The document contains a quote praising Chris Skinner as one of the most authoritative voices on financial technology (Fintech) from Seth Wheeler, a former economics advisor to the US President. It also provides Chris Skinner's contact details, including his email, Twitter handle, and website.

1. “Chris Skinner: one of the most authoritative
voices on Fintech anywhere”
SETH WHEELER
FORMER ECONOMICS ADVISOR
TO THE US PRESIDENT AND
THE WHTIE HOUSE

2. “Chris Skinner: one of the most authoritative
voices on Fintech anywhere”
SETH WHEELER
FORMER ECONOMICS ADVISOR
TO THE US PRESIDENT AND
THE WHTIE HOUSE

4. • What is the ValueWeb?
• What technologies are
being used?
• Why FinTech is so hot!
• The impact upon
financial institutions
• The future

5. 5

14. SLOW EXPENSIVE

15. SLOW EXPENSIVE

16. FAST EXPENSIVE

17. FAST FREE

19. REAL-TIME NEAR-FREE

20. NEAR-FREE

21. Iqram Magdon-Ismail
Andrew Kortina

25. Harper Reed
Dylan Richard

32. NEAR-FREE

35. PROOF

36. How Bitcoin works
sender sends bitcoin to
receiver and, once
validated, the transaction is
recorded to the blockchain
…
… receiver gets bitcoin from
sender and can spend it only
after the blockchain
confirms transaction
anyone can see the transaction in
the blockchain

37. … and so
sender sends anything to
receiver and, once
validated, the transaction is
recorded to the blockchain
…
… receiver gets something
from sender and can spend
it only after the blockchain
confirms transaction
anyone can see the transaction in
the blockchain

41. • What is the ValueWeb?
• What technologies are
being used?
• Why FinTech is so hot!
• The impact upon
financial institutions
• The future

44. to a server at System
4.5 1 5.5
THE SERVER
the server at

51. Monitise was once one of Britain's hottest fintech companies … but the company always struggled to make a profit, becoming
known in the City as a classic "jam tomorrow" company - next year, they said, next year.. The rise of fintech actually hurt
Monitise, as it has faced competition from nimbler payment companies like Stripe and Adyen, and giants like Apple and Google.

55. • What is the ValueWeb?
• What technologies are
being used?
• Why FinTech is so hot!
• The impact upon
financial institutions
• The future

57. RETAIL BANKING
WEALTH MANAGEMENT
COMMERCIAL BANKING
INVESTMENT BANKING
INSURANCE
PAYMENTS
BACK OFFICE
[MANUFACTURING]
MIDDLE OFFICE
[PROCESSING]
FRONT OFFICE
[RETAILING]

58. RETAIL BANKING
WEALTH MANAGEMENT
COMMERCIAL BANKING
INVESTMENT BANKING
INSURANCE
PAYMENTS
BACK OFFICE
[MANUFACTURING]
MIDDLE OFFICE
[PROCESSING]
FRONT OFFICE
[RETAILING]

59. RETAIL BANKING
WEALTH MANAGEMENT
COMMERCIAL BANKING
INVESTMENT BANKING
INSURANCE
PAYMENTS
BACK OFFICE
[MANUFACTURING]
MIDDLE OFFICE
[PROCESSING]
FRONT OFFICE
[RETAILING]
WEALTH MANAGEMENT
INVESTMENT BANKING

60. RETAIL BANKING
WEALTH MANAGEMENT
COMMERCIAL BANKING
INVESTMENT BANKING
INSURANCE
PAYMENTS
BACK OFFICE
[MANUFACTURING]
MIDDLE OFFICE
[PROCESSING]
FRONT OFFICE
[RETAILING]

61. RETAIL BANKING
WEALTH MANAGEMENT
COMMERCIAL BANKING
INVESTMENT BANKING
INSURANCE
PAYMENTS
BACK OFFICE
[MANUFACTURING]
MIDDLE OFFICE
[PROCESSING]
FRONT OFFICE
[RETAILING]

62. RETAIL BANKING
WEALTH MANAGEMENT
COMMERCIAL BANKING
INVESTMENT BANKING
INSURANCE
PAYMENTS
BACK OFFICE
[MANUFACTURING]
MIDDLE OFFICE
[PROCESSING]
FRONT OFFICE
[RETAILING]

63. RETAIL BANKING
WEALTH MANAGEMENT
COMMERCIAL BANKING
INVESTMENT BANKING
INSURANCE
PAYMENTS
BACK OFFICE
[MANUFACTURING]
MIDDLE OFFICE
[PROCESSING]
FRONT OFFICE
[RETAILING]

64. RETAIL BANKING
WEALTH MANAGEMENT
COMMERCIAL BANKING
INVESTMENT BANKING
INSURANCE
PAYMENTS
BACK OFFICE
[MANUFACTURING]
MIDDLE OFFICE
[PROCESSING]
FRONT OFFICE
[RETAILING]

65. RETAIL BANKING
WEALTH MANAGEMENT
COMMERCIAL BANKING
INVESTMENT BANKING
INSURANCE
PAYMENTS
BACK OFFICE
[MANUFACTURING]
MIDDLE OFFICE
[PROCESSING]
FRONT OFFICE
[RETAILING]

68. • What is the ValueWeb?
• What technologies are
being used?
• Why FinTech is so hot!
• The impact upon
financial institutions
• The future

69. 69

78. “Chris Skinner: one of the most authoritative
voices on Fintech anywhere”
SETH WHEELER
FORMER ECONOMICS ADVISOR
TO THE US PRESIDENT
email: chris.skinner@fsclub.net
twitter: Chris_Skinner
website: www.chrisskinner.global