This document provides information about Medicare, Medicaid, and the Community Insurance Outreach Services (CIOS) organization. CIOS is a nonprofit that provides insurance education and assistance to residents in the Youngstown, Ohio area. The document outlines Medicare enrollment periods, eligibility for Medicaid programs, and CIOS's services, which include insurance literacy programs, claims assistance, and a career pathway program in the insurance industry.
HEALTH INSURANCE PROVIDED BY GOVERNMENT VS PRIVATE SECTOR IN INDIAVedica Sethi
Healthcare is significant for each individual on the planet, on account of this each nation should focus on wellbeing, because of increment pace of sickness and ailments.
In India medical coverage part is an undiscovered market, still it has crying needs. There is colossal potential for this part. The medical coverage suppliers are not satisfying this interest. After 1999 the privatization of protection area, the protection segment has developed in past decade. By and by there are 25 medical coverage suppliers, in that four are with open area and twenty one private medical coverage suppliers. The piece of the overall industry of open segment is 60 rates while the rest with other private players.
This paper inspects the present status of medical coverage in India, advancement in health care coverage area and difficulties looked by it. It additionally investigates the job of both open and private medical coverage players to arrive at most extreme inclusion in health care coverage.
Wall of Protection: Health, Income, and Life InsuranceAlanna Russell
Discover how insurance can be customized and used as a financial tool to protect ALL of your life. Take control of your assets, plan your course, protect your empire.
HEALTH INSURANCE PROVIDED BY GOVERNMENT VS PRIVATE SECTOR IN INDIAVedica Sethi
Healthcare is significant for each individual on the planet, on account of this each nation should focus on wellbeing, because of increment pace of sickness and ailments.
In India medical coverage part is an undiscovered market, still it has crying needs. There is colossal potential for this part. The medical coverage suppliers are not satisfying this interest. After 1999 the privatization of protection area, the protection segment has developed in past decade. By and by there are 25 medical coverage suppliers, in that four are with open area and twenty one private medical coverage suppliers. The piece of the overall industry of open segment is 60 rates while the rest with other private players.
This paper inspects the present status of medical coverage in India, advancement in health care coverage area and difficulties looked by it. It additionally investigates the job of both open and private medical coverage players to arrive at most extreme inclusion in health care coverage.
Wall of Protection: Health, Income, and Life InsuranceAlanna Russell
Discover how insurance can be customized and used as a financial tool to protect ALL of your life. Take control of your assets, plan your course, protect your empire.
Can I Give Assets to Qualify for Medicaid in Connecticut?Barry D Horowitz
The medicare programs does not pay for long-term care, but Medicaid will pay for custodial care. Learn more about medicaid in Connecticut in this presentation.
2012 Medical-Legal Partnership Summit - Transition YouthPurvi P. Patel
Overview of Medical and Legal barriers faced by Youth with Chronic Health Needs and Potential Interventions. Presented at the 2012 MLP National Summit in San Antonio, Texas.
The family center disability webinar for share sept 2017bkling
Caroline L. Bersak, Esq., from The Family Center's Legal Wellness Institute, explores your options for disability insurance. Learn about Social Security Disability Insurance, Supplemental Security Income, and special rules and processes for people with metastatic breast cancer.
Learn how to qualify for extra help, about the Affordable Care Act, and much more....we hold events at public libraries in Columbus OH and Atlanta GA....
Medicare and Medicaid: What Are the DifferencesMark Eghrari
A look at how these two government programs for seniors differs from each other, the way they are run, the benefits, as well as the qualifying requirements. Learn more about medicare and medicaid in this whitepaper.
Can I Give Assets to Qualify for Medicaid in Connecticut?Barry D Horowitz
The medicare programs does not pay for long-term care, but Medicaid will pay for custodial care. Learn more about medicaid in Connecticut in this presentation.
2012 Medical-Legal Partnership Summit - Transition YouthPurvi P. Patel
Overview of Medical and Legal barriers faced by Youth with Chronic Health Needs and Potential Interventions. Presented at the 2012 MLP National Summit in San Antonio, Texas.
The family center disability webinar for share sept 2017bkling
Caroline L. Bersak, Esq., from The Family Center's Legal Wellness Institute, explores your options for disability insurance. Learn about Social Security Disability Insurance, Supplemental Security Income, and special rules and processes for people with metastatic breast cancer.
Learn how to qualify for extra help, about the Affordable Care Act, and much more....we hold events at public libraries in Columbus OH and Atlanta GA....
Medicare and Medicaid: What Are the DifferencesMark Eghrari
A look at how these two government programs for seniors differs from each other, the way they are run, the benefits, as well as the qualifying requirements. Learn more about medicare and medicaid in this whitepaper.
A health insurance roadmap takes a look at some simple solutions to the complex issues facing health insurance, medicare, medicaid, long term care insurance, and the high cost of health expenses in retirement.
This will work because so much of this is already in place and a lot of the rest would be quick and easy to implement. As in all areas, knowledge is power. Consumers can take control of your insurance portfolio by becoming educated about insurance. Better education and understanding will lead to positive results for consumers and for the insurance industry.
Heritage Health Insurance: Eligibility, Renewal, & BenefitsTech Good Health
In this article, we will cover the basics of heritage health insurance and Nebraska's Medicaid expansion program. Renew the heritage health insurance easily.
Presentation from INTEGRATED's Chuck Gooder, senior advisor, and Blake Sternard, the business analyst. The presentation focuses on the ways to identify the major changes of healthcare, with specific attention to the potential challenges posed to enrollees, physicians, hospitals, and healthcare organizations associated with the implementation of Obamacare.
The Patient Protection and Affordable Care Act (Obama Care) provides opportunities for individuals and very small businesses to obtain affordable health insurance. More people will be covered in states like California which are expanding Medicaid (Medi-Cal) coverage. It is a complicated law but we hope that this presentation can give a suitable overview for the way the law is being implemented in the State of California.
Although the Affordable Care Act has benefited the health insurance consumer in many respects, it has also added to the confusion. This presentation, Given by Wanda Stephens in Raleigh, North Carolina, details some of the many facets to Obamacare in NC.
for more information visit http://www.hisonc.com/obamacare-north-carolina/
A Guide To Medicare Eligibility And Open EnrollmentAllsup
Find out if you are eligible to receive Medicare, and how to apply for Medicare. Learn about the different types of Medicare and what you may be eligible to receive.
Medicaid Planning and the Caregiver Crisis
https://www.thehalelawfirm.com/practice-areas/elder-law/medicaid-planning/
If you or someone you love is at risk of spending down their life savings to pay for the ever-growing cost of long-term care, then we invite you to call today for your free initial consultation. We look forward to exploring the opportunities our long-term care and asset protection planning can provide. The risk of needing long-term care and its related expenses is too great to ignore.
Call today to speak with a Dallas Medicaid planning attorney at the Hale Law Firm, P.C.
The Hale Law Firm, P.C.
417 W Main St
Waxahachie, TX 75165
(214) 446-5080
https://www.thehalelawfirm.com/
Similar to On Target Insurance Literacy Presentation 2012 (20)
1. ON TARGET
Healthcare Insurance101
“Everything You Should Know About Medicare”
By CIOS2011.org
2. ON TARGET
Community Insurance Outreach Services
C.I.O.S. is an non-for profit organization providing
insurance related services and support to the metro
Youngstown area. Our mission is to bridge the gap
between insurance companies, consumers, and local
government by providing education and resources.
C.I.O.S. address the need for educating consumers and
employers to better understand their insurance
needs, assist the insurance industry with risk
management, and provide employment
opportunities within the insurance markets.
3. ON TARGET
C.I.O.S.
Community Insurance Outreach Services
Non-profit organization Services
Community based programs
designed & operated by the
community it serves
Insurance industry sponsored
initiative
Outreach partnerships with other
non-profits
Services based on community Support Education
needs which provide superior
satisfaction
Ohio...Let’s Start Here
Employment
!!!
4. ON TARGET
Healthcare
The Affordable Care Act ACA (Healthcare Reform)
Access to Preventative Services and NO Lifetime Limits
Pre-existing Condition Insurance Plans
Parent Plan Dependent 26 Year Old
Coordination of Care
Secure Medicare Trust Fund
Partnership for Patients
5. ON TARGET
Medicare
Everything You Need to Know…….
Getting Ready for Open Enrollment
October 15th 2012-December 7th 2012
6. ON TARGET
Enrollment Periods Medicare 2012
Saturday October 15th 2011
QUICK FACTS QUICK FACTS
AEP- Annual Enrollment Periods
• NEW—Making changes to your coverage
October 15th 2011- December 7th 2011 after December 31 Between January 1–
February 14, 2011, if you’re in a Medicare
Advantage Plan, you can leave your plan
• You can change your Medicare health or and switch to Original Medicare.
prescription drug coverage for 2012.
• If your Medicare Advantage Plan
Disenrollment Period includes prescription drug coverage and
you join a Medicare Prescription Drug
January 1st 2012- February 14th 2012 Plan, you will be disenrolled from your
Medicare Advantage Plan and returned
• January 1st 2012 new coverage begins if you to Original Medicare.
switched or joined a plan. New costs and
coverage changes also begin if you kept
your existing coverage.
7. ON TARGET
OSHIIP
Ohio Senior Health Insurance Information Program
1-800-686-1578 MEDICARE EXPERTS
8. ON TARGET
Medicaid
Medicaid pays for covered medical bills, dental bills, eyeglasses, and
homemakers services. Certain people covered by Medicare may qualify for
full Medicaid benefits. Other will qualify for partial Medicaid, also known as
“spend down”.
9. Medicare-Medicaid Coordination
ON TARGET
Medicare Premium Assistance Program Medicaid for Older Adults and People
(MPAP with Disabilities
This program helps people eligible Medicaid for the Aged, Blind & People with
for Medicare who have limited Disabilities (ABD) Ohio Medicaid offers a span of
programs for older adults and people with
income and assets get help in
disabilities to assist with medical expenses. These
paying the cost of one or more programs provide health care coverage consisting of
of the following: primary and acute-care benefit packages along with
Medicare premium(s) long-term care.
Medicare deductibles
Medicare coinsurance To qualify for ABD Medicaid, applicants must be:
age 65 or older, or
Eligibility Criteria: considered legally blind, or
To qualify for MPAP, applicants must be eligible for an individual with a disability (as classified by the
Medicare and meet basic requirements. Social Security Administration), and
must meet basic requirements.
When applying for MPAP, proof of
income, resources, age or disability, citizenship (if When applying for this type of Medicaid, proof of
not a U.S. citizen) and other health insurance is income, resources, age or disability, citizenship (if
required. not a U.S. citizen) and other health insurance is
required.
No face-to-face interview
with the local county A face-to-face interview with the local county
department of job and department of job and family services is also
family services is necessary.
necessary.
10. ON TARGET
Medicaid Income Eligibility 2012
2011 HHS Poverty Guidelines
Who Qualify in FPL Single Marrie Resources
Persons 48 Contiguous Ohio? d Single/Marrie
in Family States and D.C. Alaska Hawaii d
1 $10,890 $13,600 $12,540
Older Adults (age 64% $589 $1,011 $1,500/$2,250
2 14,710 18,380 16,930
65 or older) &
3 18,530 23,160 21,320 Disabled People (of
any age)
4 22,350 27,940 25,710
5 26,170 32,720 30,100 Qualified Medicare 100% $867 $1,176 $4,000/$6,000
6 29,990 37,500 34,490 Beneficiary (QMB)
7 33,810 42,280 38,880
Specified Low- 120% $1,040 $1,400 $4,000/$6,000
8 37,630 47,060 43,270 Income
Medicare
For each Beneficiary (SLMB)
additional 3,820 4,780 4,390
person, add
Qualified Individual 135% $1,170 $1,575 $4,000/$6,000
(QI-1)
Qualified Working 200% $1,734 $2,334 $4,000/$6,000
Disabled Individual
(QWDI)
SOURCE: Federal Register, Vol. 76, No. 13, January 20, 2011,
pp. 3637-3638
11. ON TARGET
Our Common Pledge… “Providing progress, stability, & dedication to
disadvantage communities across America.”
“Insurance Literacy” “Claims Assistance” “Career Pathway”
Insurance Literacy Program Our “Restoring the The “Career Pathway” program
provides free educational Community” program offers offers career placement and
seminars on : catastrophic claims credentials in the insurance
assistance and support to industry.
• Basic Insurance local residents and business.
• Health Insurance We provide recession –proof
• Property & Auto Insurance employment opportunities by
We provide advice and
guidance during insurance securing our clients with an
• Life & Accident Insurance state insurance license with in
claim process.
90 days.
We act as an authorized Our clients are vested after 5
agent and advocate, respond years of commitment and
• We also provide free to denial letters, assist with provide
documentation, and refer to training, credentialing, support
insurance seminars local state insurance , and marketing.
for business agencies for complaints.
12. ON TARGET
For more information and event dates visit
WWW.CIOS2011.ORG