2. Strategy, business segments
and products
Funding and capital base
Financial highlights
Ownership structure
Investor Presentation October 2013
3. Distinct strategy for each
business segment:
Increase profitability per client
in Corporate, through
increased cross-selling of
products;
Grow the number of clients in
the Midsized Business
segment.
Portfolio Mix: increase in
Midsized Business segment
participation.
Estratégia, segmentos e produtos
Focus on Companies
Banco ABC Brasil is a commercial bank, specializing in lending and services for mid-size to large companies.
Expanded Credit Portfolio*
* Includes Loans, Guarantees Issued and Corporate Securities portfolios
89%
87%
85%
84%
87% 86%
86%
87%
11%
11%
12%
14%
13%
14%
14%
13%
Dec/06 Dec/07 Dec/08 Dec/09 Dec/10 Dec/11 Dec/12 Jun/13
Corporate Middle Market Outros
11,762
8,651
6,660
5,227
3,045
CAGR = 30%
13,169
6.2%
(BRL million)
15,318
16,879
Strategy, business segments and products
Midsized Business
3
4. 734 701 726
535 541 534
23.4 24.0 25.8
329 341 362
536 790 886
Estratégia, segmentos e produtos
Corporate (annual revenues above BRL 400 million)
Strategy:
Grow the profitability per client, through
increasing cross-selling of products.
Products:
loans denominated in BRL and foreign
currencies
trade finance
underwriting and structuring advisory
services for capital markets
transactions
arrangement of syndicated loans in
Brazil and abroad
BNDES onlending transactions
M&A transactions
treasury products
Average Ticket
(BRL million)
Average Tenor
(days)
Total Number
of Clients
Clients with
Credit Exposure
Jun/12 Mar/13 Jun/13
Corporate Securities
(BRL million)
Loans and Guarantees Issued
(BRL million)
53% 53% 52%
22%
18% 18%
16%
19% 19%9%
10% 11%
Jun/12 Mar/13 Jun/13
South
Rio de Janeiro
São Paulo - Countryside
São Paulo - Capital
13,060 13,791 14,608
Strategy, business segments and products4
5. 1,154 1,357 1,337
949 1,007 1,024
2.0 2.0 2.2
212 241 265
Estratégia, segmentos e produtos
Midsized Business (annual revenues between BRL 30 and 400 million)
Strategy:
Grow the number
of clients, mainly
in new regions.
Average Ticket
(BRL million)
Average Tenor
(days)
Total Number
of Clients
Clients with
Credit Exposure
Jun/12 Mar/13 Jun/13
Loans and Guarantees Issued
(BRL million)
Mature
Business
Platforms
(> Efficiency)
SP1
SP2
SP3
PR
RS
5
Business
Platforms
In evolution
(+RMs)
(> Efficiency)
MG
RJ
SC
GO
MT
Campinas
Ribeirão Preto
7 41% 38% 36%
13% 14% 14%9% 8% 8%
27% 26% 27%
10% 14% 15%
Jun/12 Mar/13 Jun/13
Belo Horizonte
South
Rio de Janeiro
São Paulo - Countryside
São Paulo - Capital
1,878 2,029 2,271
Strategy, business segments and products5
6. Strategy, business segments and products
Funding and capital base
Financial highlights
Ownership structure
Investor Presentation October 2013
7. Funding & Ratings
Diversified funding with access to local and international sources
Jun/12 Sep/12 Dec/12 Mar/13 Jun/13 Investment Grade
Local
brAA+
Aa1.Br
AA
Global
BBB-
Baa3
BBB-
13% 13% 14% 14% 13%
5% 6% 7% 7% 7% Subordinated Debt
Shareholders' Equity
2,227 2,347 2,618 2,676 2,781
19% 18% 15% 15% 14% BNDES
2,279 2,165 1,854 1,856 1,886
12% 10% 8% 8% 10%
6% 8% 10% 13%
15% Notes, Deposits & Others
Trade Finance
2,140 2,226 2,186 2,611 3,390
9% 9% 9% 10% 9%
9% 9% 8% 8% 7%
11% 10% 10% 5% 4%
10% 9% 9%
9% 9%
6% 8% 10% 11% 12% Local Bonds (LFs)
Individual Investors
Financial Institutions
Institutional Investors
Corporate Investors
41%45% 45% 46% 43%
5,353 5,575 5,542 5,395 5,772
12,000 12,313 12,199 12,538 13,830 Total (BRL million)
Funding and capital base
International
Local
7
8. Assets & Liabilities by maturity
4,983
3,617
2,707
3,599
758 705
2,494
4,121
3,406
3,069
303
1,179
2,490
(504) (699)
530 455
(474)
1-30 days 31-180 days 181-360 days 1-3 years 4-5 years >5 years
Assets Liabilites Gap
(BRL million)
2,490 1,985
1,286
1,817 2,271 1,798
Accumulated Gap
Funding and capital base
(As of June, 2013)
8
9. Basel Index & Shareholders’ Equity
10.2% 10.9% 10.6% 10.8% 10.9%
4.0% 4.1% 5.3% 5.0% 5.4%
Jun/12 Sep/12 Dec/12 Mar/13 Jun/13
Tier II
Tier I (Core Capital)
14.2% 15.0% 15.9% 15.8% 16.3%
Capital Adequacy (BRL million) Jun/13 Mar/13
Chg 3M
(%) / p.p.
Jun/12
Chg 12M
(%) / p.p.
Capital 2,690.8 2,573.7 4.6% 2,180.8 23.4%
Mininum Capital Required 1,819.9 1,791.9 1.6% 1,687.7 7.8%
Capital Surplus 870.9 781.8 11.4% 493.0 76.6%
Basel Ratio 16.3% 15.8% 0.5 14.2% 2.1
Tier I (Core Capital) 10.9% 10.8% 0.1 10.2% 0.7
Tier II 5.4% 5.0% 0.4 4.0% 1.4
Funding and capital base
2,181 2,257
2,507 2,574 2,691
1,566 1,639 1,680 1,757 1,794
Patrimônio de Referência
Patrimônio Líquido
(R$ milhões)
Reference Equity
Shareholders’ Equity
9
10. Strategy, business segments and products
Funding and capital base
Financial highlights
Ownership structure
Investor Presentation October 2013
17. Strategy, business segments and products
Funding and capital base
Financial highlights
Ownership structure
Investor Presentation August 2013
18. Ownership Structure
ABC Brasil
58.5%
7.1%
34.4%
Total Capital
89.5%
10.5%
Voting Capital
59.4%
29.7%
10.9%
Arab Banking Corporation
(Parent Company)
International bank headquartered in Bahrain
Arab Banking Corporation
Local Management and Directors
Free-float
Central Bank of Libya
Kuwait Investment Authority
Free-float
(As of June, 2013)
Ownership structure
19. Controlling Shareholder
International bank headquartered in Bahrain
Listed on the Bahrain stock exchange
Total Assets: US$ 25.3 Bn
Shareholders’ Equity: US$ 3.8 Bn
BIS Ratio: 22.7%
Core capital (Tier I): 18.7%
Main Shareholders
Central Bank of Libya 59.4%
Kuwait Investment Authority 29.7%
Free-float 10.9%
Ownership structure19
23. Board of Directors
Members
Anwar Ali Al Mudhaf (Kuwaiti) ABC Brasil Chairman & Arab Banking
Corporation Board Member
Tito Enrique da Silva Neto (Brazilian) Vice Chairman & Former CEO of
Banco ABC Brasil
Roy Hannay Gardner (Scottish) Arab Banking Corporation Executive
Vernom Handley (British) Arab Banking Corporation Executive
Paul Henry Jennings* (British) Arab Banking Corporation Executive
Ricardo Alves Lima (Brazilian) Independent Member
Edgar Uchôa (Brazilian) Independent Member
* Waiting ratification by the Central Bank of Brazil.
Appendix23
(As of October, 2013)
26. Disclaimer
The following material, on this date, is a presentation containing general information about the Banco ABC Brasil S.A. We offer no guarantee and make no
declaration, implicitly or explicitly, as to the accuracy, completeness or scope of this information.
This presentation may include forward-looking statements of future events or results according to the regulations of the Brazilian and International securities
and exchange commissions. These statements are based on certain assumptions and analyses by the Company that reflect its experience, the economic
environment, future market conditions and expected events by the company, many of which are beyond the control of the Company. Important factors that
may lead to significant differences between the actual results and the statements of expectations about future events or results include the company’s business
strategy, Brazilian and International economic conditions, technology, financial strategy, financial market conditions, uncertainty regarding the results of its
future operations, plans, objectives, expectations and intentions, among others. Considering these factors, the actual results of the company may be
significantly different from those shown or implicit in the statement of expectations about future events or results.
The information and opinions contained in this presentation should not be understood as a recommendation to potential investors and no investment decision
is to be based on the veracity, current events or completeness of this information or these opinions. No advisors to the company or parties related to them or
their representatives should have any responsibility for any losses that may result from the use or contents of this presentation.
