1) The document discusses factors that influence investors' choices in investment avenues. It analyzes how demographics, objectives, budgeting, returns, and advice impact decisions.
2) A survey of 110 investors found most were students under 35 with an income under Rs. 2 lakhs. Most sought long-term growth through stocks, real estate, insurance or savings.
3) The conclusion is investors across gender and age have similar preferences for safe assets like gold and real estate. Income levels influence choices for post office savings more than other avenues. Investors generally seek both short and long-term returns on capital.
A Study on Investment Pattern of Investors on Different ProductsProjects Kart
A study on investment pattern of investors on different products in India using the questionnaires to understand how salaried employees investment pattern and preferences towards different products. Read more on www.projectskart.com for information. An investment refers to the commitment of funds at present, in anticipation of some positive rate of return in future. Today the spectrum of investment is indeed wide. An investment is confronted with array of investment avenues. Among all investment, investment in equity is in best high proportion. This is because the history of stock market is booming and bursts overnight millionaires, an instant pauper.
A Study on Investment Pattern of Investors on Different ProductsProjects Kart
A study on investment pattern of investors on different products in India using the questionnaires to understand how salaried employees investment pattern and preferences towards different products. Read more on www.projectskart.com for information. An investment refers to the commitment of funds at present, in anticipation of some positive rate of return in future. Today the spectrum of investment is indeed wide. An investment is confronted with array of investment avenues. Among all investment, investment in equity is in best high proportion. This is because the history of stock market is booming and bursts overnight millionaires, an instant pauper.
4113151:SaroFinalAssignment-
Investing.docx
by Svetlana Saro
Submission date: 29-Jun-2019 06:00PM (UTC-0400)
Submission ID: 1147968142
File name: 6-d73b-4a7d-ad1c-f ac44aea1901_SaroFinalAssignment- Investing.docx (248.75K)
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4113151:SaroFinalAssignment-Investing.docxby Svetlana Saro4113151:SaroFinalAssignment-Investing.docxORIGINALITY REPORTPRIMARY SOURCES4113151:SaroFinalAssignment-Investing.docx
Investor
profile
questionnaire
Investor profile questionnaire
Find a suitable investment strategy
Your investing strategy should reflect the kind of investor you are—your personal investor profile. This quiz will help you
determine your profile and then match it to an investment strategy that’s designed for investors like you.
The quiz measures two key factors:
YOUR TIME HORIZON
When will you begin withdrawing money from your account and at what rate? If it’s many years away, there may be
more time to weather the market’s inevitable ups and downs and you may be comfortable with a portfolio that has a
greater potential for appreciation and a higher level of risk.
YOUR RISK TOLERANCE
How do you feel about risk? Some investments fluctuate more dramatically in value than others but may have the
potential for higher returns. It’s important to select investments that fit within your level of tolerance for this risk
How to make your choice
Your time horizon
Your risk .
An investor has different investment avenues to park his/her hard earned savings. Investment is the current commitment of money or other resources in the expectation of repairing future benefit. Investment is an economic action. This involves creation of assts or exchange of assets with profit motive. This survey analyse the investors favourite investments avenues and also analyse the before making investment decisions. Because sometimes fear and greed while making investment decisions play a vital role while making their investment decisions. The survey has been conducted among 350 investors in different parts of Salem. The collected data have been analysed with the help of chi-square test and percentages.
The Influential Investor. How UHNW and HNW investor behaviour is redefining p...Scorpio Partnership
The Influential Investor examines the forces that will shape the future of the wealth and investment management industry over the next ten years. The paper delves into the factors that influence UHNW investor behaviour and the ways investors are rethinking their goals for the future. Scorpio Partnership worked alongside the Economist Intelligence Unit and TNS as the recognised specialist on HNW insight
A STUDY ON INVESTOR PERCEPTION TOWARDS MUTUAL FUNDS WITH RESPECT TO AGARTALA,...Koushik Sarkar
The study is to track out the investors’ preferences, priorities and their awareness towards different mutual fund schemes. Keeping in view the various constraints the scope of the study is limited only to the investors residing in Agartala, Tripura. Data for the study is collected from a sample of 100 investors by using Convenience sampling.
Attitude of investors towards post office savingsNithya Ravi
Attitude of investors towards post office savings-by means of analysing Investor's level of awareness about various post office savings schemes, their Purpose of investing in post office,Problems faced by them and also impact of demographic factors on investor's behaviour towards various post office saving schemes.
How to Make a Field invisible in Odoo 17Celine George
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Dive into the world of AI! Experts Jon Hill and Tareq Monaur will guide you through AI's role in enhancing nonprofit websites and basic marketing strategies, making it easy to understand and apply.
Biological screening of herbal drugs: Introduction and Need for
Phyto-Pharmacological Screening, New Strategies for evaluating
Natural Products, In vitro evaluation techniques for Antioxidants, Antimicrobial and Anticancer drugs. In vivo evaluation techniques
for Anti-inflammatory, Antiulcer, Anticancer, Wound healing, Antidiabetic, Hepatoprotective, Cardio protective, Diuretics and
Antifertility, Toxicity studies as per OECD guidelines
Macroeconomics- Movie Location
This will be used as part of your Personal Professional Portfolio once graded.
Objective:
Prepare a presentation or a paper using research, basic comparative analysis, data organization and application of economic information. You will make an informed assessment of an economic climate outside of the United States to accomplish an entertainment industry objective.
June 3, 2024 Anti-Semitism Letter Sent to MIT President Kornbluth and MIT Cor...Levi Shapiro
Letter from the Congress of the United States regarding Anti-Semitism sent June 3rd to MIT President Sally Kornbluth, MIT Corp Chair, Mark Gorenberg
Dear Dr. Kornbluth and Mr. Gorenberg,
The US House of Representatives is deeply concerned by ongoing and pervasive acts of antisemitic
harassment and intimidation at the Massachusetts Institute of Technology (MIT). Failing to act decisively to ensure a safe learning environment for all students would be a grave dereliction of your responsibilities as President of MIT and Chair of the MIT Corporation.
This Congress will not stand idly by and allow an environment hostile to Jewish students to persist. The House believes that your institution is in violation of Title VI of the Civil Rights Act, and the inability or
unwillingness to rectify this violation through action requires accountability.
Postsecondary education is a unique opportunity for students to learn and have their ideas and beliefs challenged. However, universities receiving hundreds of millions of federal funds annually have denied
students that opportunity and have been hijacked to become venues for the promotion of terrorism, antisemitic harassment and intimidation, unlawful encampments, and in some cases, assaults and riots.
The House of Representatives will not countenance the use of federal funds to indoctrinate students into hateful, antisemitic, anti-American supporters of terrorism. Investigations into campus antisemitism by the Committee on Education and the Workforce and the Committee on Ways and Means have been expanded into a Congress-wide probe across all relevant jurisdictions to address this national crisis. The undersigned Committees will conduct oversight into the use of federal funds at MIT and its learning environment under authorities granted to each Committee.
• The Committee on Education and the Workforce has been investigating your institution since December 7, 2023. The Committee has broad jurisdiction over postsecondary education, including its compliance with Title VI of the Civil Rights Act, campus safety concerns over disruptions to the learning environment, and the awarding of federal student aid under the Higher Education Act.
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Embracing GenAI - A Strategic ImperativePeter Windle
Artificial Intelligence (AI) technologies such as Generative AI, Image Generators and Large Language Models have had a dramatic impact on teaching, learning and assessment over the past 18 months. The most immediate threat AI posed was to Academic Integrity with Higher Education Institutes (HEIs) focusing their efforts on combating the use of GenAI in assessment. Guidelines were developed for staff and students, policies put in place too. Innovative educators have forged paths in the use of Generative AI for teaching, learning and assessments leading to pockets of transformation springing up across HEIs, often with little or no top-down guidance, support or direction.
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2. investing in various types of assets is an interesting activity that attracts
people from all walks of life with respect to their occupation, economic
status, education and family background. When a person has more
money than he requires for current consumption, he would be coined as
potential investor. The investor who is having extra cash could invest it
insecurities or in any other assets like gold or real estate or could simply
deposit it in his bank account . At present, a wide variety of investment
avenues are open to the investors to suit their needs and nature.
Knowledge about the different avenues enables the investors to choose
investment intelligently. The required level of return and the risk tolerance
decide the choice of the investor. The investment alternatives range from
national savings certificates, provident fund, mutual fund schemes,
insurance schemes, chits, bank fixed deposits, com
3. Rastogi 2015
analyzed behavioural feature in the investment choice making method.
Behavioural finance provides solution to many problems until now not answered
suitably by the usual finance theory. The study concluded that behavioural biases
not affected by the combined categories of gender and occupation.
Kumar 2015
carried out research to find what plays a vital role in the minds of the investors
before decided on investment. The nine factors namely security, risk tolerance,
lucrative return, investment duration, periodic return, share preference, long-term
investment, futuristic return and investment dynamics influenced the investors
perception the author conclude that investors compared their returns and calculate
the inverse proportionality between time and the return. Among these factors, the
futuristic goals of equity investors are very considered as a factor important for
estimating their level of satisfaction.
REVIEW OF LITERATURE
4. in order to know the investors. perception towards various investment avenues the
following objectives were framed.
1.To measure the impact of demographic factors on the investor’s choice of
investment.
2. To analyse the decision of the investors towards various investment avenues
across gender
3 To elucidate the factors that influences the investors preferential selection of
various investment options.
4 To estimate the perception of investors with regard to the dimensions of
investment like safety, liquidity and high returns.
OBJECTIVES OF THE STUDY
5. RESERCH METHODOLOGY
Both primary and secondary data were utilized for the
study. Primary data from the respondent investors was
collected through schedule method involving a structured
questionnaire and direct interview method.
The secondary data was collected from various books,
magazines, reports and research articles. With regard to
the sampling procedure, convenience sampling method
was used to collect the data from the identified
respondents
6. LIMITATIONS OF THE STUDY
1) The sample is only 110 and the opinions of the
respondents may not synchronize with the
opinions of the entire population.
2) The opinions / preference expressed investors
by the respondents’ investors are purely
personal and they are subjected to individual in
their nature
7. Findings
The age and income of investors plays major role for taking decision
towards the investment.
They also have less knowledge of managing their income and resources.
They are interested to take advice from the investment consultants and experts.
Persons give more attention towards security and safety while investing their
money.
They want to invest money in the schemes, which are safe and secure. Insurance is
one of the best options that provide security, sure return on investment and life
safety to the insurer.
8. AGE GROUP
BELOW 20 43
BETWEEN 20-30 48
BETWEEN 30-40 17
ABOVE 40 3
This chart 1 shows the maximum no of respondents is between 20-30 is 48 peoples
10. 25 28
48
9
SALARIED BUSINESS STUDENT RETIRED
occupation
Series 1
Series 1
Salaried 25
Business 28
Student 48
Retired 9
Occupation
This chart 1 shows the maximum no of respondents is students 48
numbers
11. Annual income
47
35
14
14
annual income
below 2 lakhs 2lakhs - 4 lakhs 4lakhs - 6 lakhs above 6 lakhs
annual income
below 2 lakhs 47
2lakhs - 4 lakhs 35
4lakhs - 6 lakhs 14
above 6 lakhs 14
This chart 1 shows the maximum no of respondents is below 2 lakhs 47 peoples
12. 1) do you invest you money in share market
Series 1
Yes 70
No 40
70
40
0 20 40 60 80
YES
NO
Series 1
The chart 1 shows the no. of respondents is 70 of yes and
from no it show 40 respondents
13. 2) what are your objectives of your
saving
Series 1
children
education
17
retirement plan 20
home purchase 40
children marriage 33
17
20
40
33
CHILDREN
EDCATION
RETIREMENT
PLAN
HOME
PURCHASE
CHILDREN
MARRIAGE
Series 1
For the children we should to save 17 incomes for the equation purpose
For the retirement plan we should save 20 for the citizen plans
For the home purchase we should save 40 for build house to stay comfort
For the children marriage we should save 33 incomes for marriage celebration
14. 3) what is your investment
objective
Series 2
Income 27
growth and income 35
long term growth 30
short term growth 18
27
35
30
18
0 10 20 30 40
INCOME
GROWTH AND INCOME
LONG TERM GROWTH
SHORT TERM GROWTH
what is your investment
objective
This chart 3 shows the no of respondents is 27 of income and from
growth and income its shows 35 respondents it show 30
respondents and the
long term growth at last about short term growth is 18 respondents
15. 4) do you have formal budget from
family
Series 1
Yes 76
No 34
76
34
0
10
20
30
40
50
60
70
80
yes no
do you have formal budget for family
Series 1 Column2 Column1
The chart 4 shows the no. of respondents is 76 of yes and
from no it show 34 respondents
16. 5) what percentage of your income
do you invest
0-15% 15
15-30% 26
30-50% 69
This chart 5 shows the maximum no of respondents is 15 of
0-15% and from 15-30% it shows 26 respondents at last 30-
50% is 69 respondents
17. Short term 21
Medium term 51
Long term 38
6) what is your time period for invest
21
51
38
what is your time period for invest
short term medium term long term
This chart 6 shows the maximum no of respondents is 21 of short term and from
medium term it shows 51 respondents at last long term is 38 respondents
18. Series 1
Yes 76
No 34
7)have you invested your savings so far
76
34
0 20 40 60 80
YES
NO
have you invested
your savings so far
Series 1
This chart 7 shows the maximum no of respondents is 76 of YES and at last NO
is 34 respondents
19. Sales
magazines & newspaper 29
local brokers 25
charted accountants 19
family & friends 37
8)whose advice do you seek on your investment decisions
29
25
19
37
Whose advice do your seek on your investment
decisions
magazines & newspaper local brokers charted accountants family & friends
This chart 8 shows the maximum no of respondents is 29 of magazines and
newspapers and from local brokers it shows 25 respondents and from charted
accountants it shows 19 respondents last family & friends is 37 respondents
20. Steadily 41
At an average
rate
46
Fast 23
9)at which rate do you want your investment to grow
41
46
23
0
5
10
15
20
25
30
35
40
45
50
steadily at an average rate fast
9)at which rate do you want your
investment to grow
Series 2
This chart 9 shows the maximum no of respondents is 41 of steadily and from at an
average rate it shows 46 respondents at last fast is 23 respondents
21. Series 1
safety of principal 11
low risk 34
high returns 37
maturity period 28
10) what factor do you consider before investment
11
34
37
28
0 5 10 15 20 25 30 35 40
safety of principal
low risk
high returns
maturiy period
what factor do your consider before
investment
Series 1
This chart 10 shows the maximum no of respondents is 11 of safety of principal and from
low risk it shows 34 respondents and from high returns it shows 37 respondents last
maturity period is 28 respondents
22. CONCLUSION
it can be concluded that the investors preferential choices on investment
avenues are same across their gender and the decision-making process on
various investment avenues are same on the investment aspects like
gold. The preferential choices across the age group of the investors are same
towards the avenues like Real estate and insurance sectors and they differ in the
aspects like stock markets, gold, bank savings and post office savings. The
present study further concludes that the perception of order of investments
among the investors is different towards post office savings among the
various income group levels of the investors. Finally, the study concludes that
investments by the investors towards various investment avenues were done
with the expectation of capital appreciation and earnings comprising both
short term and long-term periods.