Breakdown of a Credit Score from First Credit Union
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You’ve likely heard about credit scores before (thanks to all those commercials with terrible jingles), but what do you actually know about them? How long have they been around? And why is it important to check them? Find out all this and more! About First Credit Union First Credit Union is the longest-running credit union in BC, incorporated in 1939. With five insurance branches, five credit union branches, $300 million in credit union assets, and $100 million in wealth management assets, the organization’s 140 employees serve over 38,000 members and clients across four coastal communities. http://www.firstcu.ca
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Students and Money: Highlights from the OECD PISA Financial Literacy Assessment
Students and Money: Highlights from the OECD PISA Financial Literacy AssessmentOECD Directorate for Financial and Enterprise Affairs
1) The document summarizes key findings from the PISA 2012 assessment of financial literacy among 15-year-old students in 18 countries.
2) On average, students performed between levels 2 and 3 on the PISA financial literacy scale, indicating they can interpret basic financial documents but have difficulty with more complex tasks.
3) Performance varied widely between and within countries and was strongly linked to socioeconomic status. Girls, immigrant students, and those from rural areas tended to perform worse.Role of pelvic floor in male sexual dysfunction
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Keller Williams Realty Performance Report_2016
Keller Williams saw increases in global associates, closed transactions, sales volume, franchise profitability, and profit share distributions in 2016 compared to 2015. Specifically, global associates grew 15.1% to 154,979, closed transactions increased 15.9% to 977,603 units, sales volume rose 19.6% to $273.6 billion, 98% of franchise offices were profitable, franchise owner profit increased 16.1% to $179.9 million, and profit share distributions grew 18.9% to $154.4 million. Keller Williams continues to outpace industry growth in key metrics such as agent count, transactions, and sales volume.
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Students and Money: Highlights from the OECD PISA Financial Literacy Assessment
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- 1. BROUGHT TO YOU BY Breakdown of a CREDIT SCORE
- 2. Before CREDIT SCORES • No standard for measuring risk • Up to individual lenders to judge loan applicants
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- 4. A credit score is a number used by financial institutions and credit card companies to determine risk level when issuing you a loan or a credit card.
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- 8. Most credit scores are between 350 and 800 350 800
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- 19. • Opening a bunch of new credit lines in a short amount of time hurts your score • This includes retail credit cards NEW CREDIT (10%)
- 20. • Revolving credit (e.g., credit cards) • Instalment loans (e.g., mortgages, car loans) MIX OF CREDIT (10%)
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