This presentation provides an overview of the road map needed to avoid the land mines and traps related to Medicaid. Proper planning is needed to preserve a legacy, cover final expenses and still be eligible for all available Medicaid benefits.
Understand what kind of practice you have
Real life examples of how to be more profitable
Specifics on what and how to implement at your practice
ZHC Dashboard & Benchmark Tool
In less than one year, major provisions of the Patient Protection and Affordable Care Act are taking effect at state and federal levels, and many of those new provisions will directly impact businesses around the country. At this event, we’ll present fact-based, non-partisan information that’s important to Colorado business leaders: the timeline of the law and important dates.
The sun is potentially setting on the Tax Relief, Unemployment Insurance Reauthorization, and Job Creation Act of 2010. If the law expires as expected January 1, 2013, some estate planning and gifting opportunities will no longer exist. The options still available prior to the New Year will be the focus of a complimentary seminar presented by Chambliss attorneys Mark Addison, Ryan Barry, Dana Perry, and Greg Willett.
Federal and Tennessee Gifting Opportunities
An overview of the current lifetime gifting options provided by the 2010 Tax Act and the changes if Congress does not extend the 2010 Tax Act by the end of 2012.
Spousal Lifetime Access Trusts ("SLATs")
An overview of the use of Spousal Lifetime Access Trusts and other common techniques for capturing the current $5.12 million federal unified credit prior to its potential expiration on January 1, 2013.
The New Landscape of Gift and Inheritance Taxes in Tennessee
A discussion on the new laws affecting the Tennessee gift and inheritance taxes along with a discussion of potential pitfalls Tennessee residents may face when dealing with these issues.
Differences in Federal and Tennessee Gift Tax Structure
Practical examples illustrating how the two tax structures differ and what it means for you.
This spreadsheet was created for us by our agents and account managers to give to clients. It was a summary of all a clients Health and welfare benefits
The Institute of Medicine's report, Unequal Treatment: Confronting Racial/Ethnic Disparities in Health Care, cited more than 175 studies documenting diagnostic and treatment disparities of various conditions among racial/ethnic populations, even when confounding factors (e.g., insurance and socioeconomic status, comorbidities, age, healthcare venue, stage of diseases) were controlled for in analyses.Specific examples include higher rates of hypertension, diabetes, breast cancer, cervical cancer, colon cancer, and cardiovascular diseases in African Americans; diabetes in Native Americans, Alaskan Natives, and Latino populations; and heart disease mortality in certain Asian American, Latino or Hispanic, and Native American groups.Lower rates of immunization and higher rates of infant mortality have been reported in African American, Hispanic, and Native American populations.
This presentation provides an overview of the road map needed to avoid the land mines and traps related to Medicaid. Proper planning is needed to preserve a legacy, cover final expenses and still be eligible for all available Medicaid benefits.
Understand what kind of practice you have
Real life examples of how to be more profitable
Specifics on what and how to implement at your practice
ZHC Dashboard & Benchmark Tool
In less than one year, major provisions of the Patient Protection and Affordable Care Act are taking effect at state and federal levels, and many of those new provisions will directly impact businesses around the country. At this event, we’ll present fact-based, non-partisan information that’s important to Colorado business leaders: the timeline of the law and important dates.
The sun is potentially setting on the Tax Relief, Unemployment Insurance Reauthorization, and Job Creation Act of 2010. If the law expires as expected January 1, 2013, some estate planning and gifting opportunities will no longer exist. The options still available prior to the New Year will be the focus of a complimentary seminar presented by Chambliss attorneys Mark Addison, Ryan Barry, Dana Perry, and Greg Willett.
Federal and Tennessee Gifting Opportunities
An overview of the current lifetime gifting options provided by the 2010 Tax Act and the changes if Congress does not extend the 2010 Tax Act by the end of 2012.
Spousal Lifetime Access Trusts ("SLATs")
An overview of the use of Spousal Lifetime Access Trusts and other common techniques for capturing the current $5.12 million federal unified credit prior to its potential expiration on January 1, 2013.
The New Landscape of Gift and Inheritance Taxes in Tennessee
A discussion on the new laws affecting the Tennessee gift and inheritance taxes along with a discussion of potential pitfalls Tennessee residents may face when dealing with these issues.
Differences in Federal and Tennessee Gift Tax Structure
Practical examples illustrating how the two tax structures differ and what it means for you.
This spreadsheet was created for us by our agents and account managers to give to clients. It was a summary of all a clients Health and welfare benefits
The Institute of Medicine's report, Unequal Treatment: Confronting Racial/Ethnic Disparities in Health Care, cited more than 175 studies documenting diagnostic and treatment disparities of various conditions among racial/ethnic populations, even when confounding factors (e.g., insurance and socioeconomic status, comorbidities, age, healthcare venue, stage of diseases) were controlled for in analyses.Specific examples include higher rates of hypertension, diabetes, breast cancer, cervical cancer, colon cancer, and cardiovascular diseases in African Americans; diabetes in Native Americans, Alaskan Natives, and Latino populations; and heart disease mortality in certain Asian American, Latino or Hispanic, and Native American groups.Lower rates of immunization and higher rates of infant mortality have been reported in African American, Hispanic, and Native American populations.
NY Wage Parity Compliance and Your Home Health Care Business.
Crucial information for Home Care and Home Health Aid (HHA) Companies who want to be in compliance with the NY Wage Parity law.
Significant cost increases. Decreasing benefits. Lack of control. If this is your employee benefits story, then we invite you to consider alternative ways to fund your benefits program.
Captives bring a slew of benefits, including more control, long-term cost savings, and the potential to earn dividends. Most importantly, it puts you in charge of your benefits program's performance.
Shawn Lanter from Berkley Accident and Health digs into what a captive is, why they exist, and how they could work for you.
1. Local Touch – Global Reach
Sogeti USA
Flexible Benefits At Glance 2013
www.us.sogeti.com
2. Health and Welfare
At Sogeti USA, we are committed to building a long and enduring
relationship with our employees, and creating an environment that
rewards and empowers. We seek to constantly exceed our employees’
expectations in the same way that we strive to exceed our clients’. We
truly appreciate the demands placed on all of us and, as such, this
benefits package sets the stage for a healthy life-work balance.
Our goal is to offer the best health care options possible and to provide
our employees with a fulfilling work experience at Sogeti USA.
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Local Touch – Global Reach
3. Health and Welfare
Core Benefits EMPLOYEE PAYROLL BI-WEEKLY
CONTRIBUTION
• Medical/Vision/ Prescription & Dental
Company provided at no cost to you Coverage
Life Insurance:
• 2 x annual base pay Family status Cost
Short Term Disability: Employee Only $0.00
• Benefit begins on 6th business day of an approved accident or
Employee + 1 $0.00
illness
• Then 60% up to 26 week of disability Employee + Family $0.00
• $2,300 weekly maximum benefit
Long Term Disability:
• 60% of monthly base pay
• $10,000 monthly maximum benefit
Employee Assistance Program (EAP):
• Confidential access for help with family situations,
counseling and support programs for you and your family
Adoption Assistance
• Up to $5,000 available for eligible adoption related
expenses
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Local Touch – Global Reach
4. Health and Welfare
Benefit Choices Maximum Out of Pocket Limit (In-Network):
There are different deductibles and maximum out of pocket
levels if you use out of network providers. See the Schedule
Options available to meet your lifestyle of Benefits for more information.
Family status Total Out of Pocket Maximum
Medical/Vision/Prescription/Dental Coverage: (in-network) – includes
• Administered by Aetna deductible and co-insurance
• $0 Premium Costs to participate
Employee Only $6,000
• Routine preventative care covered at 100%
Employee + 1 $12,000
Eligible dependents for Medical/RX/Dental coverage Employee + Family $12,000
include your legally recognized spouse, and dependent
children up to age 26.
Health Savings Account (HSA):
In Network Plan Deductibles: • Aetna HSA Debit Card for all qualified out-of-pocket
medical expenses
Tier Deductible (in-network)
• Effective in 2012, tax-free HSA contribution maximums
Employee Only $2,000 based on medical election status:
• Employee Only: $3,250
Employee + 1 $4,000 • Employee + 1: $6,450
Employee + Family Family $6,000 • Employee+ Family: $6,450
Co-Insurance: Dependent Care Spending Account:
Once deductible is met, plan pays 90% in network; • $5,000 Plan Year maximum
employee pays 10% up to out of pocket maximum. • Administered by Aetna
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Local Touch – Global Reach
5. Work/Life Balance
Sogeti 401(k) Retirement Savings Plan
Personal Time Off (PTO)
• The Matching Contribution will be equal to 100% of the first 6%
•Greater flexibility to accommodate healthy
of your base compensation that you contribute to the Plan
work/life balance by incorporating sick, vacation
each pay period.
and personal leave
• Discretionary profit sharing contribution up to 5% of base salary
• 3 year vesting schedule
Years of Service Accrued Days
Individual Income Incentive – Variable Bonus Program
<3 15
• Annual bonus plan for consulting staff
• Recruiting and Sales commission plans 3-<7 20
• Management and Support Staff bonus plans
7+ 25
Personal Productivity
• Company provided laptop for all full-time employees
Education Reimbursement Paid Holiday:
• Up to $10,000 available for eligible education expenses • New Year’s Day
• Memorial Day
e-Learning via our MyLearing Portal • Independence Day
• 24x7 access from anywhere • Labor Day
•4,000 e-courses • Thanksgiving Day
•20,000 e-books • Day After Thanksgiving
•Comprehensive Certification prep programs • Christmas Day.
•Alliance training from IBM and Microsoft
Service Milestone Awards
• Special recognition for service anniversary years
2,4,6,8,10 and every 10 year increment thereafter
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Local Touch – Global Reach
6. Local Touch – Global Reach
Thank you
www.us.sogeti.com