This document summarizes information about mutual funds in India, including how they work, the types of mutual fund schemes, the history of the Indian mutual fund industry, and SBI Mutual Fund products. It also describes a research study on awareness and preferences of mutual funds among entrepreneurs in Chandigarh, including key findings such as most entrepreneurs being aware of but not invested in mutual funds, with fixed deposits and real estate being more common investments. The document provides figures and analyses results of the study.

1. PROJECT ON INDUSTRIAL TRAINING

2. A mutual fund is an institution that invests the pooled funds of public to create a diversified portfolio of securities.Mutual fund cannot guarantee a fixed rate of return.It depends on the fund manager expertise knowledge.Mutual funds are governed by SEBI (Mutual Funds) regulations, 1996.Mutual funds

3. Working of Mutual Fund

4. Contd…Returns - Growth Or DividendYour SavingsAMC Investment in Securities - Bonds / EquityProfessional Fund Manager

5. ORGANISATION OF A MUTUAL FUND

6. By StructureOpen endedClose endedIntervalBy InvestmentGrowthIncomeBalanceMoney MarketTYPES OF MUTUAL FUND SCHEMES

7. OthersSpecialTax savingIndexSector specificContd…

8. Phase 1— July 1964 to November 1987Phase 1— November 1987- October 1993Phase 3-- October 1993- February 2003 Phase 4-- since February 2003History of Indian mutual fund industry

9. A partner for lifeProven Skills in wealth generationExploiting expertise, compounding growthFund house expertiseResearch - the backbone of PerformanceSTATE BANK OF INDIA - MUTUAL FUND

10. AWARDS AND ACHIEVEMENTS

11. Contd…

12. EQUITY SCHEMESDEBT SCHEMESBALANCED SCHEMESSBI- MUTUAL FUND PRODUCTS

13. StrengthsBrand NameWide distribution NetworkGovernment OwnedDiversified PortfolioWeaknesses:Minor HindrancesHierarchical managementLags ModernizationSWOT Analysis

14. OpportunitiesMerger of Associate Banks with SBIOpportunities for Public Sector BanksNew Branches and ATMsExpansion on Foreign SoilThreatsAdvent of MNC BanksCRMPrivate Banks Venturing into the RuralEmployee StrikeContd…

15. TITLEAwareness and Preference of Mutual Fund among Entrepreneurs in Chandigarh

16. To know why Entrepreneurs invest or do not invest in Mutual Funds.To find out the preference towards investment option by entrepreneurs.To find out the preference towards portfolios.Objectives

17. Research DesignDescriptive.Data CollectionPrimary SourceSecondary SourceSampling TechniqueConvenienceSnow ballResearch Methodology

18. Sample UnitSince the study is restricted only to Chandigarh hence the sampling unit is all the Entrepreneurs in Chandigarh whether they invest or not invest in mutual fund.Sample Size100Contd…

19. Data Analysis and Interpretation

20. figure 4.1: Estimated Annual Net Worth of concerned Business.

21. Figure 4.2 Awareness about Mutual Fund

22. Figure 4.3: Investment in Mutual Fund

23. Figure 4.4: Reasons for not investing in Mutual Fund

24. Figure 4.5: Other different investment options to Invest

25. Figure 4.6: Preference regarding future investment in Mutual Fund

26. Figure 4.7: Preferred AMC for Investment

27. Figure 4.8: Source of Information about Mutual Fund

28. Figure 4.9: Factors considered while investing

29. Figure 4.10: Channels preferred for Investment

30. Figure 4.11: Preferred Portfolios for investment

31. Figure 4.12: Preferred option for getting return

32. Figure 4.13: Type of Mutual Fund Investment preferred

33. Figure 4.14: Future Preferences regarding SBI MF

34. 88 respondents were aware of the mutual fund and out of those 67 respondents were investing in mutual fund.Those who were not investing in mutual fund maximum of them were not aware about mutual fund schemes. Some of them thought that mutual provides low return and some had a bad experience of dealing with mutual fund.Maximum investment was made in Fixed Deposits, Real Estate and Insurance Sector by the respondents who were not interested in mutual fund.ICICI is considered as the preferred AMC to invest followed by SBI MF, RELIANCE, HDFC, KOTAK, UTI etc.Findings

35. Maximum respondents were getting information about mutual fund through Advertisement and Banks and they mostly prefer to invest through AMC and Banks.Almost half of the respondents preferred Balanced Portfolio. Equity is opted by those who take more risk and Debt is adopted by persons who want minimum risk.Maximum of respondents prefers Dividend Reinvestment option and Dividend Payout is given least preference.Systematic Investment Option is preferred over One Time Investment.Those who were not dealing in mutual funds would like to invest in mutual fund if better investment opportunity is provided to them.Contd…

36. There should be better marketing of mutual funds by specially targeting bank customers.New schemes should be introduced which focus on minimizing the risk, better rate of return, liquidity and profitability.Customer should be properly handled.Suggestions

37. Mostly entrepreneurs are getting information about mutual funds through advertisements and banks and they prefer to invest through banks and AMC. Mix of debt and equity is preferred and entrepreneurs prefer to invest through systematic investment plan rather than one time investment.Conclusion

38. Thank You