JGWPT Holdings Inc. Business Overview - Third Quarter 2014

1. November 13, 2014
Third Quarter 2014

2. KEY ACCOMPLISHMENTS SINCE JULY 28, 2014
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 Rebranded the company
 Revamped the website
 Hired new CIO, Greg Schneider, and
delivered Phase I of information
evolution
 Named VML digital agency of record
to evolve online and mobile presence
 Named Horizon Media media agency of
record to handle planning, activation,
and analytics across all channels
 Launched Oktoberfest, the company’s
largest internal purchasing promotion
 Kicked off Employer of Choice
Initiative

3. KEY INITIATIVES TO GROW THE CORE
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Process Efficiencies
Digital Roadmap Lead Generation
Pay for Performance
Customer Experience
Marketing Creative

4. Our strong national brand(s), direct response capabilities, operational efficiencies and low cost of funds
position the company well for expansion into appropriate adjacencies.
3
LEVERAGE KEY STRENGTHS TO EVOLVE
TO MULTI-LINE COMPANY
= Strength
= In Progress
= Opportunities

5. STRONG BRAND
4
J.G. Wentworth is well positioned to be the
umbrella brand that carries all other products
 72% national brand awareness
 62% national advertising awareness
 Perceived to offer an average of 2.4 financial services:
 45% purchaser of structured settlements
 27% personal loans
 19% mortgage
 18% HELOC
 17% reverse mortgage
 14% money transfer
 13% term life insurance
 9% prepaid cards
Source: J.G. Wentworth Q4’14 Brand Health Tracker (conducted by Horizon Media with Toluna’s consumer panel)
Based upon aided awareness; margin of error + / - 4.4%
“A reliable and
trustworthy company”
“It's your money, use it
when you need it!”
“A respectable financial
company that has been
in business for a long
time.”
“I think of financing
and lending money.”
“Money!”
First Thoughts of
J.G. Wentworth

6. BUILD A COLLECTION OF COMPLEMENTARY TOOLS
& DIGITAL CAPABILITIES
5
Data Capture / Marketing Effectiveness / Online Capabilities...
J.G. Wentworth is enhancing the way it uses data and information to drive business decisions. When
successfully built, J.G. Wentworth will have performance-based interactive tools to increase efficiencies and
to make more informed decisions to improve the business. Information will facilitate J.G. Wentworth
becoming a direct-to-consumer power.
Customer Funnel
Snapshot
Gain visibility into the
marketing and transaction
funnel by providing near
real-time updates on
customers as they
progress to funding
Customer
Intelligence
Rich search and data
mining capabilities
that gives staff quick
and easy access to
existing customers
Campaign
Optimization
Acquire and qualify leads
to feed the marketing and
transaction funnel by
identifying their need-state
and selecting the
ideal product(s) for them

7. 6
PREPAID OPPORTUNITY
 Similar customer base to JGW
 Complementary product to start to build
relationship / loyalty
 Leverage Brand Awareness
 Leverage Knowledge and Relationships
in this space
 Will test replacing checks
 Customer Payments
 Pre-settlements
 Customer Incentives
 Test at retail
 Alternative distribution channels

8. CONSUMER LENDING OPPORTUNITY
7
SS Secondary
Market
XXX-XXXM
Customers
 Leverage:
 Brand
 Contact Center
 Back Office
 Capital Markets
 Execution
 Personal loans are a by-product of current marketing
 Mortgages would expose us to new customer base
 Both are large markets where we believe we can gain share
Manage financing alternatives to mitigate risk
Brand Research shows lending is a logical extension of J.G. Wentworth

9. QTD YTD
Q3 2014 Q3 2013 Δ 9/30/14 9/30/13 Δ
TRB $263 $299 $(36) $812 $865 $(53)
Spread Revenue* $51 $49 $2 $161 $166 $(5)
ANI* $7 $1 $6 $35 $35 $--
Total Revenue $107 $103 $4 $367 $353 $14
Total Adjusted
Revenue*
$63 $60 $3 $195 $201 $(6)
Net Income $13 $(1) $14 $69 $67 $2
ANI EPS $0.25 n/a $1.17 n/a
SUMMARY ($ in Millions, except per share)
8
*Please refer to the Non-GAAP reconciliations included in the Third Quarter Earnings Press Release and accompanying schedules

10. NEXT STEPS
9
SS Secondary
Market
XXX-XXXM
Customers
 Execute on Key Initiatives to Grow the Core
 Digital Roadmap
 Process Efficiencies
 Pay for Performance
 Improved Customer Experience
 Increased Lead Generation
 Marketing Creative
 Execute on next phases of becoming an Information Company
 InfoScout
 ProspectNow
 Execute on Diversification

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