BankerVMS is a vendor management system that helps banks organize vendor contract information, assess vendor risks, monitor costs, and generate reports to assist with compliance, management, and expense control. It provides a central repository for electronic contracts, alerts for expiring contracts, risk assessments of vendors, and customizable dashboards and reports. Customers praise how it helps gain efficiencies in vendor negotiations and oversight in order to reduce costs and risks.

1. Introducing
BankerVMS
TriNovus Introduces

2. Our Credentials
Over 25 years experience in providing systems
and technology tools to community banks.
Expertise in Internet development, search engines
and Internet marketing.
Extensive background with core processing,
internet banking, ATM systems, check imaging
and your back room.
Thorough understanding of banking security,
compliance and interfacing needs.

3. Managing Vendors
What are you currently doing?
Common answers
“Doing what we’ve always done.”
“Not exactly sure how we handle this.”
“Using an Excel spreadsheet.”
Times have changed
SOX, FFIEC, GLBA and OCC.
Historic banking industry challenges…
must take managing vendors and
expenses to new levels. With all of the
new Governmental regulations and
FDIC fees, we must look at other areas
in the Bank to reduce costs.

4. Contract Organization
BankerVMS is a central repository of all vendor
contracts.
Easy access to electronic contract copies.
Vendor contract terms and conditions are
shown in a easy to view format.
E-mail alerts are provided prior to contract
renewal date…no more “auto renew” disasters.
The system will take the data located in your
contract terms and easily display and alert your
management team.
Your Bank can have upward of “300 Contracts”
Manage your Vendor; Don’t let them manage
you!

5. Common Vendor Contracts
Armored Services Facilities Services
ATM Equipment Purchases IT Hardware
ATM Equipment Maintenance Office Supplies
ATM / EFT / Debit Card Processing Office Checks
Cash Management, Online Banking
Delivery & Replenishment Postage and Mail–Presort
Commercial Printing Rewards Checking
Consumer Checks Security Equipment
Copier Services and Maintenance
Courier Services–Local Telecommunications
Credit Card / Debit Utilities
Card Processing Renewal Agreements
Core Processing Lease Agreements
Disaster Recovery Services Landscaping
Equipment Maintenance Cleaning Services

6. Risk Assessment
Meet the compliance requirements of new and evolving regulations.
Vendors’ risks are identified and calculated for key categories.
Vendors with risk issues will be flagged in order to address them.
Save changes each time you risk vendors.
Be prepared everyday for audits!

7. Risk Questionnaire Section

8. Vendor Risk Detail Report

9. Risk Assessment
The Categories defined in the system are as follows:
Strategic
Reputation
Operational
Transaction
Credit
Compliance
Proactive system will gather and monitor vendor documents.
System will alert for any missing vendor documents required by regulators.
System will give you “pop up” questions in order to determine the risk.
System will give you the ability to add “notes” to your stored contracts.
Rating System 1-5, 5 being worst. -- FFIEC compliant

10. Reporting
Report Types:
Vendor Overview
Vendor Detail Report
Risk Report
Contracts Report
Cost Analysis Report
Report Formats:
HTML
PDF
XLS
RTF
CSV

11. Sample Report

12. Board Management
Information
Provides management with up to date
information for decision making purposes.
Gives management peace of mind for
their personal liability for bank non-
compliance.
Reports are generated quickly and easily.
Easily reports contracts, leases, and rentals.
Drill down capability
Increase your bank’s efficiency ratio

13. Expense Management
Monthly Expense $1,100 $1,200 $490
$1,900
Branch Dataline
$4,700 ATM Maintenance
Marke<ng Services
EFT
$9,700 Payroll Processing
Correspondent
Core Processing
$16,800 Check Imaging
$3,800 $290 Telephone Banking
Ability to see exactly what services you have contracted.
Ability to compare contract data to your peer group data.

14. Dashboard
Takes complex data and organizes it in an up to date, easy to use manner.
Customize your personal dashboard.
Key information is presented in graphic format.
Monitors vendors and costs with a prompt for
corrective action as needed.

15. Enhanced Tools and Features
Disaster Recovery Tool
Compliance Tool
Standardized Risk Rating System for all vendors
Peer Group Cost Comparison for all vendors
Without this, how do you know you are getting a good deal?
Organizational Tool for all vendor contracts

16. What’s Being Said
“BankerVMS is a huge asset in helping us to organize the voluminous
amount of information associated with all of the vendors that a
community bank interacts with on a daily basis,” said Rodney
Howard, president of First Metro Bank. “Being able to see a snapshot
view of our monthly costs associated with each vendor as well as the
risk level attributed and having the ability to easily produce reports to
keep our board members up-to-date is extremely beneficial to our
operations here at First Metro.”

17. What’s Being Said
“As a community bank any leg up we can get in today’s market
when it comes to contract negotiations is a big plus for us,” said Mitt
Schroeder, senior vice president of Central State Bank. “Plus with the
increased attention by the regulatory agencies to banks’ third party
relationships, having access to a tool that helps us to audit those
relationships is very valuable.”

18. What’s Being Said
As CFO, Mitch Staples already sees the common sense value of
BankerVMS. “It provides all kinds of benefits to us. First of all, it organizes
all of the disparate types of vendor relationships logically. I’d guess that
we have 3 or 4 new relationships every month which makes it easy for
some of them to fall through the cracks. While it ensures that every
vendor is accounted for, it recognizes that the importance of each
vendor varies greatly. It provides us 5 different risk ratings (strategic,
reputation, compliance, transaction and credit) so we can prioritize the
importance of monitoring each vendor closely.”

19. Contact
TriNovus
office 205-991-5636
fax 205-991-5633
email info@trinovus.com
address 850 Corporate Parkway, Suite 118
Birmingham, Alabama 35242