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R O N N I E M I L L E R
Email: miller23r@gmail.com
487 Forrest Park Circle
Franklin, TN 37064
(901) 647-7260
Executive Management:
Unique leader with 20+ year record that include VP, Operations for back-office support departments and retail
branch operations, call center, and loan call center. Reposition departments and organization strategies that
improve customer service rating and increase revenue. Led various teams to help launched multiple successful
projects that improve efficiencies, increase sales and grew revenue.
E X P E R I E N C E:
SOUTHEAST FINANCIAL CREDIT UNION, Franklin, TN 2005 - Present
Vice President of Operations
My employment time with SFCU has amassed a record of strong and consistent production for 15 branches, Member Call
Center, and Loan Centers. Provided strategies that improve operations efficiencies and increase revenue.
• Implemented Sales & Service Initiative and Incentive Program to yield 6% growth the first full year, over 10%
increase the 2nd
year, and projected to grow closed loan sales by 15% current year.
• Successfully implemented web-based application for new accounts that help grow checking accounts by 16%.
• Successfully implemented web-based application for consumer and home-equity loans that assisting with loan growth
sales by 14% with year-to-date sales.
• Formulated the company last two years Strategic Business Plan and three year budget plans.
• Implemented multiple policies and procedures that improve efficiencies, reduce expenses, and increase revenue.
. Help to developed with Risk Management and Security Officer to implement Risk Management Policy and ISP
Program to reduce the organization risk appetite.
SUNTRUST BANK, Memphis, TN 2000 - 2005
Vice President of Operations
Recruited to use proven financial services experience, leadership skills, and banking industry knowledge to direct internal
effort to increase operational efficiency, reduce risk/write-offs, and increase profitability of this lending entity. Set-up
and managed an efficient/profitable client A/R servicing system.
• Provided department direction strategy with regards to:
- Information System Updates - Policy Updates - Adjustment Requirements
- Payment Processing - Service Accuracy - Client Services
• Worked closely with Department Heads and associated personnel to outline goals for their department or specific area
of responsibility.
• Created and implemented new work-flow system for e-Desk automated lock-box application.
• Implemented automated adjustment system for NCF Footprint.
RO N N I E M I L L E R
Resume Continued:
FIRST TENNESSEE BANK, Memphis, TN 1995 - 2000
Manager
Selected by upper management to strengthen overall departmental operations. Supervised a staff of forty eight and
worked continually to improve productivity of staff. Quickly established: servicing controls, new standards for
collection, and skill requirements for account research and credit analysis. Utilized professional communication skills as
well as proficiency in computer operations and to provide support in needed areas. Assisted in training all new
employees.
• Provided department direction strategy with regards to:
- Account Research - Credit Analysis - Collections / Account Delinquency
FLEET FINANCE, INC., Southaven, MS 1991 - 1995
Branch Manager
Controlled all aspects of lending operations. Continued the development of new residential conventional mortgage
products, effectively capturing consumer demand. Monitored branch productivity to keep cost of producing loans to a
minimum. Strategic business and market development by developing and managing relationships with referral sources
(real estate agents, finance companies, and bank loan officers) who can channela high volume of new customers.
Prior Position: Assistant Manager National Bank of Commerce
E D U C A T I O N:
STRAYER UNIVERSITY, Memphis, TN
M.B.A.
UNIVERSITY OF MISSISSIPPI, Oxford, MS
B.A. Business Administration / Marketing

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28012RM 1a041916

  • 1. R O N N I E M I L L E R Email: miller23r@gmail.com 487 Forrest Park Circle Franklin, TN 37064 (901) 647-7260 Executive Management: Unique leader with 20+ year record that include VP, Operations for back-office support departments and retail branch operations, call center, and loan call center. Reposition departments and organization strategies that improve customer service rating and increase revenue. Led various teams to help launched multiple successful projects that improve efficiencies, increase sales and grew revenue. E X P E R I E N C E: SOUTHEAST FINANCIAL CREDIT UNION, Franklin, TN 2005 - Present Vice President of Operations My employment time with SFCU has amassed a record of strong and consistent production for 15 branches, Member Call Center, and Loan Centers. Provided strategies that improve operations efficiencies and increase revenue. • Implemented Sales & Service Initiative and Incentive Program to yield 6% growth the first full year, over 10% increase the 2nd year, and projected to grow closed loan sales by 15% current year. • Successfully implemented web-based application for new accounts that help grow checking accounts by 16%. • Successfully implemented web-based application for consumer and home-equity loans that assisting with loan growth sales by 14% with year-to-date sales. • Formulated the company last two years Strategic Business Plan and three year budget plans. • Implemented multiple policies and procedures that improve efficiencies, reduce expenses, and increase revenue. . Help to developed with Risk Management and Security Officer to implement Risk Management Policy and ISP Program to reduce the organization risk appetite. SUNTRUST BANK, Memphis, TN 2000 - 2005 Vice President of Operations Recruited to use proven financial services experience, leadership skills, and banking industry knowledge to direct internal effort to increase operational efficiency, reduce risk/write-offs, and increase profitability of this lending entity. Set-up and managed an efficient/profitable client A/R servicing system. • Provided department direction strategy with regards to: - Information System Updates - Policy Updates - Adjustment Requirements - Payment Processing - Service Accuracy - Client Services • Worked closely with Department Heads and associated personnel to outline goals for their department or specific area of responsibility. • Created and implemented new work-flow system for e-Desk automated lock-box application. • Implemented automated adjustment system for NCF Footprint. RO N N I E M I L L E R Resume Continued: FIRST TENNESSEE BANK, Memphis, TN 1995 - 2000 Manager
  • 2. Selected by upper management to strengthen overall departmental operations. Supervised a staff of forty eight and worked continually to improve productivity of staff. Quickly established: servicing controls, new standards for collection, and skill requirements for account research and credit analysis. Utilized professional communication skills as well as proficiency in computer operations and to provide support in needed areas. Assisted in training all new employees. • Provided department direction strategy with regards to: - Account Research - Credit Analysis - Collections / Account Delinquency FLEET FINANCE, INC., Southaven, MS 1991 - 1995 Branch Manager Controlled all aspects of lending operations. Continued the development of new residential conventional mortgage products, effectively capturing consumer demand. Monitored branch productivity to keep cost of producing loans to a minimum. Strategic business and market development by developing and managing relationships with referral sources (real estate agents, finance companies, and bank loan officers) who can channela high volume of new customers. Prior Position: Assistant Manager National Bank of Commerce E D U C A T I O N: STRAYER UNIVERSITY, Memphis, TN M.B.A. UNIVERSITY OF MISSISSIPPI, Oxford, MS B.A. Business Administration / Marketing