This presentation on the theory of digital transformation was given by Professor Gianvito Lanzolla, Professor of Strategy at Cass Business School as part of the event, Unbundling the Banks on Apr 9th 2015 at Cass Business School. The event was organised by Cass Entrepreneurs Network and Chinwag and featured Prof Lanzolla, Dave Birch (Consult Hyperion), Ben Rooney (Informilo), Muta Qubbaj (Squirrel), Jonathan Kramer (Zopa).