Central Bank Digital Currency (CBDC) refers to a digital form of central bank-issued currency that can be used by all citizens. While cash is universally accessible but not digital, and bank accounts are digital but not issued by central banks, CBDC aims to achieve both universal accessibility and being in digital form while still being issued by central banks. There are various design choices that central banks must make regarding CBDC including whether it is for retail or wholesale use, how programmable it can be, and what objectives it aims to achieve such as financial inclusion. National banks will play an important stakeholder role in CBDC and there are also macroeconomic and regulatory considerations for central banks to take into account regarding a CBDC.
Complete Guide to CBDC (Central Bank Digital Currency)OliviaJune1
The CBDC is the digital currency managed by central banks, known as the digital fiat or digital base money. CBDC is a virtual digital token of money. Sinine currencies, cryptocurrency certifications and blockchain education are popular amongst the people as Blockchain technology has spread across the world.
Drivers for CBDC and implications for architectureDavid Birch
A discussion of the key drivers for central bank digital currency and the implications of those drivers for the likely technical architecture of a retail implementation.
Our monetary system is being disrupted. Cryptocurrencies allow fast settlement, cross-border transactions for anyone with an internet connection and a mobile phone. Crypto and Decentralized Finance (Defi) offer great opportunities and risks. Governments are responding with regulations and a "crypto-like" alternative: Central Bank Digital Currencies (CBDCs).
This presentation talks about the basic meaning of fintech and its importance. We also talk about the different verticals in the fintech and the investment trends in fintech world.
Complete Guide to CBDC (Central Bank Digital Currency)OliviaJune1
The CBDC is the digital currency managed by central banks, known as the digital fiat or digital base money. CBDC is a virtual digital token of money. Sinine currencies, cryptocurrency certifications and blockchain education are popular amongst the people as Blockchain technology has spread across the world.
Drivers for CBDC and implications for architectureDavid Birch
A discussion of the key drivers for central bank digital currency and the implications of those drivers for the likely technical architecture of a retail implementation.
Our monetary system is being disrupted. Cryptocurrencies allow fast settlement, cross-border transactions for anyone with an internet connection and a mobile phone. Crypto and Decentralized Finance (Defi) offer great opportunities and risks. Governments are responding with regulations and a "crypto-like" alternative: Central Bank Digital Currencies (CBDCs).
This presentation talks about the basic meaning of fintech and its importance. We also talk about the different verticals in the fintech and the investment trends in fintech world.
Overview of Digital Financial Services LandscapeJohn Owens
This presentation reviews the digital financial service landscape and is a primer for regulators and policy makers wishing to better understand current market developments.
The presentation involves about Fintech industry, the technologies involved, various UPI's, regulators of Fintech Industry in India and Payment Sytstem in India
Will Digital Currencies Break The Banking System? Harsh Chitroda
So, when we ask a question of how will digital currency affect banks? So, we can say that Digital currencies are likely to give central banks more insight into the movement of money in the economy. The widespread use of electronic payment systems may also aid authorities to crack down on money-laundering and terrorist-financing efforts. Or on the other hand, we can also say that the Banks are afraid because Cryptocurrency exchange is a non-banking transaction. and if the Cryptos gain favours it can disrupt the ability of banks to create money. If this disruption alarms the central banks, then they will do something about it.
Role of Financial Technology in Banking. This ppt describes the impact of Fintech in Banking and the new technologies that are disrupting the banking and financial services. This also includes the need for innovation in the banking sector. Fintech i.e. Financial technology plays an important role in the banking sector. Retail banking, financial technology, Fintech, innovations, Technologies, Imoact of Fintech in banking.
Digital lending is quickly growing among the 'thin file' borrowers i.e. the borrowers with no or negligible credit history. These borrowers can be both consumers or businesses.
But, in recent months the digital lenders are struggling with liquidity crises due to the pandemic. As RBI extended loan moratorium to borrowers, the Digital Lenders are in a catch-22 situation. While their borrowers expect them to extend the moratorium, financial institutions they borrow from (Banks and large NBFCs) are either refusing to or delaying to extend the moratorium to the digital lenders. digital lenders Association of India (DLAI) has already approached the RBI to get the moratorium benefits.
It is quite expected that many digital lenders (especially ones with weaker balance sheets) will not survive not only because of the liquidity crisis but also exposure to less creditworthy borrowers who are often small businesses and less creditworthy individuals. The economic repercussions of the lockdown may leave many of the borrowers unable to repay as small businesses shut down and people lose employment.
Although, the lockdowns have caused rapid digital adoption which is beneficial for the industry in the long-term. This indicates that the industry is expected to go through a lot of consolidation as cash strapped players look to be acquired to get some exit.
Let us understand this industry.
Overview of Digital Financial Services LandscapeJohn Owens
This presentation reviews the digital financial service landscape and is a primer for regulators and policy makers wishing to better understand current market developments.
The presentation involves about Fintech industry, the technologies involved, various UPI's, regulators of Fintech Industry in India and Payment Sytstem in India
Will Digital Currencies Break The Banking System? Harsh Chitroda
So, when we ask a question of how will digital currency affect banks? So, we can say that Digital currencies are likely to give central banks more insight into the movement of money in the economy. The widespread use of electronic payment systems may also aid authorities to crack down on money-laundering and terrorist-financing efforts. Or on the other hand, we can also say that the Banks are afraid because Cryptocurrency exchange is a non-banking transaction. and if the Cryptos gain favours it can disrupt the ability of banks to create money. If this disruption alarms the central banks, then they will do something about it.
Role of Financial Technology in Banking. This ppt describes the impact of Fintech in Banking and the new technologies that are disrupting the banking and financial services. This also includes the need for innovation in the banking sector. Fintech i.e. Financial technology plays an important role in the banking sector. Retail banking, financial technology, Fintech, innovations, Technologies, Imoact of Fintech in banking.
Digital lending is quickly growing among the 'thin file' borrowers i.e. the borrowers with no or negligible credit history. These borrowers can be both consumers or businesses.
But, in recent months the digital lenders are struggling with liquidity crises due to the pandemic. As RBI extended loan moratorium to borrowers, the Digital Lenders are in a catch-22 situation. While their borrowers expect them to extend the moratorium, financial institutions they borrow from (Banks and large NBFCs) are either refusing to or delaying to extend the moratorium to the digital lenders. digital lenders Association of India (DLAI) has already approached the RBI to get the moratorium benefits.
It is quite expected that many digital lenders (especially ones with weaker balance sheets) will not survive not only because of the liquidity crisis but also exposure to less creditworthy borrowers who are often small businesses and less creditworthy individuals. The economic repercussions of the lockdown may leave many of the borrowers unable to repay as small businesses shut down and people lose employment.
Although, the lockdowns have caused rapid digital adoption which is beneficial for the industry in the long-term. This indicates that the industry is expected to go through a lot of consolidation as cash strapped players look to be acquired to get some exit.
Let us understand this industry.
International market for contactless paymentPierre Audran
Discover the European market for contactless payment. Since a few years Visa, Mastercard, Maestro and AMEX increase their offers without contact. Are there any dangers ? Opportunities ? Welcome to the banking world of credit cards
E Naira Digital Currency and Financial Performance of Listed Deposit Money Ba...ijtsrd
Background A digital currency is a means of payment or money that exists in a purely electronic form, issued and regulated by the nation’s monetary authority, or central bank, and backed by the government. Nigeria’s E Naira digital currency was launched as at 1st October, 2021 and will be in the digital form of Naira and be used just like cash.Aim This study was carried out to examine the relationship between E Naira Digital Currency and Financial Performance of Listed Deposit Money Banks in Nigeria. Materials and Methods The study employed survey design in the analysis. A hypothesis was formulated to guide the investigation and the statistical test of parameter estimates was conducted using Kendall’s Coefficient of Concordance. Primary data was used in the study and was obtained through questionnaire survey administered to the staff of those banks with international authorization and commercial banking license i.e Zenith Bank Plc, Access Bank Plc, UBA Plc, Union Bank Plc, Gtbank Plc, Fidelity Bank Plc, FCMB Plc and First Bank Plc within Awka Metropolis. Results Using Kendall’s Coefficient of Concordance, the findings of the study generally indicated that E Naira Digital Currency has positive and significant relationship with financial performance in the bank of industry at 1 significant level. Conclusion The study concludes that the adoption of Central Bank Digital Currency CBDC has significant relationship with financial performance of listed deposit money banks in Nigeria. Recommendation Hence, the study suggests that monetary authorities and deposit money banks should enlighten their customers on the benefits and importance of using E Naira Digital Currency as it reduces the cost of processing cash, improves the availability and usability of Central Bank money and also increases the revenue generation of the nation. The study contributed to knowledge by introducing a new variable E Naira Digital Currency and also updated literature on the subject. Obiora Fabian. | Omaliko Emeka | Okeke Chinenye, J "E-Naira Digital Currency and Financial Performance of Listed Deposit Money Banks in Nigeria" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-6 | Issue-2 , February 2022, URL: https://www.ijtsrd.com/papers/ijtsrd49206.pdf Paper URL: https://www.ijtsrd.com/management/accounting-and-finance/49206/enaira-digital-currency-and-financial-performance-of-listed-deposit-money-banks-in-nigeria/obiora-fabian
“The private banks want a European digital single market for financial services and will help to actively promote it,” stresses Michael Mandel, Chairman of the association’s Retail and Wholesale Banking Committee and Member of Commerzbank’s Board of Managing Directors with responsibility for the Business Segment Private and Business Customers. Taking as its starting point the question of how the dynamics of digitisation can be harnessed for this purpose and avoid being held back, the Association of German Banks has now published the study “Digital Payments 2020”. Mandel: “Our goal must be to enable consumers to use standardised mobile payment methods across national borders throughout Europe.”
Mandel sees a particular need to ensure in the context of the new payment services directive PSD2 that the same rules apply to all payment service providers – be they banks or fintechs. Andreas Krautscheid, Member of the Senior Management Board of the Association of German Banks, underlines: “We certainly see room for improvement on some aspects of PSD2 in this respect.” He finds it incomprehensible, for instance, that third-party providers have legally binding access to banks’ infrastructure, but not vice versa. “On top of that, we’re expecting the European Commission to publish an action plan on retail financial services in March. To make sure discussions move in the right direction, we want to get a debate going as soon as possible,” Krautscheid adds.
In its study, the association identifies three key areas for action: 1. mobile payment solutions need to be promoted to increase their reach in person-to-person (P2P) and point-of-sale (POS) transactions, 2. there should be more competition and freedom of choice between e-commerce payment methods, and 3. a standardised modern, digital onboarding procedure should be established to ensure services can be offered digitally and Europe-wide.
Michael Mandel: “We shouldn’t get bogged down in details in Europe but should focus on what really matters – for us that means providing payment services and having a standard procedure for registering and identifying customers.”
Ulrich Bindseil: Digital money in digital walletsLatvijas Banka
ECB Tirgus infrastruktūras un maksājumu ģenerāldirektorāta ģenerāldirektora Ulriha Bindseila (Ulrich Bindseil), prezentācija Latvijas Bankas konferencē "Nauda un sabiedrības drošība", kas norisinājās 25.09.2020.
Ulrich Bindseil prezentācija Latvijas Bankas konferencē "Nauda un sabiedrības drošība" , kas norisinājās 25.09.2020.
Central banks and the future of digital money. A practical proposal for centr...eraser Juan José Calderón
Central banks and the future of digital money
A practical proposal for central bank digital currencies on the Ethereum blockchain.
CONSENSYS WHITE PAPER
The Bank of Ghana has disclosed that the eCedi, the Central Bank Digital Currency which it intends to issue will be free of transaction charges to consumers just as in the usage of cash.
Module 7 Wealthtech of the very popular fintech elective at the Queen Mary University London. The course was very popular, attracting over 200 Chinese and international students.
Carbon Coded - Central Bank Digital Currencies (CBDC) backed by ESG Assets an...Blockchain Worx
Central banks from across the world are actively exploring the use of Digital currencies to help solve long-standing challenges plaguing the financial systems. Meanwhile, adoption of carbon offsets which represent an indispensable tools in the global effort to mitigate climate change have remained hampered by long-standing issues. Despite their potential, voluntary carbon offset programs face several obstacles in achieving widespread adoption. Crafting CBDC’s backed by ESG Assets and Carbon Credits will intricately weave sustainability into the financial ecosystem while ushering innovation in digital currencies. ESG-backed CBDCs will give banks an effective, future-oriented tools, allowing for the implementation of monetary policy in smarter and innovative ways for today’s modern ‘Digital’ era while natively championing sustainable practices across the financial landscape.
Carbon Coded offers an integrated platform to help Central Banks and Financial Institutions holistically issue, distribute, and manage CBDCs linked to Carbon Credits and ESG Assets. The project scales climate action by directly linking financial systems to positive environmental impacts while also offering a next-gen stable digital fiscal instrument to a diverse set of stakeholders.
Our Two-Tier CBDC Framework empowers public-private partnerships and enables digital cash to be designed by central banks but issued and distributed by financial institutions.
See the presentation for details.
Carbon Coded is dedicated to integrating sustainability into the very fabric of the financial system, thereby amplifying our collective efforts to combat climate change.
The Evolution of Money-Digital Transformation and CBDCs in Central BankingSelcen Ozturkcan
Understand the drivers of digital transformation in central banks roles and responsibilities.
Identify the potential benefits and risks of CBDCs.
Examine the contemporary situation in Sweden.
Similar to CBDC: Central Bank Digital Currency (20)
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
8. What is CBDC?
Bjerg (2017), “Designing New Money - The Policy Trilemma of Central Bank Digital Currency”,
Frederiksberg: Copenhagen Business School, CBS
• Cash: universally accessible,
issued by central bank, but not
electronic/digital
• Bank account money: universally
accessible and electronic/digital,
but not issued by central bank
• Reserves: issued by central bank
and electronic/digital, but not
universally accessible
9. Money flower
Source: BIS - Bank for International Settlements
• Retail vs. Wholesale
CBDC
• Programmable
money (a.k.a tokens)
12. • Public consultation on the Digital Euro (published April 2021)
• 8,000 replies, an all-time record for ECB public consultations
• The overwhelming majority of the responses came from citizens
• 460 were from businesses and professionals in the payments sector
• Privacy concerns
• Privacy was considered to be the most important feature of a
digital euro in about 43% of replies
• Other important characteristics
• Using digital euro for secure payments (18%)
• To be used throughout the entire euro area (12%)
• Without additional costs and offline (11%)
Towards The Digital Euro
13. • „Electronic payments are becoming increasingly popular, so a
digital euro would ensure that sovereign money – a public
good that central banks have been offering to citizens for
centuries – remains available in the digital era.”
Introductory remarks by Fabio Panetta, Member of the Executive
Board of the ECB, at the ECON Committee of the European
Parliament
Frankfurt am Main, 14 April 2021
https://www.ecb.europa.eu/press/key/date/2021/html/ecb.sp210414_1~e76b855b5c.en.html
Towards The Digital Euro
16. • Macroeconomic issues with respect to CBDC
• Interest rate
• Taxation
• Financial stability
• Others
• Regulations and legislations
Last but not least
