The document summarizes a project report on investors' perceptions toward the insurance sector, with a focus on Money Matter Inc. Key findings include: 1. Most investors prefer insurance as an investment alternative followed by fixed deposits, mutual funds, and real estate. Safety is the most important factor. 2. Important considerations for life insurance include the company's image, premium rates, and safety of funds rather than brand name. 3. Only 37% of respondents currently invest through Money Matter Inc. due to lack of awareness, but perceive the company as having good growth potential. The report provides recommendations to increase awareness and strengthen the distribution network.

1. Project on Industrial Training Presented by: Karan Deep Ghai Roll no. 94972238184 Presented to: Ms. CheenuGoel Faculty, PCTE

2. What is Insurance?

3. Nature of Insurance Risk sharing and risk transfer. Risk assessment in advance. Its not gambling or charity. Huge number of insured people. Assists in capital formation.

4. SEMANTICS Risk Policy Whole life policy Endowment policy Claim Reinsurance Premium Insurance penetration Insurance density Actuary

5. TYPES OF INSURANCE Life Insurance General Insurance a) Fire Insurance. b) Marine Insurance. c) Social Insurance & d) Miscellaneous Insurance. (Health insurance, Liability Insurance etc….)

6. HISTORY OF INSURANCE Insurance has existed for thousands of years. Great fire of London in 1666. Edward Lloyd. 1818, first insurance company in India. 1850, first general insurance company.

7. Insurance companies

8. Contd…

9. Introduction to Money Matter inc.

10. Company profile Founded by Mr. Prem Pal Sharma. Head office in Delhi 2008, came to Punjab.

12. Acquire and Transform

14. Focus on Customer, not product Not a Product Program, . . . instead a Customer Program Understand financial needs and key expectations Evaluating the customer as a whole, not just for a product Product features as designed for the specific segment Segment strategy for sales, operations, and collections. Financials and segment profitability

15. Management Team

16. Products This is basically a wealth Management unit deals in all the almost all investment option present in market. They give there services in Insurance Demat Account Mutual Funds Bonds Share Debenture Corporate FD’s & Corporate Loan. Gold

17. Organization Chart of the Training Unit

18. SWOT Analysis of Money Matter Inc.

19. Title A perceptual study on Investors Behaviour toward Insurance Sector with reference to Money Matter Inc. in Chandigarh

20. Introduction to the project The project has been carried out to understand the Perception of Investors towards Insurance Sector in terms of preference towards various Investment alternatives like Insurance , Mutual Fund , Fixed Deposit, Real Estate etc.

21. SCOPE OF THE STUDY The result of this research would help the company to have a better understanding about the Investor’s perception towards Insurance. The study helps the company by creating awareness about the Investors of different ages and income levels. The study also enables the company to focus the consumer’s preferences and expectations on the product which they offer. This study will help to create awareness about the Money Matter Incorporation.

22. Objectives of the study To study the important parameters that Investors think about before investing in Life Insurance Sector Policy. To study the Demographics of Consumers concerning the Insurance sector. To study the various Investment alternatives to Insurance being preferred by the Investors To find out the awareness of Money Matter Inc. among the Investors .

24. POPULATION

26. DATA SOURCE PRIMARY DATA A primary data is a data, which is collected for gathering information first time and to analyze the problem. SECONDARY DATA Secondary data consist of information that already exits somewhere, having been collected for some other purpose.

27. Method Of Data Collection PRIMARY DATA METHOD OF PRIMARY DATA COLLECTION The method followed in obtaining the primary data was through the structured questionnaire. SECONDARY DATA METHOD OF SECONDARY DATA COLLECTION: Journals and Magazines Internet

29. Figure 4.2 : Occupation N=100

30. Figure-4.3 : Estimated Annual Income Level N=100

31. Figure 4.4: Percentage of Income Invested N=100

32. Figure 4.5 : Ranking the Various Investment Alternatives available N=100

33. Table 4.6 : Preferences on various investment alternatives according to its importance

34. Figure 4.7 A) : Preferences on various investment alternatives according to its importance.

35. Figure 4.7. (B) Capital Growth as a factor considered while Investing.

36. Figure 4.7. (C) Liquidity as a factor considered while Investing

37. Figure 4.7. (D) Return as a factor considered while Investing

38. Figure 4.7. (E) Tax Benefit as a factor considered while Investing

39. Figure 4.7. (F) Company Profile & Brand Name as a factor considered while Investing. Company Profile & Image

40. Figure 4.8 : Number of People having Insurance Policy N=100

41. Figure 4.9 : Most preferable Insurance Company

42. Figure 4.10 Most Preferable Insurance Policy Plan

43. Figure 4.11 : Rank the various Parameters that Investors consider before taking Insurance Policy.

44. Figure 4.12: Investment through Money Matters Incorporation.

45. Figure 4.13 : Factors that makes to invest through Money Matters Inc.

47. Safety is considered as the most preferred investment alternative because investors are not willing to take more risk.

48. Company image and premium are the important factors considered before taking life insurance policy.

50. CONCLUSION