AFLAC is a supplemental insurance company that offers various policies to help employees pay for expenses not covered by regular health insurance. These include cancer insurance, accident insurance, hospital protection, and life protection. Adding AFLAC benefits costs the employer nothing and helps employees pay costs out of pocket from medical issues or accidents. Employees can choose which policies they want to enroll in, with only three enrollments needed to start a group plan. The local AFLAC agent handles claims processing and answering employee questions.

1. AFLAC Number one in supplemental insurance.

2. Objective To retain valuable employees Adding benefits which employees have been asking for at not cost to your company Help your employees help themselves in time of need How do you make a good benefit package better? By adding AFLAC at no cost to you company

3. AFLAC A Fortune 500 company Rated AA by Standard and Poor’s Moody Investors Services A+ Superior Outstanding in claims service, with most claims processed within a few days In Business since 1955.

4. The Benefit of offering AFLAC AFLAC makes available some of the finest policies in their class Pays $$$ that they can use as they see fit. ( Mortgage, Household expenses, Car note, etc.) Lump sum amount for catastrophic illnesses. Helps pay for deductible and out of pocket costs not covered by Health Insurance AFLAC is offered pre tax to your employees. IRS Section 125 will be set up at no cost to the Company Customer Satisfaction Quality Value Service

5. Common Features Of All Plans Guaranteed – renewable Portable, with no change in coverage or cost Benefits paid regardless of any other insurance Benefits paid directly to the insured Local agent will file all claims H.R. will refer all questions to AFLAC agent

6. Plans to offer: ACCIDENT Plan Coverage is on or of the job 24 / 7 Emergency Treatment Follow –up treatment Initial Accident Hospitalization Hospital Confinement Specific –sum up to $12,500 Accidental Death benefit for adult $40,000 and Children $12,500 Transportation and Family lodging Physical therapy Ambulance benefit Major Diagnostics Wellness benefit and much more

7. Cancer Insurance Lump sum amount adult Starting at $5,000 dollars and Children $7,500 Cancer Screening Wellness benefit Mammography and pap smear, we pay $130.00 per year Hospital confinement Radiation, Chemotherapy, and Experimental Treatment Bone Marrow Transplantation $10,000 Home Health Care Surgical / Anesthesia Reconstructive Surgery Second Surgical Opinion any where in the U.S.A. And Much More

8. Hospital protection Hospital Protection for Accident and Sickness Rehabilitation Unit Benefit Surgical benefit Medical Diagnostic and Imaging Ambulance benefit Waiver of Premiums This plan works well for people with high deductibles

9. Life Protection Face amounts up to $200,000 Face amount up to $100,000 over 50 years of age Choice of 10,20,and 30 years Return of premium rider Optional 10 – year spouse Term Life Rider No physical examination to qualify

10. We believe your employees will enthusiastically welcome AFLAC Employees chose which plans they wish to participate in Only three people are needed to open a group All we require is a payroll deductions for those who participate I look forward to helping you with all your AFLAC needs. Joseph Montague Your local Aflac Agent.