3. MARKET SIZE
26 public sector banks,
25 private sector banks,
43 foreign banks,
56 regional rural banks,
1,589 urban cooperative banks
93,550 rural cooperative banks
Public-sector banks control nearly 80% of the market, thereby
leaving comparatively much smaller shares for its private
peers.
⢠Standard & Poorâs estimates that credit growth in Indiaâs
banking sector would improve to 11-13 per cent in FY17
from less than 10 per cent in the second half of FY14.
4. AREAS OF BANKING
⢠RETAIL BANKING
⢠CORPORATE BANKING
⢠CORPORATE CREDIT
⢠TREASURY
⢠CAPITAL MARKETS
⢠LENDING TO MICRO, SMALL AND MEDIUM
ENTERPRISES, AGRICULTURE
⢠MICRO FINANCE
⢠INTERNATIONAL BANKING
5. SWOT ANALYSIS
ďą STRENGTH
⢠Banking is as old as Human race :
⢠Source of employment & GDP growth
⢠Hedge from risk
⢠Diversified services
⢠Connecting People
ďąWEAKNESSES
⢠Lack Of coordination
⢠Vulnerable to risk
⢠High NPAâs
⢠Canât reach to Under-penetrated market
⢠Structural weaknesses
6. SWOT ANALYSIS
ďą OPPORTUNITIES
⢠Expansion
⢠Changing Socio-cultural & demographic factors
⢠Rise in private sector banking
ďąWEAKNESS
⢠Recession
⢠Stability of the system competition