Virtual Manager(VM) App is a Virtual Concierge. It's the most comprehensive Property and Lifestyle Management app yet. It means Productivity & Efficiency for the Property Manager as well as Cutting-Edge Convenience for the Resident! Anyone with a mobile device, from anywhere in the world, can now have instant access to their very own Concierge, pay rent, HOA & Condo fees, fund a school lunch account, file a maintenance request with photos/video, access lifestyle management apps in neatly packaged lifestyle function folders...and never pay for Cloud storage. In sum, it assembles and delivers the best lifestyle apps to consumers anywhere in the world, with the ability to access each app's functionalities within VM. It provides similar game-changing benefits Comcast and Microsoft had for consumers. As Comcast assembled and distributed all TV channels from a central outlet, VM assembles and distributes apps. As Microsoft assembled ISPs for early net surfers, VM assembles Cloud service providers.