This document summarizes Aflac supplemental insurance policies that can be offered as voluntary benefits to employees. It outlines the key differences between Aflac and regular health insurance, describes several Aflac product options including short-term disability, cancer, and accident plans, and provides weekly rates for sample policies. Implementation involves an initial employee presentation followed by individual enrollment meetings.

1. Virgil Richardson Aflac, Sales Agent Tel: 212-983-8567 ext 8034 [email_address] 2009

6. Products that best fit Boces portfolio of benefits! 1. Short Term Disability 2. Cancer Protection Plan 3. Accident Plan

10. Weekly Rates Personal Short Term Disability * 3 – Month Benefit Period 0/7 – Day Wait Accident/Sickness Min. of $500 - Monthly Benefit - $3.46 Personal Lifestyle Protector Cancer Plan Individual $7.64 One Parent Family $9.53 Two Parent Family $13.25 Personal Accident Expense Plan Individual $3.60 Husband & Wife $5.17 1 Parent Family $6.99 2 Parent Family $8.68 PSTD – premium/benefit/waiting period will vary depending on the exact choice of the employee! This is the only product that employee will determine the cost of the plan.

12. Thank you Virgil Richardson Sales Agent For AFLAC -9045 [email_address]