The Indian banking sector consists of 26 public sector banks, 25 private sector banks, 43 foreign banks, 56 regional rural banks, 1,589 urban cooperative banks and 93,550 rural cooperative banks. Public sector banks control around 80% of the market. The document discusses the structure, market size, areas of banking (such as retail, corporate, microfinance), and provides a SWOT analysis of the Indian banking sector. It notes strengths like employment, GDP growth, and diversified services, as well as weaknesses like high non-performing assets and inability to reach underpenetrated markets.

1. BANKING SECTOR
Siddharth Jain
Sec- ‘C’

2. STRUCTURE OF INDIAN BANKING SECTOR

3. MARKET SIZE
26 public sector banks,
25 private sector banks,
43 foreign banks,
56 regional rural banks,
1,589 urban cooperative banks
93,550 rural cooperative banks
Public-sector banks control nearly 80% of the market, thereby
leaving comparatively much smaller shares for its private
peers.
• Standard & Poor’s estimates that credit growth in India’s
banking sector would improve to 11-13 per cent in FY17
from less than 10 per cent in the second half of FY14.

4. AREAS OF BANKING
• RETAIL BANKING
• CORPORATE BANKING
• CORPORATE CREDIT
• TREASURY
• CAPITAL MARKETS
• LENDING TO MICRO, SMALL AND MEDIUM
ENTERPRISES, AGRICULTURE
• MICRO FINANCE
• INTERNATIONAL BANKING

5. SWOT ANALYSIS
 STRENGTH
• Banking is as old as Human race :
• Source of employment & GDP growth
• Hedge from risk
• Diversified services
• Connecting People
WEAKNESSES
• Lack Of coordination
• Vulnerable to risk
• High NPA’s
• Can’t reach to Under-penetrated market
• Structural weaknesses

6. SWOT ANALYSIS
 OPPORTUNITIES
• Expansion
• Changing Socio-cultural & demographic factors
• Rise in private sector banking
WEAKNESS
• Recession
• Stability of the system competition

7. GROWTH OF CREDIT IN A SECTOR

8. GROWTH OF SAVINGS IN A SECTOR

9. INTEREST INCOME HAS SEEN ROBUST
GROWTH

10. PRIVATE BANKS ARE AGGRESSIVELY
INCREASING THEIR PRESENCE

11. SUCCESS STORIES IN THE INDIAN
BANKING SECTOR: HDFC BANK

12. CONTRIBUTION TO EMPLOYMENT