GreenFlag Profit Recovery by Transworld Systems collects more money at a lower cost than typical collection agencies. It has an average recovery rate of 56% compared to 14% for other agencies, and collects money at an average cost of less than 4 cents per dollar versus 33 cents per dollar for other agencies. GreenFlag has over $2.4 billion in recoveries for clients in the last 5 years and has been in business recovering money since 1970.

2. We are in the More than $2.4 billion recovered for our clients in the last 5 years.
Business of Profit
Recovery. Our success rate is 56% collected at a cost of less than 4 cents per dollar
on average, compared to the typical agency that collects 14% at a cost
GreenFlagSM Profit Recovery
of 33 cents per dollar on average. GreenFlag Profit Recovery services
by Transworld Systems is
the collections alternative offer more than 4 times others’ success at about one-eighth the cost.
that generates more money We encourage our clients to submit their accounts in the early stages of
for our clients on their past delinquency when the opportunity for successful recovery is greatest.
due accounts. We’ve been
proving it to our clients,
More than 120 offices located throughout the United States.
including many Fortune 500
companies, since 1970.
Let us prove it to you. Continued success stems from our nationwide network of recovery
offices. We serve clients who have a wide range of account balances.
Regardless of the balance or location of your customers, we provide the
ultimate system in diplomatic and intensive account recovery.
Our low, fixed fee averages less than $10.00* per account.
Get to know our services. Get to know our company. See for yourself
how our exceptional organization recovers more money, for more
businesses, at a lower cost. We believe GreenFlag will reshape the way
you view profit recovery — and the way you do business.
*Company average.
“…the highest recovery rate in the industry – an average 56% of the value of the overdue accounts.”
— Barron’s National Business and Financial Weekly

3. Hospitals, Medical and Advertising and Fuel Oil Companies
Dental Practices Marketing Firms
Girl Scout Councils
Banks and Credit Unions Mail Order Houses and YMCA’s
Travel Agencies TV Stations Security Alarm Companies
Libraries Health and Fitness Clubs Veterinarians
Video Stores Insurance Companies Construction Companies
and Agents and SpecialtyTrades
Hotels
Heating and Air Attorneys
Colleges, Private Schools Conditioning Services
and Universities Auto Parts Stores/Suppliers
Ambulance Services
Clothing Manufacturers Printing Shops
Cellular Telephone Services
Pest Control Optical Stores
CPA’s
Convention Services Trade Schools
Industrial Manufacturers
City, County and State and Distributors Medical Laboratories
Governments
Florists Wholesale Food
Utility Companies Manufacturers and
Professional Athletic Teams Distributors
Auto Dealers
“Our BBB has partnered with Transworld to offer our members the valuable benefit
of increased cash flow through cost-effective debt collection.”
— President/CEO, Better Business Business Bureau of Southern Piedmont/Charlotte

4. PROFiT RECOvERy SERviCES
PAST DUE ACCOUNT RECOvERy
you know your customers better than anyone. When a past-due bill
or invoice becomes an issue, we give you the tools to recover your
money — quickly, easily and affordably.
WRiTTEN Pay a fixed fee averaging less Retain valued customers with our
than $10* per account! Overall diplomatic approach. Using a
DEMANDS collection cost averages less than third party lets you maintain good
4 cents per dollar on average relationships with your customers,
Begin with our proven
collected vs. 33 cents with typical while training slow-payers to
recovery method. The percentage agencies. ** re-prioritize your billing.
goal: to get you paid.
Once you’ve submitted Pay no commissions or Convenient, easy access 24/7 to
percentages! All money is sent your accounts. With our website,
a debtor, let GreenFlag directly to you, improving your cash you always know the status of your
do the rest, so you flow. You keep 100% of recovered accounts – from daily reports to fully
can get back to the funds. archived records.
business at hand.
Start recovery early when there’s Submit large groups of accounts
the greatest success in collections. instantly via our interactive,
You can use GreenFlag early as secure website. Save staff time
an in-house tool, before accounts by uploading large volumes
become a problem. of accounts in seconds using
our secure web portal or take
Harness the power of third party advantage of one of our many
intervention. Professional contact software interfaces for programs
from a nationwide agency gets like QuickBooks.
attention and response, so you get
substantially better recovery rates. Dramatically reduce your internal
costs by minimizing staff efforts.
Maintain complete control. With GreenFlag, your staff
You decide when to start, stop and concentrates on growing your core
suspend collections with the click of business rather than chasing after
your mouse. Choose how frequently unresolved delinquent accounts.
we make contact and how assertive
the approach should be. *company average
**American Collector’s Association
“Now our collection process is more manageable. At 60 days, we submit accounts.
GreenFlag does the work, and we reap the benefits!”
— Ellen Page, Delta Max, Scranton, Pennsylvania

5. GreenFlag is the proven low-cost way
to act fast and get paid before it’s too late.
This chart below shows the importance of early action when MEDiCAL AND
recovery rates are best. And that translates into increased cash DENTAL SERviCES
flow for your business. Whether you run a large
medical practice or you’re
Projected Decrease in Recoverability a single practitioner, cash
100 flow is negatively affected
90 by slow-paying patients and
5% unresolved insurance claims.
80
The power of GreenFlag’s
70
26% third party intervention gets
60 your bottom line back on
35%
50 track quickly.
40
30
70%
20
Transworld Typical Agency
10
90%
0
1 Month 3 Months 4 Months 6 Months 12 Months
(Based on U.S. Department of Commerce
study of depreciation of accounts held in-house)
Medical and Dental Services
Unresolved Claims
You get swifter, more accurate resolution on insurance claims because
GreenFlag gets accounts re-prioritized and moved from the clerk’s desk
into the hands of a supervisor.
Slow Self-Paying Patients
Patients feel comfortable returning to you for medical care after
responding to our diplomatic third party intervention.
“GreenFlag has collected more than $600,000 for our office in delinquent insurance claims.
The collection cost was a mere 1.1%! We’re now also using GreenFlag on our private
pay accounts and getting 50% recovery at 2% collection cost!”
— Ruby Dust, Administrator Surgery, Inc. in Tulsa, Oklahoma

6. NATiONAL STATiSTiCS PROvE iT
According to the
American Collectors
Association, the average
collection agency collects
less than 14% of all debts GreenFlag
Recovered 56%
assigned at an average cost of (Company Average)
33 cents per dollar collected.
GreenFlag Cost
less than 4¢ per Dollar
Recovered
Our clients experience a (Company Average)
56% recovery rate at an
approximate cost of less than
4 cents per dollar recovered.
Average Agency
Collected 14%
(ACA Average)
Average Agency
Cost 33¢ per Dollar
(ACA Average)
“As a national direct marketer, we face some very unique challenges
in the area of collections. Transworld not only helped us meet these challenges
but helped us exceed our goals in a very cost-effective manner.”
— Tom Miglino, vice President, American Mint

7. PROvE iT TO yOURSELF
More than 60,000 companies nationwide have compared their traditional collection agency to
GreenFlag Profit Recovery by Transworld Systems and decided to switch to the best accounts
receivable solution available.
GreenFlag Profit Recovery
Services Offered Percentage Agency
by Transworld Systems
14% average according to
Recovery Rate 56% -- highest in industry (average)
American Collectors Assn.
Cost to Collect Accounts Less than 4% (average) 33% (average)
Increases Cash Flow Yes, money paid directly to you Money held up to 60 days
Stay in Control via Website Yes ?
Industry Leader Since 1970 Yes ?
Personal Rep on your Account Yes ?
“Real Time” Reporting 24/7 Yes, via user-friendly website ?
Archived Records Yes, via user-friendly website ?
“Thank You” Letter available Yes ?
Hold Harmless Agreement Yes ?
Reduces Internal Costs up to 70% Yes ?
Nationwide Coverage -120 offices Yes ?
Licensed, bonded and insured to collect in all states Yes ?
CONvENiENCE COUNTS
GreenFlag offers you two ways to transmit debtors:
interactive Web Site Account Management interface
Clients can submit accounts Allows clients to easily and quickly
via our secure web site. transfer groups of accounts via the web.
“...a long term proven record of being able to deliver twice the normal
recovery rate at a fraction of the normal cost.”
— Shearson Lehman

8. Contact us today to discover the benefits
of GreenFlag Profit Recovery.
2235 Mercury Way | Suite 275 | Santa Rosa, CA 95407
www.transworldsystems.com
©2007 Transworld Systems inc. (Rev 03/07) All rights reserved. The Transworld Systems and GreenFlag logos are registered service marks of Transworld Systems inc. NyC License No. 1155022