Aflac insurance policies offer several advantages including special payroll rates, pre-tax savings, portability, and guaranteed renewability. Aflac always pays cash benefits directly to the policyholder. The policies provide payment for accidents, sickness, maternity leave, short-term spouse disability from accidents, expenses for cancer, heart disease, hospital stays, and dental procedures. Aflac plans pay cash benefits for covered medical events or services that can be used for any expenses.

1. CAN YOUR INSURANCE DO THIS???
There are several advantages in applying for Aflac policies. This benefit will include a special
payroll rate, pre-tax savings, fully portable, and will be guaranteed renewable. Aflac ALWAYS
PAYS CASH to the policyholder.
• PAY CHECK PROTECTION: Aflac pays on accidents, sickness, and
maternity. Higher levels of protection now available.
• Accident Policy: Pays cash directly to you for any covered accidents on or
off the job. Includes a Wellness cash benefit.
• NEW SPOUSE ACCIDENT DISABILITY: Protect your spouse from short term,
disabling accidents.
• Cancer / Heart Disease Protection: Pays cash benefits directly to you to
help with the medical expenses related to cancer and heart disease, plus a
wellness benefit.
• Hospital Indemnity: Pays cash directly to you for expenses related to a
hospital stay.
• Life: Up to 200k without a physical.
• Dental: Pays a fixed amount per ADA code for procedures, from cleanings to
major restorative work and dentures.
Aflac provides plans that pay cash benefits upon the occurrence of a covered medical event or
service. The cash benefits are always payable to the policyholder unless otherwise directed and
can be used to for anything the policyholder needs including everyday living expenses.
The above plans are offered in NJ only…NY plans are similar. Every state has their own
variations that comply with state guidelines.

2. Contact Your NJ Aflac Representative Dianne directly @ 732-267-8239