The document discusses how online payment channels like PayPal offer growth opportunities for small businesses in Singapore to reach international customers. It notes that in 2012, PayPal processed $145 billion in total payments, with cross-border trade accounting for 25% of that. One successful Singapore business highlighted is Manek-Manek Beads, which now generates 90% of its sales from overseas customers after starting to use e-commerce and PayPal last year. The general manager of PayPal Southeast Asia says Singaporean small businesses saw strong export growth in Asia Pacific markets in 2012 by offering competitive online products and services with PayPal's secure payment options.