The document discusses being tired of working 9-5 with nothing to show for it and explores options for building wealth through property investment. It outlines an upcoming information evening to challenge beliefs, share experiences, discuss current realities, money and investing concepts, an overview of a property investment program, and next steps. The overall message is that traditional ways of earning, spending, and saving are usually not enough, and learning to invest better in property is a path toward financial freedom and retirement.

2. Sick and Tired of Working 9 to 5
with Nothing to Show for It???

3. Sick and Tired of Working 9 to 5
with Nothing to Show for It???

4. Sick and Tired of Working 9 to 5
with Nothing to Show for It???

5. Sick and Tired of Working 9 to 5
with Nothing to Show for It???

6. I’m Sick and Tired of Working 9 to
5 with Nothing to Show for It???

7. I’m Sick and Tired of Working 9 to
5 with Nothing to Show for It???

8. Do You Want To
• Retire Early?
• Invest In Property?
• Not Have To Worry About Money?
• Build And Create Wealth?

9. Do You Want To
• Learn How To Build A Property Portfolio?
• Locate And Research Great Deals, Easily?
• Minimise Your Risk?

10. What About
• Create Immediate Equity?
• Buy At A Discount?
• Locate Positive Cash Flow Deals?
• Find Great Renovation Opportunities?

11. Agenda
• Information evening
• Challenge you beliefs
• Interactive – I will ask you
questions • Share some of my
ideas and experiences
• Current reality for the majority
• Investment concepts
• Money and Investing
• Why Property
• Overview of the Program
• Next Steps

13. Some Observations

14. The Traditional Way
• Work Hard
• Avoid Personal Debt
• Spend Frugally
• Pay Off Debt ASAP
• Spend Less Than You
Earn • Treat Savings As A
Necessity

15. So Why Do
• 95% of the population by age 65 either
end up dead, dead broke, relying on a
government pension or in need of their
family to help support them?
• Only 4% become financially independent,
able to stop work and continue to live a
comfortable lifestyle?
• A tiny 1% are classified as rich?

16. Australian Households are
currently spending 2.3% more than
is coming into the average
household each week in income
• AMP.NATSEM Income & Wealth Report Issue 9. November 2004

18. Median Annual Savings
per Person
$300
• AMP.NATSEM Income & Wealth Report Issue 25. April 2010
NATSEM estimates based on HILDA data

19. Rich or Poor
they all have money problems

20. Rich or Poor
they all have money problems
Its just a case of
• Not enough money
OR
• Too much money

21. Rich or Poor
they all have money problems
Its a case of
• Not enough money
OR
• Too much money
Which one do you want?

22. More money doesn’t solve
your Money Problems

24. More money doesn’t solve
your Money Problems
Financial Intelligence Solves
Money Problems

25. My mate “Bazza”
• Aged 45, has about $80,000 in super, earns
around $60,000 and has no investments
• Wants to “retire” in 20 years
• Remember he is used to living on $45,000
p.a. after tax
• At 5% return he is on track for a princely sum
of
• * “Bazza” is a real person, but “Bazza” isn’t his real name

26. My mate “Bazza”
• Aged 45, has about $80,000 in super, earns
around $60,000 and has no investments
• Wants to “retire” in 20 years
• Remember he is used to living on $45,000
p.a. after tax
• At 5% return he is on track for a princely sum
of
$235,000
• * “Bazza” is a real person, but “Bazza” isn’t his real name

27. Einstein’s Definition of Insanity

28. How has the traditional path
been working for YOU so far?

29. There’s Only 3 Options
• Earn More
• Spend Less
• Invest Better

30. “I have clients that want to
invest but just don’t know where
to start”

31. The Average Person Doesn’t Know
What To Do!!!!!!

32. The Average Person Doesn’t Know
What To Do!!!!!!
• One Investment
Property

33. The Average Person Doesn’t Know
What To Do!!!!!!
• One Investment • 1,206,627
Property

34. The Average Person Doesn’t Know
What To Do!!!!!!
• One Investment • 1,206,627
Property
• Two Investment • 456,954
Properties

35. The Average Person Doesn’t Know
What To Do!!!!!!
• One Investment • 1,206,627
Property
• Two Investment • 456,954
Properties
• Three Investment • 153,595
Properties

36. The Average Person Doesn’t Know
What To Do!!!!!!
• One Investment • 1,206,627
Property
• Two Investment • 456,954
Properties
• Three Investment • 153,595
Properties
• ..........
• Six or more
Investment Properties

37. The Average Person Doesn’t
Know What To Do!!!!!!
• One Investment • 1,206,627
Property
• Two Investment • 456,954
Properties
• Three Investment • 153,595
Properties
• ..........
• Six or more
Investment Properties • 15,460

38. There’s Many Challenges For
Investors

39. There’s Many Challenges For
Investors

40. There’s Many Challenges For
Investors
Your Friendly Local
Real Estate Agents

41. There’s Many Challenges For
Investors
Your Friendly Local
Real Estate Agents
Bank Manager

42. Number of Renters Are Increasing
• 1981 • 21%
• 1991 • 23%
• 2001 • 33%
• 2011 (est) • 36%

43. Population is expected to
increase by 50% by 2050

44. So, you want to invest in property
The Biggest Challenge – with over 500,000
listed properties across more than 15,000
suburbs throughout Australia :
• Where do I start?
• How do I find good deals?
• What makes a Good Deal?
• What do I need to Know?
• What is the Process?
• I don’t know what I don’t know!!!

45. Fast Track Property Program
• Provide access to a team of experienced
property investors and advisors.
• Teach Investing, its a Step by Step process.
• Provide the Resources, Tools and
Education to give you the confidence to
make decisions.
• Provide Ongoing Support.
• Open you mind to the possibilities.
• Its All About YOU!

46. NO!!
• No ROI’s, PIA’s, LVR’s or DSR’s.
• No High Risk, Get Rich Quick Schemes.
• No Developers or agents selling their
stock.
• No DIY Home Study Course.
• No telling you what, where or when to buy.
• No Agendas.
• No Baggage.

47. Rule No 1
• Don’t Teach Pigs to Sing

48. Rule No 1
• Don’t Teach Pigs to Sing
It wastes your time and it annoys the pig

49. We can’t teach Someone who
doesn’t Want to Learn
If you give someone a fish, you feed them
for a day, but if you teach them to fish, you
feed them for life!

50. Why do we want to Invest?

51. What is the true measure of
Wealth?
• It is how many days you can continue to
live without the need for work.

52. Two Types of Income
• Earnt Income
• Passive Income

53. Two Types of Income
• Earnt Income
• Passive Income
Which one gives you financial freedom??

54. 8 Ways to Make Money
• Inherit It • Earn It as an Employee
• Marry It • Become Self Employed
• Win It • Start a Business
• Steal It • Invest

55. 3 Classes of Investors
• Non – Investors (the poor)
• Passive Investors (the middle class)
• Active Investors (the rich)

56. Assets vs. Liabilities
• Assets put money in your pocket
• Liabilities take money out of your pocket

57. Investment Fundamentals
• Supply and Demand
• Income and Growth
• Growth early / Income late

58. Value (Growth) is determined by
Income

59. Which investment would you buy?
Price is the same
Industry is the same
Company 1 = $1 profit per share Company 2 = $2 profit per share

60. The only reason you buy an
investment is for the income
(profit) it generates
OR
the income (profit) you think it
will generate in the future

61. The only reason the value of an
investment increases is because of
the income (profit) it generates
OR
the income (profit) you think it will
generate in the future

62. Why not shares/managed funds?
Investor Manager/Company
• We take 100% of the risk • They Take 0% of the Risk
• We Invest 100% of the • They Invest 0% of the
Capital Capital
• We get 100% of the Losses • They get 0% of the Losses
• We get a % of the Profits • They get a % of the Profits

63. So why do we like Property?
• Cash flow
• Control
• Leverage
• Depreciation
• Capital Growth

64. rule of

65. rule of
Divide 72 by the growth % = no. Years
for asset to double

66. Market 1975 2009 Growth %
Sydney $33,000 $546,000 $513,000 8.25%
Melbourne $28,000 $448,500 $420,500 8.12%
Brisbane $35,000 $428,000 $393,000 8.36%
Perth $41,000 $470,000 $429,000 8.41%
•Source BIS Shrapnel, ABS
•Due to unreliable historical data for Perth and
Brisbane, we have used figures from 1980 and
calculated over a 29 year period

67. There’s lots of ways to make
money in Property.
How Do You Want To Do It?

68. 5 second valuation method

69. Information for
Information sake
Houses
Stock Position
Capital Growth Rent Rate Sales Affordability
Shortage
Area Median Value
Year Ending Month Ending
Last Quarter Year Change See Note 1 See Note 2
Mar 2011 Mar 2011
ACT $537,500 6.02% 0.01% 4.66% -3.76% 50.23% 5000
Adelaide $408,500 1.72% 0.03% 4.28% -1.86% 49.52% 7000
Brisbane $447,500 -2.89% -2.23% 4.49% -14.66% 49.28% 2000
Darwin $508,000 0.97% -1.64% 5.14% -32.55% 44.73% 1000
Hobart $389,000 5.51% 0.42% 4.83% -17.96% 53.93% 4000
Melbourne $600,500 6.73% 1.20% 3.30% 17.67% 69.78% 25000
Perth $485,500 -0.27% -0.41% 4.08% -16.18% 50.53% 7000
Sydney $670,000 4.52% -0.51% 3.97% -13.60% 68.47% 6000
Australia $441,500 2.90% -0.55% 4.37% -7.31% N/A N/A
RESIDEX NEWSLETTER, QTR ENDING MARCH 2011

70. Best and Worst 3 month Growth by State
Markets Within Markets
State Suburb Best Suburb Worst
Performance Performance
last Quarter last Quarter
Queensland Blackwater (U) 5.6% Helensvale (H) -6.59%
New South Wales Abbotsbury (H) 5.17 Queens Park (H) -4.31%
ACT Palmerston (H) 3.56% Gungahlin (U) -1.87
Victoria Romsey (H) 5.67% Casterton (H) -2.96%
Tasmania Mowbray (H) 3.17% Sandy Bay (U) -3.1%
South Australia Port Augusta (H) 3.93% Mawson Lakes (U) -3.39%
Western Australia Wandina (H) 6.27% Kenwick (H) -5.39%
Northern Territory Rosebery (H) 4.18% Bakewell (U) -3.99%
RESIDEX NEWSLETTER, QTR ENDING MARCH 2011
H=Houses U=Units

71. This is the part for the excuses
• I just don’t know enough to invest
• I’d better to leave it to the experts
• I don’t have the time
• Investing, it’s just like gambling
• Oh, its just to complicated
• I’m to young (or old) to worry about that
• I don’t have any money to get started

72. And then there’s the Fear
• Fear of taking a step into the unknown
• Fear of losing money
• Fear of being ripped off
• Fear of making a mistake
• Fear of what family and
friend will think
• Fear of borrowing

73. So, how’s that been working for
you so far?

74. So, who wants to be “Bazza”?

75. The reality is that most people spend more time
thinking about missed investment
opportunities, what they would do if they were
rich or how they would spend a lottery win
then they do putting together a plan to create
wealth.
Always hoping to one day strike it rich or find
the bargain of the century.
But they never actually

76. The reality is that most people spend more time
thinking about missed investment
opportunities, what they would do if they were
rich or how they would spend a lottery win
then they do putting together a plan to create
wealth.
Always hoping to one day strike it rich or find
the bargain of the century.
But they never actually
TAKE ACTION

77. Remember
Einstein’s Definition of Insanity
“If Nothing Changes,
Nothing Changes”

78. What will the Fast Track Program do?
• Set some goals and priorities • Discover the benefits of investing
using your own super fund
• Analyse spending and make
some commitments • Access a comprehensive 24/7
“knowledge” centre for all your
• Review strategies and costs property questions
• You will learn how to locate and • Show you how to save time and
research great deals, easily money
• Minimise your Risk • Hold you accountable
• Teach you to make informed • Provide access to over $6,500 of
decisions, quickly resources

79. What will the Fast Track Program do?
• Learn how to create • Generate quick chunks of
immediate equity by equity through renovation
finding people who will projects
sell their property well
below market value • Opportunities through
“Off the Plan” purchases
• Have your properties pay
you week in week out, • The anatomy of a “hot
find real positive cash spot”
flow deals
• How to add big profits • Locate and research
with subdivision and great deals, easily
strata titling opportunities

80. Fast Track Program
One on One Fast Track $6,500 + GST
(3 day intensive)

81. Fast Track Program
One on One Fast Track $6,500 + GST
(3 day intensive)
Group Fast Track $4,500 + GST
(12 week program)

82. 12 week program starting 15th November
One on One Fast Track $6,500 + GST
(3 day intensive)
Group Fast Track $4,500 + GST
(12 week program)

83. 12 week program starting 15th November
One on One Fast Track $6,500 + GST
(3 day intensive)
Group Fast Track $4,500 + GST
(12 week program)

84. 12 week program starting 15th November
One on One Fast Track $6,500 + GST
(3 day intensive)
Group Fast Track $4,500 + GST
(12 week program)

85. 12 week program starting 15th November
Group Fast Track $3,950
(normally $4,950)
Spouse/Partner comes Free
(normally $500)
Bring a Friend & only $3,450 each