1. This Proposal Includes:
Voluntary Employee Benefit Solutions
Compensation Opportunities
The Premier Solutions Advantage
Presented by: Mike & TJ Trent | 913-905.2184
www.premiersolutionsintl.com

2. About Us….
At Premier Solutions International, we are dedicated to developing relationships and strategic
partnerships with insurance professionals. We believe that trust is built by conducting business
with integrity and adhering to high standards of benefit and product excellence.
Premier Solutions International specializes in bringing
simple, valuable benefits and new product lines to
the marketplace. Whether you are a large broker,
medium sized firm, or an independent agent, our
solutions bring value to your clients, their employees,
and your BOTTOM LINE.
This portfolio outlines current market trends, the
benefits available to your clients, and the partnership
options with associated compensation plans payable
to you. If you have further questions about our benefit
options or the compensation opportunities we provide,
please contact us.
What Brokers, Companies, and
Members are Saying About Us….
We have specialized in employee benefits for over
20 years. We know there are numerous programs
an employer can offer, but most involve pure insur- “I never imagined I would be a victim
ance. This is new; this is different and that's what of IDT. It was devastating to keep get-
employers like. The Identity Theft program provides ting all the bills in the mail. I felt so vio-
protection against a new enemy whereas the Legal lated. My credit was ruined. Kroll’s
Plan offers protection, prevention AND an incredibly investigators went to work on my be-
useful service. If this isn't the fastest growing half to clear my name and even as-
employee benefit in the U.S. today, it will be very, sisted FL police in finding the ID thief. I
very soon,. We want to be leading the charge. will not be without these services.”
Member
Employee Benefits Broker Johnson City, TN
Kansas City, KS
Because of the economy, we have to teach our employees to be part
of the bottom line. We are looking for cost effective and value-added
benefits for our employees. These services are affordable and they
bring great value to our employees.
Director of Human Resources
Denver, CO
www.premiersolutionsintl.com

3. Diversify and Drive Revenue
Five great reasons to align with Premier Solutions International.
1. Add another revenue stream
Upfront or as-earned commissions
Average commission is $120+ per life
Commissions paid daily
Residual income paid for the life of the account
2. Offer product line in high demand (group legal care & identity theft)
Average participation rate is 60 – 70%
Average retention rate is 75%
Legal plan usage increased 67% in 2008
30% of Fortune 500 companies currently offer a group legal plan
What the insurance industry is saying about this product line...
Voluntary Benefits
Demand is Rising Competition is Increasing
Are Increasing
Legal services have been ―Brokers who maintain tradi- Cost-conscious employers are
one of the fastest growing tional offerings could experi- passing along benefit costs to
voluntary benefits, grow- ence up to 25% losses in reve- employees. At the same time,
ing an average of more nue, progressively over the they are choosing to offer
than 20% annually for the next 5 years.‖ value-added benefits that help
past several years. employees address personal
needs and objectives.
SHRM Benefits Selling Employee Benefit News
3. Work with a national account expert
Dedicated corporate team
National enrollment team
“We feel that the legal services and
Customized benefits communication and enroll-
identity theft coverage are some-
ment services
thing that we can truly integrate into
our existing book of business. We
4. Save yourself and your clients’ valuable time with have lost about 20% of our income
our proven service due to changes in health insurance.
Hassle-free enrollments We are looking to make that up with
Electronic enrollment available for larger companies identity theft and group legal.”
No claims forms or underwriting
Customized roll-out process A Small Employee Benefits Company
Denver, CO
5. Another reason to touch your clients
If you don’t offer these benefits to your clients, someone else will
Administer these easy-to-enroll benefits off cycle to strengthen client relationships
www.premiersolutionsintl.com

4. THE SOLUTION SIMPLE, VOLUNTARY & COST EFFECTIVE BENEFITS
WHAT COMPANIES PREMIER SOLUTIONS
ARE ASKING FOR DELIVERS
Value-added, Life Events Legal Plan
Legal Shield
voluntary benefits Identity Theft Shield
Safeguard for Minors
Life Events Legal Plan & Legal Shield $15.95 / month
Affordable pricing Identity Theft Shield & Safeguard for Minors $13.95 / month
Combined coverage – legal & identity theft $26.90 / month
Hassle-free administration Easy enrollment
Choice of payment options, including payroll deduction
for no extra cost
TYPES OF IDENTITY THEFT
Driver’s Social Medical Character/ Financial
License Security Criminal
Best Solution We recently asked our network of
Monitoring attorneys the most common issues
Restoration employees are facing now:
Access to Legal Counsel
Mortgage consultation, such as loan
Consultation Trial modification, foreclosure & refinancing
Credit and asset protection
Credit card liability resolution
How to return items (such as automo-
biles) and end associated loans
Landlord/tenant issues
Bankruptcies—chapter 7, 11 & 13
Child support payment enforcement
Lawsuits filed by aggressive collection
agencies
www.premiersolutionsintl.com

5. Standard Family Legal Plan
COVERS MEMBER, SPOUSE OR SIGNIFICANT OTHER, AND NEVER MARRIED DEPENDANT CHILDREN UP TO AGE 21
FEATURES BENEFITS SUMMARY
You can use these valuable benefits to consult with your Provider Law Firm
on any legal issue that might arise, such as:
Toll-free phone consultation Home purchases • Will preparation • Property disputes • Child Support • Divorce •
Visitation rights • Credit matters • Bankruptcy• IRS audits • Insurance claims • Civil
rights • Lease agreements • Tax shelters • Guardianship • Consumer rights • DUI
. . . and much more!
A phone call or letter on an attorney’s letterhead can help you get the
Phone calls made & letters results you need and keep you on the job – physically and mentally.
written on your behalf
Ideal for:
Unlimited number of issues
Faulty home or auto repairs • Incorrect credit reports • Property disputes
. . . and much more!
Your Provider Law Firm will review an unlimited number of documents up to
ten (10) pages each.
Ideal for:
Contract & document review
Sales agreements • Purchase agreements • Lease agreements • Real estate
agreements • Auto loan contracts • Insurance contracts
. . .and much more!
Additional Legal Benefits Health Care Power of Attorney • Living Will • Standard Will preparation
Representation for Moving Traffic Violations or speeding tickets •
Motor Vehicle Benefits Representation for criminal charges • Drivers License reinstatement an
personal injury/property damage collection of $2,000 or less
Up to 300 hours of covered trial defense hours for civil and job-related
Trial Defense Benefits criminal suits for member and spouse
IRS Audit Benefits Up to 50 hours of your Provider Law Firm’s time for an IRS audit
25% Discount off Provider Law Firm’s standard hourly rate (and referral at-
Preferred Member Discount torney’s rate) for any legal matter not otherwise covered
Call your attorney 24/7 if . . .
24 Hour Legal Shield . . . you are arrested or detained . . . you are seriously injured
. . the state tries to take your child . . . you are served with a warrant
This document is provided as a brief summary of coverage and highlights the benefits and usages of each covered area. It is not intended to be a complete
description on the benefit plan. After you become covered, you will be issued an evidence of coverage agreement describing your coverage in greater detail.
The evidence of coverage will be governed by the exact scope, terms and conditions of coverage.
www.premiersolutionsintl.com

6. Identity Theft Shield
COVERS EMPLOYEE, SPOUSE OR SIGNIFICANT OTHER
FEATURES BENEFITS SUMMARY
Evaluate their current credit standing with:
Complimentary, up-to-date credit report through Experian
Credit Report A personal credit score calculation by an independent scoring service
A detailed analysis of their personal credit score
Suspicious activity will be brought to their attention, providing them
with early detection. They will receive prompt notice if the credit re-
pository is notified by Experian** if:
Continuous Credit Monitoring New accounts have been opened in their name
IDTS – 1 Bureau Derogatory notations have been added to their credit report
Public records have been added to their report
** IDTS Gold – 3 Bureau
Inquires have been made against their report
A change of address has been requested
** 3 Bureau monitoring from Experian, TransUnion, and Equifax
Identity theft can be devastating, and the process of restoring their
name can be overwhelming and costly. They need more than "do it
yourself' information when it happens to them. With the Identity Theft
Shield licensed investigators and trained experts will take the steps to
restore their name and credit for them!
Help reduce their out –of- pocket expenses and time spent away from work with
valuable services from detection to resolution.
Fraud alert notifications will be sent on member’s behalf and applicable follow up
will be made with affected agencies and institutions.
Identity Restoration
Proactive searches of applicable local and national databases will
be made on member’s behalf to look for information the member or
spouse may not be aware of, including criminal activity. Searches will
include county records and certain federal watch lists, Department of
Motor Vehicle records in member’s state, unknown addresses affili-
ated with members or spouses name, and banking activity in mem-
bers name reported as fraudulent.
Education: provides material on credit education and advice on
best practices for the use of the child’s Social Security Number
Detection: the child’s credit will be monitored
Safeguard for Minors Consultation: licensed private investigators address any questions
regarding child identity theft
Restoration: Licensed investigators take immediate action to correct
any damages caused by identity theft.
This document is provided as a brief summary of coverage and highlights the benefits and usages of each covered area. It is not intended to be a complete
description on the benefit plan. After the employee becomes covered, they will be issued a membership guide describing their coverage in greater detail. The
evidence of coverage will be governed by the exact scope, terms and conditions of coverage.
www.premiersolutionsintl.com

7. Benefits Providers
Life Events Legal Plan and Legal Shield Identity Theft Shield and Safeguard for Minors
Pre-Paid Legal Services, Inc. (NYSE PPD) Kroll Worldwide, subsidiary Marsh McLennan (NYSE MMC)
Headquarters: Ada, OK Headquarters: New York, NY
Coverage: US and Canada Operations: 60 cities in US and abroad
Pre-Paid Legal Services, Inc.
Founded by Harland Stonecipher in 1972
Corporate office located in Ada, OK
Ranked as one of Forbes’ 200 Best Small
Companies, 7 of the last 10 years
Named one of the 100 best companies in
America by DeMarche
Over 1.5 million members in North America
Over 35,000 companies offering these prod-
ucts as an employee benefit
National network of professional law firms
who were paid over $100 million in 2008
Advisory council includes Grant Woods, for-
mer Arizona Attorney General; Mike Moore,
former Mississippi Attorney General; Duke
Ligon, former Sr. VP of Devon Energy Corp.;
and Andrew Miller, former Virginia Attorney General.
Kroll Worldwide
Founded in 1972 by Jules Kroll
World’s leading risk consulting company
Operates in 65 cities and 33 countries with over
3,800 employees
Serves global clientele of law firms, financial in-
stitutions, corporations, non-profits, government
agencies, high net-
worth individuals,
entertainers, and Together, these 2 services attack
the pain an identity theft victim
celebrities
experiences.
Some notable
cases include “This partnership makes Pre-Paid
Enron restructur- Legal the 800 pound Gorilla in
ing, Sears Tower the room on identity theft.”
security, Sudan bombing investigation, and discov- - The Silent Crime, 2007
ery of Saddam Hussein’s financial network
www.premiersolutionsintl.com

8. Compensation Opportunities OUR BENEFITS WORK FOR YOU
Three Proposed Business Models
Model 1: BCA Model 2: General Agent Model 3: Business Partner
Business Consulting Agreement 48% base commissions 8% - 48%
16% (referral fee) Opportunities for bonus commissions Opportunities for bonus commissions
MODEL 1: BCA Referral fee is 16% of the annualized premium
With the BCA, you and your team will introduce your clients to our employee benefit specialists.
We will work on your behalf to explain our benefits to decision makers, conduct all enrollments,
complete paperwork, re-service the account, and other necessary paperwork to offer your clients
excellent service.
16% of the annual premium of a $25.90 combo group plan is $49.81.
The 12 month amortization of this commission is $4.15 / month.
100 members x $49.81 = $4,981 / year or $415 / month
MODEL 2: General Agent 48% of the annualized premium, with the potential of over 64%
To become a General Agent, option you must meet certain requirements. This option allows a
base compensation rate of 48% of the annualized premium and allows you to take advantage of
bonus commissions. As a General Agent, you will comply with state license requirements and cer-
tifications, if applicable. You and your agents are responsible for all aspects of the enrollment—
from the decision maker meeting to the re-servicing of the account. However, we provide train-
ing and support as needed!
$310.80 x 48% = $149 per standard combo; $310.89 x 58.5% = $181 per standard combo
$149 x 50 standard combo plans = $7,450 at base commission, level 5
$181 x 50 standard combo plans = $9,091 at bonus level 1 commission
MODEL 3: Business Partner 8% - 48% of the annualized premium, with the potential of over 64%
The Business Partner option offers more lucrative compensation and allows you to take advantage
of bonus commissions. As a Business Partner, you will comply with state license requirements and
certifications, if applicable. You and your agents are responsible for all aspects of the enroll-
ment—from the decision maker meeting to the re-servicing of the account. However, we provide
training and support as needed!
Policy Rates Business Partner Model
Policy Monthly Annualized Number of %
Premium Premium Level
Memberships Commission
Standard Legal Plan $17.00 $204.00 Level 1 0—24 8%
Expanded Legal Plan $26.00 $312.00 Level 2 25—49 16%
ID Theft ($9.95 with legal plan) $12.95 $155.40 Level 3 50—99 32%
Standard Combo (group rate) * $25.90 $310.80 Level 4 100—249 40%
Standard Combo (legal and IDT) $26.95 $323.40 Level 5 250 + 48%
Expanded Combo (legal and IDT) $35.95 $431.40
* Most requested price point
www.premiersolutionsintl.com

9. RENEWAL COMMISSIONS
Model #1 BCA
Renewal commissions are fixed at 1% of the annualized premium. Renewal commissions under
this model do not depend on persistency rates. Renewals are paid as-earned for the life of the
policy.
Model #2 Business Partnership / General Agent
First year commissions are the commissions earned for the first twelve months of the policy. Re-
newal commissions are earned in all months thereafter. Renewals vary depending on the
commission level achieved and the persistency level of all policies sold in a given calendar
month. The persistency of the policies will be calculated by dividing the active policies for a
given production month by the total number of policies originally produced during that month.
Persistency will be determined at the end of the fifteenth month for each production month
and will thereafter remain fixed for the remaining life of that month’s policies.
RENEWAL COMMISSIONS
Persistency < 38 38-74 75-99 100-124 125-149 150 +
level Lives Lives Lives Lives Lives Lives
Up to 55% 3.02% 3.67% 3.81% 3.91% 3.99% 4.03%
56% – 65% 6.04% 7.34% 7.63% 7.83% 7.99% 8.07%
66% - 75% 9.05% 11.02% 11.44% 11.74% 11.98% 12.10%
76% – 85% 12.07% 14.69% 15.25% 15.65% 15.98% 16.14%
Above 85% 15.09% 18.36% 19.06% 19.57% 19.97% 20.17%
www.premiersolutionsintl.com

10. PREMIER SOLUTIONS SY STEM FOR SUCCESS
SYSTEM
BROCHURES
MAIL STUFFERS & COLLATERAL
CUSTOMIZED ROLLOUT SYSTEM EMAIL COMMUNICATION EASY ENROLLMENT
On-Site Enrollments
WEBINARS
IDENTITY THEFT SEMINARS
LUNCH & LEARN OPPOR-
TUNITIES FOR TOP CLIENTS
AND PROSPECTS
www.premiersolutionsintl.com