1. MOHAMAD HASSAN AK., MAFIS, QIA, CRMP, CRMA

2. RISK MANAGEMENT PROCESS
RISK IDENTIFICATION
RISK MONITORING
RISK
MGT
PROCESS
RISK MEASUREMENT
RISK MITIGATION / CONTROL

3. THE RISK MANAGEMENT PROCESS

4. Organizational
Objectives
Identify &
Assess Risks
The Risk
Management
Process
Identify Current
Control s
Identify & Assess
Residual Risks
Action
Acceptable
No
Yes
Document Risk
Acceptance Decision

5. Objectives harus ‘SMART’:
S pecific
M easurable
A ttainable
R ealistic
T imeframe

7. 
Exposure analysis


Environmental analysis


Asset (Aktiva)
Lingkungan usaha
Threat Scenario

Ancaman terhadap proses
bisnis

Brainstorming questions

8. Exposure analysis

Financial Assets:
Cash, Securities, Credit

Physical Assets: Land, Building,
Equipment

Human Assets: Knowledge, Skills

Intangible Assets: Reputation,
Information

9. 







Physical
Economic
Regulation
Competition
Customers
Suppliers
Union
Technology

10. Threat:
 Theft
 Fraud
 Disaster
 Errors
 Omissions
 Delays
Scenario:
 Penjelasan aset
 Jenis ancaman
 Konsekuensi
 Bagaimana terjadinya

11. Definisi Risiko :
Kemungkinan suatu “event” atau
“circumstance” pada suatu “operasional
set-up” tertentu akan menjadi hambatan
bagi pencapaian tujuan organisasi.

12. Tiga unsur risiko:
1.) “Event” dan “Circumstances”
Jenis Risiko
2.) “Operational Set-up”


Internal
External
Penyebab
3.) Hambatan pencapaian tujuan
Konsekuensi

13. CAUSES
EVENTS
Inadequate
segregation of duties
Insufficient training
Lack of management
supervision
Inadequate
auditing procedures
Inadequate security
measures
•
•
•
Poor systems
design
CONSEQUENCES
Legal Liability
Internal
Fraud
Regulatory, Compliance
& Taxation Penalties
External
Fraud
Loss or Damage
to Assets
Employment Practices
& Workplace Safety
Restitution
Clients, Products
& Business Practices
Loss of Recourse
Damage to
Physical Assets
Write-down
Business Disruption
& System Failures
Reputation
Execution, Delivery &
Process Management
Business Interruption
Poor HR
policies
EFFECTS
Monetary
Losses
OTHER
IMPACTS
Forgone
Income