The research report presents a comprehensive study of portfolio management within Kotak Life Insurance, focusing on risk minimization, capital appreciation, and performance analysis of various mutual funds. It highlights the findings that equity-based portfolios generally show negative utility while the Kotak Dynamic Floor Fund delivered a return of 11.32% in the past year. Recommendations emphasize the importance of diversification and analytical approaches in investment strategy for better returns.

1. A RESEARCH REPORT PRESENTATION ON“PORTFOLIO MANAGEMENT OF KOTAK LIFE INSURENCE”By:AMIT KUMAR PANDEYContact:+91-9560337610Email: amitpandey900@gmail.comUNITED INSTITUTE OF MANAGEMENT, GREATER NOIDA

2. INTRODUCTIONPortfolio management is all about strengths, weaknesses, opportunities and threats in the choice of debt vs. equity, domestic vs. international, growth vs. safety, and many other tradeoffs encountered in the attempt to maximize return at a given appetite for risk.

3. Portfolio Management is the management of selected groupings of investments using integrated strategic planning, integrated architectures, and measures of performance, risk management techniques, transition plans, and portfolio investment strategies. In an ideal world the portfolio should be inclusive of all investments: people, processes and technology.INTRODUCTIONCreation of a portfolio helps to reduce risk, without sacrificing returns.

4. Portfolio management deals with the analysis of individual securities as well as with the theory and practice of optimally combining securities into portfolios.

5. An investor who understands the fundamental principles and analytical aspects of portfolio management has a better chance of success. OBJECTIVES & SCOPE OF STUDYThe study was conducted to understand each and every aspect of portfolio and to analyze the equity performance. The main objective of the present study is to accomplish the following objective. Risk minimization.

6. Safeguarding capital.

7. Capital Appreciation.

8. To analyze the profitability

9. Choosing optimal mix of securities.

10. Keeping track on performance.

11. To analyze the risk-return trade-off of the various investment plan.

12. Understanding the theories and concepts related to portfolio management.RESEARCH METHODOLOGYResearch methodology may be treated as the heart of the project without a proper and well organized research plan it is impossible to complete the project and draw conclusions and get results.RESEARCH OBJECTIVE: To compare performance of different mutual funds in last one year.

13. To compare the return of a portfolio using different investment ways.

14. To develop a new investment way in mutual funds.