Patricio Walsh - eRetail Week Online [Live] Experience - ePayments

1. 1
nuvei.com

2. eCommerce
is booming
2014
$1.33 T
2018
$2.98 T
2016
$1.84 T
2020
$4.2 T
2022
$5.69 T
2023
$6.54 T
Source: Worldwide eMarketer; 2014 to 2019

3. 3
84% Offline
16% eCommerce
It's just the
beginning…
Source: Worldwide; eMarketer; 2015 to 2019
16% 84%
WORLDWIDE RETAIL SALES

4. The world of payments is evolving rapidly
to meet growing demand
4

5. To grow globally and
eliminate payment barriers you need
more than just technology
- you need a partner
#flexibility#open
5

6. 6
We are Nuvei
the payment technology partner
of thriving brands

7. 7
$80 Billion+
Transaction volume
150+
Global currencies
500
Payment methods
204
Markets
40+
Cryptocurrencies
One platform. One partner.
Principal memberships:

8. 8
Globally connected
Global gateway and
technology
Acquiring partners Local and alternative
payment methods
Currencies
Take advantage of our ever-evolving, modular technology, to stay on top of local
markets, and tailor your payments to seize every opportunity.
500
200+ 150+
Acquirer-agnostic

9. 9
With 500 payment methods and 150+ currencies, your
customers will have a familiar and seamless checkout
experience. Earn trust, Improve conversion rates and increase
sales by localizing your payments.
500 payment
methods.
One contract.
9
9

10. 10
Roadmap local acquiring
Local acquiring
Local acquiring
Gain global acquiring coverage, optimize acceptance, and
ultimately increase your bottom line with a single integration
and a single contract.
Highest acceptance rates
with direct acquiring in over
45 countries.

11. One integration.
Choose the one that’s
best for you!
Hosted payment page
• Ready-to-use end-to-end payment processing
• No coding needed on your end
• World-wide payment optimization
• Descopes you PCI obligations
• Developer-friendly giving you higher level of control
• Descopes your PCI obligations
• Completely modular – embed Nuvei codes in your payment page as
you wish
REST API
• Deeper level of integration for developers
• Server-to-server connection to our payment engine
• Complete control over your UX and UI.
• You take full responsibility for PCI SAQ-D
Web SDK
speed
control
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Innovative and flexible
Payments and
payouts
Seamless checkout Optimization Suite
We offer the technology and flexibility you need to increase acceptance rates –
and reduce operating costs – in local and global markets.
Reconciliation
Manager
Marketplace
optimization

13. In-store. Online. Mobile.
13

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‫ה‬
Smart Routing + Payment Orchestration
• Increase authorization rates, minimize fees
• Automatically cascade to backup providers
• Cost reduction
Extract more revenue
out of every transaction
YOU
Payment engine
Custom routing rules
AI / ML models
Routing decision
• Amount
• Currency
• Payment method
• Transaction type
• Acceptance rate
• Transaction cost
• Chargeback ratio
• More risk parameters
Leverage our smart transaction routing engine to define,
configure and manage your transactional routing in real time.
The smart routing engine employs advanced AI predictions and
historical data analysis and is proven to improve acceptance
rates.

15. 15
Marketplaces
In the ever-changing payments ecosystem, we'll help you
remove global barriers, comply with regulations worldwide, and
keep your marketplace safe from fraud.
• Easy onboarding of sellers
• Frictionless, automated E-KYC
• Split payments and payouts
• Hosted payment pages in more than 20 languages
• Quick and seamless onboarding
Turn your platform into
a local marketplace

16. 16
Localization tools
Optimization suite
A suite of optimization
tools to improve your
bottom line and customer
experience
Recovery tools

17. 17
Reliable and secure
Uptime
Agnostic
tokenization
Built-in
compliance
We deliver maximum uptime, high-speed processing, and a platform
designed to handle large transaction volumes – while ensuring the utmost
security in an ever-changing ecosystem.
99.999%
Risk management

18. One token 200+ providers
Agnostic tokenization
Combat cart abandonment and improve sales by requesting
card information once and accessing it automatically.
• Best-in-class fraud protection for subscription payments
• Access billing data without the need to store card information
• Descope PCI obligations
• Enhanced security drives conversions and revenue
A universal token
that works with all
your providers
Customer
Security wall
Tokenization
Provider A
Provider B Provider D
Provider E
Provider C
18
18

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eKYC Suite
Nuvei’s Identity Manager is the answer to all of your 'know your
customer' (KYC) and anti-AML regulations requirements.
Comply with regulations
and enhance security
• Keep up with all regulatory requirements
• Automatically connect to a broad range of identity
management service providers worldwide
• Fully automated customer identification checks
• Unified reporting from one platform
• Minimal friction and best-in-class fraud protection
19

20. Dynamic 3D Secure
Our proprietary 3DS smart routing engine is proven to be highly
effective in maximizing transaction acceptance and recovering
soft declines.
Descope your PSD2 compliance and benefit from optimal
acceptance rates via our acquirer-agnostic merchant plug-in,
available with one single integration.
Leave your PSD2
compliance to us
20
• We’ll take care of Your Strong Customer Authentication
requirements
• Benefit from chargeback liability shift through 3DS2
challenge flow
• Manage exemption submissions to maximize authorizations
20
TRANSACTION
AUTHENTICATION FLOW RECOMMENDATION
REQUEST VIA 3DS2
PERFORM AUTHORIZATION
APPROVED
DECLINED
CHALLENGED FRICTIONLESS
EXEMPTION
REQUEST
CHALLENGE
REQUEST
3DS1 3DS2

21. 21
Risk management
Nuvei’s risk management and fraud prevention suite empowers
businesses by providing a full suite of customizable
tools.
Maximize revenue while
reducing fraud
• Highly configurable rules engine with over 200 combinations
and parameters
• Payment method, channel & device-agnostic
• Review transactions, flag customers and block fraudulent
traffic
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Risk management
Prevent chargebacks
before they happen
Multiple layers of protection which prevent up to 40% of
chargebacks before they happen and mitigate the damage of
those that do.
• Reduce friendly fraud and improve customer loyalty
• Protect your reputation with customers and card networks
• Minimize operational costs by automating an expensive,
time-consuming process
• Eliminate fines and damage reputation

23. 23
Instant payments
eWallets, standardized solutions, app-less experience will lead the
ecommerce payment channels.

24. 24
500 payment methods
Fraud engine
200+
acquiring partners
Gateway
Acquirer
Value
added
services
Routing engine
Dynamic
3DS
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25. 25
99.999%
Uptime
1,000+
Micro-services
260
Transactions per second
4 data centers
Always Active - Active
24x7x365
Systems monitored
100X
Volume spike capacity
Always-on

26. ➔ Globally connected
➔ Innovative and flexible
➔ Reliable and secure
➔ Instant payments interoperability
➔ Payment platform partner
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Why merchants choose Nuvei
We are
agnostic
Ability to change
technology and adapt to
different industries,
countries and regulations
We are
innovative
Superior and innovative
payment platform built
in-house with ability to
predict industry trends
We
listen
Customer-centric approach
with quick roll out of new
products and features
indicated by merchants
We’re
global
Connected to a rich global
network of local acquirers
and payment methods,
supporting 200 markets

28. 28
nuvei.com