Insurance Company FOR AGENT USE ONLY Product, features and riders not available in all states.
18. CHS Protection Plus
A Compelling Product
Competitive Premiums
Higher issue ages
Higher Benefit Amounts
Flexible plan
Multiple application submission options
Longer renewal stream
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19. GarityAdvantage
www.garityadvantage.com
Sales Support: (800) 234-9488
Available: M-F 9:00 am to 5:00pm EST
Connect with us on
LinkedIn, Facebook & Twitter
Guarantee Trust Life Insurance Company FOR AGENT USE ONLY Product, features and riders not available in all states.