Green Banking is an environmentally friendly Banking solution to save energy, reduce carbon emission, to transform waste and other natural resources into energy, and save the environment from pollution.

1. Green Banking: A case in Public Commercial
Banking Sector in Bangladesh

2. Presenter
Md. Abdul Halim Sarkar
ID: 161600008
Course Code: BUS-509
Major in Finance
Masters of Business Administration
Eastern University

3. Presentation outline
• Introduction
• Rationale of the study
• Literature review
• Objective of the Study
• Methodology
• Analysis and Interpretation
• Conclusion
• Recommendation

4. Introduction

5. Green Banking
Green Banking is an environment friendly Banking
solution to save energy, to reduce carbon emission, to
transform waste and other natural resources into
energy and save environment form pollution.

6. Green Finance
Green finance is a phenomenon that combines the
world of financial and business with environmentally
friendly behavior.

7. Rationale of the study

8. The coverage of the Public Commercial Banks is
comparatively high in Bangladesh. So this research
has conducted to measure their contribution on the
environmental issues directive of Bangladesh Bank
regarding green banking compliance.

9. Objective of the Study

10. • To assess the major in-house green activities of
Public Commercial Banking Sector in Bangladesh.
• To assess the Green investment areas by Public
Commercial Banking Sector.
• To assess the performance regarding the banking
compliance of Public Commercial Banking Sector.

11. Literature review

12. Previous studies summarize
– Bangladesh Bank guidelines toward technology
driven, innovation; in-house green activities and
environmentally friendly green banking approach.
– Use of information and communication technology
(ICT) is one of the major steps towards achieving
Green Banking

13. Limitation
– None of studies discussed green banking and
sustainability properly
– None of studies assess the overall performance of
Green Banking of Public Banks and Private Bank
in Bangladesh

14. Methodology

15. Primary Sources
Primary data are collected with thesis questionnaires
from five (out of six) Public Commercial Bank in
Bangladesh.
Secondary Sources
– Annual report of Public Commercial Banks;
– Study related articles and journals;
– Policy Guidelines for Green Banking by
Bangladesh Bank
– Web sites.

16. Data processing and Analysis
This is a descriptive research in nature, which briefly
reveals the Green Banking activities of Public
Commercial Banks in Bangladesh.

17. Analysis and Interpretation

18. Online Banking
– Less paper work;
– Less mail ;
– Less driving to branch offices;
– Increase the efficiency and profitability of a bank;

19. Water efficiency
– New water efficient fixtures
– Take initiative to make use of rainwater

20. Indoor Air Quality
• Health and comfort
• Use natural ventilation

21. Common use of stationeries
Common use of table stationeries instead of
individual uses

22. Reduce paper consumption
– Using Computer;
– Both sided printing;
– Information and Communication Technologies;

23. Energy savings
– Using hibernate feature ;
– Using energy efficient devices;
– Using skylights ;
– Used solar panel .

24. Corporate mail
– Transfer file and essential document through
corporate mail.

25. Plant trees outside banks
– Banks are planting tree on their free areas near
outside of the branches area.

26. Tele conference
– Virtual meetings
– Presentations
– Training

27. Green investment
– Bio-gas plant;
– Solar panel/ renewable energy plant;
– Bio-fertilizer plant;
– Brick field having HHK;
– Waste Management Plant;
– Mushroom project;
– Horticulture;
– Forestation;
– Project financing having ETP.

28. Compliance Status of Green Banking In Public
Commercial Banks
Issue Compliance status
SBL JBL ABL BDBL BASIC RBL
Own Green Banking policy guidelines Yes Yes Yes Yes Yes Yes
Green Banking unit Yes Yes Yes Yes Yes Yes
Budget allocation Yes Yes Yes Yes Yes Yes
Incorporate of ERM in core risk management Yes Yes Yes Yes Yes Yes
In-house environment management Yes Yes Yes Yes Yes Yes
Introduction of Green Banking guide Yes Yes Yes Yes Yes Yes
Introduction green finance Yes Yes Yes Yes Yes Yes
Introduction of green product No No No No No No
Creation of climate risk fund No No No No No No
Introduction of green marketing Yes Yes No Yes Yes Yes
Online banking Yes Yes Yes Yes Yes Yes
Employee training Yes Yes Yes Yes Yes Yes
Consumer awareness Yes Yes Yes Yes Yes Yes
Green strategic planning Yes Yes Yes Yes Yes Yes
Setting up green Branches No No No No No No
Disclosure and reporting of Green Banking activities Yes Yes Yes Yes Yes Yes

29. Conclusion

30. Public Commercial banks has already taken steps to save
electricity, paper and water consumption activities. Public
Commercial banks has installed of energy efficient electronic
such as energy saving fans, lights, air coolers, and other
electronic device etc. Public Commercial banks ensure the
proper use of natural resource like air, rain water and sunlight.
Public Commercial Banks are introduced green financing. Also,
Banks are highly encouraged to their customers to invest in such
a projects which are environmental friendly. However, their
speed of compliance needs to increase with the demand of time.

31. Recommendation

32. • Speeding up awareness and effective capacity building;
• Construct websites and spread the news instead of using
papers;
• Impart education through E-learning programmers;
• Training and development of relevant skills among bank
employees;
• Banks can introduce green funds for customers who would
like to invest in environment friendly projects.
• Bangladesh Bank should explain the economic benefits of
Green Banking to Banks in details;
• Banks should develop green fund portfolio for the
environmentally friendly projects with a lower interest

33. Thank You all