Suneel Yadav is a Chartered Accountant (CA) with over 4 years of experience in banking, finance, audit, taxation and accountancy. He has expertise in long term and short term financing for corporations and SMEs. He is currently working as a Senior Manager of Credit at Punjab National Bank, where he manages a credit portfolio of Rs. 200 Cr. Prior to his current role, he worked as an industrial trainee at PepsiCo India for 1.5 years. He holds a B.Com degree from the University of Allahabad and professional certifications including CA, CISA, JAIIB and CAIIB.

1. CA SUNEEL KR YADAV
ACA, CISA, B.Com (Alld. Univ)
_____________________________________________________________________________________________
Add-702, B/B Wing, Wadhwa Medows, Nr ICON Plaza, Khadakpada Kalyan (W) Thane Maharashtra India 421301
Email ID- casuneelyadav@gmail.com, casuneelyadav@outlook.com, casuneelyadav@yahoo.in
Mobile- +91773844415
High integrity, Focused Chartered Accountant having 4 year experience of Banking, finance, Audit Assurance,
Certifications, Taxation and Accountancy. Have expertise in long term & short term financing to Corporate and
SME. Equipped with high integrity, independence, critical numeric data analysis, audits expertise & due diligence
professional skills.
Started my career with Pepsi Foods Pvt. Ltd as industrial trainee Finance in 2010 & completed my training in 2011.
Took study break for CA final Exam & qualified CA in July-2012.
After becoming CA, I got the opportunity to be a part of the largest bank of our country and joined the PNB as
Manager Credit in beginning of 2013 and before completing 3 years bank has promoted me as Sr. manager Credit.
Brief Achievement:
While heading the credit division, our achievement was surpassing 33% credit growth target of the branch YoY
without any fresh slippage to NPA category.
In the course of managing the credit, our branch has implemented all the guidelines & internal control frameworks
established by bank and received appreciation certificates from our authority for low risk category branch for annual
audit FY 13-14, 14-15 & 15-16.
Year Examination Board/University
June 2016 CISA ISACA (US)
Dec 2014 JAIIB/CAIIB Indian Institute of Banking & Finance
May 2012 CA Institute of Chartered Accountants of India
March 2007 B.Com University of Allahabad
 Well versed: Finacle, SAP,Microsoft Office (Word, Excel, PowerPoint)
 Working Experience: Tally, FACT, Busy.
 Completed 250 Hrs CCT program of ICAI from APTECH.
 Our Job Profile was to manage all the Credit function of our branch (From Due diligence, Pre Sanction, to Post
sanction) and heading the credit division of the branch with credit portfolio of Rs.200 Cr.
 We have contributed significantly in achieving credit growth target of 33% of the branch for the year 2014, 2015
& 2016 continuously through the recommendation of credit facilities to the quality borrowers without any
degradation in asset quality of the branch.
 Performs all Pre sanction activity i.e. Quality borrower identification, due diligence, drawing of Credit reports,
Collection, verification & analysis of various KYC, financial reports/data and preparation of loan proposals &
recommendations of quality credit proposals.
 Performs Analysis of financial position by using tools like CMA, sensitivity analysis etc for working
capital requirement, Term Loan, TL/OD FLR.
 Credit Risk Ratings of different type of SME, Small, Mid Corporate and Large Corporate Borrowers on PNB’s
Internal Credit Risk Rating Models.
 Preparation of loan proposal & recommendation of other loans i.e. Loan against IP, Loan against Future Lease
rent receivable etc.
Profile Summary
Academics
Computer Skills
Work Experience as Sr. Manager Credit Punjab National Bank (18.03.2013-Till date)

2. CA SUNEEL KR YADAV
ACA, CISA, B.Com (Alld. Univ)
_____________________________________________________________________________________________
Add-702, B/B Wing, Wadhwa Medows, Nr ICON Plaza, Khadakpada Kalyan (W) Thane Maharashtra India 421301
Email ID- casuneelyadav@gmail.com, casuneelyadav@outlook.com, casuneelyadav@yahoo.in
Mobile- +91773844415
 Performs post sanction activities i.e. preparation and execution of loan documents according to sanctioned credit
facilities, , limit set up, Mortgage creation & disbursement of facilities, end use verification and regular
review of loan portfolio of the branch.
 Monitors regularly credit portfolio through various reports from EDW.
 Review, renewals, enhancement of facilities, according to the requirements of the customers periodically.
 Close monitoring of irregular Accounts taking corrective steps for their improvement & checking them slippage
to NPA category.
 Manage Credit audit, concurrent audit, Annual statutory Audit, well on time & resolve the audit observation
immediately before/during audit or within prescribed time frame.
Hold very valuable experience of around one and half years in working for PepsiCo India Holdings Pvt. Ltd.
While working there I emulated the needed change to work in pace with Global and particularly the MNC
culture.
My training was evolved based on prevailing business needs of today. Some noteworthy areas of work there are
SAP, MIS (Management Information System), Internal Control System, Indirect Tax, SOX compliances etc.
BIS- Business Information System-
 Having experience of all activities performed on monthly basis as monthly closing & Review of monthly
operating result,
 Have actively participated in MMR review, variance analysis of UP unit and cost controlling through preventive
& corrective measures.
 Having Good exp of MIS preparation with help of VLOOKUP, PIVOT table etc.
Indirect Taxes-
 Actively engaged in Indirect tax mainly Preparation Sale tax & Service tax Returns,
 Ensures payment of tax dues on timely basis.
 Leading role played in distribution of credit of Input service of UP UNIT to Plants for availing credit against
excise liability.
Other Business Operating Activities-
 Monthly FG expiry provisioning. NRV testing of FG.
 Developed System of FG Suppliers balance tracking from its supplies to the processing of Bills & payment
thereof, of all FG suppliers (Varun Beverages Ltd, Pearl Drinks Ltd. & Lumbini Beverages).
 Reconciled Major Transporter of UP unit (all locations), & developed system of tracking of processing &
payment thereof on timely basis.
Date of Birth : 15th September, 1987
Father Name : Mr. Brij Raj Yadav
Marital Status : Married to Mrs. Priti S Yadav
Languages Known : Can read, write and speak Hindi & English.
PersonalInterest : Listening to music, cooking food.
Passport No : J6888498
Permanent address : VILL- Ibrahimabad, POST- Surajpur, DIST- Mau, (U.P) 276306.
I have a sterling character of high integrity and I am confident my professional ability to deliver result of a given
task. Lastly I deeply believe in training and developing work group and believe in continuous self-learning.
About Me
Work Experience as an Industrial Trainee in PepsiCo India (June 2010- Dec 2011)

3. CA SUNEEL KR YADAV
ACA, CISA, B.Com (Alld. Univ)
_____________________________________________________________________________________________
Add-702, B/B Wing, Wadhwa Medows, Nr ICON Plaza, Khadakpada Kalyan (W) Thane Maharashtra India 421301
Email ID- casuneelyadav@gmail.com, casuneelyadav@outlook.com, casuneelyadav@yahoo.in
Mobile- +91773844415
Date: Place:Mumbai (CA Suneel Kr Yadav)