A presentation about cashlessness at the London Futures Symposium. Are we moving towards a cashless society? If we are, who might the winners and losers be?
We're in the digital era. New strategies enable young people to work with current trends in practically every field to replace outdated ways. The Earth is drastically modified only after the virus COVID-19 dies
Drivers for CBDC and implications for architectureDavid Birch
A discussion of the key drivers for central bank digital currency and the implications of those drivers for the likely technical architecture of a retail implementation.
A high-level view of what tokens are and how they can be used to create Distributed Bearer Instruments (DBIs), a exploration of one obvious thing that DBIs can be used for (ie, money) and a model of digital currency to inform discussion.
Complete Guide to CBDC (Central Bank Digital Currency)OliviaJune1
The CBDC is the digital currency managed by central banks, known as the digital fiat or digital base money. CBDC is a virtual digital token of money. Sinine currencies, cryptocurrency certifications and blockchain education are popular amongst the people as Blockchain technology has spread across the world.
By examining digital currency, we aim to better understand
the impact it can have on the broader payments ecosystem.
While the concept of digital currency was introduced more
than a decade ago, recent developments have accelerated
its adoption, such as the emergence of fat-backed digital
currencies known as ‘stablecoins’; a growing community
of developers building applications on top of blockchain based networks; and rising interest among central banks to
introduce sovereign digital currencies.
Why anonymity - unconditional anonymity - in central bank digital currency would be a disaster. Hence central bank digital currency cannot be "just like cash".
My presentation to the OMFIF Digital Monetary Institute Symposium, April 2021.
We're in the digital era. New strategies enable young people to work with current trends in practically every field to replace outdated ways. The Earth is drastically modified only after the virus COVID-19 dies
Drivers for CBDC and implications for architectureDavid Birch
A discussion of the key drivers for central bank digital currency and the implications of those drivers for the likely technical architecture of a retail implementation.
A high-level view of what tokens are and how they can be used to create Distributed Bearer Instruments (DBIs), a exploration of one obvious thing that DBIs can be used for (ie, money) and a model of digital currency to inform discussion.
Complete Guide to CBDC (Central Bank Digital Currency)OliviaJune1
The CBDC is the digital currency managed by central banks, known as the digital fiat or digital base money. CBDC is a virtual digital token of money. Sinine currencies, cryptocurrency certifications and blockchain education are popular amongst the people as Blockchain technology has spread across the world.
By examining digital currency, we aim to better understand
the impact it can have on the broader payments ecosystem.
While the concept of digital currency was introduced more
than a decade ago, recent developments have accelerated
its adoption, such as the emergence of fat-backed digital
currencies known as ‘stablecoins’; a growing community
of developers building applications on top of blockchain based networks; and rising interest among central banks to
introduce sovereign digital currencies.
Why anonymity - unconditional anonymity - in central bank digital currency would be a disaster. Hence central bank digital currency cannot be "just like cash".
My presentation to the OMFIF Digital Monetary Institute Symposium, April 2021.
Central bank digital currencies - full reserve banks and Libra..?Simon Lelieveldt
Slides prepared for the economists café at the Rabobank, June 26, 2019, with the goal of clarifying how full reserve banken and central bank digital currencies may be niece and nephew while Libra remains an Orphan.
Will Digital Currencies Break The Banking System? Harsh Chitroda
So, when we ask a question of how will digital currency affect banks? So, we can say that Digital currencies are likely to give central banks more insight into the movement of money in the economy. The widespread use of electronic payment systems may also aid authorities to crack down on money-laundering and terrorist-financing efforts. Or on the other hand, we can also say that the Banks are afraid because Cryptocurrency exchange is a non-banking transaction. and if the Cryptos gain favours it can disrupt the ability of banks to create money. If this disruption alarms the central banks, then they will do something about it.
Round 2 - The Future of Digital Currency - Bhupinder DulkuBhupinder Dulku
Bhupinder Dulku's Round 2 submission of Project Firefly & Credit Suisse Research Institute's Academy Challenge 2018. This paper placed Top 4 (Chairman's Circle) against 150 participants from 20 different countries.
A Beginner's Guide to Profiting from CryptocurrenciesNetflixTube
A cryptocurrency is a type of currency which uses digital files as money. Usually, the files are created using the same ways as cryptography (the science of hiding information). Digital signatures can be used to keep the transactions safe, and let other people check that the transactions are real.
The main point of cryptocurrency is to fix the problems of traditional currencies by putting the power and responsibility in the currency holders' hands. All of the cryptocurrencies adhere to the 5 properties and 3 functions of money. They each also attempt to solve one or more real-world problems.
Using Blockchain technology, CCC enables an independent, fully audible and distributed ledger that facilitates B2B payments at a nominal cost. Pre Seed pitch deck.
Decentralized Finance On Blockchain and Smart Contract Based Financial MarketsYogeshIJTSRD
The term decentralized finance DeFi refers to an alternative financial infrastructure built on top of the Ethereum blockchain. DeFi uses smart contracts to create protocols that replicate existing financial services in a more open, interoperable, and transparent way. This paper highlights opportunities and potential risks of the DeFi ecosystem. I propose a multi layered framework to analyze the implicit architecture and the various DeFi building blocks, including token standards, decentralized exchanges, decentralized debt markets, blockchain derivatives, and on chain asset management protocols. I conclude that DeFi still is a niche market with certain risks but that it also has interesting properties in terms of efficiency, transparency, accessibility, and compos ability. As such, DeFi may potentially contribute to a more robust and transparent financial infrastructure. Jagjeet Jena | Harsh Singh Chauhan "Decentralized Finance: On Blockchain and Smart Contract-Based Financial Markets" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Special Issue | International Conference on Advances in Engineering, Science and Technology - 2021 , May 2021, URL: https://www.ijtsrd.com/papers/ijtsrd42463.pdf Paper URL : https://www.ijtsrd.com/engineering/computer-engineering/42463/decentralized-finance-on-blockchain-and-smart-contractbased-financial-markets/jagjeet-jena
Central banks have a mandate for monetary and financial stability in their jurisdictions and, explicitly or
implicitly, to promote broad access to safe and efficient payments. A core instrument by which central
banks carry out their public policy objectives is providing the safest form of money to banks, businesses
and the public – central bank money.
Central banks and the future of digital money. A practical proposal for centr...eraser Juan José Calderón
Central banks and the future of digital money
A practical proposal for central bank digital currencies on the Ethereum blockchain.
CONSENSYS WHITE PAPER
What is Cashless Economy ? Advantages, Disadvantages, Different Cashless payment methods, internet banking, plastic money, e-wallet, Point of sale, how to secure your cashless payment, future of cashless payment.
Central bank digital currencies - full reserve banks and Libra..?Simon Lelieveldt
Slides prepared for the economists café at the Rabobank, June 26, 2019, with the goal of clarifying how full reserve banken and central bank digital currencies may be niece and nephew while Libra remains an Orphan.
Will Digital Currencies Break The Banking System? Harsh Chitroda
So, when we ask a question of how will digital currency affect banks? So, we can say that Digital currencies are likely to give central banks more insight into the movement of money in the economy. The widespread use of electronic payment systems may also aid authorities to crack down on money-laundering and terrorist-financing efforts. Or on the other hand, we can also say that the Banks are afraid because Cryptocurrency exchange is a non-banking transaction. and if the Cryptos gain favours it can disrupt the ability of banks to create money. If this disruption alarms the central banks, then they will do something about it.
Round 2 - The Future of Digital Currency - Bhupinder DulkuBhupinder Dulku
Bhupinder Dulku's Round 2 submission of Project Firefly & Credit Suisse Research Institute's Academy Challenge 2018. This paper placed Top 4 (Chairman's Circle) against 150 participants from 20 different countries.
A Beginner's Guide to Profiting from CryptocurrenciesNetflixTube
A cryptocurrency is a type of currency which uses digital files as money. Usually, the files are created using the same ways as cryptography (the science of hiding information). Digital signatures can be used to keep the transactions safe, and let other people check that the transactions are real.
The main point of cryptocurrency is to fix the problems of traditional currencies by putting the power and responsibility in the currency holders' hands. All of the cryptocurrencies adhere to the 5 properties and 3 functions of money. They each also attempt to solve one or more real-world problems.
Using Blockchain technology, CCC enables an independent, fully audible and distributed ledger that facilitates B2B payments at a nominal cost. Pre Seed pitch deck.
Decentralized Finance On Blockchain and Smart Contract Based Financial MarketsYogeshIJTSRD
The term decentralized finance DeFi refers to an alternative financial infrastructure built on top of the Ethereum blockchain. DeFi uses smart contracts to create protocols that replicate existing financial services in a more open, interoperable, and transparent way. This paper highlights opportunities and potential risks of the DeFi ecosystem. I propose a multi layered framework to analyze the implicit architecture and the various DeFi building blocks, including token standards, decentralized exchanges, decentralized debt markets, blockchain derivatives, and on chain asset management protocols. I conclude that DeFi still is a niche market with certain risks but that it also has interesting properties in terms of efficiency, transparency, accessibility, and compos ability. As such, DeFi may potentially contribute to a more robust and transparent financial infrastructure. Jagjeet Jena | Harsh Singh Chauhan "Decentralized Finance: On Blockchain and Smart Contract-Based Financial Markets" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Special Issue | International Conference on Advances in Engineering, Science and Technology - 2021 , May 2021, URL: https://www.ijtsrd.com/papers/ijtsrd42463.pdf Paper URL : https://www.ijtsrd.com/engineering/computer-engineering/42463/decentralized-finance-on-blockchain-and-smart-contractbased-financial-markets/jagjeet-jena
Central banks have a mandate for monetary and financial stability in their jurisdictions and, explicitly or
implicitly, to promote broad access to safe and efficient payments. A core instrument by which central
banks carry out their public policy objectives is providing the safest form of money to banks, businesses
and the public – central bank money.
Central banks and the future of digital money. A practical proposal for centr...eraser Juan José Calderón
Central banks and the future of digital money
A practical proposal for central bank digital currencies on the Ethereum blockchain.
CONSENSYS WHITE PAPER
What is Cashless Economy ? Advantages, Disadvantages, Different Cashless payment methods, internet banking, plastic money, e-wallet, Point of sale, how to secure your cashless payment, future of cashless payment.
Outlook on Cashless Society: Mobile Money, Banking and ePaymentHenry Sampson
I presented this at the 2015 West African Telecom and ICT Summit in Accra. My focus was mainly to show how innovators like Slydepay are trying to solve the huge gap of payments in the Ghana cashless agenda journey.
Cashless Society (Cashless Economy, Online Transactions, is india moving towa...Jeet Amrutiya
Pros and cons of cashless society.........
India's current Position on cashless
Is india moving towards this or not.......
How demonetization affected ........
Stop guessing - make cashless payments a successBSGAfrica
BSG’s Business Development Executive, Lara McDougall, and Client Delivery Manager, Amanda Aliphon, shared the insights they have gained through their collective 15 years experience at BSG at the 4th annual Contactless Payments Conference. Lara and Amanda have, for much of their time at BSG, worked in the financial services sector, spending a number of years focused on cards and payments. Drawing on this experience for their presentation, they took delegates through some industry insights and emerging innovations, before focusing on what factors have necessitated a change of approach in the industry as well as some critical factors for success.
Biometrics in mobile payments bring convenience, and in the mass market that will trump trust. The ApplePay model is the right one, as we have consistently advocated.
As more and more transactions go digital, or plastic so to say, we look towards the future with a model that does away with currency notes and coins altogether and yet keeps alive the essential principle that money serves, without attaching any tangibility to it.
Global Trends In FinTech, focus on US and ChinaSean Walsh
Presentation on American and Chinese trends in financial technology at the Silicon Valley Innovation and Entrepreneurship Forum in late 2015.
By: Sean Walsh, @SeanWalshBTC
THE $1.7 TRILLION REASON BANKS PREFER BLOCKCHAIN OR DISTRIBUTED LEDGER OVER B...Steven Rhyner
{Banks|Financial institutions} {know|understand|recognize} Blockchain is {a threat|a risk|a danger|a hazard} to the {linchpin|cornerstone} of their economics: the {customer|client|consumer} {relationship|connection|partnership}, {and|as well as|and also} the $1.7 trillion they made in 2014 from {global|worldwide|international} {payments|repayments|settlements} {revenue|income|profits|earnings} which is {a massive|a huge|an enormous|a large|a substantial} 40% of their {annual|yearly} {profits|revenues|earnings}.
Looks at why mobile payments hasn't taken off in most places around the world and what has to happen for mobile payment platforms to ignite. Keynote presentation at the Berkeley Mobile Money Conference on October 11, 2013
Presentation examines antitrust economics of vertical restraints including tying, exclusive contracts, bundling, MFNs, the role of critical mass and platform ignition, possible anticompetitive strategies, and procompetitive explanations for vertical restraints.
BITCOIN: A 21ST CENTURY CURRENCY EXPLAINED BY A WALL STREET VETERANSteven Rhyner
It was even predicted by Nobel Prize-winning economist Milton Friedman in 1999 when he said, "The one thing that’s missing, but will soon be developed, is a reliable e-cash."
The cashless direction in which the world is moving has both its advantages and shortcomings, as was clear at a recent event hosted by UK challenger bank Monzo, where speakers debated the question, ‘Is cash dead?’
The cashless direction in which the world is moving has both its advantages and shortcomings, as was clear at a recent event hosted by UK challenger bank Monzo, where speakers debated the question, ‘Is cash dead?’
A Short, Strategic Comment on Digital IdentityDavid Birch
A short talk for the Biometrics Congress, explaining the digital identity vision in contrast to the dead-end digitised identity vision.
Here are what people tweeted about it...
@FGQuismondo "I ain’t gonna comment about the brief keynote by @dgwbirch today, no sir, I am not going to... oh, dammit, I can’t resist it: I absolutely love this gentleman! His slide about differences between “digitized identity” and “digital identity” will be in my mind for many many time"
@rickynav "Great presentation from @dgwbirch, a strategic view on digital identity at #BiometricsCongress @BiometricsInsti . Clever and mind opening as always!
@TOC_biometrics proud member."
@seif_benmabrouk "Very interesting session #BiometricsCongress : Digital Identity vs Digitised Identity.
Thank you @BiometricsInsti"
A few people asked if they could have a copy of my introduction to the Money 2020 Identity Workshop, so here it is. I hope I set the scene well for my excellent speakers and panelists.
A presentation on the "5Cs" who might make money in the future presented at the Russian Fintech Assocation in Moscow in August 2017. Many thanks to BCG for hosting and many thanks to audience for their thoughtful questions and interventions.
Why use a Shared Ledger - short introductionDavid Birch
A snappy 20 minute presentation for TechXLR8 in London with an updated version of the "4x4" ledger model that we use to facilitate discussion between management and technologists.
Presentation to the European Payment Summit 2017. My bold claim that shared ledgers are a regtech not a fintech. It's all to do with ambient accountability.
Help a non-technical audience to under what shared ledgers are and that the Bitcoin blockchain is only one kind of shared ledger. It includes the YouTube video me presenting at the beginnng.
Identity, the Internet of Things and the Blockchain David Birch
Useful models (the Consult Hyperion three domain identity model "3DID" and the "4x4" shared ledger model) employed to help us think through an important topic and explore the outline of a solution.
A discussion about identity and the internet of things, exploring some ideas about the connection between IoT and the blockchain. An edited version of the presentation I gave at TechDaysMunich in July 2016.
Tomorrow's Transactions UnConference 2016, Opening Monologue.
The notorious war criminal William the Bastard's illegal invasion of England sparked a fintech revolution in London. The invention of Tally Coins and the Norman Blockchain by the unknown Simon Le Knackermouton revolutionised tax transactions and created the London moneymarkets.
Presentation to the Dutch National Bitcoin Congress, June 2015. Includes five examples of new businesses on the blockchain which the audience at the event voted for in increasing order of plausibility.
The Impact of FinTech on European BanksDavid Birch
Presentation to the Cass business school as part of their #unbundlingbanks discussion, looking at the impact of opening APIs (XS2A) and the potential for FinTech startups to work with banks.
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
Abhay Bhutada Leads Poonawalla Fincorp To Record Low NPA And Unprecedented Gr...Vighnesh Shashtri
Under the leadership of Abhay Bhutada, Poonawalla Fincorp has achieved record-low Non-Performing Assets (NPA) and witnessed unprecedented growth. Bhutada's strategic vision and effective management have significantly enhanced the company's financial health, showcasing a robust performance in the financial sector. This achievement underscores the company's resilience and ability to thrive in a competitive market, setting a new benchmark for operational excellence in the industry.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
Seminar: Gender Board Diversity through Ownership NetworksGRAPE
Seminar on gender diversity spillovers through ownership networks at FAME|GRAPE. Presenting novel research. Studies in economics and management using econometrics methods.
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247