Receiving a cancer diagnosis can be one of life's most frightening events. Unfortunately, statistics show you probably know someone who has been int his situation.
You can't predict the future, but you can plan for it. We invite you to put yourself in Good Hands with Critical Illness insurance from Allstate Benefits.
Surprising facts you didn't realize about critical illness insuranceLTCI Partners
Critical Illness Insurance coverage is fast growing - and includes long-term care benefits as well. But many people don't realize that with health underwriting you can get up to $500,000 of coverage
Complete cost benefit analysis on the outsourcing of surgical assistant services to an outside staffing agency such as American Surgical Assistants, Inc.
You can't predict the future, but you can plan for it. We invite you to put yourself in Good Hands with Critical Illness insurance from Allstate Benefits.
Surprising facts you didn't realize about critical illness insuranceLTCI Partners
Critical Illness Insurance coverage is fast growing - and includes long-term care benefits as well. But many people don't realize that with health underwriting you can get up to $500,000 of coverage
Complete cost benefit analysis on the outsourcing of surgical assistant services to an outside staffing agency such as American Surgical Assistants, Inc.
Billing and Reimbursement for Surgical Assistants - How to startLuis F. Aragon
A basic guide of what you need to know if you are looking into going into private practice as a non-physician surgical assistant in regards to third party billing.
Medicare 101: The A,B,C, and D\’s of MedicareMark Lane
A overview of the basic components of Medicare, how they work, and what financial exposure exists under Basic Medicare coverage. Highlights supplemental or alternative coverage options within the Medicare framework.
This presentation will help you understand the strategies for patient enrollment & navigation and there by reduce the risk of caring for the uninsured.
Health Reform 2009: The Great American DebateFrank Fortin
An overview of House and Senate legislation for federal health reform, with sections relating to physicians and the legislations' impact on Massachusetts. Presented by Massachusetts Medical Society President Mairo E. Motta, M.D., at the Interim Meeting of the MMS House of Delegates.
Payment Reform: The Massachusetts ExperimentFrank Fortin
An overview of the recommendations by the Massachusetts Payment Reform Commission to adopt a global payments system of health care provider reimbursements. Presented by Massachusetts Medical Society President-Elect Alice Coombs, MD, at the Interim Meeting of the Society's House of Delegates.
Indiana is participating in the federal health insurance marketplace. Gather more information and see if the marketplace is right for you. Includes local resources for Northwest Indiana.
Billing and Reimbursement for Surgical Assistants - How to startLuis F. Aragon
A basic guide of what you need to know if you are looking into going into private practice as a non-physician surgical assistant in regards to third party billing.
Medicare 101: The A,B,C, and D\’s of MedicareMark Lane
A overview of the basic components of Medicare, how they work, and what financial exposure exists under Basic Medicare coverage. Highlights supplemental or alternative coverage options within the Medicare framework.
This presentation will help you understand the strategies for patient enrollment & navigation and there by reduce the risk of caring for the uninsured.
Health Reform 2009: The Great American DebateFrank Fortin
An overview of House and Senate legislation for federal health reform, with sections relating to physicians and the legislations' impact on Massachusetts. Presented by Massachusetts Medical Society President Mairo E. Motta, M.D., at the Interim Meeting of the MMS House of Delegates.
Payment Reform: The Massachusetts ExperimentFrank Fortin
An overview of the recommendations by the Massachusetts Payment Reform Commission to adopt a global payments system of health care provider reimbursements. Presented by Massachusetts Medical Society President-Elect Alice Coombs, MD, at the Interim Meeting of the Society's House of Delegates.
Indiana is participating in the federal health insurance marketplace. Gather more information and see if the marketplace is right for you. Includes local resources for Northwest Indiana.
A health insurance roadmap takes a look at some simple solutions to the complex issues facing health insurance, medicare, medicaid, long term care insurance, and the high cost of health expenses in retirement.
This will work because so much of this is already in place and a lot of the rest would be quick and easy to implement. As in all areas, knowledge is power. Consumers can take control of your insurance portfolio by becoming educated about insurance. Better education and understanding will lead to positive results for consumers and for the insurance industry.
When you were diagnosed with cancer, you were thrust into the fight of your life. But you may have quickly learned that the greater battle was surviving the hit that your cancer care delivered to your bank account.
You’re not alone. Bankruptcy rates are almost twice as high among cancer patients as the general population.
"Patients diagnosed with cancer may face significant financial stress, owing to income loss and out-of-pocket costs associated with their treatment," says Scott Ramsey, MD, PhD, a healthcare economist and internist at the Fred Hutchinson Cancer Research Center in Seattle, Washington. "On average, bankruptcy rates increased 4-fold within 5 years of diagnosis."
Join Fight Colorectal Cancer for a webinar that will detail what resources exist to help patients navigate the very expensive waters of cancer treatment. You will hear from a person who is on the front lines of the battle: Elaine Martinez, a case manager with the Colorectal CareLine at the Patient Advocate Foundation.
Elaine serves as an active liaison between patients and their insurers, employers and/or creditors to resolve insurance, job retention, and/or debt crisis matters relative to their diagnosis of colorectal cancer. Her responsibilities include: exploring reimbursement levels for prescribed colorectal cancer treatments, researching available clinical trials for this patient population and facilitating enrollment into appropriate patient resource programs for both the uninsured and underinsured colorectal patients.
Although the Affordable Care Act has benefited the health insurance consumer in many respects, it has also added to the confusion. This presentation, Given by Wanda Stephens in Raleigh, North Carolina, details some of the many facets to Obamacare in NC.
for more information visit http://www.hisonc.com/obamacare-north-carolina/
Understanding the ObamaCare North Carolina Health Insurance Plans
As a result of the Affordable Care Act (a.k.a. ObamaCare) the following provisions are now in place for health insurance policies with an effective date January 1, 2014 or after:Individuals cannot be declined for health insurance or charged more due to their health status or gender.
Insurance premiums are based on age, your zip code and tobacco usage.
Coverage limitations or exclusions based on pre-existing conditions are not allowed.
Elimination of annual and lifetime coverage limits.
Prohibition of declining an individual for coverage based on their participation in an approved clinical trial.
Maternity and mental health are included on all policies.
Preventative dental is covered with a $25 copay for members up to age 19. There is also some vision coverage for this age group.
Whether or not your children are students they can stay on your policy until age 26.
Introduction of the Medical Loss Ratio (MLR) which ensures that 80% of the premium dollars paid to the health insurance issuer are spend on providing health care. An insurance company that does not do this must provide rebates to their policyholders
http://www.hisonc.com/obamacare-north-carolina
Treatment decisions are likely the first thing you’ll think of when it comes to your cancer diagnosis. However, it’s important to know about legal matters that may arise –including issues around health insurance, understanding financial assistance, end of life planning, and more. In this webinar, the COO of Triage Cancer, Monica Bryant, Esq., will explain why it’s important to know about your rights, and will help you know what to ask and where to find help so you can focus on your health.
Enjoy Chapter 1 of our E-Book, "The Ultimate Guide to Paying for Therapy In Georgia!" Visit http://www.thegeorgecenter.com/the-ultimate-guide-to-paying-for-therapy-in-georgia/ to download the whole book and learn how to get the most out of your insurance coverage.
1. The number of cancer survivors in the
United States is increasing, and is expected
to jump to nearly 19 million by 20242
Early
Detection
Improved
Treatments
Access
To Care
Receiving a cancer diagnosis can be one of life’s most frightening events.
Unfortunately, statistics show you probably know someone who has been in
this situation.
With Cancer insurance from Allstate Benefits, you can rest a little easier. Our coverage
pays you a cash benefit to help cover the costs associated with treatments, to pay for daily
living expenses, and more importantly, to empower you to seek the care you need.
1
www.cancer.org/research/infographicgallery/survivorship-life-after-cancer?_ga=1.252987849.1528396581.1424877086
2
Cancer Treatment & Survivorship Facts & Figures, 2014-2015
Key Features
• Benefits are paid directly to you
unless otherwise assigned
• Coverage available for you or
your entire family
• Premium waiver after 90
days of disability due to cancer
for as long as your disability lasts
(Primary insured only)
• Rider benefits may be
added to your coverage
See reverse for plan details
ABJ31965-Flyer-CA
Factors that influence cancer survival1
Here’s How It Works
You choose the coverage that’s right for you and your family. Our Cancer insurance
pays cash benefits for cancer and 20 specified diseases to help with the cost of
treatments and expenses as they happen. Benefits are paid directly to you unless
otherwise assigned. With the cash benefits you can receive from this coverage, you
may not need to use the funds from your Health Savings Account (HSA) for cancer
or specified disease treatments and expenses.
With Allstate Benefits, you can protect your finances if faced with an unexpected cancer
or specified disease diagnosis.
Are you in Good Hands? You can be.
Allstate Benefits | allstatebenefits.com
Cancer Insurance
from Allstate Benefits
Benefits are paid to you
You choose benefits to help
protect yourself and family
members, if diagnosed with
cancer or specified disease
CHOOSE
You or a covered family
member are diagnosed with
cancer or a specified disease
and seek medical treatment
USE
You go online and file a
claim. The cash benefits
are paid to you, to use
however you wish
CLAIM
Protection for the treatment of cancer and 20 specified diseases
CA License No:___________________