This document discusses various cultural, social, and personal influences on consumer behavior. It covers cultural influences like values, beliefs, and subcultures. Subcultures discussed include Hispanic Americans, African Americans, and Asian Americans. Social influences like reference groups, social classes, and opinion leaders are also examined. Family influences on consumer decisions are explored such as autonomous, husband dominant, wife dominant, and syncratic styles. Personal determinants of consumer behavior like needs, motives, perceptions, attitudes, and the consumer decision process are summarized as well.