2019 Annual Report of CDA Dagupan Extension Office

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Report From the Regional Director 1
Cooperative Research and Information Unit 11
Cooperative Project Development Assistant Unit 23
Credit Surety Fund Unit 34
Registration Unit 40
Regulatory Unit 45
Legal Unit 51
Report from the Province of Pangasinan 48
Report from the Province of La Union 63
Report from the Province of Ilocos Sur 65
Report from the Province of Ilocos Norte 72
Designation with Special Orders 76
Promotion/New Employees 81
List of Personnel with Position and Designation 81
Customers Feedback 83
Financial Report 85
Table of Contents

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On the year under review, the Cooperative
Development Authority Dagupan Extension Office
utilized its manpower and resources to contribute to our
organization objectives “Growth and Viability of
Cooperative Enterprises Improved” with four major
programs namely: Cooperative Development Program
(CDP); Cooperative Regulatory Program (CRP); Support
to Operations (STO); and General Administration
Services (GAS).
This report shares some of the details of our
activities and highlights the accomplishments that give
us the opportunity to realize the breadth of our
commitment to our cooperators and our mandate to
promote the viability and growth of cooperatives as
instruments of equity, social justice, and economic
development in fulfilment of the mandate in section 15,
Article XII of the Constitution
A. Cooperative Development Program
The Cooperative Research, Information and Training Unit engaged themselves with
extensive activities on handholding of micro and small cooperatives, delivered various technical
assistance services, entered a partnership with stakeholders in the conduct of capability building
programs for cooperatives in line with the mandatory training for officers, and the conduct of
Pre-Registration Seminars. We also conducted the annual search of Gawad Parangal for
outstanding primary cooperatives, documented their success stories, co-implemented the
conduct of the Cooperative Month Celebration, distributed IEC materials, conducted cooperative
taxation education, and koop-balitaan, processed the accreditation renewal of both the ATPs
and CEAs and conducted GAD related activities. The overall performance of CRITS was “Very
Satisfactory”. The commitment to customer service runs deep within our entire organization,
thus, the feedback rating from clients was a “better” rating
In supporting the entrepreneurial aspirations of the cooperative, the Cooperative Project
Development Assistance Unit, implemented programs like Koop Kapatid Program, encouraged
cooperative members to participate in M2C, and assisted the cooperatives to be involved in
C2C and C2NC, monitored the contribution of entrepreneur members in job generation and
income increases. Support from the national government agencies such as DTI, DAR, DA,
NCIP, DOST as well as the LGUs helped in strengthening the position of cooperatives as
business enterprises. Additionally, the CPDAS also advocated in the cooperative business
process through the value chain, monitored its financial inclusion program, and enrolled
cooperatives to CBMIS. The overall performance of CPDAS was “Very Satisfactory”. From the
customer's feedback perspective, the rating received from clients was “better”.

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CDA Resource Persons in Action in Various Capability Building
Conducted by CDA-DEO
B. Cooperative Regulatory Program
One thing that hasn’t wavered is our commitment to register cooperatives. The Registration
Unit performed well in registering new cooperatives, as well as the processing of amendments
in their ACBL, with registration documents acted upon within the prescribed period based on the
citizens charter, issued Certificate of Authority to cooperatives establishing branches, Letter of
Authority was issued for approved cooperative satellites and Certificate of Recognition to
Laboratory Cooperatives and updating of COOPRIS. Our clients rated the registration process
better.
The Regulatory Unit continued to monitor the health of cooperatives thru inspection. Reports
on inspection were evaluated to determine the gaps in their operations. Cooperatives with
complete mandatory reports were processed and evaluated. Compliant cooperatives were
issued their COCs while the non-compliant cooperatives were indorsed for appropriate action or
interventions. The RU is also responsible for the consolidation of ATIR. All in all the RU was
rated as better by clients.
On the enforcement activities, the Legal Unit acted on complaints within 15 days upon
receipt of reported violations or complaints. Non-compliant cooperatives were given SCOs,
rendered various legal opinions, conducted investigations, and well as facilitated the conduct of
mediation and conciliation. Moreover, the Legal Officer acted in the recommendation to dissolve
non-compliant cooperatives or based on the inspection findings recommendations of the CDS-
IIs. The overall performance of this unit was “Very Satisfactory”.
C. Support to Operation
We also continued to expand the footprint of CDA thru institutional strengthening by way of
improved developmental service delivery mechanisms and enhanced members and public
protection framework. Planning and meetings sparked a passion and provided perspective for
the direction of the Agency. Firstly, STO covered the Agency’s plan preparation,
implementation, and monitoring. Secondly, we continued the monitoring of the Philippine
Cooperative Medium Term Development Plan.

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On the other hand, STO covered Quality Management Systems (QMS), thus the Key
Performance Indicators (KPIs) were religiously monitored and analyzed coupled with the regular
conduct of 5S. To update our QMS team, they also attended training relating to IQA. The office
was audited by both the IQA and the surveillance audit.
The MIS regularly maintained and updated the EO website, upgraded the internet
connectivity, every so often preventive maintenance on desktops and laptops such as the latest
OS were installed with the latest antivirus for personnel. Moreover, the MIS posted articles on
the website.
The General Administration Services was up to date in the budget preparation and
execution program with FA reports was prepared on time and in addition, the financial
performance of the Agency was assessed during the mid part and year-end of 2019.
Noteworthy to mention was the 2019 financial performance in which allocation and obligation
was 100%.
The Human Resource Development was active in facilitating the preparation of the
Individual Development Plan which became the basis for the Agency’s capacity interventions for
personnel and conduct of HR development activities. To have an appreciation of quality and fair
performance rating, an orientation on SPMS was conducted. The OPCR and IPCR were
regularly submitted and assessed by PMS. The HR performed the recruitment and placement
process in accordance with CSC rules and Agency regulations.
The General Services implemented the motor vehicle maintenance program, building, and
equipment maintenance program conducted physical inventories under the property
management program. The GS was also responsible for carrying out the disaster preparedness
activities in cooperation with the Bureau of Fire Protection.
The Records Officer performed the records and document management like sorting and
maintenance of records. Moreover, records were classified for retention and disposal. For the
cashiering services, revenue generated was remitted on time to the bank and recorded
appropriately.
A major development is the compliance to ISO 9001:2015 requirements to
consistently provide products and services that meet customer and applicable statutory
and regulatory requirements and to enhance customer satisfaction through the effective
application of the system, including processes for improvement of the system and the

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assurance of conformity to customer and applicable statutory and regulatory
requirements.
This is in the heart of our business and is ingrained in our DNA. The CDA conducted
employee training on QMS/IQA. Our employees have an increased awareness of the
importance of a job well done, and a heightened level of pride and independence.
The Agency has engaged in extensive consultations with all its stakeholders including
partners from the National Government Agency. As a result, two recognition was given to CDA
namely: 1) NCIP - Invaluable contribution to the successful conduct of Regional Action Planning
Workshop 2) Regional Competitiveness Committee - Invaluable assistance and exceptional
support as Partner Agency.
The Villar SIPAG supports and recognizes organizations that help our less fortunate
countrymen break free from the clutches of poverty. This is a public service program of
Senator's Manuel and Cynthia Villar who have a passionate desire to search for those who have
an advocacy in improving the quality of lives of their fellow men.
There were two cooperatives from the 40 cooperatives recipients of Villar Sipag
Awardees for their contribution to poverty reduction. The awardees were: Albacopa Federation
of Cooperatives of Pangasinan and Suyo Multi Purpose Cooperative of Ilocos Sur.

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Suyo MPC Albacopa Federation of Cooperatives
The members of the REXECOM likewise contributed to facilitating the changes needed
and creating an effective working environment. They contributed to making management
decisions, monitor performance, and make sure everything is done in compliance with the rules
and regulations of the CDA and to cater to the needs of the organization.
We continue to grow and evolve. As of December 31, 2019, our workforce is 39 for Region
1. An increase of six personnel with two contracts of service (COS). To our stakeholders, thank
you for making our work possible and for partnering with us in implementing our programs and
projects. We humbly request the continued support and cooperation of our shareholders as we
move forward.

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In closing, I would like to acknowledge the Board of Directors for their continued
stewardship and guidance throughout the past year. I would also like to thank our dedicated
professional and hardworking staff for their continued support and looking forward to working
with you as we advance the initiatives set out in our Strategic Plan.
JOSEFINA B. BITONIO
Director II
COOPERATIVE DEVELOPMENT PROGRAM
Accomplishment Report from Cooperative
Research, Information and Training
This consolidated report discloses the annual performance review of CDA Dagupan
Extension various units including provincial reports. In addition, The Cooperative Research,
Information, and Training Unit have achieved significant milestones on its programs and
projects implemented.
1) Handholding and Technical Assistance Service
The total number of TAS rendered by the field CDS for the year 2019 is 1,211, where
various issues and concerns of the cooperative sector were provided by way of inquiry, training
assistance, mentoring, coaching, cliniquing, and consultancy. These TAS were rendered to
medium and large coops. The total number of TAS rendered by the field CDS for the year 2019
is 1,211, where various issues and concerns of the cooperative sector were provided by way of
inquiry, training assistance, mentoring, coaching, cliniquing and consultancy. These TAS were
rendered to medium and large coops.
2) Capability Building Program for Cooperatives
The CDA assisted in the conduct of mandatory training for cooperatives such as
Fundamental of Cooperatives, Governance and Management, Enhancement Training for
Officers and staff, and conduct of Pre Registration Seminar
Pre-Registration Seminar (PRS)
For Prospective Cooperatives
There were one hundred forty-three
(143) PRS conducted for the year both in the
regional and field level taking into
consideration the center and most accessible
place for 6,433 prospective members. There
was a deluge of requests for PRS on account
of those wanting to organize transport co-ops.

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Mandatory Training for Officers
Governance & Management are the two
training components identified by our agency
which co-op officers should undergo.
Fundamentals of Cooperatives and
Governance cum GAD Orientation were
conducted on April 10-12, 2020. To maximize
the free orientation seminar sponsored by the
LGU, the participants were also oriented on
the Gender and Development (GAD) in
Cooperatives as mandated by the agency.
CDS II Florentino B. Lorenzo discussed the
basic concepts and principles of GAD in the
context of oops’ governance.
The LGU of San Carlos City, Pangasinan headed by its City Cooperative Development Officer,
Arlaine M. De Vera requested for the conduct of the said seminar for the registered
cooperatives operating in San Carlos City. It was held in the DTI – Negosyo Center Building. 33
participants attended from the 16 coops who attended the activity on July 25 - 26, 2019.
The City of Candon, - Office for the Development of Cooperatives provides technical
assistance in organizing new cooperatives and registers them at the Cooperative Development
Authority (CDA). It is headed by Ms. Grace L. Ramos, City Cooperative Development Officer the
CDO conducted basic mandatory seminars for co-op officers should as required by the agency.
A total of 40 participants (16-Male; 24-Female) coming from 17 micro co-ops attended the
Fundamentals of Cooperatives and Governance and Management Seminar.on June 21, 2019).
The activities were conducted in recognition of the Memorandum of Agreement between CDA -
DEO and the LGU – Candon City.
The LGU of Batac City thru their City Agriculturist, Ms. Marylime T. Gappi requested for the
conduct of the said seminar for the registered micro cooperatives operating in Batac City. It was
attended by 38 participants coming from 7 micro cooperatives. Field CDS, Rosievic R. Medina
also pitched in as she oriented the participants on the reportorial requirements of the Agency. A

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total of 71 participants (39-Male; 32-Female) coming from 18 micro co-ops attended the October
9 -10, 2019.
The City Government of Vigan has requested for the conduct of the two (2) day seminar
for Vigan-based micro cooperatives. The City Cooperative Development Office, headed by
Hermie T. Etrata initiated the activity in coordination with CDS II Raymund N. Pilorin. There
were 28 officers coming from 12 Vigan-based coops who attended the activity. CDS II Pilorin
also pitched in as discussant in the seminar and provided technical assistance incidental to the
said activity on October 22 - 23, 2019.
The LGU-Bayambang coordinated with the CDA thru District CDS II Sheryl Lou M. Fabia
for the conduct of the seminar for the cooperative supported by their local chief executive,
Mayor Cezar T. Quiambao whose membership were his classmates in high school. District CDS
II Sheryl Lou M. Fabia also assisted in the activity working in close coordination with the LGU –
Bayambang. 17 officers attended the seminar on the fundamentals of Cooperatives and
Governance on October 29-30, 2019 at Bayambang, Pangasinan.
Reportorial Requirements
It’s that time of the year to remind and inform registered cooperatives on their
submission of mandatory reports and secure the Certificate of Compliance (CoC) with
the agency with an end view of increasing the number of compliant cooperatives in the
country.

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PROVINCE CITY/MUNICIPALITY NO. OF PARTICIPANTS PARTNER
PANGASINAN Alaminos City
47 participants from
14 cooperatives LGU
Anda, Agno & Burgos
8 cooperatives
LGU
Umingan
24 cooperatives LGU/Federation
San Carlos City
16 cooperatives LGU
Manaoag
10 cooperatives COOP
Alcala
20 cooperatives LGU
Mangaldan
6 cooperatives LGU
Malasiqui
8 cooperatives
LGU
Dagupan City
33 cooperatives in the 2
nd
District; 2
nd
batch with
32 participants
N/A
Bayambang
11 cooperatives LGU
LA UNION San Fernando City
38 cooperatives LGU/NGA
Agoo
8 cooperatives LGU
ILOCOS SUR Caoayan
47 cooperatives
FEDERATION
Candon City 52 participants from
22 cooperatives LGU
105 cooperative
officers/members from COOP BANK
The Dagupan Extension Office
conducted a series of Orientation Seminar on
the Co-ops’ Reportorial Requirements and
Policy Updates in partnership with the
different stakeholders (LGUs, NGAs, Co-op
Bank, Federations, and primary co-ops). The
following were the accomplished schedules of
the activity:

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70 cooperatives affiliated
with the ICCB coming from
Ilocos Sur-Districts 1 & 2
and Ilocos Norte-Districts
1 & 2
ILOCOS
NORTE
Batac City
105 cooperative
officers/members from 70
cooperatives affiliated with
the ICCB coming from
Ilocos Sur-Districts 1 & 2
and Ilocos Norte-Districts
1 & 2
COOP BANK
various cooperatives LGU
Laoag City
24 cooperatives LGU
The participants were also advised on their compliance with R.A. 10708 otherwise known as
the Tax Incentives Management & Transparency Act (TIMTA) which requires their submission
of a tax incentive report to the CDA for onward submission to the BIR.
Aside from walking through the participants on how to undertake the online submission of
reports, the team also updated the participants regarding the Cooperative Business Matching
Information System (CBMIS) platform of the agency and the online payment of CDA
Registration fees through the Landbank Link. Bizportal.
Enhancement Training for Co-op Officers
To capacitate co-op members and officers we have coordinated the conduct of the
Entrepreneurship Trainings at San Fernando City, La Union on February 26, 2019. The district
activity was undertaken in partnership with the DTI La Union Provincial Office headed by
Provincial Director Merlie D. Membrere wherein their resource speakers talked about
Consumer Education & Awareness and Fair Trade Laws.

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3) Advocacy Programs and Initiatives
Implementation of Gawad Parangal for primary cooperatives was considered to be given
recognition and awards.
CATEGORY NAME OF NOMINEE
MICRO
COOPERATIVE
Olo Credit Cooperative
MEDIUM
COOPERATIVE
Bacarra Zanjera MPC
Free Farmers MPC
Metro Paypayad MPC
Candon City Trikers MPC
San Juan Teachers and
employees MPC
In our region, we have ten
(10) cooperative - nominees
coming from the different
categories based on their net
assets as the majority of them
hail from the province of Ilocos
Sur. The Free Farmers MPC
was the sole NATIONAL
LEVEL nominee of the region
in the medium category.
In our region, we have
ten (10) cooperative - nominees
coming from the different
categories based on their net
assets as majority of them hails
from the province of Ilocos Sur.
Another Entrepreneurship Training
was conducted on August 23, 2019,
with the additional topic “HOW TO
START YOUR BUSINESS” The
cooperatives were given slots by the
DTI to join other micro and small
business entrepreneurs in the said
training. 33 participants were coming
from the cooperatives

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4) Accreditation Program for Training Providers, External Auditors and Med/Com
Anticipating the number of accreditations expiring in the year, the EO targeted 5
accreditation applications and/or renewals for ATPs and 7 for CEAs to be an endorsement to
the CO. There were 4 EAs who were able to secure their initial and/or renew their accreditation
and 3 Training Providers were able to renew for the year.
5) Information and Communication Program
Development and Distribution of IEC Materials. Enumerated below are the materials which
were developed and distributed to co-ops.
IEC Materials Developed / Distributed
CDA MC 2019 – 06: Procedure In The Submission Of Annual Tax Incentive Report Pursuant
To The DOF – CDA – BIR Joint Administrative Order No. 1 Series Of 2019
CDA MC 2019-08: Policy Guidelines Governing the Allocation, Utilization and Remittance of
the Cooperative Education and Training Fund (CETF) of the Cooperative
CDA MC 2019-09: Guidelines in the Allocation and Distribution of Patronage Refund
Financial Inclusion as discussed by BSP representative during the RCMC
CDA MC 2019-10: Revised Guidelines on the Accreditation of Cooperative External Auditor
Materials Distributed during Training/Seminars
JTC Employees MPC
LARGE COOP
(Millionaire)
NSCC Employees MPC
LARGE COOP
(Billionaire)
Calasiao Plant ande Related
Companies MPC
GLEDCO
Activities Timelines
GP Launching May 10, 2019
Regional Screening
Committee Meeting
July 9, 2019
Regional Board Judges
Validation and
Deliberation
July 9, 2019
Awarding of Regional
Winners
October 18, 2019

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Tax Forum: A Dialogue for the Uniform Interpretations on the Cooperatives” Application for
Certificate of Tax Exemption, Payment of Documentary Stamp, and Local taxes
The activity was participated by five (5) representatives from the BIR Regional
Office, together with six (6) CDA personnel and three (3) representatives from the Local
Government Units of Alaminos City, Pangasinan, and 15 representatives from the cooperative
sector. Our host for the dialogue was the CCDC, and CCDO of Alaminos City on February 12,
2019. As a consensus, a position paper shall be submitted by the CDA - DEO to the BIR Central
Office concerning the issues and concerns raised and discussed during the dialogue. The forum
sought to address the perennial dilemma of cooperatives in their application for Certification of
Tax Exemption (CTE).
Payment of Documentary Stamp Tax thru a dialogue with the BIR Regional Office.
Pertinent tax laws and issuances were presented during the discussion. There was also some
jurisprudence presented as a basis for legal interpretation on the treatment of cooperatives’ tax
privileges.
Dialogue with BIR
Compliance of Cooperatives in the Submission of Annual Report Tax Incentive Report
according to the DOF-CDA-BIR Joint Administrative Order No. 1 Series of 2019
The Joint Administrative Order JAO) No. 1-2019 (Inclusion Law (TRAIN Law) and CDA
Memorandum Circular (MC) No. 2019-06, Series of 2019 requires all types and categories of
cooperatives registered with the CDA which were issued with the Certificate of Tax Exemption
(CTE) by the BIR to submit a complete Annual Tax Incentives Report of their income-based tax
incentives, value-added tax, and duty exemptions, under R.A. No. 9520 as mandated under
Section 4, paragraph (2) of R.A. No. 10708 and Section 3 of R.A. No. 10963, otherwise known
as the Tax Reform for Acceleration. The activity sought to inform and enable the cooperatives to
comply with the said directive. The activity was attended by representatives from the BIR –
Last July 6, 2019, Binmaley,
Pangasinan is where we conducted
coastal clean up to celebrate the
worldwide coop celebration of the
25th United Nations International
Day of Cooperatives and the 96th
International Cooperative day with
the theme: “COOPS 4 DECENT

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Regional Office 1 who presented their issuances affecting cooperatives. Also part of the
program was an open forum wherein the cooperatives were allowed to ask questions. The
Dagupan Extension Office joined the celebration – advocacy by Cleaning up the Coasts of
There were about 345 participants from CDA Dagupan Extension Office, the cooperative sector,
and stakeholders from the Province of Pangasinan who participated during the coastal clean-up.
Lingayen Gulf along Binmaley, Pangasinan
6) Business Continuity Management
In 2016, the CDA entered into an agreement with the Humanitarian Leadership
Academy (HLA) Philippines Centre (now the Center for Humanitarian Learning and Innovation)
to develop and After the training, the trained CDA personnel are expected to roll out the BCM
for Cooperatives in their assigned areas as an agency deliverable to teach them as business
enterprises what to do before, during and after an identified hazard to be able to resume
providing goods/services to their members the soonest possible time.
The Ilocos Consolidated Cooperative Bank sponsored the 1st leg training on BCM on July
30-31, 2010. The activity was conducted in two (2) batches for the co-op - affiliates of the ICCB
in Ilocos Sur and Ilocos Norte. It aimed to teach the participants how to be better prepared and
more resilient to business disruptions brought about by natural and human-induced hazards by
coming up with a Business Continuity Plan (BCP), and incorporating their existing emergency
plans thereto. A total of 45 participants coming from 30 cooperative-affiliates participated in the

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activity which was held in the ICCB Conference Room located at Quirino Boulevard, Bantay,
Ilocos Sur.
As the 2nd batch of the activity, there were a total of 24 participants coming from 18
cooperative-affiliates of the ICCB operating in the province of Ilocos Norte. They were also
oriented on how to prepare their own BCP based on the hazard which they have identified. The
activity was a discovery for both the participants and the facilitators on the level of preparedness
and contingencies which their cooperatives as business enterprises have already in place
before, during, and after the occurrence of the hazard. There was a lot of sharing of experiences
and ideas during the presentations of the different BCPs of the participants. However, a major
challenge in institutionalizing BCM in the agency is its budget constraints since legislative action
is required for budget allocation which consequently limits the ability of the agency to carry-out
BCM internally and rolling it out to the stakeholders. Thus, the partnership with the HLA was a
good initiative to increase the capacity of the CDA in cascading information to cooperatives that
are at risk of hazards that threaten their survival and sustainability.
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7) Conduct of Campaign Activities thru Quad Media
The PIA – PANGASINAN is an avid supporter of the CDA in terms of information
dissemination and cooperative advocacy. The extension office is regularly invited in its radio
program, “Pantongtongan Tayo” (Pag-usapan Natin) aired over DZMQ Radyo Pilipinas –
Dagupan on October 1, 2019, with its anchor, Ms.Imeeh Casiño. It is an opportunity for our
agency programs and activities to be disseminated and promoted.
Mr. Enriquez announced the conduct of the Regional Cooperative Month Celebration on
October 18 - 19, 2019 in Alaminos City, Pangasinan in partnership with the RCDC – I and the
City Government of Alaminos as represented by Mr. Solomon B. Tablang,
City Cooperative Development Officer/RCDC – I Secretary. Ms. Casiño inquired on what the
CDA has been doing regarding the proliferation of “pseudo-cooperatives” used by unscrupulous
individuals to lure people in investing their hard-earned money. He explained the rationale of the
said activity why it is celebrated annually in our country as provided in Proclamation No. 493, S-
2003. He advised the public who are interested to join a cooperative to verify first with the CDA
its status whether if it is indeed registered or not operating or dissolved to avoid being swindled.

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9) Monitoring of Cooperative Development Councils (CDCs). The first regular meeting was
attended by representatives from the different National Government Agencies and Local
Government Units namely DILG, BFAR, DTI, PGP-SP, NFA, DOLE, LBP, DAR, NEDA, CDA
Office of the Provincial Agriculture Office of La Union, PPO-Pangasinan, DENR-EMB and the
City Government of Alaminos City, Pangasinan. There were also 14 cooperatives which
attended the meeting from the 4 provinces of Region 1. The agenda of the meeting is as
follows:
a. Accomplishment Report of RCDC I
b. Concept Paper in the Conduct of Regional Laboratory Co-op Congress
c. Online Payment of CDA registration Fees (LINK.BIZ PORTAL)
d. DILG-CDA Joint Memorandum Circular 2019-01Updates on Tax Exemption of
Co-ops from the payment of Taxes, Fees and Charges
e. Mandatory Reports of Co-ops
8) Gender and Development Program (GAD)
In line with the Social Development Program of the La
Union MPC and support to the advocacy in
Mainstreaming Gender and Development (GAD) in Co-
operatives, the coop initiated the conduct of a FREE
one (1) day GAD Orientation Seminar for micro and
small coops The activity was accomplished in
coordination and assistance of the DTI – Provincial
Office headed by its Provincial Director, Merlie D.
Membrere by providing the venue. 29 participants were
coming from various cooperatives operating in the
province of La Union which was conducted last
November 20, 2019. The training was facilitated by
CDS II Florentino B. Lorenzana.

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The 2nd regular RCDC meeting was
conducted on July 11, 2019, Center for
Culture and the Arts Candon City, Ilocos
Sur The agenda of the meeting are as
follows: presentation of R. A. 11032 (Ease
of Doing Business Law); presentation of the
Philippine Cooperative Development Plan
(2018 – 2022); presentation of the CDA
2019 Gawad Parangal Awards and
Recognition Program; presentation of CDA
Updates and the Credit Surety Fund
Cooperatives law.
Among the highlights of the meeting is the presentation of a Research
Entitled: Development of Performance Models and Capacity-building Framework for Micro and
Small Multi-Purpose Cooperatives in Ilocos Norte by Mr. Errol John Valdez, MMSU.
The 3rd regular RCDC meeting was held at Capitol Resort Hotel, Lingayen, Pangasinan
on September 19, 2019. The agenda was as follows: 2019 Regional Cooperative Month
Celebration (RCMC) Planning, Agricultural Programs for Cooperatives, Updates on CDA
programs, advocacy and activities: Republic Act No. 11364, otherwise known as the CDA
Charter of 2019, Status of the cooperatives’ compliance in the submission of Annual Tax
Incentive Report and the Result of the Regional Screening and Board of Judges Validation and
Deliberation in the CDA 2019 Gawad Parangal Awards and Recognition Program. The meeting
was conducted in cooperation with the Provincial Government of Pangasinan represented by
Mr. Ellsworth G. Gonzales, Provincial Population Officer/RCDC –Treasurer.
Ms. Renee Faye DG. Cariño discussed the procedures in TIMTA reporting, the filling-
out of forms to be submitted to CDA. The Chairperson commented that the council should help
the coops in the submission of the said report and it should be proactive. Some of the council
member-NGAs also presented their programs in which co-ops may participate
Reorganization of the Provincial Cooperative Development Council (PCDC) of Ilocos Sur
The collaborative goal of reorganizing the PCDC of Ilocos Sur has finally been realized last
Oct 21, 2019, Vigan City, Ilocos Sur thru the coordination and efforts of PCDS Raymund N.
Pillorin with the Provincial Government of Ilocos Sur represented by Ms. Lizel H. Alonzo,
Provincial Cooperative Officer. Following the CDA – Memorandum Circular, the following were
the elected officers of the council: Hon. Juan Carlo S. Medina, Chairperson; Dr. Antonio

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Agustin, Vice-Chairperson; Ace A. Ferrer, Secretary; Aurora Albaniel, Treasurer; Janirose
Fernandez, Auditor.
10) The 9th National Tripartite Conference was conducted on September 11-13, 2019 at
KCC Convention and Events Center, Gen Santos City, South Cotabato. The National Tripartite
Conference is a regular activity held every two years headed by the LCDOP. The LGU of
General Santos City hosted the 9th National Tripartite Conference for Cooperative
Development. This year's theme "Kapayapaan, Kaunlaran at Kalikasan sa Diwa ng
Kooperatiba" aims to strengthen the cooperatives, the local government units, and the private
More than 2,000 delegates attended
the said conference that also included a
Trade Exhibit showcasing local, regional,
and national cooperative products. As the
first activity of the council, a Planning
Meeting was conducted on the possible
activities which the province may consider
on the occasion of the country’s
Cooperative Month Celebration last October
as decreed under Proclamation No. 493, s.
2003Regional Cooperative Month
Celebration
10) Regional Cooperative Month Celebration
Local Government Units Partnership ( Alaminos City, Candon City and Laoag City)

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The CDA continued to coordinate with various LGU partners in preparation for the annual
cooperative month celebration. Among our hosts for these events were: Alaminos City (RCMC),
Province of Ilocos Norte (PCMC), and Candon City (CCMC).
The 2019 Regional CMC was held in partnership with the LGU of Alaminos City,
Pangasinan. As a keynote speaker, our very own Administrator Vidal D. Villanueva III was
invited to the celebration. It was a two (2) day event wherein the participants from the region
were given the option to have a tour of the Hundred Islands during the first day
There were a total of 550 participants. Among the highlights of the activity was the
recognition of the Gawad Parangal (GP) regional awardees; presentation of the CDA updates
and issuances together with the other NGAs with cooperative development programs and best
practices of successful coops in the region
11) Mini Planning Workshop held at CDA La Union Provincial Office on January 22, 2019
The activity sought to cascade to the field personnel this year’s Work & Financial Plan
(WFP) of the agency thereby facilitating the submission of their targets by the parameters of the
WFP.
Prepared by: VAN IAN F. ENRIQUEZ
Senior CDS – CRITS

25
Cooperative Project Development Assistance Section
The Cooperative Project Development and Assistance Section (CPDAS) humbly report
the following accomplishments for the period January – November 2019 in
coordination/collaboration with the CDA-DEO personnel, particularly to the technical staff.
Handholding Program for Micro and Small Cooperatives - A total of twenty-nine (29) hand-
holding rendered to micro and small cooperatives through mentoring and coaching namely:
Orientation on Koop Kapatid program, enrollment to the Cooperative Business Matching
Information System, training assistance on bookkeeping, financial & records management,
identification of technical assistance & capacity building needed for the Koop Kapatid program,
preparation of mandatory reports, online submission of CAPR, requirements for the BMBE
Registration and Assistance to Registration Documents of Coops
Technical Assistance Services (TAS) – There were eight (8) cooperatives provided technical
assistance specifically on the Memorandum of Agreement for the Koop Kapatid Program &
implementation of activities and advisory on MC 2019-08.
Capability Building Program for Cooperatives
Koop Kapatid– Big Brother – Small Brother Concept. This concept has been around for
quite a while now. It was credited to a certain Ernest Coulter who founded the Big Brothers
Movement in America in 1904. He intended to recruit volunteers who will act as big brothers to
young kids and mentoring them as they grow into adulthood. The Co-operative movement had
likewise adopted this concept and it is being recommended to the co-operatives under the
principle of “Cooperation among Co-operatives”. Recognizing the soundness of this idea, other
organizations incorporated it in their respective programs (Bawang, 2018). Under this program,
the target is one per province and as of this date, we have accomplished the following: for
Training Needs Analysis, seven were conducted broken down into:
(2) - La Union which is Tubao Womens MPC & Macabato Baro a Namnama MPC
(2) - Ilocos Norte - Balatong MPC and Affiliates of Metro Laoag Federation of Cooperatives
(2) - Ilocos Sur - Cuancabal MPC and Darapidap Abadaya Fisherfolks Savings & Credit Coop.
(1) – Pangasinan – Lewesen Mt. Range Agro-Forest Soft broom Producers Cooperative

26
An orientation/briefing on the program was conducted to the identified big brother and
small brother cooperatives including the responsibilities as stated in the Memorandum of
Agreement (MOA). For the MOA signing, six were accomplished and these are:
A. Ilocos Sur
1. Big Brother - Free Farmers MPC, Cabugao, Ilocos Sur
Small Brother - Cuancabal MPC, Cabugao, Ilocos Sur
2. Big Brother - Metro Paypayad MPC, Candon City Ilocos Sur
Small Brother - Darapidap Abadaya Fisherfolks Savings & Credit Cooperative
Candon City, Ilocos Sur
B. Ilocos Norte
1. Big Brother - Gledco Multi-Purpose Cooperative, Laoag City, Ilocos Norte
Small Brother - Balatong Multi Purpose Cooperative, Laoag City, Ilocos Norte
2.Big Brother - Gledco Multi Purpose Cooperative, Laoag City, Ilocos Norte
Small Brother - Baggak Ti Daya Development Cooperative, Laoag City, Ilocos Norte
C. La Union
1. Big Brother – LUELCO Employees Multi Purpose Cooperative, Aringay, La Union
Small Brother – Macabato Baro a Namnama MPC, Aringay, La Union
D. Pangasinan
1. Big Brother - United Christian Multipurpose Cooperative, Lingayen, Pangasinan
2. Small Brother –Lewesen Mt. Range Agro-Forest Soft broom Producers Cooperative,
Bugallon, Pangasinan
Conduct of Orientation to various BBSB
MOA SIGNING documentations of BBSB
The cooperatives enrolled in the Koop Kapatid Program for the year 2018 was monitored,
to wit:

27
1. La Union –– St. Louis Credit Cooperative as the big brother endorsed to the La
Union Provincial Cooperative Union (LU PCU) an accredited training provider
of the Authority the small brother (Sitio Malanas Credit Cooperative) to attend
the training such as Strategic Planning (4 officers) and Financial Management
(4 officers). The training fee was funded by the big brother coop.
2. Ilocos Sur –
2.1 Big Brother – Sto. Domingo Development Cooperative and Small Brother is Sto.
Domingo Municipal Employees Savings and Credit Cooperative.
Only the part-time bookkeeper of the small brother cooperative was oriented
regarding the accounting system of the Big Brother Cooperative. After the orientation,
the accountant requested the books of account of the small brother for actual recording
in the books of account but unfortunately, according to the bookkeeper of the small
brother coop, their records were in the hands of the accountant of another cooperative
which they seek helped and until now the source documents were not yet returned to the
cooperative.
2.2 Big Brother – Fatima Vigan MPC and Small Brother is Pantay Onion Producers
Cooperative.
The officers of the Small Brother Cooperative were not able to undergo job training
on the possible technical assistance to be provided by the Big Brother Cooperative as
stated in the MOA (Bookkeeping; Records keeping, Fundamentals of Cooperative;
Cooperative Management and Governance and Rules Formulation) for the following
reasons: 1. Some officers were on training in Manila on Good Agricultural Practice and
others were busy on the farm for the production of white Onion. They promised that the
technical assistance to be provided by Big Brother Cooperative will be implemented this
year.
3. Pangasinan – Big brother – Calasiao Plant & Related Companies Employees MPC and
Small brother is Alyansa, Bayanihan at Kapatiran Central Pangasinan Agriculture
Cooperative. The identified training was Bookkeeping, Fundamental of Cooperatives,
Leadership & Values re-orientation, Strategic Planning & Rules Formulation.

28
The scheduled activities of the Big Brother and Small Brother program were not
implemented last year despite the willingness of the big brother cooperative to share
their experiences and learnings for the reason that the officers and staff of the small
brother coop cannot decide as to when the trainings are conducted because of their
schedules. However, the two cooperatives both agreed that they will implement the
identified activities this
4. Ilocos Norte – Big Brother is San Joaquin MPC and Small Brother is San Leandro MPC
The bookkeeper of the San Leandro is having her bookkeeping training at the San
Joaquin MPC since November 2018 (every Saturday).
For 2019, the following coops were also monitored:
1. Gledco MPC, big brother of Balatong MPC &BaggakTiDaya Development
Cooperative conducted a dialogue & discussed issues and concerns on capital build
up programs and lending policies & collection.
2. Metro Paypayad MPC, big brother to Darapidap Abadaya Fisherfolks Savings and
Credit Cooperative provided the following assistance such as review of policies,
cooperative forms, loan processes, conduct of board meeting & bookkeeping
process.
3. Free Farmers MPC, big brother of Cuancabal MPC, conducted the mandatory
trainings namely Fundamentals of Cooperatives & Cooperative Management &
Governance.
4. United Christians MPC, big brother provided assistance on bookkeeping to Lewesen
Mt. Range Agro Forest Soft Broom Producers Cooperative.
IV. Coop – Sustainable Enterprise Development (COOP-SEED)
The COOP-SEED Program was extended until the first Quarter of this year to achieve
some deliverables that were not accomplished last year. An assessment at the national level
was conducted on March 12-13, 2019 at Quezon City. Among the deliverables of the program
that was accomplished until the 1st
Quarter this year were the following:
1. Four (4) entrepreneur-members registered under BMBE (Garnaden MPC);
2. Reported the two coop beneficiaries in terms of contribution of entrepreneur member in
job generation and increase in income profile;
3. (1) M2C marketing transactions of the two coop beneficiaries were also documented &
reported;
4. (2) C2C marketing transactions were documented and reported;
5. (9) C2NC marketing transactions were documented and reported.
V. Strengthening partnership with NGAs, LGUs, academe and other stakeholders
1. Department of Trade & Industry (DTI) 30 cooperatives (P=17; LU=3; IS=3; IN=7) were
referred to avail the programs and services and 40 coops (P-30; LU=3; IS=4; IN=3) were

29
monitored which availed the programs of DTI such as training, financing forum, BMBE
registration, shared service facility, P3 Program, and trade fairs and Mentor Me on Wheels.
For the business matching trade fairs facilitated, 2 from Pangasinan were accomplished
(1 in Alaminos City and 1 in Umingan), 1 Regional (during the Regional Cooperative
Month Celebration), and 1 in the participation of coops to Rima Ti Arianna Trade Fair at
Robinson’s Mall, Manila.
2. National Commission on Indigenous People (NCIP) – fifteen (15) technical assistance
were provided to IP’s group (P=6; IS=6; IN=3). Technical assistance rendered were: the conduct of PRS,
orientation on Koop Kapatid program, the encoding of CAPR/AFS, Mandatory reports, preparation of
ACBL, and bookkeeping.
3. Local Government Units - a total of 52 activities coordinated/conducted such as
training, participation in various celebrations, and other coop activities. (P=29; LU=10; IS=7;
IN=6).
VI. Strengthening of Cooperatives Business Enterprise – an orientation on Financial
Inclusion was conducted as one of the topics during the Regional Cooperative Month
Celebration held at Alaminos City, Pangasinan on October 19, 2019, with a representative from
the Bangko Sentral ng Pilipinas as resource speaker.

30
VII. Cooperative Business Matching Information System (CBMIS) – – as part of our
assistance to cooperatives, CBMIS was created as a marketing platform for the coop’s
products and services. As of December 2019, there were 28 cooperatives assisted and
enrolled in the system with various products and services. Breakdown per province as
follows: P=9;LU=1; IS=7; IN=
List of Cooperatives enrolled in the CBMIS
N Name of Cooperative Address
1 Halog West Producers Cooperative Aringay, La Union
2 Bacarra Garlic Producers Cooperative Bacarra, Ilocos Norte
3 Paoay Central Onse Reef 4x4 Adventure
Service Cooperative
Paoay, Ilocos Norte
4 MPC Cooperative for the Disabled of
Pangasinan
Dagupan City,
Pangasinan
5 Piddig Basi MPC Piddig, Ilocos Norte
6 Pasuquin Tuna Fishermen
Cooperative
Pasuquin, Ilocos Norte
7 Salbang-San Agustin MPC Paoay, Ilocos Norte
8 Namnama ARBs MPC Piddig, Ilocos Norte
9 Free Farmers MPC Cabugao, Ilocos Sur
10 TagudinSamahan ng Magkakalamansi
Producers Cooperative
Tagudin, Ilocos Sur
11 Metro Luba Coconut Farmers MPC Sta. Lucia, Ilocos Sur

31
12 Candon City Coconut Farmers ARC Candon City, Ilocos Sur
13 Southern Binmaley MPC Binmaley, Pangasinan
14 Dorcas MPC Bugallon, Pangasinan
15 Kilos Barangay MPC Binalonan, Pangasinan
16 Bagnos MPC Banna, Ilocos Norte
17 Bugayong ARC Nueva Era, Ilocos Norte
18 Camanga Upland Farmers MPC Badoc, Ilocos Norte
19 Garnaden MPC Nueva Era, Ilocos Norte
20 Matoc-Zanjera MPC Laoag City, Ilocos Norte
21 Asilang Tribal Agriculture Cooperative San Juan, Ilocos Sur
22 Nueva Segovia Consortium of
Cooperatives
Vigan City, Ilocos Sur
23 QuirinoIlocos Sur Farmers MPC Quirino, Ilocos Sur
24 Filipino Eco Savers MPC Urdaneta City, Pangasinan
25 Green Grass of Home Agriculture
Cooperative
Bugallon, Pangasinan
26 Laguit Padilla MPC Bugallon, Pangasinan
27 Lingayen Catholic Credit Cooperative Lingayen, Pangasinan
28 Sancagulis MPC Bayambang, Pangasinan
VIII. Asset Recovery Program – ten (10)dormant accounts were processed and
recommended to the Commission on Audit for writing off and all the accounts were approved
and given the authority to write off the accounts under the CDF/CIA Funds. (IN=2; IS =6; LU =
2)
No Name of
Cooperative
Address
Amount
Requested
for write off
(Grant)
Amount
Requested
for write off
(Loan)
Remarks /
Status
1
Adams Women &
Rebel Returnees
MPC
Adams, Ilocos
Norte
56,250.00 - Approved for
write off dated
Jan. 21, 2019
2
Bannawag MPC Banayoyo,
Ilocos Sur
write off dated
Jan. 21, 2019
3
Metro Laslasong
West MPC
Sta. Maria,
Ilocos Sur
write off dated
Jan. 21, 2019
4
Sta. Maria Seri-
culture MPC
Sta. Maria,
Ilocos Sur
write off dated
Jan. 21, 2019
5
Santiago Women
Council MPC
Santiago,
Ilocos Sur
write off dated
Jan. 21, 2019
6
Assumpta MPC Sta. Maria,
Ilocos Sur
write off dated
Jan. 21, 2019
7
Young Entrepre
and Prod. Assn.
Laoag City,
Ilocos Norte
- 33,750.00 Approved for
write off dated

32
May 16, 2019
8
Rural
Improvement
Entrepreneurs
Movement, Inc.
Bantay, Ilocos
Sur
45,249.00 - Approved
June 24, 2019
9
AREX San Fernando
City, La Union
44,600.00 Approved for
write off
October 16,
2019
10
Region I
Cooperative Union
San Fernando
City, La Union
45,000.00 Approved for
write off
October 16,
2019
GRAND TOTAL 317,749.00 123,350.00
IX. Participation to NGAs Meetings
1. Bureau of Fisheries & Aquatic Resources – member of the Technical Working Group
(TWG). Attended the Forum on February 20, 2019 Fishery Industry Forum at Laoag City,
Ilocos Norte and November 29, 2019 at Lingayen, Pangasinan.
2. Development Administration Sub-Committee Meeting (NEDA)) – CDA DEO as member
agency regularly attend to the quarterly meetings.
3. DSWD - Regional Inter-Agency Meeting (RIAC) Meeting on Sustainable Livelihood
Program on June 11, 2019 at DSWD FO 1, San Fernando City, La Union represented
by Ms. Arlenne C. Espinoza, CDS II of CPDAS.

33
4. DILG/NEDA - Regional Task Force on Ending Local Communist Armed Conflict
(RTF ELCAC) – attended the Organization Meeting cum Initial Planning Workshop on the
Preparation of Action/Implementation Plan on June 25, 2019, & another meeting on June
28, 2019, the presentation of Cluster Implementation Plan to the National Security
Adviser both held in San Fernando City, La Union. The CDA is under the Clusters of
Poverty Reduction, Livelihood and Employment Cluster & Sectoral Unification, Capacity
Building Empowerment, and Mobilization.
5. Orientation on P3 Program ( CDA Central Office)
X. CDA – DTI. Attended the Regional MSMEDC Planning Workshop Cum MSME
Learning Session on December 5-6, 2019 at Hotel Ariana, Bauang, and La Union. The
MSMEDC facilitates the promotion, development and also enhances the competitiveness of
micro, small and medium enterprises and for matters connected therewith and incidental
thereto. Moreover, we attended also the Joint Regional Task Force to End Local Communist
Armed Conflict I – Meeting of the Joint RDC-RPOC with the Cabinet Officer for Regional
Development Security (CORDS) on August 2, 2019, at One Vittoria Hotel, Bantay, Ilocos Sur.

34
As a member of Cluster 7 which the Poverty Reduction Livelihood and Employment Cluster,
the TESDA Office spearheaded the conduct of a Dialogue Meeting with the Municipal
Government of Salcedo and the target beneficiaries of PRLEC programs on September 24,
2019, at Salcedo Municipal Hall, Salcedo, Ilocos Sur. The objective of the meeting is to
determine the priority needs of the target beneficiaries so that corresponding PRLEC programs
and interventions will be implemented through a convergence approach
X. Regional Staff Meetings & Rexecom Meetings
XI. Ilocos Norte Provincial Meeting on various CDA Planning and updates, memo
circulars, issuances/policies, and performance review with CDS IIs in Ilocos Norte with Ms.
Rosievic R. Medina, PCDS, Mr. Jerry Roxas.
Prepared by:
JACQUELINE L. DE LEON
Sr CDS - CPDAS
Cooperative Surety Fund Unit
The enactment into law of the Credit Surety Fund Cooperative Act of 2015 on 6 February
2016, is an enhanced financial landscape for Filipino entrepreneurs. Specifically titled “An Act
Providing for the Creation and Organization of Credit Surety Fund Cooperatives to Manage and
Administer Credit Surety Funds to Enhance the Accessibility of Micro, Small and Medium
Enterprises, Cooperatives and Nongovernment Organizations to the Credit Facility of Banks and
for Other Purposes”, the new law institutionalizes the Credit Surety Fund (CSF) Program

35
initiated by the BSP in 2008 to help unbankable MSMEs gain access to formal sources of
credit.
The CSF Section of the CDA-DEO office assimilated its role for the fulfilment of the CSF
Program through the conduct of series activities and technical assistance to prospective clients
as summarizes below:
NAME OF
CSFs
ACTIVITIES
UNDERTAKEN /
TECHNICAL
ASSISTANCE
RENDERED
ISSUES AND CHALLENGES STATUS
Pangasinan
CSF
Attendance to
Oversight Committee
(OC) meeting
Registration of CSF to
CDA and preparation of
registration documents.
Development Bank of the
Philippines (DBP) has no
official representative to
sign registration documents
(Articles of Cooperation, by-
laws, etc.)
Collection remedy on
past-due accounts
 Treatment on the
contributed fund of IGLF
 For further
deliberations on the
registrations of CSF
if they will register
as cooperative or
not
 Constant
communication with
the BSP through
Ma’am Ellen
specially on the
Certificate of
Orientation Seminar
(COS)
 As of this date,
no official signatory
to represent DBP, a
constant follow up
made through Mr.
Manalo of DBP,
Head of Benguet
Lending Center.
Pangasinan
CSF
TAS on preparation of
Registration
Documents
 No official representative
of DBP to sign in Articles of
Cooperation and By-laws.
 As of this date, no
official signatory to
represent DBP, a
constant follow up
made through Mr.

36
Availability of time of
oversight committee in the
preparation of registration
requirements
Manalo of DBP,
Head of Benguet
Lending Center.
 We provided a
copy of our template
(soft and hard
copy), constant
follow-up and
assistance.
Pangasinan
CSF
Conducted
orientation regarding
CSF Updates
 There was difficulty in
collecting payments from
the borrower.
 We discussed in
detail during OC
meeting.
Pangasinan
CSF
Conducted
meeting with the
official representative
of the Governor for
PSCF.
The PCSF are having
difficulty to fund some
necessary expenses for their
operations.
 Committed to help
and address the
said problem
La Union CSF
Attended
Oversight Committee
Meeting
Registration of CSF to CDA
and preparation of registration
documents.
 Committed and
willing to register
as CSF Coop.
They are willing to
reapply again for
their name
reservation.
 Constant
communication
with the BSP
through Ma’am
Jashzeel specially
on the Certificate of
Orientation
Seminar (COS)
 On-going,
signing of the
Articles of
Cooperation and
By-Laws by
Provincial
Governor and the
authorized
signatories from
several members
of CSF in the
immediately
succeeding

37
Some member cooperatives
are not yet borrowing through
CSF; participating lending
institutions have voluminous
requirements that some
borrowers find it hard to
comply.
meeting
La Union CSF
Conducted
orientation regarding
CSF Updates
So many requirements in
registering CSF cooperatives
To be addressed
by the Central
Office
La Union CSF
TAS on
preparation of
Registration
Documents
 No official representative
of DBP to sign in Articles of
Cooperation and By-laws.
Availability of time of
oversight committee in the
preparation of registration
requirements
 On-going, we
provided a copy of
our template (soft
and hard copy),
constant follow-up
and assistance;
Assisted to secure
copy of all
documents
available in the
office level like
certified true copy of
certificated of
compliance, ACBL,
AFS, etc.
 We provided
technical assistance
to all member-
cooperatives of CSF
by assisting them in
the processing of
the required
documents
 Constant
communication with
the Secretary of
OC, Ma’am Rodalyn
La Union
Provincial
Cooperative
Union
Orientation on Credit
Surety Fund
 Scheduled on
May 30, 2019
Other Activities of CSF Personnel
 All CSF personnel in the region assigned to assist Regulatory Unit (RU) due to lack of
manpower.

38
 Designated as inspectorate for large and medium cooperative in the region headed by
Sherwin M. Arcipe (Sr. CDS of CSF). Inspected 15 large cooperatives.
 Sr. CDS Sherwin M. Arcipe acted as a resource speaker in the conduct of various
seminars like auditing, bookkeeping, mandatory reports, updates on newly issued MCs,
etc.
.
 CDS II Fiona Bianca R. Cuenca acted as a resource speaker in the conduct of various
seminars like auditing, bookkeeping, cooperative standards, CDA Updates, Internal
Control, Records Management, etc
 Sr. CDS Sherwin M. Arcipe acted as the head of Internal Quality Audit and Assistant
Regional Director in the region
 CDS II Fiona Bianca R. Cuenca assisted the accountant in the region.
 CDS II Fiona Bianca R. Cuenca acted as one of the evaluators of Cooperative External
Auditors.
 CDS II Fiona Bianca R. Cuenca provided technical assistance to Human Resource Unit
as to the checking of completeness and accuracy of DTRs and computation of leave
credits.
 CDS I Christine Joy P. Combes acted as a secretariat (REXECOM, RCDC, etc.) in the
region.
 Other duties and responsibility assigned from time to time.
Documentations

39
Sr. CDS Sherwin Arcipe, CDS II Fiona Bianca Cuenca and CDS I Christine Joy Combes
conducted an inspection and exit conference in Calasiao Plant and Related Companies
Employees Multipurpose Cooperative at Calasiao, Pangasinan on June 13-14, 2019 as part of
their responsibility as Regional Inspectorate.
Sr. CDS Sherwin Arcipe and CDS II Fiona Bianca Cuenca
attended the Oversight Committee Meeting in Pangasinan Credit
Surety Fund at Lingayen, Pangasinan on April 25, 2019.
Sr. CDS Sherwin Arcipe and CDS II Fiona Bianca Cuenca attended
Oversight Committee Meeting in La Union Credit Surety Fund at Agoo, La Union
on May 20, 2019

40
Sr. CDS Sherwin Arcipe, CDS II Fiona Bianca Cuenca and CDS II Joy Mayion
conducted an inspection and exit conference in United Primary Multipurpose Cooperative at
Lingayen, Pangasinan on June 18-19, 2019 as part of their responsibility as Regional
Inspectorate.
Sr. CDS Sherwin Arcipe, CDS II Fiona Bianca Cuenca and CDS II Joy Mayion
conducted an inspection and exit conference in Lingayen Catholic Credit Cooperative at
Lingayen, Pangasinan on June 20-21, 2019 as part of their responsibility as Regional
Inspectorate. Fiona Bianca Cuenca CDS II and Christine Joy Combes CDS I conducted an
inspection and exit conference in Tubao Credit Cooperative Tubao, La Union on June 27-28,
2019 as part of their responsibility as Regional Inspectorate.
Prepared by
CHRISTINE JOY P. COMBES FIONA BIANCA R. CUENCA
CDS-I CDS II
Noted by
SHERWIN M. ARCIPE
Sr. CDS
Cooperative Regulatory Program
Registration Unit
One of the primary functions of the Cooperative Development Authority is the registration of
cooperatives including amendments thereto. In line with this function are the following:
I. Issuance of Cooperative Name Reservation Notice (CNRN)
• Submission of Cooperative Name Reservation Report Form (CNRRF) shall be submitted
either to CDA Central Office or Regional Offices nationwide through personal, postal mail,
courier, electronic mail, or online.

41
• The applicant has the option to choose from the following period to reserve their proposed
names with the corresponding reservation fees
a. Thirty (30) calendar days - Php 100.00
b. Sixty (60) calendar days - Php 200.00
c. Ninety (90) calendar days - Php 300.00
• Cooperative name shall be under the prescribed guidelines.
• All reserved names shall be valid per the period specified in the Cooperative Name
Reservation Notice.
II. Issuance of Certificate of Registration (COR)
The prospective cooperative acquires its juridical personality upon issuance of a Certificate
of Registration.
III. Issuance of Certificate of amendments
This is being issued in case of any amendments in the Articles of Cooperation and by laws
of the Cooperative
lV. Issuance of Certificate of Authority (COA)
A Certificate of Authority shall be issued by CDA to cooperatives applying for the
establishment of a branch office upon compliance with the requirements. A Branch Office refers
to a business office outside the principal office where cooperative activities and business
operations are undertaken as per the approved cooperative development plan.
V. Issuance of Letter of Authority (LOA)
A Letter of Authority shall be issued by CDA to cooperatives applying for the establishment
of a satellite office upon compliance with the requirements. Satellite Office refers to an office
established by a cooperative outside of its principal/main office but within its area of operation to
provide limited services to its members but which does not however maintain books of accounts
as it is done only by the principal/main office.
Vl. Issuance of Certificate of Recognition (CoR)
Certificate of Recognition shall be issued for the organization of laboratory cooperative for
minors (ages below 18 years old) by a Guardian Cooperative.
VlI. Issuance of Certificate of Merger or Consolidation
This refers to the process where two or more cooperatives become a single cooperative,
which, in the case of a merger, there is a surviving cooperative and consolidated cooperative in
the case of consolidation.

42
As of to date there were 1806 registered cooperatives. 98 newly registered 83 in Dagupan
Extension Office and 15 (Transport) in Central Office. 36 amended the Cooperatives Articles of
Cooperation and By-laws. There were 884 compliant and 922 non-compliant cooperatives.
`
F
From the total of 884 compliant cooperatives
in Region 1.Pangasinan 449; La Union 152; Ilocos
Sur 131; Ilocos Norte 152. Pangasinan covers 6
Districts while others have only 2districts province.
COOPERATIVE TYPE Grand Total
Advocacy 1
Agrarian Reform 136
Agriculture 100
Consumers 163
Coop Bank 4
Credit 239
Dairy 1
Electric 2
Federation 14
Fishermen 3
Health 1
Housing 1
Marketing 64
Multi-Purpose 970
Producer 44
Service 26
Transport 30
Union 5
Workers 2
Grand Total 1806
NON COMPLIANT 922
Status Number of
cooperatives
With SCO 345
Dissolved 561
Cancelled 12
Consolidated 4
Total 922
There are 18 Types of cooperatives
were registered in Region I. Multi-
Purpose Cooperative out of 27
recognized types of cooperatives in
the Philippines. Of this, 970(53.7%)
are MPCs; Credit Cooperative 239
(13.2%); Consumers Cooperative
163(9.02%); Agrarian Reform
Cooperative 136(7.5%); Agriculture
100 (5.5%); Marketing 64 (3.5%);
Producers 44 (2.4%); Transport 30
(1.6%); Electric 2 (.11%); Fishermen 3
(.2%); Service 26 (1.4%); Coop Bank
4 (.2%); Federation 14 (.8%); Union 5
(.3%) Advocacy 1 (.05%); Others 5
(.3%).

43
From the 922 non-compliant cooperatives. There were 37.42% cooperatives with show
cause order, 60.85% dissolved, 1.3% cancelled and .4% consolidated.
Non-compliant cooperatives per Province:
Pangasinan – 483: Show Cause Order-165; Province of La Union -122
Dissolved-310; Cancelled-8. Show Cause Order-59; Dissolved-63
.
Ilocos Sur – 129 Province of Ilocos Norte – 188
Show Cause Order-79; Dissolved-104 Show Cause Order-48;
Cancelled-1; Consolidated-3 Dissolved-79; Cancelled-2.
19 cooperative Satellite were issued with Letter of Authority; Two Cooperative Branch
issued with Certificate of Authority. Assistance to CRITS on the conduct of Pre-Registration
Seminar and Provincial Cooperative Development Council.

44
Documentation on the Released of Certificate of Registration to Newly Registered
Cooperatives.
Ilocos Norte
Ilocos Sur
La Union
Pangasinan

45
Validation of Cooperative on Registration
CDA Validation of Cooperative Amendment of AC/BL
Prepared by:
FILIPINA H. PORIO
Sr CDS Registration
Regulatory Unit
The RA 6939 created the CDA, the agency that promotes the viability and growth of
cooperatives as instruments of equity, social justice, and economic development. The law
provides its powers, functions, and responsibilities; the governing body; budget and funds; and
rulemaking power, among others. For the year under review, we submit our accomplishments
as follows:
Verifiable Indicators
No. of cooperatives
inspected with
inspection reports
transmitted to
cooperatives
To ensure the safe and sound operation
of cooperatives and to monitor their
compliance on regulatory requirements
imposed by the cooperative laws, rules
and regulations, related laws, and other
administrative issuances, an inspection is

46
being conducted to all cooperatives
categorized to assets size as micro,
small, medium and large cooperatives.
Special Order to conduct an inspection is
based on the submitted individual
inspection plan of CDS IIs and Team
Inspectorate. Large cooperatives are
being inspected by the Team
Inspectorate. This activity is conducted to
be able to determine the proper technical
assistance or intervention that could be
extended to cooperatives. Out of Eight
Hundred Nineteen (819) cooperative
targeted for inspection for the current
year, Eight Hundred Thirty-Three (833) is
accomplished which is equivalent to One
Hundred Two Percent (102%).
.
No. of cooperatives
examined with
inspection report
transmitted to
cooperative
The examination of cooperatives
conducted for the year 2019 is Six (6)
which is One hundred percent (100%) of
the target. Five (5) were provided with
technical assistance while the other
.
No. of inspection
reports evaluated.
All types of cooperatives inspected
with reports submitted are for evaluation
so that the findings would be analyzed
per category. Eight Hundred Thirty-Three
(833) has been received from the
inspectors and the percentage of
accomplishment on the inspection report
evaluated is One Hundred one percent
(101%) of the received reports.
No. of non-compliant
cooperatives
recommended /
endorsed for
appropriate action or
intervention
Cooperatives issued with show-cause
status for the year 2018 which have
already complied with the mandatory
requirements have been recommended
and endorsed to the Legal Section for the
lifting of the Show Cause Order. Based
on the findings of CDA field personnel,
inspected cooperatives that are non-

47
compliant were also endorsed by the
inspectors to undergo the due process of
dissolution. Three Hundred Three (303)
cooperatives have been endorsed for
appropriate legal action or intervention.
The accomplishment is 303%.
No. of cooperatives
issued notice of non-
compliance on
mandatory reports
Another way to increase collection of
the required reports is to constantly
remind those cooperatives which are
neglectful with their obligation to the
Authority particularly on the submission
of the required mandatory reports. In
connection to this, Three Hundred
Twelve (312) notices of non-compliance
to mandatory reports have been sent to
cooperatives. The accomplishment is
Two Hundred Eight Percent (208%) of
the total target which is One Hundred
Fifty (150).
No. of cooperatives
issued with Certificate
of Compliance
The cooperatives which have complied in
the submission of mandatory reports with
complete attachments and including the
newly registered which have secured the
Certificate of Compliance is totalled to
Eight Hundred Seventy-One (871) which
is One Hundred Twenty Three Percent
(123%) of the target for the year.
No. of cooperatives
complying with Joint
Administrative Order
on RA No. 10708 or
(TIMTA Law)
Out of Seven Hundred Fifty-Nine (759)
cooperatives targeted only five Hundred
Eighty-Six (586) cooperatives have
submitted reports and complied with the
Joint Administrative Order on RA No.
10708 or TIMTA Law.
Cooperative Standard
Training and CDA
updates
In partnership with the Department of
Agrarian Reform, training on the
cooperative standards and CDA updates
have been conducted last March 12,
2019, at Urdaneta City, March 13, 2019,
at Alaminos City Pangasinan, and March
14, 2019, at Lingayen, Pangasinan

48
Bookkeeping Seminar In partnership with the Local Government
Unit (LGU) Bayambang, a bookkeeping
seminar was conducted on July 18 - 19, 2019
with approximately 30 participants coming
from different cooperatives in Pangasinan.
In partnership with Department of Agriculture
of LGU Dasol, another bookkeeping seminar
was conducted on August 15 - 16, 2019 with
approximately 30 farmer’s participants
coming from different cooperatives and
associations in Dasol, Pangasinan.
As one of the CDA programs, a
bookkeeping seminar was conducted on
October 3, 2019 at Knowledge CDA, 3
rd
Floor, Siapno Building, Perez Boulevard,
Dagupan City with approximately 50
participants coming from different
cooperatives in Region I.
Internal Control
Seminar
In partnership with National Tobacco
Association, an internal control seminar was
conducted on October 16-18, 2019 at Arte
Luna, Paoay, Ilocos Norte with almost 40
tobacco famers participants coming from
different cooperatives and association in
Region I.
Inspection
Findings and CDA
Updates
On how to comply with the inspection
findings for the cooperatives in the
province of La Union and in partnership
with the Provincial Cooperative Union of
La Union (PCU-LU), an orientation was
conducted last November 26, 2019 at the
DMMMSU LA UNION MPC Bldg.,
located at Don Mariano Marcos State
University Ortega St., Catbangen, San
Fernando City, La Union. It was attended
by Twenty-Two (22) Cooperatives with
Eleven (11) male and Thirty (31) Female.
It was funded using the remitted CETF of
the cooperatives approximately Php
26,500.00.

49
Inspection Report
Based on Consolidated 2019 Quarterly Reports (CDA-PL-WFPIS-FR-026), CDA-Dagupan
Extension Office Through field CDS II, inspected Eight Hundred Forty (833) Cooperatives for
the Calendar Year 2019 with a total findings of Seven Thousand Nine Hundred Twenty
One(7,921) wherein micro cooperative contributed the most number of findings. Inspections of
cooperatives are being conducted yearly by field CDS lls and members of the Team
Inspectorate wherein for the year 2019 the inspected cooperatives per category are listed
below:
Category No. of Cooperatives
Inspected
Micro 619
Small 138
Medium 62
Large 14
Total 833
On Mandatory Reports
The CDA-DEO has 1,694 registered cooperatives as per master list as of December 31,
2018 wherein Eight Hundred Twenty Five (825) cooperatives are active. Out of Eight Hundred
Twenty Five (825), the office received 787 Cooperative Annual Progress Report (CAPR) with
complete attachment summarized as follows:
On Certificate of Compliance
CDA-DEO has issued a total of Eight Hundred
Seventy One (871) Certificate of Compliance for
the year 2018 including those Eighty Four (84)
newly registered cooperatives. The 871
Certificate of Compliance are issued to the
cooperatives categorized as follows:
Province For the year 2019
Pangasinan 401
La Union 140
Ilocos Sur 128
Ilocos Norte 118
Total 787
Category FOR THE YEAR 2019
Micro 496
Small 191
Medium 81
Large 19
Newly Registered 84
Total 871

50
Changes in the Category of Assets
For the calendar year 2018, Regulation Section carefully evaluated cooperatives
graduated from micro to small, small to medium and medium to large based on submitted
Audited Financial Statement for the past 2 years.
Listed below are cooperative with changes in category as to total assets;
From Micro to Small
1 Agoo Farmers Agriculture Cooperative
2 BCS Multi Purpose Cooperative
3 Burgos Municipal Tribal Council Multi-Purpose Cooperative
(BMTC-MPC)
4 Cabaritan Multi Purpose Cooperative
5 Golden Farm Agrarian Reform Cooperative
7 Grupo Claris Multi-Purpose Cooperative
8 Ilocos Sur Seed Growers Multi Purpose Cooperative
9 Liwayway Multi Purpose Cooperative
10 Magandang Buhay Farmers Agrarian Reform Cooperative
11 Maharlika Multi Purpose Cooperative
12 Metro Bugnay Multi Purpose Cooperative
13 Metro Laoag Federation of Cooperatives
14 Nayon Credit Cooperative
15 Region I Medical Center Multi Purpose Cooperative
16 San Fabian National High School Multi Purpose Cooperative
17 San Fermin ARB Multi Purpose Cooperative
18 San Vicente Multipurpose Cooperative
19 Seed Growers MPC of La Union
20 Sobol Multi Purpose Cooperative
21 Sorioan Agrarian Reform Cooperative
22 Southern Santiago Agrarian Reform Cooperative
23 St. Isidore Multi-Purpose Cooperative
24 Sta. Cruz Municipal Employees Multipurpose Cooperative
25 Sto. Domingo Tricycle Drivers and Operators Multi Purpose
Cooperative
26 United Pripavilla Multi Purpose Cooperative
27 Western Pangasinan Seed Growers Multi-Purpose Cooperative
28 Quiling Sur Tomato Growers Multi Purpose Cooperative
From Small to Medium
1 Agserbi Kada kayo Amin Multi-Purpose Cooperative (AKAMPC)
2 Bayanihan Hundred Islands Agrarian Reform Cooperative

51
3 Candon City Trykers Multipurpose Cooperative
4 Handicapped Persons Producers Cooperative (HAPPC)
5 Laoac Siga Talaga Marketing Cooperative
6 MaawiAlos Farmers Multipurpose Cooperative
7 NIA Region 1 Employees Multipurpose Cooperative (NIAR1EMPC)
8 Pangascasan Womens Multi Purpose Cooperative
9 Pangasinan Brotherhood Multi Purpose Cooperative
10 Teachers, Retirees and Urban Employees Credit Cooperative
(TRUE COOP)
11 Women's Unity for Progress and Farmers Multi Purpose
Cooperative
From Medium to Large
1 Alilem Multi Purpose Cooperative
2 Saint Louis Credit Cooperative
Prepared by: Reviewed by:
JEANETTE M. NEVADO EDILBERTO G. UNSON
CDS II Senior CDS
Accomplishment of the Legal Unit
The following accomplishments of the CDA-DEO legal unit are composed of Legal
Consultation/s, Lectures involving legal aspects of cooperatives, Attendance and Participation in
the Regional Cooperative Development Council (RCDC 1) and Regional Development Council 1
(RDC 1) and thereafter sponsoring the approval of a resolution thereat appurtenant to
enshrining the welfare of cooperatives, Trainings/Seminars attended by the Undersigned to
enhance legal perspective/s, and landmark cases handled by the Undersigned giving emphasis
to complaint coursed through hotline 8888 under the Office of the President.
Initially, the following are the actual accomplishments of this section/unit relative to the
CDA-DEO Work and Financial Plan for FY 2019:
Actual Report of Legal Section (CDA-DEO)
Target Accom %
No. of violations or complaints received
(external complaints) 9 19 over 100

52
No. of reported violations or complaints acted
upon within 15 days upon knowledge of
violation or receipt of complaints (with
reports issued)
9 19 over 100
No. of non-compliant coops complying with
sanctions and/or directives (SCO)
70
94
over 100
No. of request for legal opinion acted upon
within 15 days from receipt of request 17 24 over 100
No. of investigation conducted
6 6 100
No. of mediation/conciliation conferences
acted upon 6 6 100
No. of petitioned/recommended coops for
dissolution acted upon 32 38 over 100
No of petitions/complaints for arbitration
acted upon ATC
* ALL Data are supported by Digital/Electronic Copies of Reports/Pertinent Documents appurtenant to the
specific entries in the above report, and is immediately available if needed.
The following are the other accomplishments, outside the actual targets indicated in the
Work and Financial Plan:
Regional Cooperative Development Council 1 Meetings
The undersigned attended and participated in the quarterly meeting of the RCDC 1 and
provided lectures and cooperative updates thereat. To give emphasis, during said meetings,
Undersigned lectured on Legal Updates on cooperative matters, Data Privacy Act of 2012,
Federalism, Tax Exemption of Cooperatives etc.
1st
Quarter Meeting
The local government unit of Alaminos City hosted the Regional Cooperative
Development Council (RCDC) Meeting on 12 February 2019 held at the Hundred Islands Multi
Purpose Hall at Lucap Park.
3
rd
Quarter RCDC Meeting Conducted lectures and updates

53
3
rd
Quarter RCDC Meeting at Lingayen Capitol
Grounds, Lingayen, Pangasinan (13 September 2019)
Tax Updates/Forum Conducted in coordination
with the LGU of Laoac, Pangasinan
11 January 2019
BIR & CDA Regulation Awareness Symposium
November 27, 2019 at NSCC Plaza Hotel & Convention Center
Caoayan, Ilocos Sur

54
Legal Consultation and Attendance to Office Sanctioned Activities
The Undersigned had provided numerous legal advices both from internal and external
clients, amidst short period of service with CDA. Be it noted that the items included in this report
are only those with formal request for the Undersigned to be personally present during the
consultation.
On November 15 2019, Undersigned provided a lecture on Mediation and Conciliation
procedures to PANELCO III, as part of the enhancement program of their officers.
The Undersigned has also attended and participated to several seminars and meetings
in representation of the office, and in furtherance of better legal education, which will ultimately
benefit the office.
Dialogue between St.
Anthony Baybay Sur and
Pangasinan federation of
Cooperatives at the CDA
Knowledge Center
14 March 2019

55
CDA CSF Coop Orientation Seminar
March 5-9, 2019
The Royal Mandaya Hotel,
Davao Del Sur
On February 18-21, 5th
and 6th
MCLE Seminar Diamond Hall, Hotel Supreme, Baguio City
Attended the joint meeting of the Regional Development Council – Regional Peace and
Order Council on June 07, 2019 at Hotel Ariana, Bauang, La Union

56
CMC 2019 Lectures and Representations
Alaminos City, Pangasinan Laoag City, Ilocos Norte
Attended the 2019 Cooperative Month Celebration within the region (Alaminos City,
Pangasinan, and Laoag City, Ilocos Norte_
Represented the Office in the Public Consultation, Re: Crafting of the RA 11364 IRR, on
12 November 2019
Respectfully submitting the foregoing reports and accomplishments for the CDA-DEO
Legal Section.
Submitted by:
Atty. PHILLIP RAYMUND S. RIVERA
Attorney III, CDA-DEO

57
CDA Pangasinan Provincial Office
Various activities conducted by the CDA Province of Pangasinan to accomplish the
plans and programs of the Cooperative Development Authority to ensure that the cooperatives
will have safe and sound operation.
Pre-Registration Seminar (PRS)
Our Lady of Lourdes Credit Coop Simply the Best 87’ers Consumers Coop
Pogonsili, Aguilar, Pangasinan Binmaley, Pangasinan
April 7, 2019
PRS of Proposed Longos Calasiao Tambac Agriculture Cooperative
Consumers Cooperative Malasiqui, Pang.
Discussed how to register a Cooperative in Stakeholders Convention among Migrants
Desk Officers and OFW Family Circles Leaders of Region 1
San Carlos City, Pangasinan
December 11, 2019

58
Registration of Cooperatives in Pangasinan
Orientation of Reportorial Requirements Conducted Reportorial Requirements Orientation CDA
Knowledge Center, Dagupan City March 7, 2019
Conducted orientation on the submission of mandatory reports, MC on securing COC, Gawad
Parangal criteria and TIMTA Law. Attended by 33 cooperatives and 50 officers from District II,
Pangasinan.

Mandatory Trainings Conducted:
Conducted Fundamentals of Cooperatives
September 12-13, 2019 Lingayen, Pangasinan
A fundamental of cooperative is a 16-hour seminar-workshop that covers the fundamental
knowledge of cooperatives that all cooperative officers should undergo in order to enhance their
knowledge in the operation of their cooperatives. Attended by 150 officers and management
staff of different cooperatives in Pangasinan Conducted by Nueva Segovia Consortium of
Cooperatives as the Accredited Training Provider

59
CSF Multipurpose Cooperative Good Governance and Management Training
Bayambang, Pangasinan
Capability Building for Cooperatives
To help the officers and management staff esp. the bookkeeper how to prepare the
monthly and annual financial statements of the cooperative. The said activity was attended by
65 officers and management staff of different cooperatives in Pangasinan. Conducted Basic
Bookkeeping Seminar and TIMTA (Tax Incentives Management and Transparency Act) CDA,
Knowledge Center Dagupan City October 3, 2019,
The Negosyo Center of Bayambang, Pangasinan conducted a seminar on HOW TO
GET YOUR PRODUCTS INTO RETAIL STORES attended by 56 participants including
members’ cooperatives in October 30, 2019, at Session Hall, Legislative Building, Bayambang
Pangasinan

60
Providing TAS to cooperative officers and members
Partnership with Other Government Agencies.
CDA in partnership with the Office of Transportation Cooperatives conducted
Cooperative Education and Transportation Seminar (CETOS) for the proposed transport
cooperatives in Pangasinan at Balon Bayambang Event Center on October 15,
LGU – San Carlos City, Pangasinan
NEGOSYO CENTER, Bayambang, Pangasinan
With Business Counselor of Negosyo Center, San Carlos City, Ms. Judy Ann Ico Aquino,
Attended various activities of the Provincial Government of Pangasinan
State of the Province Address of Gov. Amado I. Espino III Lingayen, Pangasinan
March 28, 2019

61
Attended the 439
th
Agew Na Pangasinan Celebration Provincial Capitol, Lingayen, Pang.
April 5, 2019 and May 1, 2019
First Executive Meeting for the conduct of the 3
rd
UMAANI AgriBusiness
and Livelihood Forum, January 24, 2019
Attended the opening of the 3
rd
UMAANI Agri-business and Livelihood Forum
ATI, Sta. Barbara, Pangasinan, arch 11, 2019
The Expo is the converging point of farmers, fisher folk, and stakeholders of the
agriculture sector in the province for the transfer of knowledge and farming system. It was
attended by farmers, fisher folk, women, and stakeholders of the agriculture sector in the
province of Pangasinan.

62
Meeting with Provincial Population, Cooperative, and Livelihood Development Office
staff headed by Mr. Ellsworth Gonzales to discuss plans and programs for the cooperatives in
Pangasinan.
International Day of Cooperatives Celebration, Coastal Clean up
along Lingayen Gulf Baywalk July 6, 2019
Regional Cooperative Month Celebration Alaminos City, Pangasinan
October 18-19, 2019
October of every year is a celebration of Cooperative Month in the Philippines according to
Presidential Proclamation 493, series of 2003. Cooperative officers and members from Region I
joined the celebration. A trade fair was also held to showcase the different products of
cooperatives in the region.
Orientation on Koop Kapatid Program at United Christian MPC, Lingayen, Pangasinan
August 14, 2019. BB: United Christian MPC and SB: Lewesen Mt. Range Producers
Cooperative

63
The Big Brother United Christians MPC provided technical assistance to its Small
Brother Lewesen Mt. Range Agro-Forest Soft Broom Producers Coop by teaching the treasurer
and bookkeeper how to make entries on the books of accounts.
Attended International Events
International Processing and Packaging Event for the Philippines
January 24-26, 2019
Attended General various Assembly Meetings of Cooperatives to give inspirational messages
and promote the cooperative movement.
4
th
General Assembly of TRUE COOP
Biec-Silag, Binmaley, Pangasinan
March 9, 2019
Women’s Unity for Progress and Farmers MPC
Primicias, Mapandan, Pangasinan
March 29, 2019

64
Nueva Segovia Consortium of Coops MPC Dagupan City April 1, 2019
14th
General Assembly of Western Lingayen MPC Malimpuec, Lingayen, Pangasinan
March 24, 2019
Attended the 25
th
Anniversary of Aguilar Employees MPC
Aguilar, Pangasinan September 28, 2019
Conducted inspection of cooperatives in District II-Pangasinan
Mangatarem I Teachers MPC Mapolopolo ARC
Calvo St., Mangatarem, Pangasinan Mapolopolo, Basista, Pangasinan
March 14, 2019 April 10, 2019

65
Coordination with LGU Calasiao, Sta. Barbara, Mapandan and Bayambang Re: MC of DILG,
BLGF and RDC- I Resolution February 5, 2019 .
Prepared by:
MARICEL G. RUEDAS
PCDS PANGASINAN
Highlight of 2019 Accomplishment Report
Province of La Union
As of 2019, the Province of La Union has a total number of
152 operating cooperatives. The following activities
highlighted the performance of CDA-La Union Provincial
Office for the year 2019 as follows:
⮚In partnership with the Department of Trade and Industry
(DTI)-La Union Provincial Office and Millionaires
Cooperatives in La Union, the province conducted a two (2)
days orientation seminar on the Reportorial Requirements,
Cooperative Updates, and Tax Incentives Management and
Transparency Act (TIMPTA) Law at the People’s Hall in San Fernando City, La
Union. Consumer Education and Awareness of Fair Trade Laws was also conducted by DTI in
that event. A total of 115 participants coming from various cooperatives in the Province
attended this 2- day’s seminar.
⮚ A Memorandum of Agreement (MOA) was being forged between the LUELCO
Employees MPC (as Big Brother) and Macabato MPC (as Small Brother) under the
Koop Kapatid Program of CDA.
⮚ 21 Pre-Registration seminars were conducted with a total of 901 participants. As a
result of this undertaking, there were 9 cooperatives registered.
⮚ One Satellite office of the La Union Multi-Purpose Cooperative was registered.
⮚ 149 operating cooperatives were inspected.
⮚ As part of the Cooperative Month Celebration, free mandatory seminars for Micro
Cooperatives on Governance and Management of Cooperatives and Fundamentals

66
of Cooperatives were conducted with 49 participants and 55 participants
respectively.
⮚ An orientation seminar on Gender and Development (GAD) Memorandum Circulars
and GAD tools was conducted in partnership with DTI-La Union Provincial Office (for
the seminar venue) with 35 cooperatives in attendance.
⮚ On Cooperative Meetings conducted:
o CCDC San Fernando City 4 meetings
o PCDC La Union 2 meetings
o MCODO 4 quarterly meetings for CDA updates
and issuances
⮚ The La Union Cooperative Month Celebration opening ceremony was held on
October 21, 2019, with Dir. Josefina B. Bitonio of CDA as the Keynote Speaker.
Activities during the opening ceremony include Mini Trade Fair, free testing on blood
pressure and blood sugar, free massage, and haircut. This was attended by around
250 participants. Other activities during the month-long celebration were livelihood
training on vinegar making, papaya pickles, and dishwashing liquid, and packaging
and labeling. Non-Mandatory Training on Credit Risk Management and Leadership
and Values Formation were also conducted. A total of 300 coops. Members were in
attendance during the culminating activity on November 11, 2019, with RD Bitonio as
the Guest Speaker. Awarding of cash and certificates to the winners of the Search
for Most Outstanding Cooperative in the Provincial level was made.
⮚ The Department of Trade and Industry-La Union Provincial Office had partnered with
CDA La Union Provincial Office for the conduct of Negosyo Serbisyo sa Barangay
(NSB) to the identified 4th to 6th class municipalities in the province of La Union. As
contained in the Guidelines, the CDA is part of the organizational support
infrastructure in providing technical expertise and may serve as resource persons
under the NSB program
Koop Kapatid MOA signing with Big Brother Negosyo Serbisyo sa Barangay
LUELCO Employees MPC and Macabato MPC goes to Bagulin, La Union
Orientation of Mandatory Reports A Total of 27 Management and Entrepreneurial Training
were conducted to the 17 Barangays with a total of 1,867 participants. CDA was able to orient
the participants on the importance of cooperative and the benefits it could provide to small

67
farmers, fisher folks, and micro-entrepreneurs. Together with TESDA, CDA-La Union was
present to all the 27 training conducted in 2019.
Negosyo Serbisyo sa Barangay Sudipen, La Union and Negosyo Serbisyo
sa Barangay, Tubao, La Union
Conduct of PCDC/CCDC Meetings
2019 Cooperative Month Celebration Opening Program & Culminating Activities

68
Prepared by: BERNIE C. MEMBRERE
PCDS – La Union
CDA Ilocos Sur Accomplishment Report for the year 2019
A. Pre – Registration Seminar
In line with our work and financial plan we have conducted Pre – Registration Seminar
(PRS) from different municipalities and different sectors from Ilocos Sur. We have the transport
sector; DSWD Pantawawid and Sustainable Livelihood Program beneficiaries and the
Indigenous Peoples
Joint Pre –Registration Seminars conducted in January 2019 to prospective members from
DSWD Pantawid and Sustainable Livelihood program in partnership with DWSD Provincial link
held at ABC Hall, LGU –Caoayan, Ilocos Sur.

69
Pre –Registration seminar to Indigeneous People Community held at Brgy. Hall, Asilang
San Juan Ilocos Sur on May 21, 2019
B. Capacity Building Program
To equip with knowledge and skills among the cooperative officers, for the 1st quarter
we were able to deliver training on Parliamentary Procedures and Orientation on Mandatory
Reports free of charge thru our linkages with our partners like Nueva Segovia Consortium of
Cooperatives, Ilocos Consolidated Cooperative Bank, and Local Government Unit of Candon by
sponsoring meals and snacks.
b.1. Parliamentary Procedures
Parliamentary Procedures attended by different cooperatives of Vigan City
in cooperation with City Cooperative Office, LGU Vigan City on February 13, 2019.
b.2. Orientation on Mandatory Reports.
A joint project of the Sponsored by Ilocos Consolidated Cooperative Bank on February
11, 2019, at Ilocos Consolidated Cooperative Bank Branch, Bantay, Ilocos Sur participated by
member cooperatives. Held at Candon City ABC Hall on February 12, 2019, participated by
different cooperatives from Candon City.

70
Orientation on the Mandatory Reports for Cooperatives and on the availament of Tax Exemption
Privileges on February 27, 2019 @ NSCC Plaza, Caoayan, Ilocos Sur attended by different cooperatives
in Region 1 , with a total of 70 cooperatives composed of 16 males and 54 females.
C. Gender and Development Program
An orientation on MC 2013 -22 Guidelines on Mainstreaming
On Gender and Development (GAD) in Cooperatives.
The Nueva Segovia Consortium of Cooperatives is a GAD advocate cooperative in
Ilocos Sur. During March, they conducted training on GAD Mainstreaming as part of their
celebration of Women’s Month wherein participated by fifty (50) members –cooperatives from
Ilocos Sur, Ilocos Norte, Abra, Pangasinan. Held at NSCC Convention Center, Caoayan, Ilocos
Sur.
D. Youth Congress
The CDA recognizes the valuable contributions of Guardian Cooperatives in the socio-
economic development of minors through the organization of Laboratory Cooperative thus an
orientation is being conducted as per MC. No. 2015 -03 – Guidelines for the Creation,
Organization, Supervision, and Monitoring of Laboratory Cooperative.

71
.
Guest Speaker: Hon. Janina Joyce Tabios – SK Federated President –Ilocos Sur
2nd Youth Congress held on March 3, 2019, @ Nueva Consortium of Cooperatives,
Caoayan, Ilocos Sur, attended by students’ representative from different schools, cooperative
employees, aflatoun members, and teachers in Ilocos Sur (No. of Schools-34; no. of students-
161; no. of coops members-52 and no, of teachers -92)
E. Koop –Kapatid Program
It is the policy of the State to develop, advance and nurture the cooperative movement
by providing development interventions through partnership building and coordinative efforts
and there is a need to reinforce the strategy in the provision of technical assistance to the
cooperatives which were not able to comply with the mandatory reports required by the CDA
Photos after MOA signing
through strengthening partnership with successful cooperatives through the KOOP KAPATID
(Big Brother Small Brother) Program and application of the Internationally Accepted Principle of
Cooperation Among Cooperatives thus a Memorandum of Agreement (MOA) is being forged
between Free Farmers as Big Brother and Cuancabal Multi-Purpose Cooperative as small
brother both from Cabugao, Ilocos Sur.
F. Cooperative Development Council
After long years of inactive of the PCDC Ilocos Sur, the new administration under
the leadership of our young and multi-awarded Governor, Hon. Ryan Luis V. Singson, our

72
council was reorganized on October 24, 2019, as part of our Provincial Cooperative Month
Celebration.
Ilocos Norte Accomplishments
In Ilocos Norte, government and non-government organizations recognized the
importance of cooperatives as a tool in poverty alleviations and economic development and
doing all possible ways to help and reach out to cooperatives. In recognition of the importance
of cooperatives, the Provincial Government of Ilocos Norte hosted the Cooperative Month
Celebration last October 2019 at the Ilocos Norte Centennial Arena and was attended by
various cooperatives in the province. Activities were trade fairs which showcased the products
Courtesy Call to DPWH Dist. Engineer: Venus Salis Torio
of cooperatives, simple program, and discussion of CDA updates by Atty. Philip Rivera and the
highlight is the awarding of most outstanding cooperatives and most outstanding cooperative
officer/coordinator. Cash awards and certificates of recognition were given to the awardees. The
Laoag City Government also in partnership with the Metro Laoag Federation of Cooperatives
hosted Cooperative Month Celebration in the City of Laoag at the covered court of Barangay
Balatong, Laoag City. Activities were trade fairs which showcased cooperative products,
presentation of CDA Updates by Regional Director Josefina Bitonio and CDA Accountant
Enjirico Mondejares, and the highlight which is the awarding of outstanding cooperatives.
Prepared by:
RAYMUND N. PILORIN
PCDS-Ilocos Sur

73
Certificates of the awardees were awarded by CDA Director Josefina Bitonio, City Cooperative
Officer Ms. Estela Damo, and Metro Laoag Federation of Cooperatives represented by Ms.
Lolita Miguel.
Ilocos Norte joined the celebration of the International Day of Cooperatives last July 6,
2019, by conducting a Coastal Clean-up in coastal areas of Barangay Lapaz, Laoag City.
Cooperatives in Laoag City joined the activity. Said activity is led by the City Government of
Laoag and the Metro Laoag Federation of Cooperatives.
The government helps in strengthening these cooperatives because doing so would mean
helping the members uplift their living conditions. It is a necessary task that can revitalize
neighborhoods and actually help create wealth within communities that have been shut out of
the rapid economic growth of the area. Technical support services are also extended by the
CDA via a cost-effective support service system that makes use of existing support service
providers (e.g. financial institutions, government agencies, etc.) and many more services that
needed by the cooperatives in the management and operation of their cooperatives. CDA-
personnel in Ilocos Norte despite limited resources managed to extend support to cooperatives
in Ilocos Norte as evidenced by various activities undertaken.
The CDA, as mandated by Republic Act No. 6939, seeks to ensure the safe and sound
operation of cooperatives in order to develop the cooperative sector into a viable and
sustainable economic enterprise, thus the Koop Kapatid was designed. In Ilocos Norte last
2019, the Gledco MPC being Big Brother signed an MOA with its Small Brothers Balatong MPC
and Baggak Ti Daya Development Cooperative. The Gledco MPC provided training assistance
to its small brothers. The training provided is Governance and Management of Cooperatives,
Fundamentals of Cooperatives, and Bookkeeping. The Gledco MPC also extended its
assistance to its Small Brothers in the preparation and submission of mandatory reports.
Financial Consultancy Services also extended by the Gledco to Baggak Ti Daya
Development Cooperative. Gledco had a mentoring with Balatong MPC re cooperative policies
and operation and how to increase savings and capital build-up programs. Gledco MPC also
had a dialogue with the Baggak Ti Daya Development Cooperative re capital build-up programs
and lending policies and collection. The Gledco MPC continuously guiding the cooperatives in
their operation (consultancy)

74
The year 2019 is a great year as the different municipalities and the Provincial
Government of Ilocos Norte and the National Government Agencies showed their utmost
support to the cooperative sector. The CDA personnel in Ilocos Norte recommended to the
Provincial Government of Ilocos Norte 5 cooperatives (Garnaden MPC of Nueva Era, LBN MPC
of Vintar, Independent Church Aglipayan Association Inc Agriculture Cooperative of Batac City,
Sumlaat San Carlos MPC of Banna, Ilocos Norte and Camanga Upland Farmers MPC of
Badoc, Ilocos Norte) as a recipient of 200,000.00 worth of livelihood assistance (grant). The
Garnaden MPC and LBN MPC were the recipients of the 2018 COOP-SEED Program of the
CDA and DTI. Said grant was awarded last November 15, 2019, at the Provincial Agriculture
Office.
In addressing the needs of the cooperative sector, the government particularly the
Cooperative Development Authority guides the cooperatives in their operation, compliance to
government rules and regulations, and provide skills for them to be knowledgeable in the
operation of their cooperatives because having the proper knowledge will surely make the
cooperative grow.
The CDA conducted training on the Fundamentals of Cooperative, Orientation on the
Preparation on Mandatory Reports, Governance and Mgt of cooperatives, Gender and
Development, and Financial Literacy Seminar Sponsored by the City Govt of Batac on April 10-
12, 2019. 23 participants, 17 micro coops.
The CDA also conducted Orientation on the Preparation of Mandatory Reports in Ilocos
Norte Sponsored by ICCB and MLFC. There were 2 trainings conducted which benefitted 41
cooperatives and 101 officers and members were oriented. Bookkeeping Seminar was also
conducted in Laoag City last November 2019 and Governance and Management of

75
Cooperatives last Dec. 6, 2019 attended by 48 cooperative officers(19 cooperatives) sponsored
by City Government of Laoag.
The CDA ensures that the cooperative's reports are complete before submission to the
regional office. CDA Regional Director, Dr. Jo Bitonio extended her support to the cooperatives
in Ilocos Norte.
The CDA continuously guides the cooperatives. One assistance is assisting the
cooperatives in their registration in the CBMIS. In Ilocos Norte, there were 5 cooperatives
registered in the CBMIS for 2019. One is the Bacarra Garlic Producers Coop which the
Chairperson Mr. Cariño proudly announced that the CBMIS helped him gained his customers
from outside Ilocos Norte.CBMIS indeed paved the way to market their products since enrolled
last April 2019. Because of the coops enrolment to the CBMIS, the cooperative was able to
reach the customers even outside region 1 and resulted in a regular and successful business
transaction. The CDA ensures that the cooperative's reports are complete before submission to
the regional office. CDA Regional Director, Dr. Jo Bitonio extended her support to the
cooperatives in Ilocos Norte.
In Ilocos Norte, there were 22 newly registered cooperatives for 2019 (8 SLPAs assisted
by DSWD, 3 Agrarian Reform Cooperatives, 3 Indigenous Peoples group, 1 Fishermen Coop, 1
service coop, 2 LGU employees Coops and 4 farmer groups).
SLP Cooperatives at Badoc, Ilocos Norte
Technical support services are also extended by the CDA via a cost-effective support
service system that makes use of existing support service providers (e.g. financial institutions,
government agencies, etc.) and many more services that needed by the cooperatives in the
management and operation of their cooperatives. CDA-personnel in Ilocos Norte despite limited
resources managed to extend support to cooperatives in Ilocos Norte as evidenced by various
activities undertaken.

76
SLP Cooperatives at Badoc, Ilocos Norte
Technical support services are also extended by the CDA via a cost-effective support
service system that makes use of existing support service providers (e.g. financial institutions,
government agencies, etc.) and many more services that needed by the cooperatives in the
management and operation of their cooperatives. CDA-personnel in Ilocos Norte despite limited
resources managed to extend support to cooperatives in Ilocos Norte as evidenced by various
activities undertaken.
Prepared by:
Rosievic R. Medina
PCDS – Ilocos Norte
Designation with SO
GAS and Procurement Officer
Amor T. Valdes Admin Assistant - II
February 8, 2019
Creation of Appraisal and
Disposal Committee Disposal
Committee
Atty. Phillip Raymund S. Rivera
Chairman
February 13, 2019
Jocelyn I. Vasquez
Member
Caselyn F. Generalao
Member
Designation as Record Officer Jasper V. Ferrer March 4, 2019
Reassignment of CDS II Arlenne
C. Espinoza to the Cooperative
Project Development and
Assistance Section (CPDAS)
Arlenne C. Espinoza March 4, 2019
SALN Review & Compliance
Committee
Josefina B. Bitonio
Chairperson
March 13, 2019
Member

77
Fiona Bianca R. Cuenca
Member
HRMO/Budget Officer
Caselyn F. Generalao CDS-II
Order No. 2019-008
April 16, 2019
Human Resource Team Caselyn F. Generalao
HRMO
April 16, 2019
Ma. Leni Magdalena A. Fiesta
HRMA
Fiona Bianca R. Cuenca
Member
Jeanette R. Monterola
Member
Von William S. Calpito
Member
Designation to Assist to Legal
Unit
Joy B. Mayion
CDS-II
April 16, 2019
Designation to Assist in Planning
Unit
Joy B. Mayion
CDS-II
Field CDS Marwin C. Peralta
CDS-II
June 28, 2019
IQA HRRD Sherwin M. Arcipe
Lead June 28, 2019
Member
Filipina H. Porio
Member
Noel C. Royupa
Member
Field CDS Jerry L. Roxas CDS-II July 12, 2019
Amendment of the SO#089
Recreational of the Team
Inspectorate to Conduct
Inspection to Medium to Medium
Coops
Sr CDS Sherwin M. Arcipe
Team Leader
July 22, 2019
CDS- II Maricel G. Ruesdas
Member
CDS-II Bernie C. Membrere
Member
CDS-II Raymund N. Pilorin
Member

2019 Annual Report of CDA Dagupan Extension Office

2019 Annual Report of CDA Dagupan Extension Office

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2019 Annual Report of CDA Dagupan Extension Office