People management training encourages you how to achieve results through other people. To get that going, we will enable you to create and enhance your initiative aptitudes. We will train you to oversee business activities, while driving people in the meantime. Indeed, as a chief, you are the association between senior or official management and work force, which means your demonstrations can influence the primary concern.
Audience:
People management training is a 3-day course designed for:
Managers
Supervisors
Project managers
Team managers
HR managers
Learn About:
The role of a supervisor or manager
Managing performance
Effective communication
Managing the performance conversation
Questioning skills
Delegating
Giving and receiving feedback
Managing according to the situation
For what reason Do You Need People Management Training?
Motivate and lead the people you depend on
Tailor your management and individual techniques in light of the different circumstances
Apply the applicable appointment strategies for any given circumstance
Resolve struggle all the more proficiently in a wide assortment of circumstances
Change the "inconvenience creators" and poor entertainers into cooperative people
Pick up the trust of your association
Improve your certainty, authority aptitudes, and individual and expert satisfaction in your activity by overseeing people successfully
Training Objectives:
Upon the completion of people management training, the attendees are able to:
Recognize the difference between the conventional and modern role of managers
Comprehend the impact of values
Tailor their style of management based on various situations they are in
Apply the management method required for inspiring people in various scenarios
Apply effective feedback to handle difficult people
Delegate responsibilities to develop their personnel
Handle conflicts effectively
Comprehend how their corporate’s environment forms the performance of the people
Adopt emotional intelligence to accomplish higher effectiveness
Commit to good ethics
Recognize prospects of them as the managers
Effectively communicate, motivate and delegate.
Apply proper techniques to modify their communication and management style to fit diverse personalities
Apply suitable leadership skills in various situations, Mentor employees to maximize productivity, Provide positive and constructive feedback to their team
Determine main skills for performance-managing their team
Course Outline:
Overview of People Management, People Management Fundamentals, Personnel Functions, Strategic People Management, Strategic People Management Approaches, How to Accomplish Best Outcomes?, Encouraging Well-Being, Values, Personal Styles, Organizational Culture, Be Committed to Good Ethics.
Learn more about People Management Training
https://www.tonex.com/training-courses/people-management-training/
Things That Don't Matter in Your Presentation!Ayman Sadiq
We often spend hours together on stuffs that don’t really matter in your next presentation. You need to unclutter, focus, provide insight and yes, tell a story to convey the big idea. When you stop wasting time on the things that don’t really add any value to you presentation, we finally start adding proper value to the message and objective of your presentation. So here goes a list of things on which you should not even spend a minute. Cheers!
Our culture is much more than we could ever put into a group of slides, but we did our best to pack as much of it into this Culture Code. Flip through to get a glimpse into what our agency is all about.
A workshop on how to pitch your startup idea in a pitch competition. Tailored to the Pitch Originator program, run by 'the GENERATOR', Monash University's entrepreneurship support initiative.
Our core behaviors
Most companies have core values. Few companies have cultures that reflect them. That’s why Patreon has core behaviors — things you can do to ensure a thriving workplace for you and your teammates.
Our core behaviors were crafted by our first two dozen employees. To this day, we use them as our guiding light toward maintaining the culture we’ve built and love.
People management training encourages you how to achieve results through other people. To get that going, we will enable you to create and enhance your initiative aptitudes. We will train you to oversee business activities, while driving people in the meantime. Indeed, as a chief, you are the association between senior or official management and work force, which means your demonstrations can influence the primary concern.
Audience:
People management training is a 3-day course designed for:
Managers
Supervisors
Project managers
Team managers
HR managers
Learn About:
The role of a supervisor or manager
Managing performance
Effective communication
Managing the performance conversation
Questioning skills
Delegating
Giving and receiving feedback
Managing according to the situation
For what reason Do You Need People Management Training?
Motivate and lead the people you depend on
Tailor your management and individual techniques in light of the different circumstances
Apply the applicable appointment strategies for any given circumstance
Resolve struggle all the more proficiently in a wide assortment of circumstances
Change the "inconvenience creators" and poor entertainers into cooperative people
Pick up the trust of your association
Improve your certainty, authority aptitudes, and individual and expert satisfaction in your activity by overseeing people successfully
Training Objectives:
Upon the completion of people management training, the attendees are able to:
Recognize the difference between the conventional and modern role of managers
Comprehend the impact of values
Tailor their style of management based on various situations they are in
Apply the management method required for inspiring people in various scenarios
Apply effective feedback to handle difficult people
Delegate responsibilities to develop their personnel
Handle conflicts effectively
Comprehend how their corporate’s environment forms the performance of the people
Adopt emotional intelligence to accomplish higher effectiveness
Commit to good ethics
Recognize prospects of them as the managers
Effectively communicate, motivate and delegate.
Apply proper techniques to modify their communication and management style to fit diverse personalities
Apply suitable leadership skills in various situations, Mentor employees to maximize productivity, Provide positive and constructive feedback to their team
Determine main skills for performance-managing their team
Course Outline:
Overview of People Management, People Management Fundamentals, Personnel Functions, Strategic People Management, Strategic People Management Approaches, How to Accomplish Best Outcomes?, Encouraging Well-Being, Values, Personal Styles, Organizational Culture, Be Committed to Good Ethics.
Learn more about People Management Training
https://www.tonex.com/training-courses/people-management-training/
Things That Don't Matter in Your Presentation!Ayman Sadiq
We often spend hours together on stuffs that don’t really matter in your next presentation. You need to unclutter, focus, provide insight and yes, tell a story to convey the big idea. When you stop wasting time on the things that don’t really add any value to you presentation, we finally start adding proper value to the message and objective of your presentation. So here goes a list of things on which you should not even spend a minute. Cheers!
Our culture is much more than we could ever put into a group of slides, but we did our best to pack as much of it into this Culture Code. Flip through to get a glimpse into what our agency is all about.
A workshop on how to pitch your startup idea in a pitch competition. Tailored to the Pitch Originator program, run by 'the GENERATOR', Monash University's entrepreneurship support initiative.
Our core behaviors
Most companies have core values. Few companies have cultures that reflect them. That’s why Patreon has core behaviors — things you can do to ensure a thriving workplace for you and your teammates.
Our core behaviors were crafted by our first two dozen employees. To this day, we use them as our guiding light toward maintaining the culture we’ve built and love.
Y Combinator Startup Class #10 : Company Culture and Building a TeamFabien Grenet
Slide utilisé dans le cours n°10 de la Y Combinator Startup Class de Standford (http://startupclass.samaltman.com/) donné par Alfred Lin
Publiée sur slideshare pour pouvoir être intégrée à l'article http://startupeers.co/y-combinator-startup-class-10-company-culture-and-building-team-part-1
Interesting in learning more about OKRs? We've provided a simple primer that will teach you about this effective goal-setting framework. Learn about the basic, benefits, history, grading, implementation of OKRs.
11 Scary Statistics About Stress At WorkOfficevibe
Stress is a silent killer. There’s plenty of research on the subject that shows that too much stress can have traumatizing health effects.
Read more on Officevibe blog:
https://www.officevibe.com/blog/infographic-stress-at-work
Learn more about Officevibe, the simplest tool for a greater workplace:
https://www.officevibe.com/
Stop Selling Start Helping! Learn from Atlassian. Focus on the clients. What do they really need? Find out and help them.
How can you add even more value? Make the client look brilliant and they will love you forever.
Some tips on presenting and pitching for business after getting past stage one, request for proposal in a tender situation. Originally delivered as part of a workshop on writing winning proposals and making an effective pitch when bidding for tenders.
Building and scaling a product team is a challenge that every successful product company faces. Brainmates hosted this Sydney AU meetup where we talked about:
- When and how does a startup hire its first product manager?
- Division of labor: how do we grow from one to three to many product folks?
- End-to-end management of product elements/features, or product owner and business owner roles?
- How big is too big?
OKRs: How Google Achieves Company Goals Weekdone.com
John Doerr, one of the advocates for Objectives and Key Results, has said:“I remember being intrigued with the idea of having a beacon or north star every quarter, which helped set my priorities. It was also incredibly powerful for me to see Andy’s OKRs, my manager’s OKRs and the OKRs for my peers. I was quickly able to tie my work directly to the company’s goals. I kept my OKRs pinned up in my office and I wrote new OKRs every quarter, and the system has stayed with me ever since.“
OKRs is a easy process of setting company, team and personal goals and connecting each goal with 3-4 measurable results. As you achieve those results, the whole objective gets marked done.
OKRs, on a personal, team's and company level make up a system that shows how everything one person does connects to the work of others.
OKR stands for OBJECTIVE KEY RESULT. It is a system originated at Intel (Andy Grove implementing Peter Drucker’s Management by Objective system) and used by several companies such as Google, Zynga, LinkedIn, General Assembly to promote rapid and sustained growth.
Financing Digital Preservation: Making digital preservation affordable - Valu...Simon Tanner
Simon Tanner will discuss the strategic perspectives towards being able to effectively finance digital preservation. The audience and other stakeholders define the economic factors by which digital information is valued, used and ultimately retained. In looking to finance digital preservation there are a number of different issues to consider including business planning, risk management, possible revenue streams and a clear cost benefit relationship. Simon will explore all these issues and offer a means of developing a cost and benefit justification for digital preservation to help secure the financial underpinning needed to make institutional digital preservation a realistic proposition.
Y Combinator Startup Class #10 : Company Culture and Building a TeamFabien Grenet
Slide utilisé dans le cours n°10 de la Y Combinator Startup Class de Standford (http://startupclass.samaltman.com/) donné par Alfred Lin
Publiée sur slideshare pour pouvoir être intégrée à l'article http://startupeers.co/y-combinator-startup-class-10-company-culture-and-building-team-part-1
Interesting in learning more about OKRs? We've provided a simple primer that will teach you about this effective goal-setting framework. Learn about the basic, benefits, history, grading, implementation of OKRs.
11 Scary Statistics About Stress At WorkOfficevibe
Stress is a silent killer. There’s plenty of research on the subject that shows that too much stress can have traumatizing health effects.
Read more on Officevibe blog:
https://www.officevibe.com/blog/infographic-stress-at-work
Learn more about Officevibe, the simplest tool for a greater workplace:
https://www.officevibe.com/
Stop Selling Start Helping! Learn from Atlassian. Focus on the clients. What do they really need? Find out and help them.
How can you add even more value? Make the client look brilliant and they will love you forever.
Some tips on presenting and pitching for business after getting past stage one, request for proposal in a tender situation. Originally delivered as part of a workshop on writing winning proposals and making an effective pitch when bidding for tenders.
Building and scaling a product team is a challenge that every successful product company faces. Brainmates hosted this Sydney AU meetup where we talked about:
- When and how does a startup hire its first product manager?
- Division of labor: how do we grow from one to three to many product folks?
- End-to-end management of product elements/features, or product owner and business owner roles?
- How big is too big?
OKRs: How Google Achieves Company Goals Weekdone.com
John Doerr, one of the advocates for Objectives and Key Results, has said:“I remember being intrigued with the idea of having a beacon or north star every quarter, which helped set my priorities. It was also incredibly powerful for me to see Andy’s OKRs, my manager’s OKRs and the OKRs for my peers. I was quickly able to tie my work directly to the company’s goals. I kept my OKRs pinned up in my office and I wrote new OKRs every quarter, and the system has stayed with me ever since.“
OKRs is a easy process of setting company, team and personal goals and connecting each goal with 3-4 measurable results. As you achieve those results, the whole objective gets marked done.
OKRs, on a personal, team's and company level make up a system that shows how everything one person does connects to the work of others.
OKR stands for OBJECTIVE KEY RESULT. It is a system originated at Intel (Andy Grove implementing Peter Drucker’s Management by Objective system) and used by several companies such as Google, Zynga, LinkedIn, General Assembly to promote rapid and sustained growth.
Financing Digital Preservation: Making digital preservation affordable - Valu...Simon Tanner
Simon Tanner will discuss the strategic perspectives towards being able to effectively finance digital preservation. The audience and other stakeholders define the economic factors by which digital information is valued, used and ultimately retained. In looking to finance digital preservation there are a number of different issues to consider including business planning, risk management, possible revenue streams and a clear cost benefit relationship. Simon will explore all these issues and offer a means of developing a cost and benefit justification for digital preservation to help secure the financial underpinning needed to make institutional digital preservation a realistic proposition.
The Pros and Cons of Being a Stock Broker by Jonah EnglerJonah Engler
There are many good and bad things about working in finance, specifically the stock market. As a Stock Broker - Jonah Engler has listed both the negative and positive things about the job.
Presents what is investment, why invest, and where to invest?. Also, describes various investment schemes like mutual fund, stock, etc. along with their pros and cons.
UOPFIN 370 NEW Become Exceptional--uopfin370.comkopiko142
For more course tutorials visit
www.uopfin370.com
FIN 370 Week 1 Apply: Finance and Financial Statement Analysis Homework Review the Week 1 “Practice: Finance and Financial Statement Analysis Quiz” in Connect®.
Prepare a witten financial analysis. .This should include calculation.pdfarrowit1
Prepare a witten financial analysis. .This should include calculations and discussion related to
the Chapter 5 appendix (Appendix 5A). See illustration 5A-1 for a summary of financial ratios.
Be sure to include (1) these ratios, (2) what they mean and (3) how you interpret them: o Current
ratio o Accounts receivable turnover o Inventory turnover o Profit margin on sales o Return on
assets o Return on stockholders\' equity o Debt to assets ratio Submit a WORD document via
D2L- Assessments - Assignments
Solution
Ans ) The ratios are not meant for a particular person or firm.People in various fields of life are
interested in ratio analysis from their own angles.The parties attached with business or firm are
creditors i.e. mony lenders, shareholders.Management uses the toolof Ratio analysisto
interpretate the information from their own angles.For example creditors are interested in
liquidity and solvency for which they will make use of current ratio , liquidity ratio,
proprietaryRatio, debt equity Ratio,capital gearing Ratio.Shareholders are interested in
profitability and long term solvency.They want to know the rate of return on their capital
employed for which they willmake use of Gross Profit Ratio, Operating Ratio, Dividend ratio
and Price Earning Ratio.Management is interested in overall efficiency of business which can be
better jud ged through Ratios like turnover to fixed assets, turnover to capital employed, stock
turnover ratio etc.So, from the above discussion it is clear that different prties uses the tool of
Ratio analysis for taking their own decisions
The particular purpose of a user is determining the particular Ratios that might be used ofr
financial analysis.Here we will discuss and calculate various ratios to do fianacial analysis.
Current Ratio = Current Assests/Current Liabilities
Current Assests= Cash + Bank+ Prepaid Insurance+Inventory+ Accounts Recievables
Current Assests=44746.5 +510+500+5000+29000=79756.5
Current Laibilites =Accounts payable
Current Laibilites= 30064.83
Current Ratio = 79756.5/30064.83= 2.7
Interpretation : Generally a current ratio of 2 times or 2:1 is cosidered to be satisfactory.Here the
current ratio of greater than 2 denotes the good liquidity position but it also indicates assest
liabilty mis match.But current ratio greater than 2 is generally preferred as compared to less than
2.
2.Account receivables turnover :It represents the number of times the cash is collected from
debtors.Lower turnover denotes poor collection and means that funds are blocked ofr longer
period of tiem and vice-versa.It also measure the liquidity of the firm.It shows how quickly
debtors (receivables) are converted into sales.The Account receivables turnover shows the
relationship between sales and debtors of the firm.
Account receivables turnover= Net Credit Annual Sales/Average trade debtors
3. Inventory turnover :This ratio indicates the number of times inventory or stock is replaced
during the year.The turnover of invent.
FIN 370 GENIUS new Become Exceptional--fin370genius.comkopiko129
FOR MORE CLASSES VISIT
www.fin370genius.com
FIN 370 Week 1 Apply: Finance and Financial Statement Analysis Homework Review the Week 1 “Practice: Finance and Financial Statement Analysis Quiz” in Connect®.
This PPT covers all the important ratios which are necessary in financial analysis of a business enterprise.
Whether you are starting your career i commerce and business or you a working profession these ratios will always help you to properly analsyse a company and draw relevant conclusions The main ratios covered are:
Liquidity Ratios
Leverage Ratios
Efficiency Ratios
Profitability Ratios
Market Value Ratios
UOPFIN370 NEW Education Begins--uopfin370.comclaric235
For more course tutorials visit
www.uopfin370.com
FIN 370 Week 1 Apply: Finance and Financial Statement Analysis Homework Review the Week 1 “Practice: Finance and Financial Statement Analysis Quiz” in Connect®. Complete the Week 1 “Apply: Finance and Financial Statement Analysis Homework” in Connect®. Note: You have only one attempt available to complete this assignment. Grades must be transferred manually to eCampus by
IB Business and Management (Standard Level)
All material taken from the IB Business and Management Textbook:
"Business and Management", Paul Hoang, IBID Press, Victoria, 2007
UOPFIN370 NEW Achievement Education--uopfin370.comannebronte100
For more course tutorials visit
www.uopfin370.com
FIN 370 Week 1 Apply: Finance and Financial Statement Analysis Homework Review the Week 1 “Practice: Finance and Financial Statement Analysis Quiz” in Connect®.
https://play.google.com/store/apps/details?id=com.mobincube.dw_swot_ppt_finance
20 most important financial ratios with financial ratio formulas and ratio interpretation.
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
Latino Buying Power - May 2024 Presentation for Latino CaucusDanay Escanaverino
Unlock the potential of Latino Buying Power with this in-depth SlideShare presentation. Explore how the Latino consumer market is transforming the American economy, driven by their significant buying power, entrepreneurial contributions, and growing influence across various sectors.
**Key Sections Covered:**
1. **Economic Impact:** Understand the profound economic impact of Latino consumers on the U.S. economy. Discover how their increasing purchasing power is fueling growth in key industries and contributing to national economic prosperity.
2. **Buying Power:** Dive into detailed analyses of Latino buying power, including its growth trends, key drivers, and projections for the future. Learn how this influential group’s spending habits are shaping market dynamics and creating opportunities for businesses.
3. **Entrepreneurial Contributions:** Explore the entrepreneurial spirit within the Latino community. Examine how Latino-owned businesses are thriving and contributing to job creation, innovation, and economic diversification.
4. **Workforce Statistics:** Gain insights into the role of Latino workers in the American labor market. Review statistics on employment rates, occupational distribution, and the economic contributions of Latino professionals across various industries.
5. **Media Consumption:** Understand the media consumption habits of Latino audiences. Discover their preferences for digital platforms, television, radio, and social media. Learn how these consumption patterns are influencing advertising strategies and media content.
6. **Education:** Examine the educational achievements and challenges within the Latino community. Review statistics on enrollment, graduation rates, and fields of study. Understand the implications of education on economic mobility and workforce readiness.
7. **Home Ownership:** Explore trends in Latino home ownership. Understand the factors driving home buying decisions, the challenges faced by Latino homeowners, and the impact of home ownership on community stability and economic growth.
This SlideShare provides valuable insights for marketers, business owners, policymakers, and anyone interested in the economic influence of the Latino community. By understanding the various facets of Latino buying power, you can effectively engage with this dynamic and growing market segment.
Equip yourself with the knowledge to leverage Latino buying power, tap into their entrepreneurial spirit, and connect with their unique cultural and consumer preferences. Drive your business success by embracing the economic potential of Latino consumers.
**Keywords:** Latino buying power, economic impact, entrepreneurial contributions, workforce statistics, media consumption, education, home ownership, Latino market, Hispanic buying power, Latino purchasing power.
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
how can I sell my pi coins for cash in a pi APPDOT TECH
You can't sell your pi coins in the pi network app. because it is not listed yet on any exchange.
The only way you can sell is by trading your pi coins with an investor (a person looking forward to hold massive amounts of pi coins before mainnet launch) .
You don't need to meet the investor directly all the trades are done with a pi vendor/merchant (a person that buys the pi coins from miners and resell it to investors)
I Will leave The telegram contact of my personal pi vendor, if you are finding a legitimate one.
@Pi_vendor_247
#pi network
#pi coins
#money
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
NO1 Uk Divorce problem uk all amil baba in karachi,lahore,pakistan talaq ka m...Amil Baba Dawood bangali
Contact with Dawood Bhai Just call on +92322-6382012 and we'll help you. We'll solve all your problems within 12 to 24 hours and with 101% guarantee and with astrology systematic. If you want to take any personal or professional advice then also you can call us on +92322-6382012 , ONLINE LOVE PROBLEM & Other all types of Daily Life Problem's.Then CALL or WHATSAPP us on +92322-6382012 and Get all these problems solutions here by Amil Baba DAWOOD BANGALI
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2. Introduction to the Financial Ratios:
The figures from the three major financial
statements can be used for detailed analysis of a
company. Investors will be able to gauge a company's
profitability, liquidity, and debt coverage through
figures from the financial statements. Ultimately,
most figures from each financial statement are
related. Through specific financial ratios you can
identify trends in these relationships.
%
% %
%
% %
3. Examples of a ratio:
1 This could be called:
___ =
2 1 over 2
1 divided into 2
1 to 2
Equal to .50
Equal to 50%
Equal to one half
5. Liquidity Ratios:
Liquidity ratios measure the company's ability to
meet short-term obligations or current debt. The
two main ratios involved are:
1) Current Ratio measures short-term debt paying
ability
2) Quick Ratio measures immediate short-term debt
paying ability
%
% %
%
% %
6. Current Ratio:
Current Ratio equals Current Assets over Current
Liabilities or
Current Assets
Current Liabilities
Both current assets and current liabilities can be
derived from the balance sheet.
7. Current Ratio Example:
Example: You are researching a company and you notice
that they have $1 million in current assets and $2
million in current liabilities.
$1 million
= .50
$2 million
This essentially means that you have 50 cents for every
$1 of current debt. If the company was to cash out all
current assets they would still have $1 million in current
debt. This does not include long-term debt.
8. Quick Ratio:
Quick ratios deal strictly with cash or extremely
liquid assets like stock. The quick ratio can give you a
more accurate read on a company’s ability to repay
current debt. Quick ratio is cash, securities, and
receivables divided by current liabilities.
Cash Securities & Receivables
Current Liabilities
9. Example of Quick Ratio:
Example: A company has a total of $2.5 million in
cash, securities, and receivables and has $1 million in
current liabilities.
$2.5 million
= 2.5
$1 million
This means that you have $2.50 in cash, essentially,
for every $1 of current debt. If the company was to
shut down operations and pay all currents debts,
they would have $1.5 million in cash left.
11. Activity Ratios:
Activity ratios measure how well the company is
using assets in regards to sales. The three major
activity ratios include:
1) Accounts Receivable Turnover
2) Inventory Turnover
3) Total Asset Turnover
%
% %
%
% %
12. Accounts Receivable Turnover
Accounts receivable turnover is equal to Annual Sales
over Accounts Receivables.
Annual Sales
Account Receivables
The higher the turnover figures, the better.
13. Example of Accounts Receivable Turnover:
A company has sales of $50 million and has $20
million in accounts receivables.
$50 million
= 2.5
$20 million
This means that this company is turning its
receivables 2 ½ times a year. This figure also means
that the company is generating $2.50 in sales for
each dollar invested in receivables.
14. Inventory Turnover
Inventory turnover is equal to Annual Sales over
Inventory.
Annual Sales
Inventory
The higher the inventory turnover figure, the better.
Inventory turnover would be of great importance
when researching a retail company. This figure will
let you know if management is aware of what their
customers are looking for.
15. Example of Inventory Turnover:
A company generated $24 million in sales and has $2
million in inventory.
$24 million
= 12
$2 million
This means that this company is turning its inventory 12
times a year. If you look at this figure little more deeply
you will see that this company holding inventory for a
little over a month, about 30 days (365 days per year/12
= 30.44). The higher the inventory turnover the less time
that an item is in the warehouse, which means less cash
tied up in that item.
16. Total Asset Turnover
Total asset turnover is equal to annual sales over
total assets.
Annual Sales
Total Assets
The higher the total asset turnover figure, the better.
This figure measures how well assets are being used
to generate sales.
17. Example of Total Asset Turnover:
A company generated $2 million in sales and has $1
million in total assets.
$2 million
= 2
$1 million
This means that for every dollar invested in assets $2
in sales are being generated. That’s pretty good.
19. Profitability Ratios
The profitability ratio measures a company’s profit
in relation to its sales, assets, and equity. The most
common profitability ratios include:
1) Net Profit Margin
2) Return on Assets
3) Return on Equity
%
% %
%
% %
20. Net Profit Margin
Net profit margin is net income over annual sales.
Net Income or Net Profit
Annual Sales
Net profit margin measures profit as a percentage of
sales (revenue). Clearly, it is favorable to have higher
profit margin.
21. Example of Net Profit Margin:
A company has a net income of $2 million from $5.5
million of sales.
$2 million
= 36 or 36%
$5.5 million
This means that for every dollar in revenue .36 cents
in profit is generated.
22. Return on Equity
Return on Assets is net income divided by total
assets.
Net Income
Total Assets
ROA measures the profit as a percentage of assets. It
tells us how well a company is using its assets to
generate a profit. The higher this number the better.
23. Example of Return on Equity:
A company generated a net profit of $2 million and
their total assets amount to $50 million.
$2 million
= .04 or 4%
$50 million
This means that this company is making a profit of 4
cents for every dollar invested in total assets.
24. Return on Equity
Return of Equity or Return on Investment is net
income divided by stockholders equity.
Net Income
Stockholders Equity
ROE or ROI is a measure of profits as a percentage of
shareholder equity. It tells us how much a company
makes for every dollar of stockholder's equity. ROI is
what every investor is looking at. It is ideal that a
company's ROI is increasing year after year.
25. Example of Return on Equity:
A company generated a net profit of $4.5 million and
the total stockholder's equity is $46 million.
$4.5 million
= .097 or 9.7%
$4.6 million
This mean that for every dollar invested the company
made a profit of almost 10 cents (.097 cents).
27. Coverage Ratios
The coverage ratios are financial ratios that measure
the amount of debt financing being used to support
operations and the ability of a company to service its
debt. There are two major ratios used in this
category:
1) Debt-to-Equity Ratio
2) Times Interest Earned
%
% %
%
% %
28. Debt-to-Equity Ratio
Debt-to-equity ratio is Total Debt or Total Liabilities
divided by stockholder's equity.
Total Debt
Stockholders Equity
Debt-to-equity ratio measures the amount of
financing provided by lenders (debt) and
shareholders (equity). Companies can raise money by
issuing stock or by securing a loan from a bank. It is
not unusual for companies to use a combination of
debt and equity financing.
29. Example of Debt-to-Equity Ratio:
A company has $400 million in total debt and the
stockholder's equity is at $100 million.
$400 million
= 4 or 400%
$100 million
This means that this company has $4 worth of debt
for every $1 of equity.
30. Times Interest Earned
Times Interest Earned is equal to earnings before
interest and taxes divided by interest expense.
Income Before Interest & Taxes
Interest Expense
Times Interest Earned measures the ability of a
company to pay interest payments due. It is
important for a company to have more than enough
funds to cover its interest expenses.
31. Example of Times Interest Earned:
A company made $40 million in profit before interest
and taxes and it had interest expense amounting to
$2.3 million.
$40 million
= 17.39
$2.3 million
This means that this company has $17.39 for every
$1 of interest expense.
32. In Summary:
Using financial ratios can help you quickly identify
negative or positive trends within a company.
Financial ratios are divided into four major categories
which highlight a company's liquidity, activity,
profitability, and coverage. It is important to note
that all of these ratios will be given to you when you
start doing your research on companies. You need to
know what ratios are normal in the particular
industry that your prospective company is involved
in.